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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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janson_kaniaz
post Oct 3 2016, 03:38 PM

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no minimum spending. flexible day to spend compared to ikhwan. higher monthly quota

the benefits outweigh the effort to apply the card and spend only one year wink.gif
janson_kaniaz
post Nov 1 2016, 10:18 PM

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QUOTE(fruitie @ Nov 1 2016, 10:14 PM)
That's just 8 months? I have a feeling it will be charged only next year's November. hmm.gif Have you checked with CS?
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bare in mind for AF, the system can charge 1 month before the expiry month, during, or 1 month after. mine got charged the month after. if you plan to cancel after one year then to be safe stop spending one month before.
janson_kaniaz
post Dec 18 2016, 04:07 PM

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Was considering to reapply until Sam stopped the cc payment for bills.

This post has been edited by janson_kaniaz: Dec 18 2016, 04:07 PM
janson_kaniaz
post Dec 27 2016, 09:58 AM

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QUOTE(gedebe @ Dec 27 2016, 09:10 AM)
i was told that i've used my card beyond the annual renewal date, and they will charge me AF base on pro rate, anybody experience this?
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you can argue that you didnt know when the exact date is/was.

if you plan to cancel the card, then just pay the outstanding amount.
janson_kaniaz
post Jan 13 2017, 10:29 AM

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QUOTE(blu3gyrl @ Jan 13 2017, 10:25 AM)
I helped my boss to apply for this credit card but they rejected the application citing "high commitment" as the reason. What does "high commitment" mean?
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meaning what he's earning no longer have margin for another card with what he's currently paying for installments (houses, cars etc) and the number of credit cards he's already owning. banks have their ways to calculate/determine that.
janson_kaniaz
post Apr 3 2017, 07:00 AM

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QUOTE(janson_kaniaz @ Aug 2 2016, 02:22 PM)
Asked through MB FB. Got a more detailed explaination from their call CS:

If the expiry month is Aug, then the system will charge on the 27th of either July/Aug/Sept.

ie. 27th of the same month or 27th the month before or 27th the month after.

so they will advise the worst case scenario, i.e 27th of the month before.
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QUOTE(fruitie @ Apr 2 2017, 01:37 PM)
I just called and this CS confirmed mine will be charged on Sept 2017. doh.gif One month prior to my anniversary year.
Oh well. I will call again next time. doh.gif

Anyway, overseas transactions for groceries confirmed no cash back. Only 5xTP.
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check my old reply. i believe still valid.

janson_kaniaz
post Oct 10 2017, 08:08 PM

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QUOTE(fruitie @ Oct 10 2017, 06:56 PM)
Nope. Gave my IC, the staff printed my EPF. That's all. Filled in some basic information.
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Same. Just needed IC. That’s because I didn’t want to increase my CL. For those who want higher CL then supporting docs are required.
janson_kaniaz
post Oct 10 2017, 08:10 PM

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QUOTE(Lego Warfare @ Oct 10 2017, 08:07 PM)
Don't think there is any gift? Maybank hardly have any credit card promo gifts and so far didn't see anything in their website either  sad.gif
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Asked card centre. No free gift. Went to road show outside , free gift is sunglasses holder worth RM100 but only for new maybank card customers.
janson_kaniaz
post Oct 10 2017, 08:30 PM

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QUOTE(fruitie @ Oct 10 2017, 08:17 PM)
The poster up there does show apply online will have complimentary gift but T&C applies and not sure what's the T&C.
They didn't even ask me if I wanted to increase my CL. sad.gif Anyway, I can request to increase CL next time, just increased two months ago.
So you also got your card already from The Gardens? unsure.gif
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Nola I just applied just now at 1U branch. The lady asked if I’m OK with my MB2cards credit limit and I said yes so she said then no docs are required.

Should be ready by tomorrow or Thurs. No hurry to use this card biggrin.gif

This post has been edited by janson_kaniaz: Oct 10 2017, 08:31 PM
janson_kaniaz
post Oct 10 2017, 08:41 PM

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QUOTE(fruitie @ Oct 10 2017, 08:36 PM)
I see. Good to know for other cardholders.
I plan to buy some stuff from Lazada for 6 months 0% installment, since it offers installment, I might take up the offer. If I were to use this card to pay and take up installment, that means I will get 2% cash back right?
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You should have asked the person just now when you collected the card tongue.gif . "By right", it should be OK since there is no exception on spending category. Unlike HLB Essential which I believe has that clause (I stand to be corrected).
janson_kaniaz
post Oct 10 2017, 11:14 PM

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It will be my “etc” spending card when i max out other cb cards.
janson_kaniaz
post Oct 11 2017, 06:47 PM

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QUOTE(SzeMeng76 @ Oct 11 2017, 06:38 PM)
yes but not successful.
then morning go card centre apply.

edited : call CS to check status, told me that still in the process.. wondering why so long sweat.gif ask me check again tmr.
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Same, applied at 1U branch yesterday, still processing. I guess many people applied first few days, so quite overwhelming application for the approval team.
janson_kaniaz
post Oct 11 2017, 07:21 PM

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QUOTE(Lego Warfare @ Oct 11 2017, 06:51 PM)
Yes, very obvious scratches... oh well, will get a replacement after 3 years expiry lol  sweat.gif
Shouldn't take that long though.. I applied today at 1U branch at 11am and ready to collect before 4pm.
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Interesting. Maybe I’m the high risk one. Haha
janson_kaniaz
post Oct 12 2017, 06:48 AM

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QUOTE(cybpsych @ Oct 12 2017, 06:35 AM)
same here. my timing is same as yours, from application till m2u.
exactly, impossible for the last digit to be serialized. laugh.gif
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What is your description of the card on MB2U?

Mine says Maybank FC Barcelona Visa Card. I hope it’s the VS and not the platinum card.
janson_kaniaz
post Oct 12 2017, 07:16 AM

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QUOTE(SzeMeng76 @ Oct 12 2017, 07:15 AM)
Yes. Just appeared visa card. Not possible to be the platinum card, cuz the platinum card is debit card. Won't appeared in credit card section. Lol
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Thanks. Didn’t know the plat card is the debit card.
janson_kaniaz
post Oct 13 2017, 04:29 PM

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Got my card. Nice card but already with scratches. 😓
janson_kaniaz
post Oct 13 2017, 04:59 PM

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QUOTE(fruitie @ Oct 13 2017, 04:39 PM)
You are the second person to say this, coincidentally from 1U as well?
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yes. 1U.

Attached Image
janson_kaniaz
post Oct 13 2017, 10:57 PM

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QUOTE(tonytyk @ Oct 13 2017, 10:45 PM)
thought cooling off period is 6 months after cancellation?
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two different cards.
janson_kaniaz
post Oct 13 2017, 11:18 PM

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QUOTE(tonytyk @ Oct 13 2017, 11:07 PM)
He mentioned he cancelled visa signature in June and apply FCB VS & Visa Signature now?
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My bad. Thought he only applied for the new card.
janson_kaniaz
post Oct 15 2017, 05:57 PM

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QUOTE(cybpsych @ Oct 15 2017, 05:56 PM)
mbb is treating me abnormally laugh.gif

I applied CL increase last year (conventional), both conventional & Islamic CL increased together with same amount.

now with FCB VS, CL also auto-increased for both conventional and Islamic.

well, good also, can further take advantage of BT.
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maybe will the new card they are abit loose in their criteria.

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