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Credit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st

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TSalexwsk
post Oct 15 2014, 02:50 PM, updated 11y ago

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QUOTE(cybpsych @ Mar 29 2014, 03:37 PM)
here's a simplified table:

Maybankard 2 CardsBenefitsLimitMonTueWedThuFriSatSun
Visa/MasterCardTreatsPointsUnlimited
1X
1X
1X
1X
1X
1X
1X
American ExpressTreatsPointsUnlimited
5X*
5X*
5X*
5X*
5X*
5X*
5X*
American ExpressCashBackRM50 per calendar month
-
-
-
-
-
5%
5%
*2X for Government Bodies, Education Institutions and Insurance Providers

If you plan majority of your spending on weekends, you'll gain more using Amex than Visa/MC.

Amex's 5X TPs is equivalent to 2% (in TPs). Effectively, Amex in weekends give you 5% in cashback and 2% in TPs, that's 7% worth of gain each month.

some recommended readings:
http://generationsxyz.blogspot.com/2012/02...an-express.html
http://generationsxyz.blogspot.com/2013/12...edit-cards.html
Latest developments
1. Golf Privilege - Complimentary golf at selected golf courses around Malaysia. (Please note that the Golf privileges will no longer be applicable for platinum cards after 28/2/2015)
2. 11/07/2014 - GST of RM50 x 2 = RM100 will be charge for Maybankard 2 Cards for cards approved 9 July 2014 onwards. Existing cards will not be affected. You must keep BOTH cards at the same time and cannot choose to cancel the visa/master.
Article by Gen-X: http://generationsxyz.blogspot.com/2013/10...ith-credit.html
3. The MBB 2 AMEX is now accepted at Petronas Pump Stations thumbup.gif Proud to say that Gen-X was the first to report it here at LYN.
4. Tokio Marine Insurance accepts AMEX.
5. KDU, USCI Education, Manipal International U and University Tun Abdul Razak accepts AMEX.
6. Maybank2U can pay TNB, Telekom bills using Amex.
7. 31/10/13 - MBB 2 AMEX now has MSOS SafeKey, do call customer service to register if your online transaction is being rejected


Now the bad news for 2013.


1. Effective 1 August 2013, Maybank Credit Card TreatsPoints will have a 3 years expiration period. TreatsPoints earned in a particular month are valid until the end of third (3rd) year of the calendar month. Please find below a sample table depicting the points cumulated and the applicable expiry date:

user posted image
http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal


2. Effective 1st January 2013 - All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express mad.gif This means our assessments bills in 2013 will only earn us 2X Treats Points with the Maybankard 2 AMEX vmad.gif But if we plan properly, we still can earn 5% cash back on weekends smile.gif

user posted image

Previous Threads

Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread.
Click here to read Maybankard 2 Cards V3 Thread.
Click here to read Maybankard 2 Cards V4 Thread.
Click here to read Maybankard 2 Cards V5 Thread.
Click here to read Maybankard 2 Cards V6 Thread.
Click here to read Maybankard 2 Cards V7 Thread.
Click here to read Maybankard 2 Cards V8 Thread.
Click here to read Maybankard 2 Cards V9 Thread.
Click here to read Maybankard 2 Cards V10 Thread.

Click here to go to Maybank's website.
Click here to go to American Express Website.

Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits

1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up, one service tax, and one statement.
2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance (must pay minimum payment: 5% of total outstanding or RM25, whichever is higher every month on or before due date).
3. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card (except all transactions relating to government, insurance and education entitled to 2x) and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month. Meaning TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun) to get the 5% cash back.
5. Lifetime Fee Waiver with complimentary supplementary cards.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.

Who can apply?

* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 3 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:

* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:

* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:

1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2283 6245.
3. By email to maybankardsales@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.

user posted image

But the simplest and fastest method to get the Maybankard 2 Cards is by visiting a Maybankard Centre at 1U, The Gardens or KLCC where your application will be process within few hours (depends on situation). Click here to read Gen-X article on it. Please note, it is Maybankard Centre and NOT Maybank Branch.

If you need further clarifications (e.g. what documents to bring along) on the 1 hour approval at 1U Card Centre, you may contact them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451


You can check your Maybankard 2 Cards transactions online with Maybank2U.com

If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that you inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card. Maybank2U for Maybank Credit Cards - You Don't Need To Have A Maybank Current or Savings Account.

However, if you are new to credit cards, I strongly recommend that you DO NOT opt for the paperless option (i.e. receive our monthly statements online) until you familiarize yourself with Statement Balance, Outstanding Balance, Minimum Payment and Payment Due Date.


Other Related Threads in this Forum:

Places to use your Amex v2 (thread)
Simple PDF version

American Express® Cards v3

Click here to Pumping Petrol with your CC Thread.

Click here to SMS Alert - You're Not In Control Thread.

Want to know if the Maybankard 2 American Express Treats Points good for converting to Enrich Miles? Click here and read this thread.

Click here to Suspicious Telephone Call Thread. Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number.

Other Related Links.

Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.

Effective cash back rate with credit cards

Those who are interested in converting your Treats Points to Enrich Mile. Gen-X did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read Gen-X article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption

user posted image
Online Hotel Booking with Credit Cards by Gen-X

This post has been edited by alexwsk: Jan 11 2015, 03:44 PM
TSalexwsk
post Oct 15 2014, 02:51 PM

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Maybankard 2 Cards FAQ:

0. This is a 2 cards combo - AMEX together with master/visa, you CANNOT cancel the master/visa and activate the AMEX alone.
1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived (for cards approved before 9 July 2014), but RM50 GST for Visa/MC remains. So cards approved before 9 July 2014, RM50 GST. Cards approved after 9 July 2014, RM100 GST.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard, so the total is RM50.
5. The GST will be billed a month or two after you received the card.
6. If you receive the cards through postage, you can activate it online through M2U (though some reported activation is not required). If you get your cards from the bank/credit card center counter, you do not need to activate it.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online. Some branches are known to be unable to link both cards into a single M2U account.
11. If you cannot swipe the card at the merchant, call Customer Service number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour (Monday to Friday).
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for stations that does not accept AMEX.
16. If you link your pay pal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. 12,500 Treats Points (inflated since 1st Aug 13) to offset RM50 annual GST. Call Maybank Customer Service (Tel No. behind your card) or redeem online at https://www.maybankard.net.my/.
18. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
19. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.
20. To earn the 5% cash back, TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun), posting date does not matter.
21. The 5% Cash Back payout MONTH is subjected to POSTING DATE not transaction date. You will always get the cash back on the 1st day of the following month straight after the POSTING DATE. Here's a detail example by ronnie
QUOTE(ronnie @ Oct 29 2011 @ 06:18 PM)
The last weekend for October 2011 is 29th and 30th October.
Only those transactions done on 29th/30th must be posted on or before 31 October 2011 to be part of the October's RM50 rebate calculation.

Eg.
Transaction Date : 29 October 2011
Posting Date : 29 October 2011
Included in the October 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 30 October 2011
Included in the October 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 31 October 2011
Included in the October 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 1 November 2011
Included in the November 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 2 November 2011
Included in the November 2011 Weekend Rebate calculation
22. You can choose your preferred statement date, just call customer service to request.
QUOTE(cybpsych @ Aug 21 2014, 08:50 PM)
here are the list of bill dates: 3 6 8 12 14 18 21 24 26 28 End-of-Month

due date = bill date + 20 days (assuming you did full statement payment last month)
23. For EzyPay via Amex aka installments during weekend, cash rebate and treat points will be given for the FULL AMOUNT one shot and not by the monthly installments amount.
24. Amex Toll Free customer service number is 1800889559.
25. Increase your credit limit by using http://www.maybank2u.com.my/WebBank/CLIP-AppFormEng.pdf
26. Redemption catalog https://maybankard.net.my/index.php



NOTICE

If you have successfully earned 5% cash back with your MBB 2 AMEX for online transactions on weekends. Please share by posting your transactions details in Share your transaction for cash rebate Thread.

This post has been edited by alexwsk: Dec 18 2014, 09:55 PM
victorywp
post Oct 15 2014, 02:51 PM

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Rule of thumb:
PAYPAL + Amex + RM = no go
PAYPAL + Amex + foreign currency = good to go
PAYPAL + Visa/Master + RM/foreign currency = good to go


For PAYPAL with MBB 2 AMEX to earn 5% cash back (Non RM Transaction Only).

QUOTE(cybpsych @ Feb 27 2014, 10:18 AM)
BeastX reported paypal transactions are based on Malaysia time from now on, it'll be 0:00:01AM Saturday to 11:59:59PM Sunday. come to think of it, yeah, my paypal transactions also within same day, although I did it on Sunday morning.

TransactionDate/Time
PayPal ReceiptFeb 9, 2014 07:23:22 GMT+08:00
M2U TransactionFeb 9, 2014 (Sunday)
M2U PostingFeb 10, 2014
PayPal ReceiptAug 18, 2013 08:49:25 GMT+08:00
M2U TransactionAug 18, 2013 (Sunday)
M2U PostingAug 19, 2013
*
QUOTE(aeiou228 @ May 13 2012 @ 02:56 PM)
Of late, every time I use PayPal to pay PayPal merchant, the payment wouldn't go thru. I need to call maybank Amex CS to "unbarred" payment from 1 day up to maximum 1 month in order to proceed with the payment. I asked why need to call CS to make a PayPal payment even though the amount is less than usd10, CS replied this is new security measure.
You guys faced this situation before ?
QUOTE(ben3003 @ May 13 2012 @ 03:07 PM)
yeah, i called maybank and they said the same thing, and they say especially for paypal transaction becos paypal very easy kena fraud.
*

For Booking Your Hotel Room via Agoda.com with Maybankard Visa/MasterCard versus MBB 2 AMEX

Verified link by ronnie on 24 May 2013: http://www.agoda.com/maybank
- 7% for Platinum and Premium Cards
- 5% for Gold and Classic Cards

Confirmed by nuodi on 09/01/2014 and cempedaklife on 22/06/2014: Additional 5% usual cash back for M2 Amex during weekend

QUOTE(nuodi @ Jan 9 2014, 01:20 PM)
Did 2 agoda bookings with amex in the past 2 weeks.
Both transactions captured as weekend transactions... so extra rebate 5% was given.  smile.gif

Perhaps they have changed their system to perform transactions on weekends. Posting date as usual is always late about 3-4 days later, so just be careful if making month end transaction.
[attachmentid=3807684]
*
QUOTE(MilesAndMore @ Jun 4 2013, 11:31 PM)
Guys, things have changed with Agoda now. From now on, always choose MYR as your checkout currency as Agoda's rate is now better than ever! And you will save even more if you have MBB2 AMEX. And because your card will be billed in MYR, you do not have to worry about AMEX's high foreign exchange rate! I have just booked a room through the Maybank Agoda promotion landing page, paid with my MBB2 AMEX, got 7% off + about 2.5% (5x TP) + redeemed 12,500 Agoda rewards points (equivalent to USD25). Save myself quite some money.
*
And with above together with zenquix's hard work below:
» Click to show Spoiler - click again to hide... «



Using Maybankard 2 AMEX to Pay for Telekom Malaysia ™ Bills including Unifi/Streamyx/multimedia and Tenaga Nasional(TNB)

You can now pay TNB and TM bills through Maybank2U as well rclxm9.gif
Go to Bill Payment > select the bills you want to pay and select from account your Maybankard 2 Amex. If you do not see it, means it cannot be use for that particular bill.

Below info contributed by ck23
QUOTE(ck23 @ Sep 23 2012 @ 10:00 AM)
CALLED TO M2U CALL CENTRE, ANY CREDIT CARD BILL PAYMENT IS LIMITED TO TWO BILLS TO THE SAME PAYEE IN A WEEK TIME. SO AMEX CAN PAY 2 BILLS UNDER SAME CORPORATE PAYEE IN ONE WEEK ONLY. THE 3RD BILLS HAVE TO WAIT NEXT WEEK.
*


Using Maybankard 2 AMEX to Pay for Maxis bill
QUOTE(cempedaklife @ May 20 2013 @ 11:32 AM)
yup...normal number 123, please register ur card before calling them up...once u register, u can't see ur card details on the site, so there might be a bit confusion on whether u've sucessfully registered. but after register, just give them a call

Pay via Phone Payment
Settle your Maxis mobile and fixed line bills with a simple phone call. Just set up your account to Pay via Phone by filling in your details below then dial 123 ( everytime you want to make a payment )
Press 1 for access to your billing info
Press 1 to perform bill and payment transaction
Press 3 to make a payment
Note : Your may only choose to set up EITHER the Pay via Phone options OR the Direct Debit option. You cannot subscribe to both.
QUOTE(inShuz @ Jun 30 2014, 04:15 PM)
It's my time to contribute after being a hidden reader here biggrin.gif

@OP, we need update the first page regarding maxis payment and I got some assistance from jovenne

Maxis does accept AMEX but only via phone. It's not automated but can be done with AMEX.
1) Dial 123 to Maxis centre on Friday night.
2) Speak with customer service representative to request AMEX team to call back you on Saturday morning to proceed your payment
3) On Saturday morning, Amex team will call you back and confirm you on the payment and request AMEX details.
4) Tada Done smile.gif
*
QUOTE(polarzbearz @ Jul 26 2014, 10:38 AM)
I tried the above method for Maxis Home Fibre, it works too altho the number is different in my case (as I'm not using their Mobile yet, so 123 is not applicable for me). I dialed the general maxis CS line 1-800-82-1123 to request for payment, they requested me to call the home fibre department to request for payment at 1800 82 4663. The rest of the steps are the same as per mentioned above by inShuz.
QUOTE(cyang @ Jun 30 2014, 05:22 PM)
I still able to pay amex through phone through automated system. Does not require the CS call me at all smile.gif

