Credit Cards Maybank Visa Signature + Barcelona Visa Signature
Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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Feb 8 2017, 02:11 PM
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#1
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Senior Member
1,263 posts Joined: Sep 2009 |
Any sifu experience how to get credit limit increment from Maybank? I applied for their Visa Signature hoping to increase the credit limit automatically by submitting my latest payslip & EPF statement. Just got approved yesterday and checked online now, didn't get any increment on credit limit at all. It is the lowest credit limit among 9 others bank credit card I have.
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Feb 8 2017, 05:09 PM
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#2
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Senior Member
1,263 posts Joined: Sep 2009 |
QUOTE(cfa28 @ Feb 8 2017, 05:57 PM) Cancel some of your existing CC and sure Maybank will increase your current CL. I just applied ambank, uob & Citibank recently, the credit limit they given is 2 - 3 times of Maybank. And the later i apply, the higher the credit limit I get. Bank are more cautious these days in giving CL cos they are required to see total exposure... |
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Feb 9 2017, 03:17 PM
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#3
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Senior Member
1,263 posts Joined: Sep 2009 |
QUOTE(lilsunflower @ Feb 8 2017, 11:17 PM) Yes this is exactly my experience - Maybank the most strict, while Citibank and CIMB super generous. For me, I have to request for CL limit increase from Maybank every year after I get my increment. Citibank will usually call and offer CL increases! Just applied 1 more AEON Card, AEON Big Gold Visa by submitting my latest payslip. Got approved and increase my credit limit from 20% lower than MBB to 33% higher than MBB. Seems like MBB is the most stingy in given credit limit. haha.. |
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Feb 11 2017, 01:14 PM
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#4
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Senior Member
1,263 posts Joined: Sep 2009 |
For all treat points earn in Visa Signature, when we cancel the card, we can transfer the treat points to others card right?
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Feb 17 2017, 10:34 PM
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#5
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Senior Member
1,263 posts Joined: Sep 2009 |
Apply for credit limit increase after receive this card. Got 33% credit limit increase.
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Mar 28 2017, 12:02 AM
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#6
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Senior Member
1,263 posts Joined: Sep 2009 |
Anyone had tried spend in overseas groceries and got cash back 5%? I know T & C stated just for local groceries, just wish to see practise wise any exception found?
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Oct 10 2017, 12:36 PM
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#7
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Senior Member
1,263 posts Joined: Sep 2009 |
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Oct 10 2017, 12:46 PM
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#8
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Senior Member
1,263 posts Joined: Sep 2009 |
After 30 minutes, received email that the application is unsuccessful although I'm holding MBB 2 Plat Cards & MBB Visa Signature..
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Oct 16 2017, 09:44 PM
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#9
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Senior Member
1,263 posts Joined: Sep 2009 |
For those who wants FC Barcelona VS, and currently is MBB credit card holder, holding higher income requirement of credit cards from MBB (i.e. MBB 2 Platinum, MBB VS and so on), you could email your
1. Full I/C Number (Don't need attached scanned I/C) 2. last 4 digit of your current credit card on hand (For verification purpose) to mbbcardservices@maybank.com.my They will proceed your application without any documents to be submitted. This is an alternative way (easier way) to apply for those who are interested, got rejected by M2U automatically and not stay/work near any MBB Card Centre. This post has been edited by celaw: Oct 16 2017, 09:45 PM |
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Mar 31 2018, 12:42 PM
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#10
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Senior Member
1,263 posts Joined: Sep 2009 |
QUOTE(fruitie @ Mar 31 2018, 12:31 PM) As expected.. My MBB VS is charged with AF. Haha.. I same case like you.. I will wait for the credit card cash back tomorrow, paid the spending balance after deduct rebate, then call to cancel it.. |
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Apr 30 2018, 04:14 PM
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#11
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Senior Member
1,263 posts Joined: Sep 2009 |
QUOTE(sam240 @ Apr 30 2018, 12:08 PM) haha...just checked this morning, not yet see. I would suggest top up to BigPay RM1k to maximize the cash back and spend later with BigPay. Even spend within 1 year (If your card spending is really minimal) also worth it as 1k put FD 3.3% return for 1 year only errr, I think depends, maybe not everyone spend so much |
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Jun 8 2018, 08:23 AM
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#12
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Senior Member
1,263 posts Joined: Sep 2009 |
QUOTE(David83 @ Jun 8 2018, 08:45 AM) As far as I know, there's no such feature from MBB. 40,000 pts = RM100 conversion into cash back applicable for Maybank Visa Signature (Not Barcelona Card yea..) only.. I had called Customer Service to convert before..On the spot redemption will be the indirect way of cashing out TP but of course, you have to buy something. This post has been edited by celaw: Jun 8 2018, 08:23 AM |
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