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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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tonytyk
post Oct 2 2016, 12:16 PM

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Any one can confirm does the cash back includes all grocery MCC as follows:

5411 -Grocery Stores & Supermarkets
5422 a Freezer & Locker Meat Provisioners
5441 - Candy, Nut & Confectionery Stores
5451 -Dairy Product Stores
5462 - Bakeries
5499 - Miscellaneous Food Stores – Convenience Stores, Markets & Specialty Stores
5921 - Package Stores, Beer, Wine & Liquors

This post has been edited by tonytyk: Oct 2 2016, 12:18 PM
tonytyk
post Oct 3 2016, 06:01 PM

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QUOTE(lilsunflower @ Oct 3 2016, 05:18 PM)
I'm a serial applicant and canceller, especially for banks with high AF but short cooling down period for new applications. Nowadays both applications and cancellations are so easy, and new applications usually come with lots of goodies (except Maybank). So it's good to shop around.
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Agreed
tonytyk
post Apr 30 2017, 06:18 PM

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QUOTE(Alexdino @ Apr 30 2017, 12:30 PM)
try to call bank to set the notification amount, you can set it to rm50
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Does it work for paywave?
tonytyk
post Apr 30 2017, 09:42 PM

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QUOTE(lilsunflower @ Apr 30 2017, 09:29 PM)
Did my last transaction with my VS yesterday as my AF is due in May and I'm cancelling once I settle my statement balance. Will miss the convenience of petrol and groceries, which I never max out. But now just have to adapt spending habits by using PBB VS for groceries and MBB Amex for petrol on weekends.
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Did you try to request for AF waiver?
tonytyk
post May 3 2017, 12:23 PM

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QUOTE(frozenkid @ May 3 2017, 11:07 AM)
I see. Ok let me give them a call now. Thanks.

UPDATE: Called the CS and set the alert to RM1 which is the lowest.
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Is this separate alert for paywave?
tonytyk
post Oct 8 2017, 09:15 PM

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QUOTE(bee993 @ Oct 8 2017, 07:08 PM)
i dont think this info is correct.

i am so called old customer too.

last month thinking maybe need to terminated this card as i hardly use it,

today just checked and  i can use it for 1 more year as i am charged annual fees 550+ gst 33  but get waived automatically.

the only explanation i can think of is maybe they combine from the mbb2kard with this vs spending  that maybe just exceed 30k but definitely not 50k.

lucky me tongue.gif
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What is your total spending for vs excluding mbb2card?
tonytyk
post Oct 10 2017, 03:19 PM

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QUOTE(SzeMeng76 @ Oct 10 2017, 12:49 PM)
Same goes, me is within a minute.
So I planning submit manually.
But I just called 1800 line MBB card centre,
she suggest us submit thru branch, saying that card centre may not process the approval because this is new card.
And ask me to submit brand new application with form and income documents at branch.
rclxub.gif
will try tomorrow at 1u card centre and see.
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double post

This post has been edited by tonytyk: Oct 10 2017, 03:20 PM
tonytyk
post Oct 10 2017, 03:19 PM

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QUOTE(celaw @ Oct 10 2017, 12:46 PM)
After 30 minutes, received email that the application is unsuccessful although I'm holding MBB 2 Plat Cards & MBB Visa Signature.. sad.gif
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QUOTE(SzeMeng76 @ Oct 10 2017, 12:49 PM)
Same goes, me is within a minute.
So I planning submit manually.
But I just called 1800 line MBB card centre,
she suggest us submit thru branch, saying that card centre may not process the approval because this is new card.
And ask me to submit brand new application with form and income documents at branch.
rclxub.gif
will try tomorrow at 1u card centre and see.
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if no response within 30 min, then it is being processed?
tonytyk
post Oct 13 2017, 10:45 PM

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QUOTE(jkngo2003 @ Oct 13 2017, 10:35 PM)
I just cancel my visa signature in June 2017.
Yesterday around 4pm, I apply fcb visa and visa signature card through maybank2u, then receive SMS that the card approved around 7pm. And today, I alr see the card in my maybank2u.
I from Sarawak and I think will get the card next week
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thought cooling off period is 6 months after cancellation?
tonytyk
post Oct 13 2017, 11:07 PM

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QUOTE(janson_kaniaz @ Oct 13 2017, 10:57 PM)
two different cards.
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He mentioned he cancelled visa signature in June and apply FCB VS & Visa Signature now?
tonytyk
post Oct 19 2017, 09:59 AM

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QUOTE(jkngo2003 @ Oct 19 2017, 09:21 AM)
shared my story on this application

i have apply this barcelona card on last thursday and get approved after 6pm. and i get my card on this tuesday at my home in sarawak.

another one is my visa signature card. my card expired date is 06/20 and i will be charged annual in june 2017. i have terminated it just before the annual fee charged. when i apply barcelona card online, i oso click for visa signature(just for fun), but both card approved. i have received the card and the expired date os 06/20 same as barcelona card.
then i call cs about the annual fee and she mention tat this year no annual fee and next year oso dont have annual fee coz my expired date is 06/20 and annual fee should be in june 2018 but still not reach one year usage. so that the annual fee only be charged in june 2019.

this kind of case happen to me in 2015 as i apply the signature card in august 2015 and annual fee charge in june 2017.

i ask cs why my card expired date is 06/20 coz it follow my existing maybank2 card expired date.
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So maybank is not strict on the annual fee and cooling off period?
tonytyk
post Oct 21 2017, 11:07 AM