Just register your card through maxis portal (Add credit card, not the maxis pay).
*
This post has been edited by victorywp: Oct 15 2014, 02:56 PM
victorywp
post Oct 15 2014, 02:58 PM

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v11 reporting in... again! blush.gif

This post has been edited by victorywp: Oct 15 2014, 03:00 PM
TSalexwsk
post Oct 15 2014, 03:00 PM

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QUOTE(victorywp @ Oct 15 2014, 02:58 PM)
v11 reporting in!
*
why u so fast mad.gif
next time i hv to wait till midnite 1st sweat.gif laugh.gif
thx for post #3 biggrin.gif
candysiew
post Oct 15 2014, 03:00 PM

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so much changes since it first launch smile.gif
victorywp
post Oct 15 2014, 03:02 PM

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QUOTE(alexwsk @ Oct 15 2014, 03:00 PM)
why u so fast  mad.gif
next time i hv to wait till midnite 1st  sweat.gif  laugh.gif
thx for post #3  biggrin.gif
*
lol... just coincidentally i saw this v11 was up so i posted. rclxm9.gif
after posted only realised you haven't reserve for the 3rd post. sweat.gif
sorry ya... blush.gif
TSalexwsk
post Oct 15 2014, 03:04 PM

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QUOTE(victorywp @ Oct 15 2014, 03:02 PM)
lol... just coincidentally i saw this v11 was up so i posted.  rclxm9.gif
after posted only realised you haven't reserve for the 3rd post.  sweat.gif
sorry ya...  blush.gif
*
lol, if i close the topic, i oso cannot post
shud allow TS to post even topic close, then no prob liao drool.gif
TSalexwsk
post Oct 15 2014, 03:06 PM

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From previous thread
QUOTE(Sirius @ Oct 15 2014, 02:52 PM)
If I make payment thru paypal-cc, and receive a MSOS at 10am, will it consider as a 10AM transaction? and eligible for the cash back? :-)
*
shud be eligible
but even if it's stated at 10am, think you need to be in the first few seconds to get it with so many here stalking everyday laugh.gif
cyang
post Oct 15 2014, 03:06 PM

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Reporting in ~~~
bitcomet79
post Oct 15 2014, 03:08 PM

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reporting in too...
victorywp
post Oct 15 2014, 03:08 PM

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QUOTE(alexwsk @ Oct 15 2014, 03:04 PM)
lol, if i close the topic, i oso cannot post
shud allow TS to post even topic close, then no prob liao  drool.gif
*
ask mod for this feature... brows.gif
ldhong
post Oct 15 2014, 03:08 PM

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so fast V11... Proud user of Maybankard 2 Plat laugh.gif

This post has been edited by ldhong: Oct 15 2014, 03:09 PM
LostAndFound
post Oct 15 2014, 03:14 PM

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Reporting in. Wish for feature that new thread can auto-subscribe =p
bslee2k
post Oct 15 2014, 03:28 PM

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yo..! newbie reporting in
solarwing
post Oct 15 2014, 03:31 PM

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Congratz V11.. keep it up.
cientoo
post Oct 15 2014, 04:04 PM

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Wow...V11 already. Congrats!

How do i set SMS notification for all transaction?
Will I be able to get 5% cashback on any spending in weekends? tongue.gif tongue.gif

sign0014.gif
victorywp
post Oct 15 2014, 04:17 PM

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QUOTE(cientoo @ Oct 15 2014, 04:04 PM)
Wow...V11 already. Congrats!

How do i set SMS notification for all transaction?
Will I be able to get 5% cashback on any spending in weekends?  tongue.gif  tongue.gif

sign0014.gif
*
call cs to set sms alert at rm1.
yes, if the merchant accept amex.
kinabalu
post Oct 15 2014, 04:29 PM

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wow so fast v11 liao....
mletee
post Oct 15 2014, 04:40 PM

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grats V11!
sendohz
post Oct 15 2014, 05:15 PM

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i'm only gold user~
but reluctant to change to platinum even thought i'm eligible due to new Government Service Tax charges for both cards.
janson_kaniaz
post Oct 15 2014, 05:17 PM

...
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QUOTE(sendohz @ Oct 15 2014, 05:15 PM)
i'm only gold user~
but reluctant to change to platinum even thought i'm eligible due to new Government Service Tax charges for both cards.
*
i dont think upgrade is considered as application for new cards...

in v10, i think someone reported being able to upgrade to new card without paying the new gst rate. maybe u can call cs to clarify this.
spikey2506
post Oct 15 2014, 05:36 PM

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QUOTE(janson_kaniaz @ Oct 15 2014, 05:17 PM)
i dont think upgrade is considered as application for new cards...

in v10, i think someone reported being able to upgrade to new card without paying the new gst rate. maybe u can call cs to clarify this.
*
I emailed CS about this. CS says after upgrade will be RM100.
Human Nature
post Oct 15 2014, 05:45 PM

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Received a letter by poslaju from Fraud Management division regarding my unauthorized transaction detailing the guideline clearly and an enclosed dispute form. The way Maybank has been handling this matter is very exemplary. It makes the process less stressful.

smile.gif
victorywp
post Oct 15 2014, 05:49 PM

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QUOTE(Human Nature @ Oct 15 2014, 05:45 PM)
Received a letter by poslaju from Fraud Management division regarding my unauthorized transaction detailing the guideline clearly and an enclosed dispute form. The way Maybank has been handling this matter is very exemplary. It makes the process less stressful.

smile.gif
*
that's good! thumbup.gif
DarReNz
post Oct 15 2014, 08:00 PM

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QUOTE(Human Nature @ Oct 15 2014, 05:45 PM)
Received a letter by poslaju from Fraud Management division regarding my unauthorized transaction detailing the guideline clearly and an enclosed dispute form. The way Maybank has been handling this matter is very exemplary. It makes the process less stressful.

smile.gif
*
they actually mailed u the form ? I just downloaded off the net and sent email
Human Nature
post Oct 15 2014, 08:06 PM

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QUOTE(DarReNz @ Oct 15 2014, 08:00 PM)
they actually mailed u the form ? I just downloaded off the net and sent email
*
Yeah, pos laju some more. I already filled up my printed copy one.
kaoru
post Oct 15 2014, 08:10 PM

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QUOTE(maskedchan @ Oct 15 2014, 09:33 AM)
here are the rules of thumb for paypal

paypal + Amex + RM = no go
paypal + Amex + foreign currency = good to go
paypal + Visa/Master + RM/foreign currency = good to go
*
thank you

this should be pinned at the start page

was also wondering is it safe to keep amex linked with paypal with all the fraud cases i have been reading in this thread
eleven dragon
post Oct 15 2014, 08:17 PM

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Reporting in...

Guys, just some quick doubts regarding the 5x and 5% cashback...

If i use Amex oversea during weekend, do i entitle to such cashback and 5x points?

And, If i use Paypal (linked with Amex) and make purchase online during weekend, do I entitle to the same 5x points and 5x cashbank? let's say booking hotel, buying items..etc

Thanks!
bingzz
post Oct 15 2014, 08:29 PM

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new member reporting in maybank 2 gold biggrin.gif, btw guys i registered the 100% cashback daily, if i get the cashback they will sms me?
janson_kaniaz
post Oct 15 2014, 08:46 PM

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QUOTE(bingzz @ Oct 15 2014, 08:29 PM)
new member reporting in maybank 2 gold  biggrin.gif, btw guys i registered the 100% cashback daily, if i get the cashback they will sms me?
*
they will notify you in May/June 2015.
DM3
post Oct 15 2014, 09:33 PM

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yeah i think MBB really smart, they benefit the most as many would spend more to get CB and nobody knows what % they'll give per transaction
victorywp
post Oct 15 2014, 09:46 PM

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QUOTE(kaoru @ Oct 15 2014, 08:10 PM)
thank you

this should be pinned at the start page

was also wondering is it safe to keep amex linked with paypal with all the fraud cases i have been reading in this thread
*
it's pinned at post #3...
Without
post Oct 15 2014, 10:14 PM

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QUOTE(Human Nature @ Oct 15 2014, 09:06 PM)
Yeah, pos laju some more. I already filled up my printed copy one.
*
You only need to fill it if the dispute amount stated in the coming statement biggrin.gif drool.gif

This post has been edited by Without: Oct 15 2014, 10:15 PM
seankeith90
post Oct 15 2014, 10:16 PM

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Hi just curious where do we find how much do we get from the 5% rebate amount every month?
It is not showing in my statements or transaction history in m2u.

Thanks !
Human Nature
post Oct 15 2014, 10:17 PM

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QUOTE(seankeith90 @ Oct 15 2014, 10:16 PM)
Hi just curious where do we find how much do we get from the 5% rebate amount every month?
It is not showing in my statements or transaction history in m2u.

Thanks !
*
every 1st or 2nd of the month
eleven dragon
post Oct 16 2014, 12:49 AM

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QUOTE(eleven dragon @ Oct 15 2014, 08:17 PM)
Reporting in...

Guys, just some quick doubts regarding the 5x and 5% cashback...

If i use Amex oversea during weekend, do i entitle to such cashback and 5x points?

And, If i use Paypal (linked with Amex) and make purchase online during weekend, do I entitle to the same 5x points and 5x cashbank?  let's say booking hotel, buying items..etc

Thanks!
*
Bump..

Any expert's opinion pls..

thanks!
DarReNz
post Oct 16 2014, 01:07 AM

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QUOTE(eleven dragon @ Oct 16 2014, 12:49 AM)
Bump..

Any expert's opinion pls..

thanks!
*
yes overseas u will get 5% cb and 5x points as long is not education, insurance and goverment otherwise just 2x points.

paypal will work but it has to be in usd or other currency as myr doesn't accept with amex


smon80
post Oct 16 2014, 01:30 AM

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for new applicant any goodies? like most of the cards they offer cash back RM50 for certain transaction or free goodies?
Tq.
poweredbydiscuz
post Oct 16 2014, 01:49 AM

 
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QUOTE(smon80 @ Oct 16 2014, 01:30 AM)
for new applicant any goodies? like most of the cards they offer cash back RM50 for certain transaction or free goodies?
Tq.
*
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Sign up for Maybank 2 Cards now to amplify your life! Just swipe 3X on each card to enjoy RM100 Cashback.
sj0217
post Oct 16 2014, 07:09 AM

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thanks TS for contributed to new thread rclxms.gif

Reporting in
tednet
post Oct 16 2014, 07:46 AM

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whoa.. new thered, page 3 already...

liporting in
stargate8
post Oct 16 2014, 09:21 AM

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anyone know which place got accept amex for pdrm traffic summons?
I know myeg accept visa/master only.
does post office accept card payment ?
eleven dragon
post Oct 16 2014, 09:23 AM

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QUOTE(DarReNz @ Oct 16 2014, 01:07 AM)
yes overseas u will get 5% cb and 5x points as long is not education, insurance and goverment otherwise just 2x points.

paypal will work but it has to be in usd or other currency as myr doesn't accept with amex
*
ok thanks a lot!


maskedchan
post Oct 16 2014, 09:39 AM

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QUOTE(eleven dragon @ Oct 16 2014, 09:23 AM)
ok thanks a lot!
*
you should read the 1st post..all the information is there..
happy spending and contribute more to mbb..
then mbb will have more cashback tongue.gif
nimrod2
post Oct 16 2014, 09:54 AM

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QUOTE(poweredbydiscuz @ Oct 16 2014, 01:49 AM)
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Sign up for Maybank 2 Cards now to amplify your life! Just swipe 3X on each card to enjoy RM100 Cashback.
*
they say that must swipe 3 times on each card first.
so must spend using the mastercard as well right?

just to clarify.

QUOTE
New Maybank 2 Cards Cardmembers are required to apply and to spend 3 times with any amount on each card to be eligible for the RM50 Cashback on each card within 60 days.

maskedchan
post Oct 16 2014, 09:56 AM

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QUOTE(nimrod2 @ Oct 16 2014, 09:54 AM)
they say that must swipe 3 times on each card first.
so must spend using the mastercard as well right?

just to clarify.
*
yes..

hint on how to spend...

RM1 for petrol tongue.gif

This post has been edited by maskedchan: Oct 16 2014, 09:57 AM
poweredbydiscuz
post Oct 16 2014, 10:14 AM

 
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QUOTE(nimrod2 @ Oct 16 2014, 09:54 AM)
they say that must swipe 3 times on each card first.
so must spend using the mastercard as well right?

just to clarify.
*
If you swipe 3x on amex only, then you get RM50 only.

Like previous post suggested, just swipe 3x small amount on your master/visa then you get another RM50.
zaFrOoNaLdO
post Oct 16 2014, 10:24 AM

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aiya.. maybank2u time was already 10.01.. but maxis pay time is 9.58. now i wonder which one they will follow... :S
victorywp
post Oct 16 2014, 10:26 AM

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QUOTE(maskedchan @ Oct 16 2014, 09:56 AM)
yes..

hint on how to spend...

