Updated Term - Post 9791

V1: https://forum.lowyat.net/topic/3299626


http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
Annual Fee
Principal: RM550, FREE for the first year. Subsequent years FREE if spend a min of RM30,000 and above per annum

Supplementary: FREE up to 4 supplementary card
5th supplementary card will be charge RM 150 per annum

TreatsPoints
Every RM1 spend locally earn I TREATSPoints
5 TREATSPoints for every RM1 spend overseas
5% Cashback for all petrol & grocery (domestic only) for all days capped at RM88 per month. Petrol & grocery transactions will not earn TREATSPoints.
TREATSPoints can be converted to cashback at a rate of 250TP to RM1. No capping amount. NEW: 400TP to RM1TREATSPoints can be converted to cashback at a rate of 40,000TP to RM100. No capping amount.
Only TREATSPoints earned from spend in Maybank Visa Signature card will be eligible for redemption into cash. TREATSPoints earned from other cards are not allowed to be transferred into card members Visa Signature card.
TREATSPoints can also be utilized for redemption of items. Redeem your TreatsPoints via www.maybankard.net.my
Validity of TreatsPoints: 3 years

Kindly be informed that effective 15 April 2016, Maybank will be revising the TreatsPoints earning.
http://www.maybank2u.com.my/WebBank/CVP-PremiumCard.pdf

"The Valet Club" - updated 26th June 2015
Promotion is valid every Saturday and Sunday only.
Applicable for Visa Infinite and Visa Signature cards only.
Cardholders will enjoy a complimentary valet parking of up to 3 hours per day, per location when they flash their Visa Infinite or Visa Signature cards to the above mentioned location's valet operators.
Limited to 500 entries per month, on a first- come-first-served basis.
Cardholders who exceed 3 hours of valet parking per location will be charged the prevailing rate and to be settled directly with the valet operators.
Valet services are subject to availability of parking spaces at all participating valet establishments.

Visa Airport Speed Pass
Enjoy the convenience and efficiency of fast track immigration at over 280 international airports with Visa Airport Speed Pass
Visit www.airportspeedpass.com for more information on participating airports

VISA Signature Concierge Service
24 hours a day, 7 days a week concierge service by Visa Signature. Services are also available via Concierge online.
Cost of any goods or services purchased are billed directly to card members Maybank Visa Signature
Visa Signature Concierge Service offerings include:
Travel information and assistance
Country and major city information
Gift and specialty services
Business Services
Entertainment Services
For more information on Concierge online please visit Visa Signature AP website www.visasignature-asia.com

Required Documents
Minimum Annual Income: RM70,000

Please include the following with your application form:
Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
Latest BE form with official tax receipt
Latest 3 months' salary slips
Latest 6 months' savings account activity/current account statement
If you are self-employed:

Copies of Business Registration
Latest 6 months' Bank Statements
If you are an expatriate:

Letter from employer confirming duration of employment contract in Malaysia
Note: You must be a Maybank account holder


http://www.maybank2u.com.my/WebBank/VisaSi...e_Privilege.pdf
http://www.maybank2u.com.my/WebBank/VisaSignature_TnC.pdf
http://www.maybank2u.com.my/WebBank/VisaSi...ure_appForm.pdf
http://www.maybank2u.com.my/WebBank/VisaSignature_PDS.pdf
http://www.maybank2u.com.my/WebBank/VisaSi...reCBack_TnC.pdf
http://www.maybank2u.com.my/WebBank/VisaSignature_CI.pdf

This post has been edited by Human Nature: Sep 24 2024, 03:28 PM

Maybank FC Barcelona Visa Signature
Cash Back Card
Annual Fee: FREE for life
Supplementary: FREE

Annual Income: RM 48,000 per annum

Features [REFER TO WEBSITE FOR LATEST UPDATE]

1% cb all year long
5% discount in FCBotiga official store in Camp Nou



TreatsPoints is not eligible for this card
Note: No cash back earned for EzyPay transactions

