Rupa-rupanya already received at hometown. Got my card today from my aunt who helped me to pick up from my hometown.

Approved on 29th and sent out on 30th. Arrived on 4th Oct because 3rd was a PH.

Mine was rejected earlier by the system when I applied via M2U on 18th Sept. Then, sent them email and every email they took few days to reply... So eventually only approved on 29th.

my friend got a call on yesterday 0327763900 (just want to make sure is it from maybank) requesting her upgrade to maybank 2 cards premier..

wondering whats benefit of getting this premier card

my friend got a call on yesterday 0327763900 (just want to make sure is it from maybank) requesting her upgrade to maybank 2 cards premier..

wondering whats benefit of getting this premier card

You yourself know what is the best card for your spending.
Anyway, for the balance of rm28884 you spent in order to get AF waived, after 2 years, you still can get rm100 of cash by redeeming the 40000TPs.
Now with WISE being cancelled and I got a big TNB spender of rm1500 average a month, so it won't be much problem for me.
When shopping in Tesco, I'm helping other to pay their bills also, this is the way I get cash without being charged.
If your spending on groceries + petrol average are rm1000, the balance you can always fill it up by helping others. This is a good way to maximize the rm88 of cash back.

My main concern is to earn that rm88 of cash back and avoiding paying rm550 of AF. As this year I will be doing my house renovation, in some sense I no need to spend for others to achieve the grand total of rm50000. Still, it do have 1X of TP. If that fellow pay by him self(an old timer anyway), he have to spend time on post office since he don't have credit card. Every month he give me rm1500 then only I pay.

Normally it takes how long for us to receive the replacement card once Pending New Card Activation appeared in M2U? DO they send by courier or normal post?

I guess they poslaju to you?

i never use MBVS beyond its 5% cash back swipes.

For that extra RM1500 i would have used PBB VS and get nearly 2 additonal CB RM50 x 2.
Dont worry, i used only around RM20k last year, purely for its 5% Cashback swipes.
To  swipe RM50k a year would mean we have used beyond its 5% CB cap already.

You can get AF waiver i think.

And yes, dont forget to enjoy the current 0% fee BTs, more free cash from higher CL now.

I just called to redeem my VS TPs for cash rebate and cancelled my card at the same time. CS told me that annual fee waiver after cancellation is up to management discretion as there are usage for AF has been charged in my case.

Indeed so, you need to spend another rm740 beside the rm1760 every month and get AF waived.
Some time this will happen when the first transaction can't go through.