RM1 for petrol tongue.gif
*
and at caltex as you will get 3% cb off that rm1 x 3. lol...
victorywp
post Oct 16 2014, 10:27 AM

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QUOTE(zaFrOoNaLdO @ Oct 16 2014, 10:24 AM)
aiya.. maybank2u time was already 10.01.. but maxis pay time is 9.58. now i wonder which one they will follow... :S
*
follow maybank of course. but that time also may not be accurate as it tends to follow your pc/tablet/phone time. lol...
zaFrOoNaLdO
post Oct 16 2014, 10:28 AM

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QUOTE(victorywp @ Oct 16 2014, 10:27 AM)
follow maybank of course. but that time also may not be accurate as it tends to follow your pc/tablet/phone time. lol...
*
lol... forgot to check what time is my pc time.. haha
fly126
post Oct 16 2014, 10:53 AM

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Reporting in...

akh2920
post Oct 16 2014, 11:32 AM

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Dear sifus, regarding the treat points, if lets say I bought a RM2500 thing one time using Amex,

1. Means I can get 12500 TP, and hence able to waive the GST?
2. 12500 TP can only waive the GST for Amex card, but not included the Visa? (I am new user) What does it takes to waive GST of both cards (RM100)?
Human Nature
post Oct 16 2014, 11:43 AM

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QUOTE(akh2920 @ Oct 16 2014, 11:32 AM)
Dear sifus, regarding the treat points, if lets say I bought a RM2500 thing one time using Amex,

1. Means I can get 12500 TP, and hence able to waive the GST?
2. 12500 TP can only waive the GST for Amex card, but not included the Visa? (I am new user) What does it takes to waive GST of both cards (RM100)?
*
you may use the points to redeem the GST offset.

if you would like to redeem for both RM50 + RM50, please refer to the treatpoints catalogue for the amount of points needed.the catalogue is listed at maybank's website.
victorywp
post Oct 16 2014, 11:52 AM

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QUOTE(akh2920 @ Oct 16 2014, 11:32 AM)
Dear sifus, regarding the treat points, if lets say I bought a RM2500 thing one time using Amex,

1. Means I can get 12500 TP, and hence able to waive the GST?
2. 12500 TP can only waive the GST for Amex card, but not included the Visa? (I am new user) What does it takes to waive GST of both cards (RM100)?
*
the tp is shared, if you have enough 25k tp, you can redeem for both gst rm100.
akh2920
post Oct 16 2014, 11:56 AM

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QUOTE(Human Nature @ Oct 16 2014, 11:43 AM)
you may use the points to redeem the GST offset.

if you would like to redeem for both RM50 + RM50, please refer to the treatpoints catalogue for the amount of points needed.the catalogue is listed at maybank's website.
*
QUOTE(victorywp @ Oct 16 2014, 11:52 AM)
the tp is shared, if you have enough 25k tp, you can redeem for both gst rm100.
*
Oh means 12500 tp x 2 = waive RM100 right??

This post has been edited by akh2920: Oct 16 2014, 11:58 AM
Human Nature
post Oct 16 2014, 11:58 AM

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QUOTE(akh2920 @ Oct 16 2014, 11:56 AM)
I just saw this in the website

user posted image

Not sure is misunderstanding or not, but does it means I need 24250 tp t waive 50% of dual card (RM50) for gold card?? I thought is 12500? I thought only 12500 tp as stated by TS?
*
that is for annual fee of other cards

https://www.maybankard.net.my/catalogue_annualfee.php
1st table
akh2920
post Oct 16 2014, 12:00 PM

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QUOTE(Human Nature @ Oct 16 2014, 11:58 AM)
that is for annual fee of other cards

https://www.maybankard.net.my/catalogue_annualfee.php
1st table
*
Ahhh yaya i've just noticed my mistake sweat.gif my bad haha

Ok I will refer to first table. Thanks!! smile.gif
nimrod2
post Oct 16 2014, 03:21 PM

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QUOTE(maskedchan @ Oct 16 2014, 09:56 AM)
yes..

hint on how to spend...

RM1 for petrol tongue.gif
*
QUOTE(poweredbydiscuz @ Oct 16 2014, 10:14 AM)
If you swipe 3x on amex only, then you get RM50 only.

Like previous post suggested, just swipe 3x small amount on your master/visa then you get another RM50.
*
QUOTE(victorywp @ Oct 16 2014, 10:26 AM)
and at caltex as you will get 3% cb off that rm1 x 3. lol...
*
hahaha good tip there.
thanks for sharing, i have a lot to learn.

XCloudz
post Oct 16 2014, 03:30 PM

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Hi All,

1. Anyone manage to get service tax waived?
2. Do Maybank 2 Card impose annual fee on 2nd year onward?
3. If service tax was shown online dated today and i did not spend on the card from now on, request for termination still required to pay for the service tax?

Hope someone could clarify before I approach the cs.

Thank smile.gif
victorywp
post Oct 16 2014, 03:34 PM

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QUOTE(XCloudz @ Oct 16 2014, 03:30 PM)
Hi All,

1. Anyone manage to get service tax waived?
2. Do Maybank 2 Card impose annual fee on 2nd year onward?
3. If service tax was shown online dated today and i did not spend on the card from now on, request for termination still required to pay for the service tax?

Hope someone could clarify before I approach the cs.

Thank smile.gif
*
1) you mean the rm50 gst? no, have to use tp to redeem.
2) af is free for life.
3) no need to pay for case like this, but not applicable for the 1st year gst.
TSalexwsk
post Oct 16 2014, 04:41 PM

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QUOTE(akh2920 @ Oct 16 2014, 12:00 PM)
Ahhh yaya i've just noticed my mistake sweat.gif my bad haha

Ok I will refer to first table. Thanks!! smile.gif
*
and online redemption took one day only
i redeemed gst on 14 oct and RM50 was shown in M2U on 15 oct
wan7075
post Oct 16 2014, 06:50 PM

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QUOTE(victorywp @ Oct 16 2014, 10:26 AM)
and at caltex as you will get 3% cb off that rm1 x 3. lol...
*
ei, why caltex has 3% rebate? icon_question.gif not only 5% for AMEX?
victorywp
post Oct 16 2014, 07:29 PM

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QUOTE(wan7075 @ Oct 16 2014, 06:50 PM)
ei, why caltex has 3% rebate? icon_question.gif  not only 5% for AMEX?
*
caltex 3% is for mbb visa/mc.
XCloudz
post Oct 16 2014, 08:17 PM

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QUOTE(victorywp @ Oct 16 2014, 03:34 PM)
1) you mean the rm50 gst? no, have to use tp to redeem.
2) af is free for life.
3) no need to pay for case like this, but not applicable for the 1st year gst.
*
Thank, just called up the cs, they actually telling me that the reversal of service tax is based on management approval.
Going to clear off my TP tomorrow.

By the way anyone know the operation hour for On the spot redemption store at the garden?
kaoru
post Oct 16 2014, 09:26 PM

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is it safe to have the amex link with paypal or should i remove it after each transaction

from previous thread , i heard so much fraud case with amex

you have to cancel the amex immediately and mbb will issue new one free of charge?
victorywp
post Oct 16 2014, 09:46 PM

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QUOTE(kaoru @ Oct 16 2014, 09:26 PM)
is it safe to have the amex link with paypal or should i remove it after each transaction

from previous thread , i heard so much fraud case with amex

you have to cancel the amex immediately and mbb will issue new one free of charge?
*
for me it's safe.

yes.
koinibler
post Oct 16 2014, 10:51 PM

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reporting in, silent reader here.

Also would like to report on BT on day 3 already but no news,
send through email
snigapoe
post Oct 16 2014, 10:52 PM

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QUOTE(kaoru @ Oct 16 2014, 09:26 PM)
is it safe to have the amex link with paypal or should i remove it after each transaction

from previous thread , i heard so much fraud case with amex

you have to cancel the amex immediately and mbb will issue new one free of charge?
*
yes FOC
but my case not amex but master card gone in fraud case
DarReNz
post Oct 17 2014, 12:15 AM

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QUOTE(kaoru @ Oct 16 2014, 09:26 PM)
is it safe to have the amex link with paypal or should i remove it after each transaction

from previous thread , i heard so much fraud case with amex

you have to cancel the amex immediately and mbb will issue new one free of charge?
*
u should remove it if u aren't using as i kena fraud with paypal from victoria adams
eleven dragon
post Oct 17 2014, 12:22 AM

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I read thru the first page details, found this...

14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.

And I got this from the thread in forum (Free access to premium lounge in airport)...which is contradict to the pinned details on the first page here...

"...Amex's American Express Platinum Credit Card - UNLIMITED access to KLIA and LCCT confirmed by yeahh thru PM "


May i know which one is correct?

Is AMEX Plat credit card entitled us to enter KLIA for free?
Human Nature
post Oct 17 2014, 12:33 AM

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QUOTE(eleven dragon @ Oct 17 2014, 12:22 AM)
I read thru the first page details, found this...

14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.

And I got this from the thread in forum (Free access to premium lounge in airport)...which is contradict to the pinned details on the first page here...

"...Amex's American Express Platinum Credit Card - UNLIMITED access to KLIA and LCCT confirmed by yeahh thru PM "
May i know which one is correct?

Is AMEX Plat credit card entitled us to enter KLIA for free?
*
Both are correct, both are different cards.
victorywp
post Oct 17 2014, 07:51 AM

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QUOTE(eleven dragon @ Oct 17 2014, 12:22 AM)
I read thru the first page details, found this...

14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.

And I got this from the thread in forum (Free access to premium lounge in airport)...which is contradict to the pinned details on the first page here...

"...Amex's American Express Platinum Credit Card - UNLIMITED access to KLIA and LCCT confirmed by yeahh thru PM "
May i know which one is correct?

Is AMEX Plat credit card entitled us to enter KLIA for free?
*
mbb2amex is different from amex.
SUSsupersound
post Oct 17 2014, 08:38 AM

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QUOTE(kaoru @ Oct 16 2014, 09:26 PM)
is it safe to have the amex link with paypal or should i remove it after each transaction

from previous thread , i heard so much fraud case with amex

you have to cancel the amex immediately and mbb will issue new one free of charge?
*
AMEX's security are still the worst among all cards.
But Maybank take extra precaution, by default all transaction are blocked and you have to give CS a call to approve any transactions.
Still, remove it after "final" transaction will give you a piece of mind thumbup.gif
That's why I never have any fraud case from Paypal. Because I have the account but "forever" no card in the system.
opera33
post Oct 17 2014, 10:03 AM

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I have all my card linked in paypal T.T , but thats for quite a long time, hope nothing happen.
KB1
post Oct 17 2014, 10:14 AM

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guys,

just got my first statment... no gst charges to me..hurayy !!!!

under my statement, the rebate dated on end of september...but there's 2 more transaction after the rebate...
this 2 transaction rebate wasn't add in to this stament, right ?
KB1
post Oct 17 2014, 10:16 AM

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Grab IMAX passes when you spend with us

Get rewarded with two (2) complimentary TGV IMAX passes (worth RM48) when you spend RM500 with your Maybank 2 Cards! Mark your calendar as the promotion starts from 17 October till 17 November 2014. You surely do not want to miss out on this!

Terms and Conditions:

Valid for the first 200 Cardmembers only within Klang Valley.
All payment must be made using Maybank 2 Cards.
This is exclusive to the recipient of this communication through SMS and EDM.
Each participant is entitled to receive one (1) Reward only.
Winner will be notified via letter or their name published in the www.maybank.com.my or any other methods of communication chosen by Maybank at its absolute by 31 December 2014.
victorywp
post Oct 17 2014, 10:28 AM

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QUOTE(opera33 @ Oct 17 2014, 10:03 AM)
I have all my card linked in paypal T.T , but thats for quite a long time, hope nothing happen.
*
also have many cc linked in my paypal since more than 10 years ago no problem. biggrin.gif
maskedchan
post Oct 17 2014, 11:32 AM

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QUOTE(KB1 @ Oct 17 2014, 10:14 AM)
guys,

just got my first statment... no gst charges to me..hurayy !!!!

under my statement, the rebate dated on end of september...but there's 2 more transaction after the rebate...
this 2 transaction rebate wasn't add in to this stament, right ?
*
wah..so happy ah no gst charges?
wait until next month statement come then u will shock.. whistling.gif

gst will charge to your card within 1-2months...mbb are slower than other bank when charging gst..


QUOTE(victorywp @ Oct 17 2014, 10:28 AM)
also have many cc linked in my paypal since more than 10 years ago no problem. biggrin.gif
*
same here...linked all my cc to paypal more than 5years..never have a single fraud with paypal..
but the card link to groupon then different story..fraud once

maskedchan
post Oct 17 2014, 11:33 AM

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QUOTE(KB1 @ Oct 17 2014, 10:16 AM)
Grab IMAX passes when you spend with us

Get rewarded with two (2) complimentary TGV IMAX passes (worth RM48) when you spend RM500 with your Maybank 2 Cards! Mark your calendar as the promotion starts from 17 October till 17 November 2014. You surely do not want to miss out on this!

Terms and Conditions:

Valid for the first 200 Cardmembers only within Klang Valley.
All payment must be made using Maybank 2 Cards.
This is exclusive to the recipient of this communication through SMS and EDM.
Each participant is entitled to receive one (1) Reward only.
Winner will be notified via letter or their name published in the www.maybank.com.my or any other methods of communication chosen by Maybank at its absolute by 31 December 2014.
*
not everyone will get this cry.gif
KB1
post Oct 17 2014, 11:33 AM

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QUOTE(maskedchan @ Oct 17 2014, 11:32 AM)
wah..so happy ah no gst charges?
wait until next month statement come then u will shock..  whistling.gif

gst will charge to your card within 1-2months...mbb are slower than other bank when charging gst..
same here...linked all my cc to paypal more than 5years..never have a single fraud with paypal..
but the card link to groupon then different story..fraud once
*
huh ??????? cry.gif cry.gif cry.gif

how about regarding the rebate i posted just now ?? it is normal ???
KB1
post Oct 17 2014, 11:34 AM

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QUOTE(maskedchan @ Oct 17 2014, 11:33 AM)
not everyone will get this  cry.gif
*
i got it ...but only first 200 vmad.gif
maskedchan
post Oct 17 2014, 11:40 AM

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QUOTE(KB1 @ Oct 17 2014, 11:33 AM)
huh ???????  cry.gif  cry.gif  cry.gif

how about regarding the rebate i posted just now ?? it is normal ???
*
not entirely understand what you trying to say there...

a simple guide for you..

5% cashback will credit to you on 1st or 2nd day of the month.. not based on statement date..
posting date of the transaction will determine which month you get the cashback..

hope you understand this..
also read 1st post if you new to this card. alot useful information from there..
KB1
post Oct 17 2014, 11:52 AM

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QUOTE(maskedchan @ Oct 17 2014, 11:40 AM)
not entirely understand what you trying to say there...

a simple guide for you..