Visa Airport Speed Pass
Enjoy the convenience and efficiency of fast track immigration at over 280 international airports with Visa Airport Speed Pass
Visit www.airportspeedpass.com for more information on participating airports

VISA Signature Concierge Service
24 hours a day, 7 days a week concierge service by Visa Signature. Services are also available via Concierge online.
Cost of any goods or services purchased are billed directly to card members Maybank Visa Signature
Visa Signature Concierge Service offerings include:
Travel information and assistance
Country and major city information
Gift and specialty services
Business Services
Entertainment Services
For more information on Concierge online please visit Visa Signature AP website www.visasignature-asia.com
Note: Kindly be informed that the Premier Wealth facilities are exclusively available for our Maybank customers with Private Banking account only and is no longer applicable for our Credit Card cardmembers.


For further info:
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Application form:
http://www.maybank2u.com.my/WebBank/ConvCardAppForm.pdf

Update

This post has been edited by Human Nature: Aug 9 2022, 09:01 AM

Went to baskin robin to eat ice cream. Direct deduct from my existing points. 400 points =RM 1. Is it worth ?
It is equal to 0.025% cash back. I just wonder majority of people spending on VS card, which category are you all spend on? VS is my main card, but I start to wonder whether it is wise to use this card. Cash rebate on petrol is good. But I just can't spend RM 1760 every month on petrol to maximise my cash back.

Probably it is not about maximizing the CB. It is fine if you really do spend 1760 on petrol and groceries every month though.

i think it should be 0.25%

Personally I feel it's really not worth it.

I qualified for waiver last year meaning expenditure more than RM50k, but only received RM900 in total (this is the 5% cashback plus redemption of treat points). That's less than 2% total return.

This year I definitely won't qualify for waiver because I spread my expenditure across better yielding cards.

I will be cancelling my VS when it comes up for renewal unless they waive AF or lower annual spending to something more reasonable like RM20k.

It seems like my appeal is successful. I can see VS in my M2U and credit limit has increased by another 10k.

Congra! May I know your main aim of applying this card is for what type of spending?

Groceries and petrol obviously.
Since I won't keep Wise anymore, this card will be my primary usage for these two categories while Ikhwan will be kept in drawer for one year.

Congrats, it is a good card when the AF is still not charged

Yes use first as CC's benefits are so uncertain these days. I saw the last 4-digit in my M2U and they are nice number.

Woo...seems like this card is good for cash rebates for petrol n groceries. Will try apply this card for now

However there's AF. Don't forget about that part.

Any one can confirm does the cash back includes all grocery MCC as follows:

5411 -Grocery Stores & Supermarkets
5422 a Freezer & Locker Meat Provisioners
5441 - Candy, Nut & Confectionery Stores
5451 -Dairy Product Stores
5462 - Bakeries
5499 - Miscellaneous Food Stores – Convenience Stores, Markets & Specialty Stores
5921 - Package Stores, Beer, Wine & Liquors

This post has been edited by tonytyk: Oct 2 2016, 12:18 PM

if can control groceries and petrol usage on fri and sat and usage less than RM1000 monthly. Ikhwan will be sufficient and can get 5% cash back.

No need to apply this visa signature which need to pay for annual fee for second year onward unless you spend the min RM50K yearly.

i just hope they can waived it, or cancel the card on next year

I will cancel next year, no worries.

no worth to apply and use the card forst 1 year.

Not a problem for me. Individual's preference.

Agreed - I would apply the same strategy like you. Always take advantage of benefits when they are around and then cancel if AF outweigh benefits.

no minimum spending. flexible day to spend compared to ikhwan. higher monthly quota

the benefits outweigh the effort to apply the card and spend only one year

Not like cancellation takes a lot of effort. Just a call will do.
Even my application was done via online too. Not a super tiring thing to do.