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QUOTE(jkngo2003 @ Oct 19 2017, 09:21 AM)
shared my story on this application

i have apply this barcelona card on last thursday and get approved after 6pm. and i get my card on this tuesday at my home in sarawak.

another one is my visa signature card. my card expired date is 06/20 and i will be charged annual in june 2017. i have terminated it just before the annual fee charged. when i apply barcelona card online, i oso click for visa signature(just for fun), but both card approved. i have received the card and the expired date os 06/20 same as barcelona card.
then i call cs about the annual fee and she mention tat this year no annual fee and next year oso dont have annual fee coz my expired date is 06/20 and annual fee should be in june 2018 but still not reach one year usage. so that the annual fee only be charged in june 2019.

this kind of case happen to me in 2015 as i apply the signature card in august 2015 and annual fee charge in june 2017.

i ask cs why my card expired date is 06/20 coz it follow my existing maybank2 card expired date.
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QUOTE(tonytyk @ Oct 19 2017, 09:59 AM)
So maybank is not strict on the annual fee and cooling off period?
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Anyone else managed to get the annual fee “waived” as shared ?
tonytyk
post Nov 4 2017, 11:15 AM

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QUOTE(jkngo2003 @ Oct 19 2017, 09:21 AM)
shared my story on this application

i have apply this barcelona card on last thursday and get approved after 6pm. and i get my card on this tuesday at my home in sarawak.

another one is my visa signature card. my card expired date is 06/20 and i will be charged annual in june 2017. i have terminated it just before the annual fee charged. when i apply barcelona card online, i oso click for visa signature(just for fun), but both card approved. i have received the card and the expired date os 06/20 same as barcelona card.
then i call cs about the annual fee and she mention tat this year no annual fee and next year oso dont have annual fee coz my expired date is 06/20 and annual fee should be in june 2018 but still not reach one year usage. so that the annual fee only be charged in june 2019.

this kind of case happen to me in 2015 as i apply the signature card in august 2015 and annual fee charge in june 2017.

i ask cs why my card expired date is 06/20 coz it follow my existing maybank2 card expired date.
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May be try your trick to avoid the annual fee as well, mind to PM the name of the customer service staff for reference?

tonytyk
post Nov 4 2017, 07:12 PM

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QUOTE(guy3288 @ Nov 4 2017, 05:58 PM)
i got charged AF 27.10.17, called to request waiver ,got it today. Last year also same i got waiver, actual swipes (groceries) way below requirement, but alot of extra "debits", BT cash refund, include that sure way above RM50k, may be that helped to get waiver?
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If exclude BT,got 30k spending?
tonytyk
post Nov 4 2017, 08:53 PM

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QUOTE(fruitie @ Nov 4 2017, 08:22 PM)
Good idea to receive over payment. Didn't expect it to include that as your spending. hmm.gif
Yeah. I remembered someone advised me before so it was you? laugh.gif
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So is it confirmed overpayment considered as VS spending? If so,easy to achieve VS AF waiver
tonytyk
post Nov 4 2017, 10:00 PM

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QUOTE(jkngo2003 @ Nov 4 2017, 09:41 PM)
through Maybank2u and attached my ic and epf only
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I mean please PM name of cs who informed you of the annual fee will be waived in 2018 and only will be imposed in 2019

tonytyk
post Nov 5 2017, 09:05 PM

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QUOTE(guy3288 @ Nov 4 2017, 10:33 PM)
overpayment is CREDIT.
i was suggesting maybe, just maybe it was the DEBIT that helped

if you have done BT overpayment and claimed refund,
no harm try it on MBVS card next time.
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if the assumption overpayment debit is considered spending for VS, then may be applicable for other credit cards from other banks too?
tonytyk
post Nov 6 2017, 12:47 PM

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QUOTE(DarReNz @ Nov 6 2017, 12:29 PM)
i remember there will be a small difference if you pay annually compared quarterly/monthly.
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yes, 1% extra for monthly prudential premium payment
tonytyk
post Nov 7 2017, 10:16 PM

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QUOTE(kart @ Nov 6 2017, 05:21 AM)
Is it easy to persuade Maybank CS to transfer BT overpayment in your Maybank Visa Signature Card, to your saving account?  hmm.gif

Some CS may be reluctant to transfer the BT overpayment, and just say that the BT overpayment will be used to deduct the transactions posted in next statement month.  mad.gif 
Your Estimated Total Amount of Transactions Debited to Maybank Visa Signature Card = RM 15k + RM 8725.79 = about RM 24k

It is still lower than the required spending amount of RM 30k per year, for the automatic annual fee waiver. Or, did you have another BT overpayment in the past few months?

Anyway, it is good for you to get annual fee waiver your Maybank Visa Signature Card, for two consecutive years.  thumbup.gif
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QUOTE(guy3288 @ Nov 7 2017, 10:04 PM)
MBB the easiest to get refund
my 1 year refund is around RM100k.
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So VS waiver for both years due to BT overpayment debit?
tonytyk
post Mar 1 2018, 11:45 PM

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QUOTE(coolguy99 @ Mar 1 2018, 11:31 PM)
heard that there is going to be a revision to maybank credit card benefit soon...
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What sort of revision? Which card affected?

This post has been edited by tonytyk: Mar 1 2018, 11:46 PM

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