5% cashback will credit to you on 1st or 2nd day of the month.. not based on statement date..
posting date of the transaction will determine which month you get the cashback..

hope you understand this..
also read 1st post if you new to this card. alot useful information from there..
*
thanks bro, i got it blush.gif
norman05051984
post Oct 17 2014, 05:31 PM

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just call maybank CS, they told me my card application just approved yesterday. However due deepavali, they are expecting delay in delivering my cards. No biggie for me.

So, question is. what should i do for me to get any benefit or rewards for new card holder like me? Do advise.

Thanks


victorywp
post Oct 17 2014, 05:37 PM

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QUOTE(norman05051984 @ Oct 17 2014, 05:31 PM)
just call maybank CS, they told me my card application just approved yesterday. However due deepavali, they are expecting delay in delivering my cards. No biggie for me.

So, question is. what should i do for me to get any benefit or rewards for new card holder like me? Do advise.

Thanks
*
everything you need to know to get the most of these cards is at post #1 to #3. thumbup.gif

but the first promo to focus after receiving your cards is to swipe 3x each of your card to get rm100.

This post has been edited by victorywp: Oct 17 2014, 05:39 PM
herc
post Oct 17 2014, 05:38 PM

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QUOTE(norman05051984 @ Oct 17 2014, 05:31 PM)
just call maybank CS, they told me my card application just approved yesterday. However due deepavali, they are expecting delay in delivering my cards. No biggie for me.

So, question is. what should i do for me to get any benefit or rewards for new card holder like me? Do advise.

Thanks
*
spend 3x on each card n enjoy RM100 cash rebate.
cscheat
post Oct 17 2014, 07:00 PM

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walao... so fast V11

Guys... wanna asked.

when log in M2U, i can see under section

MASTERCARD PLATINUM = Max Credit Limit: Rm20k
AMEX PLATINUM = Max Credit Limit: 20k

So that means i could have combined credit limit of 40K ?

pls advice
poweredbydiscuz
post Oct 17 2014, 07:04 PM

 
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QUOTE(cscheat @ Oct 17 2014, 07:00 PM)
walao... so fast V11

Guys... wanna asked.

when log in M2U, i can see under section

MASTERCARD PLATINUM = Max Credit Limit: Rm20k
AMEX PLATINUM = Max Credit Limit: 20k

So that means i could have combined credit limit of 40K ?

pls advice
*
No. Total 20k only.
cscheat
post Oct 17 2014, 07:07 PM

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QUOTE(poweredbydiscuz @ Oct 17 2014, 07:04 PM)
No. Total 20k only.
*
i got supplementary card too...

so total is 20k max?
poweredbydiscuz
post Oct 17 2014, 07:12 PM

 
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QUOTE(cscheat @ Oct 17 2014, 07:07 PM)
i got supplementary card too...

so total is 20k max?
*
Yes. All credit cards you have with Maybank share same credit limit.
cscheat
post Oct 17 2014, 09:23 PM

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QUOTE(poweredbydiscuz @ Oct 17 2014, 07:12 PM)
Yes. All credit cards you have with Maybank share same credit limit.
*
Thanks for the info
SUSsupersound
post Oct 18 2014, 07:24 AM

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QUOTE(norman05051984 @ Oct 17 2014, 05:31 PM)
just call maybank CS, they told me my card application just approved yesterday. However due deepavali, they are expecting delay in delivering my cards. No biggie for me.

So, question is. what should i do for me to get any benefit or rewards for new card holder like me? Do advise.

Thanks
*
If take from the branch you applied, it will be faster. You need to spend rm1000 on next Saturday and Sunday else you won't enjoy the rm50 welcome gift from MBB doh.gif
bslee2k
post Oct 18 2014, 02:43 PM

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QUOTE(maskedchan @ Oct 17 2014, 11:33 AM)
not everyone will get this  cry.gif
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I got msg hmm.gif 4 TGV movie tickets if spends RM500 with M2C.
DT8
post Oct 18 2014, 04:43 PM

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I need some Maths sifu here.

Assuming I have outstanding of RM1000, and I paid min amount 5% of RM1000 (RM50), RM1000-RM50 = RM950 due.

If I didn't pay in full, what's the next month interest charges?
iamloco
post Oct 18 2014, 05:27 PM

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got charged for GST dy. is there any way to offset this other than using TP? my hsbc card can offset for free.
poweredbydiscuz
post Oct 18 2014, 05:56 PM

 
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QUOTE(iamloco @ Oct 18 2014, 05:27 PM)
got charged for GST dy. is there any way to offset this other than using TP? my hsbc card can offset for free.
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user posted image
polarzbearz
post Oct 18 2014, 06:23 PM

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QUOTE(iamloco @ Oct 18 2014, 05:27 PM)
got charged for GST dy. is there any way to offset this other than using TP? my hsbc card can offset for free.
*
Total RM50 or RM100 GST charges?
iamloco
post Oct 18 2014, 06:56 PM

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QUOTE(polarzbearz @ Oct 18 2014, 06:23 PM)
Total RM50 or RM100 GST charges?
*
only RM50 for amex. not sure willl be charged later for mastercard or not..
victorywp
post Oct 18 2014, 07:03 PM

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QUOTE(iamloco @ Oct 18 2014, 06:56 PM)
only RM50 for amex. not sure willl be charged later for mastercard or not..
*
mine amex also just being charged with "service tax - principal" but was credited back with "paid service tax".
wcheong
post Oct 18 2014, 11:18 PM

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guys, need to ask if amex still acceptable in Maxis bill payment, or only apply for auto-debit?
ckyow1
post Oct 19 2014, 12:04 AM

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Does anyone know is Tesco start rejecting amex? I went to Tesco Puchong last two weeks and today and my maybank 2 amex card payment was failed. Once I change to master card then it work. I spent RM300 today and I lost RM15 cash back plus 1,500 treat points.. T___T
lamode
post Oct 19 2014, 12:09 AM

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QUOTE(ckyow1 @ Oct 19 2014, 12:04 AM)
Does anyone know is Tesco start rejecting amex? I went to Tesco Puchong last two weeks and today and my maybank 2 amex card payment was failed. Once I change to master card then it work. I spent RM300 today and I lost RM15 cash back plus 1,500 treat points.. T___T
*
so far no issue with tesco for me..

maybe ur card/chip problem? try request a new card.
victorywp
post Oct 19 2014, 12:15 AM

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QUOTE(ckyow1 @ Oct 19 2014, 12:04 AM)
Does anyone know is Tesco start rejecting amex? I went to Tesco Puchong last two weeks and today and my maybank 2 amex card payment was failed. Once I change to master card then it work. I spent RM300 today and I lost RM15 cash back plus 1,500 treat points.. T___T
*
you don't have other cc better than the mbb2mc?
Toastie
post Oct 19 2014, 12:19 AM

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QUOTE(DT8 @ Oct 18 2014, 04:43 PM)
I need some Maths sifu here.

Assuming I have outstanding of RM1000, and I paid min amount 5% of RM1000 (RM50), RM1000-RM50 = RM950 due.

If I didn't pay in full, what's the next month interest charges?
*
RM950 x 8.88% p.a. (Assuming you are in Tier 1 interest; Maybank now has 3 Tiers).

So, next month's interest charge would be RM7.03.
ckyow1
post Oct 19 2014, 12:23 AM

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QUOTE(victorywp @ Oct 19 2014, 12:15 AM)
you don't have other cc better than the mbb2mc?
*
I used ocbc titanium master card. Get 1 % RM 3 only.. sad.gif
red_scorpion
post Oct 19 2014, 01:53 AM

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QUOTE(ckyow1 @ Oct 19 2014, 12:23 AM)
I used ocbc titanium master card. Get 1 % RM 3 only..  sad.gif
*
yea, is sad when during payment, amex card is rejected due to their system down, or other reason..then just have to fork out ocbc tit for it..
i experienced few times before, but what can we do, no choice right? we still have to settle the payment or else return back the thing which is very paiseh..
smartly
post Oct 19 2014, 10:05 AM

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just did bill payment at 10:00:13 & 10:00:14 respectively.

hope can get 100% cash back else 5% also jadi lah.
munky
post Oct 19 2014, 10:15 AM

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QUOTE(smartly @ Oct 19 2014, 10:05 AM)
just did bill payment at 10:00:13 & 10:00:14 respectively.

hope can get 100% cash back else 5% also jadi lah.
*
use amex? what bills accept amex? i only know unifi

i wish telcos start to accept amex
smartly
post Oct 19 2014, 10:19 AM

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QUOTE(munky @ Oct 19 2014, 10:15 AM)
use amex? what bills accept amex? i only know unifi

i wish telcos start to accept amex
*
amex on tm bills.
kaoru
post Oct 19 2014, 10:28 AM

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I am unable to make online transaction via paypal. I called the CS and they have unlock the payment with the merchant and that it will take 10 mins . Its been 30 mins and my transaction still couldnt get through.

INB4 i have already enable the msos previously and was able to make online overseas transaction not using paypal.

Updated:

Managed to get through after the 2nd call to CS. I also enquire do i need to call everytime for this particular merchant or is this transaction only allowed for 1 hour and then another transaction would require another call ? They said that the merchant has been unlocked for you forever.

Still the transaction went at 10.38 fingers crossed hope i could still get the cashback for the contest , not the weekend cashback.

This post has been edited by kaoru: Oct 19 2014, 10:39 AM
KMercury
post Oct 19 2014, 11:10 AM

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Hello all sifus.

Just want to ask something regarding maybankard 2 gold, monthly installment.

Ok here is the scenario,

Let say my credit limit is RM4000 and i still owe around RM3000. Can i still use my credit card for monthly installment?

And is it depends on the available credit limit that i have which is RM1000 and the price of the product that i want to purchase?
maskedchan
post Oct 19 2014, 11:21 AM

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QUOTE(kaoru @ Oct 19 2014, 10:28 AM)
I am unable to make online transaction via paypal. I called the CS and they have unlock the payment with the merchant and that it will take 10 mins . Its been 30 mins and my transaction still couldnt get through.

INB4 i have already enable the msos previously and was able to make online overseas transaction not using paypal.

Updated:

Managed to get through after the 2nd call to CS. I also enquire do i need to call everytime for this particular merchant or is this transaction only allowed for 1 hour and then another transaction would require another call ? They said that the merchant has been unlocked for you forever.

Still the transaction went at 10.38 fingers crossed hope i could still get the cashback for the contest , not the weekend cashback.
*
on weekend, 0% you will get the cashback..
everybody will make transaction on 10am for bill payment..


QUOTE(KMercury @ Oct 19 2014, 11:10 AM)
Hello all sifus.

Just want to ask something regarding maybankard 2 gold, monthly installment.

Ok here is the scenario,

Let say my credit limit is RM4000 and i still owe around RM3000. Can i still use my credit card for monthly installment?

And is it depends on the available credit limit that i have which is RM1000 and the price of the product that i want to purchase?
*
yes..you will left RM1000 credit to use for your instalment..

KMercury
post Oct 19 2014, 11:47 AM

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QUOTE(maskedchan @ Oct 19 2014, 11:21 AM)
yes..you will left RM1000 credit to use for your instalment..
*
Thank you for your reply boss. Ok understood now. Thanks again notworthy.gif
Human Nature
post Oct 19 2014, 01:19 PM

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Do you think I will face any problem if I make 2 petrol transactions consecutively at Shell station?
TSalexwsk
post Oct 19 2014, 02:18 PM

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QUOTE(Human Nature @ Oct 19 2014, 01:19 PM)
Do you think I will face any problem if I make 2 petrol transactions consecutively at Shell station?
*
no
janson_kaniaz
post Oct 19 2014, 02:46 PM

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anyone knows if All IT accepts credit card or even AMEX? planning to buy external hard disk but afraid they don't accept cc bcoz it only costs a few hundred...

specifically IPC branch...
victorywp
post Oct 19 2014, 02:46 PM

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QUOTE(Human Nature @ Oct 19 2014, 01:19 PM)
Do you think I will face any problem if I make 2 petrol transactions consecutively at Shell station?
*
3-5 times maybe will have problem. 2 times confirm no problem. but also provided your cl still have at least 400 balance. lol...
red_scorpion
post Oct 19 2014, 02:55 PM

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QUOTE(smartly @ Oct 19 2014, 10:05 AM)
just did bill payment at 10:00:13 & 10:00:14 respectively.

hope can get 100% cash back else 5% also jadi lah.
*
hehe, i also did my unif and tnb bill payment today at 10..m2u shown 10:00:06 and 10:00:07..
lets huat together rclxms.gif rclxms.gif
red_scorpion
post Oct 19 2014, 02:56 PM

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QUOTE(janson_kaniaz @ Oct 19 2014, 02:46 PM)
anyone knows if All IT accepts credit card or even AMEX? planning to buy external hard disk but afraid they don't accept cc bcoz it only costs a few hundred...

specifically IPC branch...
*
surely they accept visa/master credit card, but amex wise i am not sure flex.gif just go find out tongue.gif

This post has been edited by red_scorpion: Oct 19 2014, 02:57 PM
janson_kaniaz
post Oct 19 2014, 03:15 PM

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QUOTE(red_scorpion @ Oct 19 2014, 02:56 PM)
surely they accept visa/master credit card, but amex wise i am not sure flex.gif just go find out tongue.gif
*
AFAIK, some IT related merchants are reluctant to accept cc and will force the cc charge onto customer.
cybpsych
post Oct 19 2014, 04:49 PM

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QUOTE(janson_kaniaz @ Oct 19 2014, 02:46 PM)
anyone knows if All IT accepts credit card or even AMEX? planning to buy external hard disk but afraid they don't accept cc bcoz it only costs a few hundred...

specifically IPC branch...
*
reported back in July that ALL IT @ IPC accepted AMEX for DIY parts only.

if you're at Plaza Lowyat, I've asked Jayacom that they dont impose cc surcharge and accepts AMEX too. All IT @ LYP supposedly impose surcharge, which i'm avoiding.

