Dec 8 2007, 02:03 PM, updated 8y ago
BIGPAY Prepaid MASTER Card that collaborating with AirAsia.
Enjoy good cash back by reloading selective credit card. (Gives you cash back up to 10%* literary)
By BigPay Malaysia Sdn Bhd (formerly known as Tpaay Asia Sdn Bhd)
*The purported 10% is actually from the source cards (depending on the credit card used, cash back is up to 10%) used to reload the BigPay.
Official Website : https://www.bigpayme.com/
Historical evolution of product : 1- 4 no longer accept new application
» Click to show Spoiler - click again to hide... «
Benefits
• Annual Fee waived unconditionally.
• AirAsia flight processing fees waived if using BigPay to pay.
• RM2 Discount on purchase flight meal and luggage. - tan_aniki
• AirAsia deals will be offered to BigPay holders, usually a day in advance.
• Remember to paste the Referral Code for Free RM10 while sign up.
• Credit / Debit card and Bank Transfer can be used to reload in App. [AMEX not Top Up Source (yet)]
• Enjoy cash rebate by reloading with selected cash rebate credit cards.
• Good foreign exchange rate (almost equivalent as in XE.com) for oversea usage. [Example]
• Instant transfer money to anyone (BigPay users) for Free. Max Daily Limit : RM2,000.
• Link to your BigPoints Account and earn BigPoints while Reload and Spend. - ohcipala
• RM20 for local transaction = 1 BigPoints. Excludes : Government Services, Transportation, Utilities and Fast Food
• RM50 of reload = 1 BigPoints.
• RM2 for overseas transaction = 1 BigPoints. [source]
~ No Extra BigPoints - mamamia, MiKE7LIM
~ Read what BigPay replied to mamamia
** Appreciate more members submit claim on missing points and feedback if happen to spend at oversea.
• Maximum reload amount limit : RM10,000.
Selection of Bank (Try below) when make online payment if requested :
• CIMB - sendohz, sendohz
• Type "BigPay" - hye
• Tune Money Sdn Bhd or TPaay Asia Sdn Bhd - rap7733
How to apply?
• Download BigPay Apps from Google Store (Click Here) Or Apple Store (Click Here)
• Open the App then click "Sign Up"
• Key in Mobile Number
• Fill up simple personal details (and Referral Code)
• Snap image of your ID/Passport and Selfie
• Wait for In-Apps Notification / Email on Document Approval
• Go to App, reload RM20 (will be in your BigPay Card for your use) by credit/debit card only
• Wait 3-5 working days for BigPay Card deliver to you (so far as per member, by Citylink)
How to activate the card?
• Once received BigPay Card, open the App click to acknowledge receipt of BigPay Card
• Fill up the CVV to activate it
• You may now set 6-digit pin for the ATM and POS or do it later in Setting
• You may now link to your BigPoints Account or do it later in Apps
Fees and Charges : (Latest refer to official Webpage)
• Domestic ATM withdrawals - RM6
• International ATM withdrawals - RM10 or 2% of withdrawal amount, which ever is higher [RM10 only until further notice]
• Currency Conversion Fee [applied when the purchase is effected in currencies other than MYR - 1% + network charges (only network charges until further notice)]
• Cross Border Fee [applied when the purchase is through merchant acquired outside of Malaysia but charged in MYR (waived until further notice)]
• Lost Card Replacement - RM20
• Sales Draft Retrieval - RM15
• Inactive Fee - RM2.50/month [waived until further notice]
• Card Cancellation - Free
• Card to Card Transfer - No
Reload BigPay to enjoy Cash Rebate (CB)
CC that entitle CB :
• MBB FCB VS (2% & 10% [May and Aug]) - SzeMeng76, cybpsych
• PBB Visa (6%) & Quantum Master (5%) - celaw
• PBB Quantum Master (5%) - weejin2000, joevo2
• PBB Visa Signature (6%) - LostAndFound
• SCB CB Gold - ckweng
• SCB JOP (3.4%) - sundayteenz
• ÆON BiG Visa Gold (2%) - MiKE7LIM
• AmBank True Visa (3%) - alexanderclz
• HL Essential (0.6%, 1% unlimted) - chlee87
• HL Fortune (1%) - chlee87, snowswc
• RHB Signature Visa (1%/3%/6%) - ClarenceT
• HSBC Visa 5X point (=1.67%) - chonghe
CC that might entitle CB : pending (re)confirmation
• OCBC Titatnium (1% unlimited) - hebe87, hebe87, but jack2 no CB
CC that NOT entitle CB :
• UOB Yolo - kaiserreich
NOT APPLICABLE for : - see request
• Terminal that do not accept MasterCard cause BigPay is a MasterCard.