This post has been edited by fruitie: Oct 3 2016, 04:38 PM

I'm a serial applicant and canceller, especially for banks with high AF but short cooling down period for new applications. Nowadays both applications and cancellations are so easy, and new applications usually come with lots of goodies (except Maybank). So it's good to shop around.

Despite that, I will only apply cards which are beneficial to me.

Agreed

How to appeal if supplementary card application got rejected? Any of you has experience?

not sure why they would reject supp application...maybe incomplete details?

to overcome the minimum annual spend, i decided to apply a supplementary card for family member. now RM50k spending per annum is no longer an issue.

Only IC right? Supplementary card need not a salary or bank slip.

Yup..forms filled properly? maybe contact MBB to appeal then

Applied online last Friday and today show VS appear in M2U!

Are their CS that busy?! 10 minutes gone and still nobody picked up.

They have downgraded the quality of their CS long time ago

Last called them in July and things have never changed a bit.

Applied via M2U yesday noon and this morning show the card in M2U already - pending for activation. Super efficient for MBB card processing team.

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This post has been edited by aromachong: Nov 5 2016, 11:41 PM

Existing M2 Cardholder for >5 years..+ i m an old man..haha

do expect 15mins wait time.

even for premier line, I waited 5mins before a CS pick up this morning, previously its not more than 3 rings.

Can I complain this kind of inefficiency to BNM? Is there such a complaint category for this?

Don't think BNM will entertain the service quality level complaint. They are monitoring the discrepancy of monetary issue, not service quality of particular bank.

Agreed, and the quality of staff has also dropped significantly. Last time they were very well informed about products, and also very proactive. My last few calls I've been put on hold, transferred around, given wrong information. Not sure what's going on with their CS team, but it is pretty bad now.

OK, then I will find a way to feedback to Maybank directly. Really terrible.

In some weird case, Maybank's Facebook may help, spam them

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This post has been edited by aromachong: Nov 5 2016, 11:41 PM

If you fulfill the salary requirement, it will show like that. Then, just wait for email whether it is approved or rejected. It will come soon.

This post has been edited by fruitie: Oct 6 2016, 02:35 PM

alright thanks i will inform her about this

Received the card within 2 days from M2U application. Unbelievable!

thats super efficient !!!!

just asked my friend's case.. still processing...

This post has been edited by aromachong: Oct 7 2016, 05:59 PM

Nice!

Mine is unbelievable, they sent me a letter on 2nd week stating approved and asked me to wait for my card. After 3 weeks, still waiting lol.

Is this yr 1st card with MBB?

I'm also still waiting for mine though already approved on 29th Sept, not urgent in getting it.

Rupa-rupanya already received at hometown. Got my card today from my aunt who helped me to pick up from my hometown.

How long did you have to wait ?

Approved on 29th and sent out on 30th. Arrived on 4th Oct because 3rd was a PH.

This post has been edited by fruitie: Oct 10 2016, 01:12 PM

Applied on?

Mine was rejected earlier by the system when I applied via M2U on 18th Sept. Then, sent them email and every email they took few days to reply... So eventually only approved on 29th.

Okay thanks. 😀

Anyway, my card's expiry is 04/22 which is the same month as my M2Cards Plat, am I right to say my AF should be charged only around April 2018? Or still Sept 2017?

Refer to mine:
VS approved in April 2015
MBB2 anniversary March
AF for VS to be charged in Feb 2017

OK, looks like few months later I will need to call CS to find it out.

Oh you better make several calls. I checked with CS hotline, email and FB, and all gave different answers. I escalated to BNM and their resolution unit continue to taichi until I finally get a black and white.

This is crazy. Really don't want to go to BNM route.

This post has been edited by fruitie: Oct 10 2016, 10:19 PM

Is your annual income higher than the minimum annual income needed for this card? Good for you. And, it is nice to know that you have obtained your MBB VS card.

