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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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kenlui
post Oct 30 2016, 10:06 PM

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Got charged for AF but requested for waiver as my annual spending was 45k+. I asked the CR the other day, he mentioned that I can clear off any outstanding & still cancel the card but I remember reading here before that there any spending after the annual fee will make cancellation of the card impossible.
kenlui
post Oct 31 2016, 06:54 AM

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QUOTE(enkil @ Oct 30 2016, 11:23 PM)
Waiver successful?  I am still waiting to be charged for the AF before requesting for waiver. CS already told me cannot request beforehand. Not like my HL Wise i manage to get waiver even before the AF date  rclxms.gif
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Need 5-7 working days, will know by this week.
kenlui
post Nov 6 2016, 09:12 PM

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Still no sign of my annual fee waiver in M2U. Will give them a call tmrw but. i think chances are slim. Anybody has any idea if the card still can be cancelled if there are usage after the annual fee has been charged? Supp card accidentally spent after the annual fee was charged.
kenlui
post Nov 6 2016, 10:40 PM

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QUOTE(mitodna @ Nov 6 2016, 09:51 PM)
Hi, is you notice the annual fee from M2U or from your statement? Thanks
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M2U
kenlui
post Nov 7 2016, 01:46 PM

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Just called maybank to enquire about annual fee waiver. My request was declined, has been a good year for petrol groceries. Time to bid good bye to VS. Have about 90k points from this card, good idea to convert it into cash rebates or transfer it to my 2 cards?
kenlui
post Nov 7 2016, 04:47 PM

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QUOTE(laymank @ Nov 7 2016, 02:31 PM)
If my memory serves me right, the TP from VS are slightly different from 2cards. Not sure if you can transfer over.
But I did use points from both to redeem vouchers before.
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U can transfer from VS to other cards but not the other way round.

QUOTE(mr.thinkpad @ Nov 7 2016, 02:35 PM)
better to redeem to cash voucher for a whopping rm200 voucher
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Troublesome to travel all the way to a card centre in KL to get a cash voucher. I could just redeem cash rebate to make my life easier since I still have some outstanding balance.

QUOTE(lilsunflower @ Nov 7 2016, 03:13 PM)
From what I remember when I last made a redemption:

You can combine VS TPs with other cards to redeem vouchers.

BUT

You cannot combine other cards TPs with VS to redeem the VS cash rebate. So if you have less than 40,000 VS TPs, you cannot redeem cash rebate.
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Yeah u're right. Will probably just redeem cash rebate since the value of TPs is the same.
kenlui
post Nov 10 2016, 08:34 AM

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QUOTE(mitodna @ Nov 10 2016, 08:29 AM)
hi, once the annual fee has been charged, if no waiver, and opt for cancellation and it will also deduct the annual fee as well? thanks
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Yes annual fee will be reversed if cancel within the same month the AF is charged.
kenlui
post Nov 10 2016, 11:43 AM

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QUOTE(MGM @ Nov 10 2016, 08:53 AM)
If there are other retail transactions after AF charged, banks normally won't cancel.
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I just called to redeem my VS TPs for cash rebate and cancelled my card at the same time. CS told me that annual fee waiver after cancellation is up to management discretion as there are usage for AF has been charged in my case.
kenlui
post Nov 11 2016, 04:55 PM

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QUOTE(drbone @ Nov 11 2016, 07:48 AM)
Your cash rebate is transferred into savings account ?
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No directly offset my outstanding balance first.
kenlui
post Nov 16 2016, 11:14 PM

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QUOTE(kart @ Nov 16 2016, 10:38 PM)
I am unsure whether you all are aware of this or not.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Annual Fee
Principal: RM550, FREE for the first year. Subsequent years FREE if spend a min of RM30,000 and above per annum