• myeg - drbone & cybpsych
• Unifi - MGM
• Car workshop - MGM due to terminal can't support 'prepaid' type of transaction - Ambank Terminal
• Shabu Garden - Kuchai Lama - sendohz - PBB Terminal
• Mara Ibu Pejabat - slayersssss
Previously/Occasionally N/A > Now Applicable ! :
• Grab - refer to Special Updates bottom of this post
• Boost - sailou, fruitie, see how codeiki had successfully topped up.
• Homecafe Taman Midah - stargate8
Oversea ATM that charged fee on Withdrawal: - see request
• Singapore $3 - $5 - bearbear
• Singapore Changi Airport $5 - DBS
FAQ in Thread : for official FAQ - link
Q1 : How much BigPoints awarded if i spend less than RM20?
A1 : The point will be round down. Example, pay with big card with amount RM19.99=0 point.
Q2 : How soon the BigPoints awarded upon Reload and Spend?
A2 : 3-5 days on Spending, 1-2 days on Reload.
Q3 : How to link BigPay to AirAsia BigPoints?
A3 : Use the same email address that you used to registered AirAsia BigPoints account, the point will then sync automatically. Or you may link it in App Setting if it doesn't sync by itself.
Q4 : Can I reload BigPay with other's credit card?
A4 : BigPay FB replied to drbone that no issue to use other's cc to reload. [MGM, glauncher]
Q5 : What's the maximum amount withdrawn via ATM?
A5 : Maximum withdrawal via ATM is RM10,000 [BigPayJonathan]. Some ATM allowed RM2,500 (AmB,HSBC), RM3,000 (CIMB,CIMB), RM4,000 (HLB,HLB) and RM5,000 (Genting) only. Subjects to individual ATM, same bank different ATM may have different limits.
Q6 : How long would it takes for the status of a transaction to changed from "Pending" to "Settled"?
A6 : It may take up to 5 days or more to update the status to "Settled".
Q7 : How long would it takes for the BigPoints to be reflected after "Settled"?
A7 : It may take up to 2 days after Settled (latest as per members).
Q8: Do I need to have more than RM200 to pump petrol?
A8: Yes, If your pump at petrol island which terminal need pre-aut RM200. Unless you pump at petrol island (like Petron) which terminal allow you to pre-set amount to pump OR you pay at cashier by informing the amount to pump in prior. Further explanation see - [ClarenceT & cybpsych].
Q9 : Can the card be over swipe if to spend amount more than balance amount in card?
A9 : Yes, BUT the second transaction decline automatically.
Q10 : Can I Top Up, Large Amount, Withdraw via ATM, Very Frequently (defined by provider), merely to enjoy the cash rebate under top up source card?
A10 : Not Advisable. Please read the following posts for reference as advises. To read the original post of the quoted, please click the
at bottom right of every quoted post.Latest Updates : Tentative official announcement on about ATM withdrawal limit/frequency is by end of July, stay tuned.
By Moderator :
» Click to show Spoiler - click again to hide... «
By members :~ Aji_ShiO
» Click to show Spoiler - click again to hide... «
~ cybpsych
» Click to show Spoiler - click again to hide... «
By keyword search : 
~ TaiSong (for withdraw 60k in 2mths)
~ ATM
~ Susp* (for Suspension/Suspended)
~ Ban* (for Banned/Ban)
Q11 : What are the differences between BigPay Mastercard and previous BigPrepaid MasterCard?
A11 : See tabulation below.
» Click to show Spoiler - click again to hide... «
Q12 : How to check exchange rate of BigPay?
A12 : After transaction recorded, exchange rate shown In the app itself. At first it will show "Pending" and after few days it will show as "Settled", the "Settled" rate with real time rate, very minimal difference, both "Pending" and "Settled" amount doesn't show much difference.