QUOTE(tbheng @ Jul 9 2014, 06:22 AM)
All IT @ Ikarno Power Center still accepting Amex. I used my Amex last weekend.
*
QUOTE(dewill @ Jul 9 2014, 04:21 PM)
ikano cant use amex for pc, laptop, tablet. u must be buying others stuff.
*
janson_kaniaz
post Oct 19 2014, 05:30 PM

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QUOTE(cybpsych @ Oct 19 2014, 04:49 PM)
reported back in July that ALL IT @ IPC accepted AMEX for DIY parts only.

if you're at Plaza Lowyat, I've asked Jayacom that they dont impose cc surcharge and accepts AMEX too. All IT @ LYP supposedly impose surcharge, which i'm avoiding.
*
DIY meaning?
cybpsych
post Oct 19 2014, 05:31 PM

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QUOTE(janson_kaniaz @ Oct 19 2014, 05:30 PM)
DIY meaning?
*
Do-It-Yourself smile.gif basically parts e.g. hdd, ssd, ram, etc etc
janson_kaniaz
post Oct 19 2014, 05:32 PM

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QUOTE(cybpsych @ Oct 19 2014, 05:31 PM)
Do-It-Yourself smile.gif basically parts e.g. hdd, ssd, ram, etc etc
*
hmmm external hdd considered DIY? laugh.gif
cybpsych
post Oct 19 2014, 05:36 PM

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QUOTE(janson_kaniaz @ Oct 19 2014, 05:32 PM)
hmmm external hdd considered DIY?  laugh.gif
*
should be laugh.gif as long as not complete system. go try ask them on CC payment T&Cs before start to shop tongue.gif that's what i do everytime visiting LYP.

if got surcharge or not accept amex, i go in, walk around, survey price, then go to next door whistling.gif

some might argue shops that accepts cc already included surcharge in the price, well, it's up to us to shop wisely lor. if we think the price is too high, then go to next one and next one and next one.

This post has been edited by cybpsych: Oct 19 2014, 05:36 PM
janson_kaniaz
post Oct 19 2014, 05:38 PM

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QUOTE(cybpsych @ Oct 19 2014, 05:36 PM)
should be  laugh.gif as long as not complete system. go try ask them on CC payment T&Cs before start to shop tongue.gif that's what i do everytime visiting LYP.

if got surcharge or not accept amex, i go in, walk around, survey price, then go to next door  whistling.gif

some might argue shops that accepts cc already included surcharge in the price, well, it's up to us to shop wisely lor. if we think the price is too high, then go to next one and next one and next one.
*
Nola. not planning to go LYP. kinda far. might just ask the ikano branch.

thanks. icon_rolleyes.gif
cybpsych
post Oct 19 2014, 05:42 PM

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QUOTE(janson_kaniaz @ Oct 19 2014, 05:38 PM)
Nola. not planning to go LYP. kinda far. might just ask the ikano branch.

thanks.  icon_rolleyes.gif
*
yeah, dont drive up to LYP just to get 5% cashback from amex. doenst worth it. if the price at IPC is comparable after considering the cost driving to shops that give slightly better price, then stick to IPC.
akping_1
post Oct 19 2014, 06:19 PM

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For Digital Mall branch, All it accept my amex for payment, but i also buy part but not complete pc
Kr0ll3R
post Oct 19 2014, 06:25 PM

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QUOTE(janson_kaniaz @ Oct 19 2014, 02:46 PM)
anyone knows if All IT accepts credit card or even AMEX? planning to buy external hard disk but afraid they don't accept cc bcoz it only costs a few hundred...

specifically IPC branch...
*
Digital Mall AllIT accepts AMEX - tested on paying non-DIY items
Lowyat AllIT accepts AMEX - tested on paying non-DIY items even on discounted price. No extra hidden charges.
maskedchan
post Oct 19 2014, 06:34 PM

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QUOTE(Human Nature @ Oct 19 2014, 01:19 PM)
Do you think I will face any problem if I make 2 petrol transactions consecutively at Shell station?
*
QUOTE(victorywp @ Oct 19 2014, 02:46 PM)
3-5 times maybe will have problem. 2 times confirm no problem. but also provided your cl still have at least 400 balance. lol...
*
2 time is ok..
3rd time and more, you will receive friendly call from CS..
DinKnight
post Oct 19 2014, 06:56 PM

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New MBB2 AMEX & Mastercard Platinum user checking in. These cards are 1000x better than the useless CIMB credit card I had for the past 10 years.
victorywp
post Oct 19 2014, 06:57 PM

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QUOTE(maskedchan @ Oct 19 2014, 06:34 PM)
2 time is ok..
3rd time and more, you will receive friendly call from CS..
*
certain bank call when i try 3rd time, another bank when 4th, another bank when 5th. also got bank don't call and just block.
Kr0ll3R
post Oct 19 2014, 07:03 PM

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Should I call back and check with CS about 1 of my transaction is not listed in my statement bill?
or just leave it biggrin.gif
victorywp
post Oct 19 2014, 07:06 PM

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QUOTE(DinKnight @ Oct 19 2014, 06:56 PM)
New MBB2 AMEX & Mastercard Platinum user checking in. These cards are 1000x better than the useless CIMB credit card I had for the past 10 years.
*
except for cimb cash rebate cc and cimb petronas cc, all other cimb cc are pretty useless.
SUSadam09
post Oct 19 2014, 07:13 PM

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where is the thing send sms to get 5% cb everyday,can t see in maybank website
MGM
post Oct 19 2014, 07:34 PM

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QUOTE(adam09 @ Oct 19 2014, 07:13 PM)
where is the thing send sms to get 5% cb everyday,can t see in maybank website
*
Refer to posts since early oct.
maskedchan
post Oct 19 2014, 08:03 PM

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QUOTE(victorywp @ Oct 19 2014, 07:06 PM)
except for cimb cash rebate cc and cimb petronas cc, all other cimb cc are pretty useless.
*
I still keep the useless card since it is free tongue.gif
useful when have 50% dining though...
victorywp
post Oct 19 2014, 08:11 PM

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QUOTE(adam09 @ Oct 19 2014, 07:13 PM)
where is the thing send sms to get 5% cb everyday,can t see in maybank website
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Type DAILY <space> 12-digit NRIC Number and send to 66628.

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This post has been edited by victorywp: Oct 19 2014, 08:13 PM
TSalexwsk
post Oct 19 2014, 10:37 PM

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QUOTE(Kr0ll3R @ Oct 19 2014, 07:03 PM)
Should I call back and check with CS about 1 of my transaction is not listed in my statement bill?
or just leave it  biggrin.gif
*
just leave it, but remember that transaction
it might pop up ONE fine day laugh.gif
tbheng
post Oct 20 2014, 12:38 AM

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QUOTE(janson_kaniaz @ Oct 19 2014, 02:46 PM)
anyone knows if All IT accepts credit card or even AMEX? planning to buy external hard disk but afraid they don't accept cc bcoz it only costs a few hundred...

specifically IPC branch...
*
All IT @ IPC accepts Amex with minimum RM50. Swiped several times before. The latest was a month ago.
janson_kaniaz
post Oct 20 2014, 06:39 AM

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QUOTE(tbheng @ Oct 20 2014, 12:38 AM)
All IT @ IPC accepts Amex with minimum RM50. Swiped several times before. The latest was a month ago.
*
any requirements of type of purchase or anything above rm50 will do?
tbheng
post Oct 20 2014, 07:14 AM

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QUOTE(janson_kaniaz @ Oct 20 2014, 06:39 AM)
any requirements of type of purchase or anything above rm50 will do?
*
Tried mostly accessory items like mice, laptop cooler pads, ink cartridges, headsets, speakers, cables, chargers, etc.
So far no other requirement besides min RM50.

This post has been edited by tbheng: Oct 20 2014, 07:15 AM
janson_kaniaz
post Oct 20 2014, 08:23 AM

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QUOTE(tbheng @ Oct 20 2014, 07:14 AM)
Tried mostly accessory items like mice, laptop cooler pads, ink cartridges, headsets, speakers, cables, chargers, etc.
So far no other requirement besides min RM50.
*
thanks!
falxon88
post Oct 20 2014, 10:48 AM

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Hello guys! I just got maybank 2 cards and have registered online account to see my transactions.

I don't have saving acc with maybank, how do I pay the cc? Do I need to transfer money to both cards or sum up and just pay to one card only? I was told by customer service that credit limit is shared so it doesn't matter.

Please enlighten me hehe! Thanks!
louyit
post Oct 20 2014, 11:19 AM

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Has anyone had experience to pre-deposit large amount of fund to your credit card just because you need to use the card beyond the approved credit limit but have sufficient fund in account?

For example:
Approved credit limit: RM 10k
Target transaction amount: RM 50k
Outstanding balance: RM 0
Pre-deposit amount: RM 60k

With the RM 60k paid to the credit card 'in advance', can we use the card now to RM 60k? Can it be done through Maybank2U Credit card payment>enter X amount>pay to the card that you want to use?
laymank
post Oct 20 2014, 11:26 AM

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QUOTE(louyit @ Oct 20 2014, 11:19 AM)
Has anyone had experience to pre-deposit large amount of fund to your credit card just because you need to use the card beyond the approved credit limit but have sufficient fund in account?

For example:
Approved credit limit: RM 10k
Target transaction amount: RM 50k
Outstanding balance: RM 0
Pre-deposit amount: RM 60k

With the RM 60k paid to the credit card 'in advance', can we use the card now to RM 60k? Can it be done through Maybank2U Credit card payment>enter X amount>pay to the card that you want to use?
*
With CL of RM10K and outstanding RM0 + pre-deposit of RM60K, technically you can use the card up to RM70K (RM10K +RM60K).
And yes, I have done something similar before.

I'm not sure if you can pay more than your OS amount via M2U to Maybankard. Worth trying and provide feedback after you did.
Alidavidsun
post Oct 20 2014, 11:48 AM

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Normally how long does it takes to get the card approved? I applied directly from a MBB branch almost 3 weeks ago. No news until now.
maskedchan
post Oct 20 2014, 12:11 PM

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QUOTE(falxon88 @ Oct 20 2014, 10:48 AM)
Hello guys! I just got maybank 2 cards and have registered online account to see my transactions.

I don't have saving acc with maybank, how do I pay the cc? Do I need to transfer money to both cards or sum up and just pay to one card only? I was told by customer service that credit limit is shared so it doesn't matter.

Please enlighten me hehe! Thanks!
*
u need to pay seperately..each amount on each card..
cant pay just to one card if you use both card on that month..

QUOTE(louyit @ Oct 20 2014, 11:19 AM)
Has anyone had experience to pre-deposit large amount of fund to your credit card just because you need to use the card beyond the approved credit limit but have sufficient fund in account?

For example:
Approved credit limit: RM 10k
Target transaction amount: RM 50k
Outstanding balance: RM 0
Pre-deposit amount: RM 60k

With the RM 60k paid to the credit card 'in advance', can we use the card now to RM 60k? Can it be done through Maybank2U Credit card payment>enter X amount>pay to the card that you want to use?
*
yes..u will have RM70k credit limit by doing this..
you cannot bank in the RM60k via M2u.. u need to do it either over the counter or CDM..
maskedchan
post Oct 20 2014, 12:15 PM

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QUOTE(Alidavidsun @ Oct 20 2014, 11:48 AM)
Normally how long does it takes to get the card approved? I applied directly from a MBB branch almost 3 weeks ago. No news until now.
*
call CS and check the status..
they are chances your application not even submitted to credit card dept..

advise to go maybank card centre rather than mbb branch...
louyit
post Oct 20 2014, 01:28 PM

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QUOTE(laymank @ Oct 20 2014, 11:26 AM)
With CL of RM10K and outstanding RM0 + pre-deposit of RM60K, technically you can use the card up to RM70K (RM10K +RM60K).
And yes, I have done something similar before.

I'm not sure if you can pay more than your OS amount via M2U to Maybankard. Worth trying and provide feedback after you did.
*
Yes, i will try and hopefully it works. It's really troublesome if we have to go CDM or branch everytime just for this kinda transaction, think about people in overseas doh.gif

QUOTE(maskedchan @ Oct 20 2014, 12:11 PM)
u need to pay seperately..each amount on each card..
cant pay just to one card if you use both card on that month..
yes..u will have RM70k credit limit by doing this..
you cannot bank in the RM60k via M2u.. u need to do it either over the counter or CDM..
*
The CS told me the same thing too, it's either CDM or over the counter. But i somehow believe that it could be done through M2U since i've simulated the transaction until the review step before clicking 'confirm'.
maskedchan
post Oct 20 2014, 01:44 PM

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QUOTE(louyit @ Oct 20 2014, 01:28 PM)
Yes, i will try and hopefully it works. It's really troublesome if we have to go CDM or branch everytime just for this kinda transaction, think about people in overseas  doh.gif
The CS told me the same thing too, it's either CDM or over the counter. But i somehow believe that it could be done through M2U since i've simulated the transaction until the review step before clicking 'confirm'.
*
try all u want..the result will be same smile.gif

mape82
post Oct 20 2014, 01:51 PM

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is it possible to upgrade the gold card to platinum card if the annual income less than 60k?...i spend about 1.5k to 3k a month & pay more than 1k (sometimes more than 2k) every month...i've been using the card for about 3 years...
tigaxxx
post Oct 20 2014, 01:53 PM

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QUOTE(louyit @ Oct 20 2014, 01:28 PM)
Yes, i will try and hopefully it works. It's really troublesome if we have to go CDM or branch everytime just for this kinda transaction, think about people in overseas  doh.gif
The CS told me the same thing too, it's either CDM or over the counter. But i somehow believe that it could be done through M2U since i've simulated the transaction until the review step before clicking 'confirm'.
*
Subject to max rm10k per day I transfer thru m2u
falxon88
post Oct 20 2014, 01:54 PM

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QUOTE(maskedchan @ Oct 20 2014, 12:11 PM)
u need to pay seperately..each amount on each card..
cant pay just to one card if you use both card on that month..
*
Thank you very much! notworthy.gif
louyit
post Oct 20 2014, 02:21 PM

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QUOTE(maskedchan @ Oct 20 2014, 01:44 PM)
try all u want..the result will be same smile.gif
*
Tried and failed, error message showed up after clicking confirm. Ok, what about depositing a cheque instead of cash to the card as card payment? Will that work?