It is a great news, if the minimum spending to get annual fee waiver is officially lowered from RM50,000 to RM30,000.  rclxms.gif Plus, one notable member managed to get the annual fee waiver, even with annual spending of about RM20,000, purely on grocery and petrol transactions.
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QUOTE(lilsunflower @ Nov 16 2016, 11:11 PM)
Thanks for the update. Ahhh if I had known about this earlier I would have planned my spending a little better. 30k is much more achievable.
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I spent 45k and didnt qualify for the waiver. Cancelled the card just last week after my waiver request was declined. Weird that they didn't entertain my request since they reduced the AF waiver.
kenlui
post Nov 17 2016, 06:45 AM

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QUOTE(lilsunflower @ Nov 17 2016, 12:11 AM)
Wow - that's such bad timing! I'd be pretty annoyed, especially since RM45k is close to RM50k, and way above RM30k!
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Think maybe I should call them to lodge a complain? Or maybe get another free year of usage haha
kenlui
post Nov 17 2016, 10:00 AM

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QUOTE(fruitie @ Nov 17 2016, 09:14 AM)
Yes, you should. You tell them you noticed the requirement has changed recently and it's unfair to you.
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Ok will give them a call later.
kenlui
post Nov 20 2016, 04:22 PM

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QUOTE(lilsunflower @ Nov 20 2016, 11:02 AM)
Did you manage to call them? Hope you had good news.
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Will be calling tmrw. Was very busy with work for the past week. Will update here.
kenlui
post Nov 21 2016, 10:50 AM

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The reduced 30k annual spending is effective 1st december according to the staff I spoke to. And I requested for annual fee waiver in november, so no they are not going to do anything.
kenlui
post Nov 21 2016, 02:20 PM

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QUOTE(fruitie @ Nov 21 2016, 11:09 AM)
Is it shown anywhere on website that says effectively 1st Dec? unsure.gif
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Not too sure about that.

I called them back cause was not satisfied with the answer given. spoke to another CR, and she actually asked me to reaply the card again. I blasted her nicely and in the end she submitted a request to reopen the closed account. Let's see how it goes.
kenlui
post Nov 21 2016, 04:27 PM

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QUOTE(fruitie @ Nov 21 2016, 04:23 PM)
Yes, make it a case. It's really unfair for you.
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And they actually wanted me to call them bck to enquire regarding the status of the case. Asked them to call but was rejected, reason being she wont know when the result of the case will be out.

Ambank CR are a zillion times better.
kenlui
post Nov 21 2016, 08:15 PM

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QUOTE(fruitie @ Nov 21 2016, 04:50 PM)
Deal with them via email. Saves your trouble to call and there is B&W.
These days, I don't call Maybank CS anymore, they waste my time.
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mbbcards@maybank.com.my?
kenlui
post Dec 3 2016, 11:49 AM

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Just to update, my card was reactivated. And the dumb thing about maybank is, they only reactivated my card but not my supps. I asked CS why, she said u didnt request so we won't reactivate. But anyway, good to get another year of free usage.

And I just noticed that I had a credit of 500 bucks under mid year sale campaign - BON. anybody has any idea what that is?

This post has been edited by kenlui: Dec 3 2016, 11:52 AM
kenlui
post Dec 5 2016, 07:47 AM

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QUOTE(cybpsych @ Dec 5 2016, 07:28 AM)
very likely you've hit the BONus cashback from the above campaign
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Ah good to know. Thanks for the info.
kenlui
post Dec 12 2016, 09:54 PM

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QUOTE(sms2u @ Dec 12 2016, 07:23 PM)
do u means u terminate the visa signature becos annual fee?
Then, now u request to reactive it and mbb do not charge u annual fee?

if yes, u are the first reported case which reactive terminate visa signature and get 1 free annual fee.

Wonder how u can get the Rm500 as u just reactive the card ? u spend alot?
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sms2u

Yeah I terminated the VS as my application for waiver was rejected. And requested for it to be reactivated once they reduced the annual spending for AF waiver. And for the RM500 it's the sale cashback campaign, guess I was just lucky.

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