Q13 : Which is cheaper for Oversea usage : ATM withdrawal Vs Swipe BigPay?
A13 : Swipe BigPay. Always pay directly with your card when you can. And if you need to take out cash at the ATM, always choose to be charged in the local currency of the country you're in.
.
Important Notice : by Moderator
QUOTE(hye @ Jun 27 2018, 11:24 AM)
To all members
Will be expanding the prohibition of referral codes exchanges across all threads in the cc section. Members participating in the exchanges will be effectively closely monitored for further violations and application of immediate consequence management.
Won't tolerate this further.
Will be expanding the prohibition of referral codes exchanges across all threads in the cc section. Members participating in the exchanges will be effectively closely monitored for further violations and application of immediate consequence management.
Won't tolerate this further.
QUOTE(hye @ Jun 27 2018, 11:30 AM)
QUOTE
Allowed to do it thru pm?
You may PM individual members and such is done discreetly. But if requests and/or exchanges is done openly through the threads, I won't allow it.
I have begun to apply consequence management to members given yesterday's warning went unheeded and a repeat of such occurred today. Thus I will not entertain any excuses for violators as sufficient warning has been given.
QUOTE(hye @ May 6 2018, 09:15 AM)
To Members
Would like to announce that a new TS has been found and will be announced soon once the formalities are executed and completed.
Members are to note that sharing of referral codes, requests and related activities/posts (referrals/referees) which notes/refers referral codes/referees are disallowed and posts will be removed without prejudice. (Direct/indirect posts are included in this T&C) Repeated offenders will be subjected to removal from this thread.
When quoting any form of official announcements from BigPay, members are reminded to post the announcement as a "quote" and provide the link to the post. This is to allow referencing of the information by any members wishing to confirm the earlier quoted information and ensure that announcements purported from financial institutions are of credibility when reposted here.
Members are advised to read carefully and apply appropriate judgement to posts that do not comply to such format. Similarly such posts will be removed without any prejudice.
.Would like to announce that a new TS has been found and will be announced soon once the formalities are executed and completed.
Members are to note that sharing of referral codes, requests and related activities/posts (referrals/referees) which notes/refers referral codes/referees are disallowed and posts will be removed without prejudice. (Direct/indirect posts are included in this T&C) Repeated offenders will be subjected to removal from this thread.
When quoting any form of official announcements from BigPay, members are reminded to post the announcement as a "quote" and provide the link to the post. This is to allow referencing of the information by any members wishing to confirm the earlier quoted information and ensure that announcements purported from financial institutions are of credibility when reposted here.
Members are advised to read carefully and apply appropriate judgement to posts that do not comply to such format. Similarly such posts will be removed without any prejudice.
Introduction Post : by Jonathan, BigPay staffs & Lyn Mod
» Click to show Spoiler - click again to hide... «
Important Notes : by members
» Click to show Spoiler - click again to hide... «
Special Updates : GrabPay
» Click to show Spoiler - click again to hide... «
Application New Features Update Log :
• 4 July 2018 - Added Bank Transfer as Top Up
• 4 July 2018 - Replacement Card request via Apps
Hidden Gems : We shall explore further for more benefits, lets dig more!
QUOTE(BigPayJonathan @ Jul 10 2018, 11:44 AM)
Essentially, if you pay within the entire AirAsia eco-system with BigPay... It really becomes something else. BIG Loyalty has deals with tons of lifestyle and travel related merchants: https://www.airasiabig.com/my/en/earn-redee...style#ecommerce
If you shop using their direct link, you'll earn points. Pay with BigPay, earn even more points. Stuff like that. I had started mapping out a customer journey within the AirAsia eco-system with and without BigPay, and the difference is huge in terms of BIG Points!
If you encounter problem, please forward your support requests via their official Facebook channels. : If you shop using their direct link, you'll earn points. Pay with BigPay, earn even more points. Stuff like that. I had started mapping out a customer journey within the AirAsia eco-system with and without BigPay, and the difference is huge in terms of BIG Points!
Cheers ~ I would like to thank mod for opportunity to contribute by replacing me as TS and thanks to members who appreciate. Hope we all make great saving from this thread. 
.
This post has been edited by fairylord: Jul 22 2018, 01:40 PM
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