QUOTE(tigaxxx @ Oct 20 2014, 01:53 PM)
Subject to max rm10k per day I transfer thru m2u
*
Good point to note. Hence, M2U is not workable shakehead.gif
maskedchan
post Oct 20 2014, 02:23 PM

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QUOTE(louyit @ Oct 20 2014, 02:21 PM)
Tried and failed, error message showed up after clicking confirm. Ok, what about depositing a cheque instead of cash to the card as card payment? Will that work?
*
can..no problem..
the account number to write is your credit number smile.gif

tifosi
post Oct 20 2014, 02:38 PM

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I did 10K interbank transfer from another bank to my MBB card for advance payment. 10 cents only.

So you can do that for 5 days to get 50K.
maskedchan
post Oct 20 2014, 02:53 PM

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QUOTE(tifosi @ Oct 20 2014, 02:38 PM)
I did 10K interbank transfer from another bank to my MBB card for advance payment. 10 cents only.

So you can do that for 5 days to get 50K.
*
why only 10k?
some bank allow transfer up to RM30k per day
tifosi
post Oct 20 2014, 02:59 PM

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QUOTE(maskedchan @ Oct 20 2014, 02:53 PM)
why only 10k?
some bank allow transfer up to RM30k per day
*
Because the bank I transfer from allows only RM 10K max per day.
DarReNz
post Oct 20 2014, 03:08 PM

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QUOTE(tifosi @ Oct 20 2014, 02:59 PM)
Because the bank I transfer from allows only RM 10K max per day.
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yeap if it's bills will be up to max 20k per day
tigaxxx
post Oct 20 2014, 03:17 PM

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M2u - 10k max daily
climbclicks- 30k max daily
laymank
post Oct 20 2014, 03:55 PM

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QUOTE(louyit @ Oct 20 2014, 02:21 PM)
Tried and failed, error message showed up after clicking confirm. Ok, what about depositing a cheque instead of cash to the card as card payment? Will that work?
Good point to note. Hence, M2U is not workable shakehead.gif
*
Will you have access to internet, i.e. when you are overseas (I am assuming you are preparing to go for long term travel)?

If yes, my suggestion is,

1. Request for temporary Credit Limit upgrade to as high as possible
2. From time to time, login to internet banking and start paying what you spent

I did that before when I had to travel for business for 2 months.
herc
post Oct 20 2014, 04:02 PM

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QUOTE(louyit @ Oct 20 2014, 02:21 PM)
Tried and failed, error message showed up after clicking confirm. Ok, what about depositing a cheque instead of cash to the card as card payment? Will that work?
Good point to note. Hence, M2U is not workable shakehead.gif
*
Paying advance to enjoy higher credit limit works. I did that monthly..

Like other forum-er mentioned, paying over CDM or counter works, pay by cheque works too.

Or u can do interbank giro transfer.

RHB IBG 10k + RHB fastIBG 10k (RM0.80/transaction) daily limit
CIMB Clicks 30k
HSBC 40k daily limit (need apply at branch for once)
ldhong
post Oct 20 2014, 04:29 PM

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Hi guys,

Can we request for CL increase by calling in or do it over M2U?

victorywp
post Oct 20 2014, 04:35 PM

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QUOTE(ldhong @ Oct 20 2014, 04:29 PM)
Hi guys,

Can we request for CL increase by calling in or do it over M2U?
*
can calling in, but only for temporary cl increase only.
ldhong
post Oct 20 2014, 04:46 PM

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QUOTE(victorywp @ Oct 20 2014, 04:35 PM)
can calling in, but only for temporary cl increase only.
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Alright, if that's the case i just make extra payment in advance. Thanks
maskedchan
post Oct 20 2014, 06:46 PM

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QUOTE(ldhong @ Oct 20 2014, 04:29 PM)
Hi guys,

Can we request for CL increase by calling in or do it over M2U?
*
can send by email for permanent CL increase..
not that difficult right?
DT8
post Oct 20 2014, 07:10 PM

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QUOTE(Toastie @ Oct 19 2014, 12:19 AM)
RM950 x 8.88% p.a. (Assuming you are in Tier 1 interest; Maybank now has 3 Tiers).

So, next month's interest charge would be RM7.03.
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thanks! thumbup.gif
reevephon
post Oct 20 2014, 09:08 PM

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Just realized that my 2 cards were charged RM100 for the service tax. Is there any way to offset this? I'm a loyal Maybank customer.

I know there is one way to offset by using treat points however I have no sufficient points to offset my service tax, kindly advice.
janson_kaniaz
post Oct 20 2014, 09:17 PM

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QUOTE(reevephon @ Oct 20 2014, 09:08 PM)
Just realized that my 2 cards were charged RM100 for the service tax. Is there any way to offset this? I'm a loyal Maybank customer.

I know there is one way to offset by using treat points however I have no sufficient points to offset my service tax, kindly advice.
*
afaik, there is no way to offset other than using points.

iinm, you can pay with cash first, and few months down the line, when you have enough points, you can call them to offset the RM100 you have paid earlier with cash. i did that few years back but not sure it still works. a call to the CS will solve this.
victorywp
post Oct 20 2014, 09:42 PM

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QUOTE(janson_kaniaz @ Oct 20 2014, 09:17 PM)
afaik, there is no way to offset other than using points.

iinm, you can pay with cash first, and few months down the line, when you have enough points, you can call them to offset the RM100 you have paid earlier with cash. i did that few years back but not sure it still works. a call to the CS will solve this.
*
yes, it still works this way. pay first redeem back later.
reevephon
post Oct 20 2014, 10:00 PM

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QUOTE(victorywp @ Oct 20 2014, 09:42 PM)
yes, it still works this way. pay first redeem back later.
*
Thanks for the info smile.gif
spikey2506
post Oct 20 2014, 11:01 PM

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About the 10am Cashback promo, is it RM300 per cardmember for the whole campaign period? Or we have the chance to get RM300 everyday in the campaign? The TnCs seems to be vague...
SUSsupersound
post Oct 20 2014, 11:18 PM

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QUOTE(ldhong @ Oct 20 2014, 04:46 PM)
Alright, if that's the case i just make extra payment in advance. Thanks
*
Pay advance won't result to CL increased, this method I already ask the branch's bank officer. Call the card center is still the only way and fastest.
victorywp
post Oct 21 2014, 05:55 AM

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QUOTE(spikey2506 @ Oct 20 2014, 11:01 PM)
About the 10am Cashback promo, is it RM300 per cardmember for the whole campaign period? Or we have the chance to get RM300 everyday in the campaign? The TnCs seems to be vague...
*
yes, rm300 everyday.
janson_kaniaz
post Oct 21 2014, 08:08 AM

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QUOTE(spikey2506 @ Oct 20 2014, 11:01 PM)
About the 10am Cashback promo, is it RM300 per cardmember for the whole campaign period? Or we have the chance to get RM300 everyday in the campaign? The TnCs seems to be vague...
*
how is it vague, i'm not sure... rclxub.gif

4.1 Eligible Cardmembers are entitled up to 100% Cashback on their “Qualifying Spend”, subject to a maximum of RM300 per Eligible Cardmember per day from 10AM until 10PM on first-come, first-served basis and subject to a total of RM25,000 per day during the Campaign Period, whichever comes first (“Successful Cardmembers”).

This post has been edited by janson_kaniaz: Oct 21 2014, 08:09 AM
yarusaru
post Oct 21 2014, 08:26 AM

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QUOTE(janson_kaniaz @ Oct 21 2014, 08:08 AM)
how is it vague, i'm not sure...  rclxub.gif

4.1 Eligible Cardmembers are entitled up to 100% Cashback on their “Qualifying Spend”, subject to a maximum of RM300 per Eligible Cardmember per day from 10AM until 10PM on first-come, first-served basis and subject to a total of RM25,000 per day during the Campaign Period, whichever comes first (“Successful Cardmembers”).
*
when is the date?
guy3288
post Oct 21 2014, 08:47 AM

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That 10Am challenge, i assume the time refers
to transaction time as shown in MBB receipt page right?
how have you guys been doing?

My attempts so far
1)4.10.14 RM260.15 -10:01:44
2)5.10.14 RM150.55 -10:00:05
3)6.10.14 RM321.50 -10:00:03
4)11.10.14 RM254.80 - 10:00:03
5)12.10.14 RM38.45 - 10:00:03
6)19.10.14 RM356.70 - 10:00:02

ldhong
post Oct 21 2014, 08:55 AM

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QUOTE(maskedchan @ Oct 20 2014, 06:46 PM)
can send by email for permanent CL increase..
not that difficult right?
*
QUOTE(supersound @ Oct 20 2014, 11:18 PM)
Pay advance won't result to CL increased, this method I already ask the branch's bank officer. Call the card center is still the only way and fastest.
*
Hi Good Morning,


Sending email or call-in is for temporary increase ?

I thought of making advance payment and travel first.... hmm.gif
laymank
post Oct 21 2014, 09:34 AM

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QUOTE(ldhong @ Oct 21 2014, 08:55 AM)
Hi Good Morning,
Sending email or call-in is for temporary increase ?

I thought of making advance payment and travel first.... hmm.gif
*
Call.
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post Oct 21 2014, 10:09 AM

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QUOTE(guy3288 @ Oct 21 2014, 08:47 AM)
That 10Am challenge, i assume  the time refers
to transaction time as shown in MBB receipt page right?
how have you guys been doing?

My attempts so far
1)4.10.14 RM260.15 -10:01:44
2)5.10.14 RM150.55 -10:00:05
3)6.10.14 RM321.50 -10:00:03
4)11.10.14 RM254.80 - 10:00:03
5)12.10.14 RM38.45 - 10:00:03
6)19.10.14 RM356.70 - 10:00:02
*
wow... blink.gif
leo_kiatez
post Oct 21 2014, 10:11 AM

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QUOTE(guy3288 @ Oct 21 2014, 08:47 AM)
That 10Am challenge, i assume  the time refers
to transaction time as shown in MBB receipt page right?
how have you guys been doing?

My attempts so far
1)4.10.14 RM260.15 -10:01:44
2)5.10.14 RM150.55 -10:00:05
3)6.10.14 RM321.50 -10:00:03
4)11.10.14 RM254.80 - 10:00:03
5)12.10.14 RM38.45 - 10:00:03
6)19.10.14 RM356.70 - 10:00:02
*
So far you the most Pro 1 lor..all within seconds..NO.1 already. sapu all the cashback d lor... tongue.gif
victorywp
post Oct 21 2014, 10:33 AM

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QUOTE(guy3288 @ Oct 21 2014, 08:47 AM)
That 10Am challenge, i assume  the time refers
to transaction time as shown in MBB receipt page right?
how have you guys been doing?

My attempts so far
1)4.10.14 RM260.15 -10:01:44
2)5.10.14 RM150.55 -10:00:05
3)6.10.14 RM321.50 -10:00:03
4)11.10.14 RM254.80 - 10:00:03
5)12.10.14 RM38.45 - 10:00:03
6)19.10.14 RM356.70 - 10:00:02
*
this is inhuman!!! lol... sweat.gif
spikey2506
post Oct 21 2014, 10:50 AM

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QUOTE(janson_kaniaz @ Oct 21 2014, 08:08 AM)
how is it vague, i'm not sure...  rclxub.gif
*
I guess I find it hard to believe that Maybank can be so generous. 😆

janson_kaniaz
post Oct 21 2014, 11:36 AM

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QUOTE(spikey2506 @ Oct 21 2014, 10:50 AM)
I guess I find it hard to believe that Maybank can be so generous. 😆
*
not about generosity. they have quota, as long as quota is met, everyone is happy...
janson_kaniaz
post Oct 21 2014, 11:40 AM

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QUOTE(guy3288 @ Oct 21 2014, 08:47 AM)
That 10Am challenge, i assume  the time refers
to transaction time as shown in MBB receipt page right?
how have you guys been doing?

My attempts so far
1)4.10.14 RM260.15 -10:01:44
2)5.10.14 RM150.55 -10:00:05
3)6.10.14 RM321.50 -10:00:03
4)11.10.14 RM254.80 - 10:00:03
5)12.10.14 RM38.45 - 10:00:03
6)19.10.14 RM356.70 - 10:00:02
*
i dont have the gut like u to risk all attempts at one time. i spread out my spending to 1001-1005, just in case the difference in maybank timing makes a difference.
tifosi
post Oct 21 2014, 11:43 AM

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QUOTE(guy3288 @ Oct 21 2014, 08:47 AM)
That 10Am challenge, i assume  the time refers
to transaction time as shown in MBB receipt page right?
how have you guys been doing?