My annual income is lower than the minimum annual income needed for this card. But, as mentioned in Maybank 2 Card thread, having a credit limit of RM 20k for Maybank 2 Card will allow us to apply for MBB VS card.

Since my credit limit for Maybank 2 Card is around RM 20k, I may try my luck to apply for this card.

This post has been edited by kart: Oct 10 2016, 10:47 PM

Yes, I fulfill the income requirement.

That's for FD route and hopefully you can get it too.

This post has been edited by fruitie: Oct 10 2016, 10:54 PM

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This post has been edited by aromachong: Nov 5 2016, 11:55 PM

Check out this thread: https://forum.lowyat.net/topic/3894106

sifu genxgenygenz has written on it comprehensively

Would benefit those who are travel bugs.

wow, signature club league liao, that was fast

Cukup cukup makan only la, bagi chance sikit.
Will find time to apply AmBank VS soon.

pbb vs also

That one I still tak cukup.. A bit more.

Fighting!! See u soon in PBB VS thread, currently one of d best card with nonstopping promo.

I know right. I wish I will have the chance. Well, maybe when I apply for house loan.

For this MBB VS, my first expected transaction will be 0% BT.

How long does the maybank treat points last? One year?

3 years.

Does supplementary enjoy the cash back for petrol as well? Thanks.

Yes, but combined cash back with principal.

Wow, that was fast, many thanks, just read this thread t&c in first post before asking, hope to apply it soon then. Not sure will get approved or not, applying too many card in few months

If you get approved, I recommend applying for supplementary cards too so that they can enjoy the 5% on groceries and petrol.

Plus, it really helps to achieve the RM50k spending target for fee waiver. Without my supplementary cards, I wouldn't have been able to achieve it for 2 years. This year I sadly can't hit RM50k, so will cancel when my AF becomes due.

Had this VS card for 1.5yrs now. Well they upgraded me to this card (w/ 2years waiver) when cancelled my last card.
Only good thing is everyday petrol, grocery 5% cashback and trouble free online transactions (they will call me to confirm transactions or unblock un-registered merchants)

However based on my spending pattern can never reach 50k/annum with this card.. since use for petty groceries and petrol only. Nevertheless will call them end of this year and thick face ask for waiver. Else byebye.. gonna cancel.

This post has been edited by lee_lnh: Oct 17 2016, 10:15 AM

Same here. Now that I spread out my spending to other cards, I ONLY use this for groceries and petrol. Hard to even hit RM1k a month, let alone RM4k plus!

Please update on your news if you get a waiver. I would love to keep this card because its convenient. But AF is really insane compared to CB return.

applied online , got rejected via sms, is maybankardsales@maybank.com.my is the correct e-mail for appeal? thanks

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This post has been edited by aromachong: Nov 6 2016, 12:07 AM

I will try again tomorrow morning, not sure if I can reapply or not, will update if anything, the reject is from SMS which is after i upload the documents

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This post has been edited by aromachong: Nov 6 2016, 12:07 AM

Yes, that's the correct email address but replies will not be prompt.

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This post has been edited by aromachong: Nov 6 2016, 12:07 AM

How come your application for one month payslip provided is sufficient ?

I thought standard 3 months is needed, minimum at least 2 months, said by MBB Card Centre Officer

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This post has been edited by aromachong: Nov 6 2016, 12:06 AM

How to check the treat points expired date? It seems in my statement written there all my treat points is going to expire by end of this year. I thought it is suppose to be 3 years?!

used to be easy to hit RM50k a year but later difficult after they have stopped giving treatpoints for insurance

Applications via M2U only need 1 month latest payslip.

Through statement. Yes, 3 years, share it here for others to see.

need expert opinion

This post has been edited by karcity: Oct 17 2016, 09:19 PM


Attached thumbnail(s)

See the last column, 0 points. So nothing is expiring.
I also had the same confusion as you few months ago.