Well, rm1760 indeed are a bit hard for some. Why not opt for the lower end Ikhwan card? rm1000 for petrol and groceries while the rest you still can earn TP except government transactions. Just that you have to plan properly as only Friday and Saturday you can earn cash backs.
MBB's TP already devalued and 400Tp = rm1 is the norm.
And to enjoy AF free for this card is, you need to spend rm4000 every month and another month is rm2000 extra.

Not a problem for me. Individual's preference.

Not like cancellation takes a lot of effort. Just a call will do.
Even my application was done via online too. Not a super tiring thing to do.

do expect 15mins wait time.

even for premier line, I waited 5mins before a CS pick up this morning, previously its not more than 3 rings.

Wow, that was fast, many thanks, just read this thread t&c in first post before asking, hope to apply it soon then. Not sure will get approved or not, applying too many card in few months

Had this VS card for 1.5yrs now. Well they upgraded me to this card (w/ 2years waiver) when cancelled my last card.
Only good thing is everyday petrol, grocery 5% cashback and trouble free online transactions (they will call me to confirm transactions or unblock un-registered merchants)

However based on my spending pattern can never reach 50k/annum with this card.. since use for petty groceries and petrol only. Nevertheless will call them end of this year and thick face ask for waiver. Else byebye.. gonna cancel.

i never use MBVS beyond its 5% cash back swipes.

For that extra RM1500 i would have used PBB VS and get nearly 2 additonal CB RM50 x 2.
Dont worry, i used only around RM20k last year, purely for its 5% Cashback swipes.
To  swipe RM50k a year would mean we have used beyond its 5% CB cap already.

You can get AF waiver i think.

And yes, dont forget to enjoy the current 0% fee BTs, more free cash from higher CL now.

If my memory serves me right, the TP from VS are slightly different from 2cards. Not sure if you can transfer over.
But I did use points from both to redeem vouchers before.

I am unsure whether you all are aware of this or not.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Annual Fee
Principal: RM550, FREE for the first year. Subsequent years FREE if spend a min of RM30,000 and above per annum

It is a great news, if the minimum spending to get annual fee waiver is officially lowered from RM50,000 to RM30,000.  Plus, one notable member managed to get the annual fee waiver, even with annual spending of about RM20,000, purely on grocery and petrol transactions.

I spent 45k and didnt qualify for the waiver. Cancelled the card just last week after my waiver request was declined. Weird that they didn't entertain my request since they reduced the AF waiver.

Ok will give them a call later.

Just to update, my card was reactivated. And the dumb thing about maybank is, they only reactivated my card but not my supps. I asked CS why, she said u didnt request so we won't reactivate. But anyway, good to get another year of free usage.

And I just noticed that I had a credit of 500 bucks under mid year sale campaign - BON. anybody has any idea what that is?

do u means u terminate the visa signature becos annual fee?
Then, now u request to reactive it and mbb do not charge u annual fee?

if yes, u are the first reported case which reactive terminate visa signature and get 1 free annual fee.

Wonder how u can get the Rm500 as u just reactive the card ? u spend alot?

If with min spending, I guess chances are very slim. And if terminated for very long, even lower chance.

I did the same for my mom few weeks ago, rejected almost immediately after sending in the registration. Called CS and was told that the online portal for ccard application has a bug and they're still trying to rectify it, so ur best bet is to head to a branch, fax them or drop by a card centre.

Ah ok thanks, shall find a centre nearby.

Well, with that revised income requirement, it's just like a normal Plat's salary requirement and you expect it to be prestige?
Since this card has nothing interesting except for 5% cash back daily for groceries and petrol, hence they will not waste money to print anything.

anybody here has been forced to pay the credit card AF, rm550?

MBB really stingy with their credit limit...i applied new MBB card limit very low...hsbc that i applied roughly same time gave 20k limit..MBB not even pass 5 figure..lol

Yeah, my other banks already give 5 digit while MBB only gives me below 5 figure.

Yes. They give lower limit compare to other foreign bank. However, one thing to take note, if maybank willing to give you high limit that means you are genuinely financially stable and low risk. As the bank is very prudent in issuing credit limit, you may put up a request to increased credit limit after holding the card for a year. They would access your new income as well as your credit card payment history.

Upgrade card not only adding card. From lower range to higher range. Yes, it will, at least for Maybank so far I heard and my own experience.

Yes it may. But it is very subjective and no applicable to all. They may increased the credit limit for you but they may not. I have client who upgraded the card but was not given credit increased. As mentioned, everything is subjected to approval.

i am their aspire client(chapalang priority customer..lol) also give low CL..sometimes i dunno whether their interdept relation exist or not..lol..but the CL adequate lor..dont need too high..just ego boost..haha

The supplemetary card's transactions will be reflected in the principal card's outstanding balance?
My supplementary card transactions can be viewed using M2U however there is no payment option for supplementary card.