My attempts so far
1)4.10.14 RM260.15 -10:01:44
2)5.10.14 RM150.55 -10:00:05
3)6.10.14 RM321.50 -10:00:03
4)11.10.14 RM254.80 - 10:00:03
5)12.10.14 RM38.45 - 10:00:03
6)19.10.14 RM356.70 - 10:00:02
*
Wow. What time did you base on? So accurate!
spikey2506
post Oct 21 2014, 11:52 AM

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QUOTE(janson_kaniaz @ Oct 21 2014, 11:36 AM)
not about generosity. they have quota, as long as quota is met, everyone is happy...
*
If they cap RM300 per cardmember for the whole campaign, more people will be happy, since more people will have a chance of getting it. That was what on my mind. But I am not complaining though. Milking it everyday

As for the time, I sync my computer clock to time.nist.gov through the settings. I see that my Astro decoder also follows this time to the second. So it's a good baseline to get 10am on the dot

This post has been edited by spikey2506: Oct 21 2014, 11:57 AM
janson_kaniaz
post Oct 21 2014, 11:59 AM

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QUOTE(spikey2506 @ Oct 21 2014, 11:52 AM)
If they cap RM300 per cardmember for the whole campaign, more people will be happy, since more people will have a chance of getting it. That was what on my mind. But I am not complaining though. Milking it everyday
*
that would mean they cannot control how much budget to allocate per day or the entire campaign.

first come first served is still the best.
janson_kaniaz
post Oct 21 2014, 12:01 PM

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QUOTE(spikey2506 @ Oct 21 2014, 11:52 AM)


As for the time, I sync my computer clock to time.nist.gov through the settings. I see that my Astro decoder also follows this time to the second. So it's a good baseline to get 10am on the dot
*
to me, it's a risky thing u have to take because you won't know the basis of their timing until the campaign is over. if there's a trial and error thing now that would be good so everyone can know the exact time.
spikey2506
post Oct 21 2014, 12:07 PM

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QUOTE(janson_kaniaz @ Oct 21 2014, 12:01 PM)
to me, it's a risky thing u have to take because you won't know the basis of their timing until the campaign is over. if there's a trial and error thing now that would be good so everyone can know the exact time.
*
I dont spend just to get the CB. I spend on the things I need. So getting the CB is a bonus. I still pay my expenses
kinabalu
post Oct 21 2014, 12:29 PM

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QUOTE(guy3288 @ Oct 21 2014, 08:47 AM)
That 10Am challenge, i assume  the time refers
to transaction time as shown in MBB receipt page right?
how have you guys been doing?

My attempts so far
1)4.10.14 RM260.15 -10:01:44
2)5.10.14 RM150.55 -10:00:05
3)6.10.14 RM321.50 -10:00:03
4)11.10.14 RM254.80 - 10:00:03
5)12.10.14 RM38.45 - 10:00:03
6)19.10.14 RM356.70 - 10:00:02
*
Thats alot of spending for 2 weeks!!! shocking.gif shocking.gif shocking.gif

What do u spend? I could hardly spend more than RM300 in 2 weeks with CC
~Eveready~
post Oct 21 2014, 01:27 PM

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Guys, my MBB Mastercard was attempted for more than 20 times for online transaction two nights ago, received more than 20 sms for MSOS request which was not done by me (USD for aliexpress.com, alipay.com, Moneybookers Ltd., Ali Pay UK, Unibank MK, Defshop KG [in Euro], Imedia Plus Group etc.)

In fact, I have not used my MBB 2 card - master card for more than 1 year already, so suddenly I received so many MSOS sms really freaked me out. I quickly called up the CS and I was told that those are attempts only, no transactions have been done. Nevertheless they will suspend my master card immediately and ask me to collect the new card from the nearest branch after 7 working days.

Luckily no attempt so far on my Amex as well as the supplementary cards. Really wondering how the hell they get hold of my master card details.
stargate8
post Oct 21 2014, 01:27 PM

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wow... he is pro

for me, I didn't charge at 10am.

this month,
130
150
900

hoping MBB will randomly pick
herc
post Oct 21 2014, 01:32 PM

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QUOTE(guy3288 @ Oct 21 2014, 08:47 AM)
That 10Am challenge, i assume  the time refers
to transaction time as shown in MBB receipt page right?
how have you guys been doing?

My attempts so far
1)4.10.14 RM260.15 -10:01:44
2)5.10.14 RM150.55 -10:00:05
3)6.10.14 RM321.50 -10:00:03
4)11.10.14 RM254.80 - 10:00:03
5)12.10.14 RM38.45 - 10:00:03
6)19.10.14 RM356.70 - 10:00:02
*
I did not save the receipt, but should have over 10x transaction captured as 10:00:0x tongue.gif

stargate8
post Oct 21 2014, 01:36 PM

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maybank, pls pick those transact from 1030am onwards. kekekeke
tifosi
post Oct 21 2014, 01:45 PM

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I prefer random winners cause I spend mostly on retail. tongue.gif
MGM
post Oct 21 2014, 01:49 PM

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QUOTE(guy3288 @ Oct 21 2014, 08:47 AM)
That 10Am challenge, i assume  the time refers
to transaction time as shown in MBB receipt page right?
how have you guys been doing?

My attempts so far
1)4.10.14 RM260.15 -10:01:44
2)5.10.14 RM150.55 -10:00:05
3)6.10.14 RM321.50 -10:00:03
4)11.10.14 RM254.80 - 10:00:03
5)12.10.14 RM38.45 - 10:00:03
6)19.10.14 RM356.70 - 10:00:02
*
These are transactions done thru M2U using MBB2Amex right? and mostly done on weekend. What a Hero. notworthy.gif
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post Oct 21 2014, 02:02 PM

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QUOTE(tifosi @ Oct 21 2014, 11:43 AM)
Wow. What time did you base on? So accurate!
*
there are 2 areas you can see the time on MBB page.
MGM
post Oct 21 2014, 02:14 PM

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QUOTE(guy3288 @ Oct 21 2014, 02:02 PM)
there are 2 areas you can see the time on MBB page.
*
The time shown on this 2 areas are actually the computer time right?
If there are 100 people like you, might as well stop trying to participate. tongue.gif


This post has been edited by MGM: Oct 21 2014, 02:15 PM
cybpsych
post Oct 21 2014, 02:25 PM

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QUOTE(~Eveready~ @ Oct 21 2014, 01:27 PM)
Guys, my MBB Mastercard was attempted for more than 20 times for online transaction two nights ago, received more than 20 sms for MSOS request which was not done by me (USD for aliexpress.com, alipay.com, Moneybookers Ltd., Ali Pay UK, Unibank MK, Defshop KG [in Euro], Imedia Plus Group etc.)

In fact, I have not used my MBB 2 card - master card for  more than 1 year already, so suddenly I received so many MSOS sms really freaked me out. I quickly called up the CS and I was told that those are attempts only, no transactions have been done. Nevertheless they will suspend my master card immediately and ask me to collect the new card from the nearest branch after 7 working days.

Luckily no attempt so far on my Amex as well as the supplementary cards. Really wondering how the hell they get hold of my master card details.
*
well, the fraudster/bot does not know the mastercard belongs to you.

most likely it's an automated blasting with randomize card numbers until it goes thru. think of it like a 'tembak' game until some portal accepts it.


if it's blocked at MSOS portal, then it has no authorization to be charged at all. think MSOS like a firewall that protect you/bank from invalid transaction requests.
herc
post Oct 21 2014, 02:36 PM

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QUOTE(MGM @ Oct 21 2014, 02:14 PM)
The time shown on this 2 areas are actually the computer time right?
If there are 100 people like you, might as well stop trying to participate. tongue.gif
*
I believe the time shown in receipt is Maybank system time, I did play with computer time and it make no different when Maybank generating the receipt.
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post Oct 21 2014, 03:43 PM

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QUOTE(ldhong @ Oct 21 2014, 08:55 AM)
Hi Good Morning,
Sending email or call-in is for temporary increase ?

I thought of making advance payment and travel first.... hmm.gif
*
call in for temporary increase
email for permanent increase
victorywp
post Oct 21 2014, 03:46 PM

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QUOTE(maskedchan @ Oct 21 2014, 03:43 PM)
call in for temporary increase
email for permanent increase
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what is this? rule of thumb for post #1 again? laugh.gif
maskedchan
post Oct 21 2014, 03:54 PM

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QUOTE(victorywp @ Oct 21 2014, 03:46 PM)
what is this? rule of thumb for post #1 again?  laugh.gif
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laugh.gif

up to you..
i just give simple and easy to understand e.g.
ldhong
post Oct 21 2014, 03:58 PM

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QUOTE(maskedchan @ Oct 21 2014, 03:43 PM)
call in for temporary increase
email for permanent increase
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Got it. Understood icon_rolleyes.gif
SUSsupersound
post Oct 21 2014, 06:22 PM

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QUOTE(ldhong @ Oct 21 2014, 08:55 AM)
Hi Good Morning,
Sending email or call-in is for temporary increase ?

I thought of making advance payment and travel first.... hmm.gif
*
Nope, I even go to my nearest branch to confirm this. Just give card center a call, you may need to furnish some supporting documents(like pay increase) or using FD as deposit.
But if you are their long time "supporter", you may not even need to have the above 2.
kaoru
post Oct 21 2014, 09:54 PM

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I linked my amex with paypal but upon check out there is no Conversion Method that is usually there with Visa and Mastercard . I want to change it to billed in sellers currency instead of using PayPals rate. Is it disabled for amex ?
ysc
post Oct 22 2014, 12:27 AM

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Looks like treatpoints are immediately given at the end of the period (when statement is out)...

What about cashbacks? Same statement?
Meaning that if I spent 1k on a weekend, the following statement will instantly have the 5% of the 1k in cashback?
Human Nature
post Oct 22 2014, 12:41 AM

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QUOTE(ysc @ Oct 22 2014, 12:27 AM)
Looks like treatpoints are immediately given at the end of the period (when statement is out)...

What about cashbacks? Same statement?
Meaning that if I spent 1k on a weekend, the following statement will instantly have the 5% of the 1k in cashback?
*
Treatpoints are given 1-2 days after the transactions.

Cashback will be given on the 1st or 2nd of the month.
Without
post Oct 22 2014, 03:00 AM

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QUOTE(kaoru @ Oct 21 2014, 10:54 PM)
I linked my amex with paypal but upon check out there is no Conversion Method that is usually there with Visa and Mastercard . I want to change it to billed in sellers currency instead of using PayPals rate. Is it disabled for amex ?
*
You can't pay RM using Amex with Paypal.
victorywp
post Oct 22 2014, 03:19 AM

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QUOTE(ysc @ Oct 22 2014, 12:27 AM)
Looks like treatpoints are immediately given at the end of the period (when statement is out)...

What about cashbacks? Same statement?
Meaning that if I spent 1k on a weekend, the following statement will instantly have the 5% of the 1k in cashback?
*
5% cb will show on 1st or 2nd of the following month.
Without
post Oct 22 2014, 11:40 AM

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Anyone experiencing transaction decline when trying to make payment online?
I tried overseas payment channel and local payment channel seems all fail.
Yesterday 9pm physical payment also fail.
Human Nature
post Oct 22 2014, 12:12 PM

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From your experience, are the maybank card centers open on a public holiday?
Gen-X
post Oct 22 2014, 12:36 PM

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QUOTE(Human Nature @ Oct 22 2014, 12:12 PM)
From your experience, are the maybank card centers open on a public holiday?
*
if it is located in the mall, it should be open.

Bro, call the number for Maybankard Centre 1U you gave last time which I posted in Post#1 long ago and ask them for Melaka Contact No.
janson_kaniaz
post Oct 22 2014, 01:23 PM

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QUOTE(Without @ Oct 22 2014, 11:40 AM)
Anyone experiencing transaction decline when trying to make payment online?
I tried overseas payment channel and local payment channel seems all fail.
Yesterday 9pm physical payment also fail.
*
i think maybankards in general and amex in particular are now very vigilant when it comes to online purchase.

most of the times i have to call maybank CS because my initial payment is always declined. they only open the particular merchant for 24hrs for your online purchase before they close it again.
Ricky300
post Oct 22 2014, 02:53 PM

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QUOTE(Without @ Oct 22 2014, 11:40 AM)
Anyone experiencing transaction decline when trying to make payment online?
I tried overseas payment channel and local payment channel seems all fail.
Yesterday 9pm physical payment also fail.
*
Have you registered your MSOS code?

If no, that might be the reason you failed making a payment via online.
fruitie
post Oct 22 2014, 03:37 PM

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I just recommended my foreign colleague to apply for this card. I was thinking to recommend her Visa Signature or this but after reading Visa Signature, doesn't seem to be that beneficial to her. Both of us will apply for RHB Signature or Alliance credit card after I read it well.

In the end, asked her to apply for Maybankard2Plat. Got the form from KL Sentral branch but we are going to KLCC tomorrow for dinner, not sure if the 1-hour approval still applicable in KLCC? unsure.gif

Another question on the GST, though I understand that it is RM 100 for 2 cards. Is there any way to waive it with minimal swipes? Sorry, I'm totally outdated these days. Appreciate your advice. smile.gif
Human Nature
post Oct 22 2014, 03:47 PM

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QUOTE(fruitie @ Oct 22 2014, 03:37 PM)
I just recommended my foreign colleague to apply for this card. I was thinking to recommend her Visa Signature or this but after reading Visa Signature, doesn't seem to be that beneficial to her. Both of us will apply for RHB Signature or Alliance credit card after I read it well.

