the benefits outweigh the effort to apply the card and spend only one year
Credit Cards Maybank Visa Signature + Barcelona Visa Signature
Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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Oct 3 2016, 03:38 PM
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#1
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Senior Member
6,955 posts Joined: Apr 2008 |
no minimum spending. flexible day to spend compared to ikhwan. higher monthly quota
the benefits outweigh the effort to apply the card and spend only one year |
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Nov 1 2016, 10:18 PM
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#2
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6,955 posts Joined: Apr 2008 |
QUOTE(fruitie @ Nov 1 2016, 10:14 PM) That's just 8 months? I have a feeling it will be charged only next year's November. bare in mind for AF, the system can charge 1 month before the expiry month, during, or 1 month after. mine got charged the month after. if you plan to cancel after one year then to be safe stop spending one month before. |
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Dec 18 2016, 04:07 PM
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#3
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6,955 posts Joined: Apr 2008 |
Was considering to reapply until Sam stopped the cc payment for bills.
This post has been edited by janson_kaniaz: Dec 18 2016, 04:07 PM |
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Dec 27 2016, 09:58 AM
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#4
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6,955 posts Joined: Apr 2008 |
QUOTE(gedebe @ Dec 27 2016, 09:10 AM) i was told that i've used my card beyond the annual renewal date, and they will charge me AF base on pro rate, anybody experience this? you can argue that you didnt know when the exact date is/was. if you plan to cancel the card, then just pay the outstanding amount. |
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Jan 13 2017, 10:29 AM
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#5
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6,955 posts Joined: Apr 2008 |
QUOTE(blu3gyrl @ Jan 13 2017, 10:25 AM) I helped my boss to apply for this credit card but they rejected the application citing "high commitment" as the reason. What does "high commitment" mean? meaning what he's earning no longer have margin for another card with what he's currently paying for installments (houses, cars etc) and the number of credit cards he's already owning. banks have their ways to calculate/determine that. |
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Apr 3 2017, 07:00 AM
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#6
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6,955 posts Joined: Apr 2008 |
QUOTE(janson_kaniaz @ Aug 2 2016, 02:22 PM) Asked through MB FB. Got a more detailed explaination from their call CS: If the expiry month is Aug, then the system will charge on the 27th of either July/Aug/Sept. ie. 27th of the same month or 27th the month before or 27th the month after. so they will advise the worst case scenario, i.e 27th of the month before. QUOTE(fruitie @ Apr 2 2017, 01:37 PM) I just called and this CS confirmed mine will be charged on Sept 2017. check my old reply. i believe still valid. Oh well. I will call again next time. Anyway, overseas transactions for groceries confirmed no cash back. Only 5xTP. |
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Oct 10 2017, 08:08 PM
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#7
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6,955 posts Joined: Apr 2008 |
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Oct 10 2017, 08:10 PM
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#8
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6,955 posts Joined: Apr 2008 |
QUOTE(Lego Warfare @ Oct 10 2017, 08:07 PM) Don't think there is any gift? Maybank hardly have any credit card promo gifts and so far didn't see anything in their website either Asked card centre. No free gift. Went to road show outside , free gift is sunglasses holder worth RM100 but only for new maybank card customers. |
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Oct 10 2017, 08:30 PM
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#9
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6,955 posts Joined: Apr 2008 |
QUOTE(fruitie @ Oct 10 2017, 08:17 PM) The poster up there does show apply online will have complimentary gift but T&C applies and not sure what's the T&C. Nola I just applied just now at 1U branch. The lady asked if I’m OK with my MB2cards credit limit and I said yes so she said then no docs are required. They didn't even ask me if I wanted to increase my CL. So you also got your card already from The Gardens? Should be ready by tomorrow or Thurs. No hurry to use this card This post has been edited by janson_kaniaz: Oct 10 2017, 08:31 PM |
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Oct 10 2017, 08:41 PM
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#10
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6,955 posts Joined: Apr 2008 |
QUOTE(fruitie @ Oct 10 2017, 08:36 PM) I see. Good to know for other cardholders. You should have asked the person just now when you collected the card I plan to buy some stuff from Lazada for 6 months 0% installment, since it offers installment, I might take up the offer. If I were to use this card to pay and take up installment, that means I will get 2% cash back right? |
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Oct 10 2017, 11:14 PM
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#11
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6,955 posts Joined: Apr 2008 |
It will be my “etc” spending card when i max out other cb cards.
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Oct 11 2017, 06:47 PM
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#12
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6,955 posts Joined: Apr 2008 |
QUOTE(SzeMeng76 @ Oct 11 2017, 06:38 PM) yes but not successful. Same, applied at 1U branch yesterday, still processing. I guess many people applied first few days, so quite overwhelming application for the approval team.then morning go card centre apply. edited : call CS to check status, told me that still in the process.. wondering why so long |
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Oct 11 2017, 07:21 PM
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#13
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6,955 posts Joined: Apr 2008 |
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Oct 12 2017, 06:48 AM
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#14
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6,955 posts Joined: Apr 2008 |
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Oct 12 2017, 07:16 AM
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#15
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6,955 posts Joined: Apr 2008 |
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Oct 13 2017, 04:29 PM
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#16
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6,955 posts Joined: Apr 2008 |
Got my card. Nice card but already with scratches. 😓
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Oct 13 2017, 04:59 PM
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#17
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6,955 posts Joined: Apr 2008 |
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Oct 13 2017, 10:57 PM
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#18
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6,955 posts Joined: Apr 2008 |
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Oct 13 2017, 11:18 PM
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#19
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6,955 posts Joined: Apr 2008 |
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Oct 15 2017, 05:57 PM
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#20
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6,955 posts Joined: Apr 2008 |
QUOTE(cybpsych @ Oct 15 2017, 05:56 PM) mbb is treating me abnormally maybe will the new card they are abit loose in their criteria.I applied CL increase last year (conventional), both conventional & Islamic CL increased together with same amount. now with FCB VS, CL also auto-increased for both conventional and Islamic. well, good also, can further take advantage of BT. |
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