In the end, asked her to apply for Maybankard2Plat. Got the form from KL Sentral branch but we are going to KLCC tomorrow for dinner, not sure if the 1-hour approval still applicable in KLCC? unsure.gif

Another question on the GST, though I understand that it is RM 100 for 2 cards. Is there any way to waive it with minimal swipes? Sorry, I'm totally outdated these days. Appreciate your advice. smile.gif
*
not sure if the RM100 sign-up promo is still available or not..try check the previous version for its T&C
fruitie
post Oct 22 2014, 03:54 PM

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QUOTE(Human Nature @ Oct 22 2014, 03:47 PM)
not sure if the RM100 sign-up promo is still available or not..try check the previous version for its T&C
*
I did ask the staff in KL Sentral when we requested for application form from her, she seems very puzzled about this new sign-up promo...
Thought that you guys will be more updated than those staff. laugh.gif
cybpsych
post Oct 22 2014, 04:23 PM

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QUOTE(fruitie @ Oct 22 2014, 03:54 PM)
I did ask the staff in KL Sentral when we requested for application form from her, she seems very puzzled about this new sign-up promo...
Thought that you guys will be more updated than those staff. laugh.gif
*
signup promo still in effect and runs until March 2015

refer here and the T&Cs
fruitie
post Oct 22 2014, 04:28 PM

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QUOTE(cybpsych @ Oct 22 2014, 04:23 PM)
signup promo still in effect and runs until March 2015

refer here and the T&Cs
*
Great help! Thanks a lot. biggrin.gif
"New Maybank 2 Cards Cardmembers are required to apply and to spend 3 times with any amount on each card to be eligible for the RM50 Cashback on each card within 60 days."

I'll inform my colleague then. biggrin.gif
cybpsych
post Oct 22 2014, 04:41 PM

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QUOTE(fruitie @ Oct 22 2014, 04:28 PM)
Great help! Thanks a lot. biggrin.gif
"New Maybank 2 Cards Cardmembers are required to apply and to spend 3 times with any amount on each card to be eligible for the RM50 Cashback on each card within 60 days."

I'll inform my colleague then. biggrin.gif
*
remember to swipe 3x each card, ya nod.gif
fruitie
post Oct 22 2014, 04:43 PM

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QUOTE(cybpsych @ Oct 22 2014, 04:41 PM)
remember to swipe 3x each card, ya  nod.gif
*
Yes, saw that. smile.gif
What about if KLCC branch still processes cards in 1 hour or which branch still has this facility? Does anyone know? unsure.gif
cybpsych
post Oct 22 2014, 04:59 PM

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QUOTE(fruitie @ Oct 22 2014, 04:43 PM)
Yes, saw that. smile.gif
What about if KLCC branch still processes cards in 1 hour or which branch still has this facility? Does anyone know? unsure.gif
*
Maybankard Centres at KLCC, The Gardens, and 1U has instant card issuance (1 or 2 hours).

try do it before 7pm with as much supporting documents readily available (just in case). after 7pm, sometimes they backprocessing the application to next days.

oh yeah, as usual, call up Maybank to be sure on the operating hours, etc.
maskedchan
post Oct 22 2014, 05:12 PM

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QUOTE(cybpsych @ Oct 22 2014, 04:59 PM)
Maybankard Centres at KLCC, The Gardens, and 1U has instant card issuance (1 or 2 hours).

try do it before 7pm with as much supporting documents readily available (just in case). after 7pm, sometimes they backprocessing the application to next days.

oh yeah, as usual, call up Maybank to be sure on the operating hours, etc.
*
I think it is best to do it before 5pm..
approval officer only working during office hours smile.gif
fruitie
post Oct 22 2014, 05:51 PM

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QUOTE(cybpsych @ Oct 22 2014, 04:59 PM)
Maybankard Centres at KLCC, The Gardens, and 1U has instant card issuance (1 or 2 hours).

try do it before 7pm with as much supporting documents readily available (just in case). after 7pm, sometimes they backprocessing the application to next days.

oh yeah, as usual, call up Maybank to be sure on the operating hours, etc.
*
QUOTE(maskedchan @ Oct 22 2014, 05:12 PM)
I think it is best to do it before 5pm..
approval officer only working during office hours smile.gif
*
Thanks guys! It's fine if can collect the next day and not like other branches. smile.gif
No issue since we will be at KLCC tomorrow's evening, will bring everything there and see how it goes. biggrin.gif
kaoru
post Oct 22 2014, 11:21 PM

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Not trying to purchase stuff in RM via PayPal. Its in a foreign currency.

Usually if its Visa/Master there is an option in PayPal where you can select the conversion method whether you would like to use paypal or your credit card option "bill me instead"

But with amex the option is not there thus making it even more expensive
victorywp
post Oct 23 2014, 11:08 AM

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actually that 3% caltex cb using mbb2visa/mc also have an allocation of rm50k per month first-come-first-serve, and i do not "win" it. if i know about this allocation thingy (like uob style), i might as well use my mbb2amex at least can get 5x tp instead of 1x tp using mbb2visa/mc. vmad.gif mad.gif
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post Oct 23 2014, 03:58 PM

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QUOTE(victorywp @ Oct 23 2014, 11:08 AM)
actually that 3% caltex cb using mbb2visa/mc also have an allocation of rm50k per month first-come-first-serve, and i do not "win" it. if i know about this allocation thingy (like uob style), i might as well use my mbb2amex at least can get 5x tp instead of 1x tp using mbb2visa/mc.  vmad.gif  mad.gif
*
owh, almost forgot about that t&c. thanks for the reminder
amxpayne67
post Oct 23 2014, 04:47 PM

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I go to Maybank USJ Branch to apply for MBB2 Card. The staff there didn't even mention about the promo too. Then just now their sales department call me informing about this promo. Pretty neat can offset the GST charge
kinabalu
post Oct 23 2014, 05:23 PM

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QUOTE(amxpayne67 @ Oct 23 2014, 04:47 PM)
I go to Maybank USJ Branch to apply for MBB2 Card. The staff there didn't even mention about the promo too. Then just now their sales department call me informing about this promo. Pretty neat can offset the GST charge
*
The cash back is for your first year only, 2nd year onwards will use your treatpoints to offset it.
amxpayne67
post Oct 23 2014, 05:28 PM

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QUOTE(kinabalu @ Oct 23 2014, 05:23 PM)
The cash back is for your first year only, 2nd year onwards will use your treatpoints to offset it.
*
Yes, which means if approved by this year, i can offset the charges with the cashback. 2nd year onward will be using treatpoints to offset the charges, i understand. Also the sales guy said something about RM100 e-voucher for air asia. Might be a good thing for end of year vacation trip nod.gif
marquis
post Oct 24 2014, 12:09 PM

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Guys, hoping to get some input.

I read in this thread that someone mentioned the 1-hour approval is still in effect at the two branches mentioned in the first post. I'm thinking of going today, don't think I'll be able to be there before 7 as I get off work at 6.

I don't need to get it within the hour, but if it's only available the next day, or even next Monday, is there any possibility that they can mail it to a different branch for collection?

Also, I was told that nowadays, you don't need all the documents, they can just check your epf statement...Is that true?

Thanks! biggrin.gif


asiatrader98
post Oct 24 2014, 12:26 PM

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applied it 2 months ago..........don't have this promotion mad.gif

promotion

This post has been edited by asiatrader98: Oct 24 2014, 12:29 PM
victorywp
post Oct 24 2014, 12:30 PM

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lee1234
post Oct 24 2014, 08:03 PM

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Hi, can I confirm if I using AMEX card during weekend in US for 5% rebate.
The transaction time should be follow Malaysia time or US local time?
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post Oct 24 2014, 08:12 PM

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QUOTE(lee1234 @ Oct 24 2014, 08:03 PM)
Hi, can I confirm if I using AMEX card during weekend in US for 5% rebate.
The transaction time should be follow Malaysia time or US local time?
*
my online transaction follows US local time, ie i still managed to get the rebate even though i bought the item on Monday morning.
fruitie
post Oct 24 2014, 08:36 PM

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QUOTE(marquis @ Oct 24 2014, 12:09 PM)
Guys, hoping to get some input.

I read in this thread that someone mentioned the 1-hour approval is still in effect at the two branches mentioned in the first post. I'm thinking of going today, don't think I'll be able to be there before 7 as I get off work at 6.

I don't need to get it within the hour, but if it's only available the next day, or even next Monday, is there any possibility that they can mail it to a different branch for collection?

Also, I was told that nowadays, you don't need all the documents, they can just check your epf statement...Is that true?

Thanks! biggrin.gif
*
Went to KLCC yesterday and the staff told me they have no more 1-hour thingy. sweat.gif
Well, I brought my foreign colleague there to apply. Nevertheless, for foreigners, it takes longer time compared to locals like us.
Even if it has 1-hour approval, they need 2 weeks, or at least a week.
kaizer_x
post Oct 24 2014, 09:27 PM

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Need advise from u guys. Last two weeks I've already applied this maybank 2 cards. When call maybank service centre they dont have my record. Ive contacted the branch where ive submitted the form and they said already send. Ive ask him to push since need to use the card before thia december. Kindly advise me on this matter. Should i make a new application at other branch? Thanks
victorywp
post Oct 24 2014, 09:32 PM

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QUOTE(kaizer_x @ Oct 24 2014, 09:27 PM)
Need advise from u guys. Last two weeks I've already applied this maybank 2 cards. When call maybank service centre they dont have my record. Ive contacted the branch where ive submitted the form and they said already send. Ive ask him to push since need to use the card before thia december. Kindly advise me on this matter. Should i make a new application at other branch? Thanks
*
1) which branch you submitted to?
2) when was the branch send the form for you?
kaizer_x
post Oct 24 2014, 09:44 PM

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QUOTE(victorywp @ Oct 24 2014, 09:32 PM)
1) which branch you submitted to?
2) when was the branch send the form for you?
*
1) Maybank Simpang Ampat, Penang.
2) I've submitted the form on 10th Oct.
SUSsupersound
post Oct 24 2014, 09:59 PM

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QUOTE(kaizer_x @ Oct 24 2014, 09:27 PM)
Need advise from u guys. Last two weeks I've already applied this maybank 2 cards. When call maybank service centre they dont have my record. Ive contacted the branch where ive submitted the form and they said already send. Ive ask him to push since need to use the card before thia december. Kindly advise me on this matter. Should i make a new application at other branch? Thanks
*
QUOTE(kaizer_x @ Oct 24 2014, 09:44 PM)
1) Maybank Simpang Ampat, Penang.
2) I've submitted the form on 10th Oct.
*
Do you have M2U? If yes, it shall be appear in your account. If not mistaken, I have both of the cards appeared in my M2U system after 1 week I submit the application and receiving a welcome SMS from Maybank. I only take the cards after another week.
If you don't have the above 2, I'm quite sure the officer either never submit the form or forgot already.
Suggest to apply on another branch and llok for their senior officer. Looking for those "kucing kurap" officer may result to your current situation.
kaizer_x
post Oct 24 2014, 10:04 PM

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QUOTE(supersound @ Oct 24 2014, 09:59 PM)
Do you have M2U? If yes, it shall be appear in your account. If not mistaken, I have both of the cards appeared in my M2U system after 1 week I submit the application and receiving a welcome SMS from Maybank. I only take the cards after another week.
If you don't have the above 2, I'm quite sure the officer either never submit the form or forgot already.
Suggest to apply on another branch and llok for their senior officer. Looking for those "kucing kurap" officer may result to your current situation.
*
Yes, I have Maybank2u..since already contacted the hotline and they've seen to not have my application. When ask the branch officer, he said already submit and might take 2 weeks until 2 months furthermore can't ask them to hurry up since I need to use it. (T_T)

This post has been edited by kaizer_x: Oct 24 2014, 10:05 PM
SUSsupersound
post Oct 24 2014, 10:59 PM

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QUOTE(kaizer_x @ Oct 24 2014, 10:04 PM)
Yes, I have Maybank2u..since already contacted the hotline and they've seen to not have my application. When ask the branch officer, he said already submit and might take 2 weeks until 2 months furthermore can't ask them to hurry up since I need to use it. (T_T)
*
2 months? I think they are trying to fool you.
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post Oct 24 2014, 11:13 PM

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QUOTE(kaizer_x @ Oct 24 2014, 09:44 PM)
1) Maybank Simpang Ampat, Penang.
2) I've submitted the form on 10th Oct.
*
you mentioned the branch officer said he sent your form already. did you ask when he sent? on the same day 10/10?
Human Nature
post Oct 24 2014, 11:20 PM

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I suggest you to is initiate a formal inquiry into this matter. A missing application containing all the P&C info is a concern. At the same time, re-submit your application since you need it fast. This time direct submission, not thru any branch, except for maybankard centers.

kaizer_x

This post has been edited by Human Nature: Oct 24 2014, 11:21 PM
kaizer_x
post Oct 24 2014, 11:47 PM

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QUOTE(Human Nature @ Oct 24 2014, 11:20 PM)
I suggest you to is initiate a formal inquiry into this matter. A missing application containing all the P&C info is a concern. At the same time, re-submit your application since you need it fast. This time direct submission, not thru any branch, except for maybankard centers.

kaizer_x
*
Already called the center just now. He advice me to apply using their phone and all documents will be sent through fax or email and I can trace the status with same salesperson. He said, supposedly it should take only 3 working days after the submission to be in their system. I didn't think my application would be missing. Maybe the officer at branch is too lazy or didn't send it. mad.gif vmad.gif
Human Nature
post Oct 24 2014, 11:49 PM

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QUOTE(kaizer_x @ Oct 24 2014, 11:47 PM)
Already called the center just now. He advice me to apply using their phone and all documents will be sent through fax or email and I can trace the status with same salesperson. He said, supposedly it should take only 3 working days after the submission to be in their system. I didn't think my application would be missing. Maybe the officer at branch is too lazy or didn't send it.  mad.gif  vmad.gif
*
i should probably type 'missing' rolleyes.gif

just follow the CS advice.
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post Oct 24 2014, 11:49 PM

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QUOTE(victorywp @ Oct 24 2014, 11:13 PM)
you mentioned the branch officer said he sent your form already. did you ask when he sent? on the same day 10/10?
*
I didn't ask when he sent it but assume on the same day I've applied. The service center did mentioned about using courier to send the form but I don't think it will take more than 9 working days minus Deepavali holiday
adele123
post Oct 25 2014, 10:02 AM

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transaction at 10:00:23. let's see if i'm 22 seconds too late
janson_kaniaz
post Oct 25 2014, 10:27 AM

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QUOTE(adele123 @ Oct 25 2014, 10:02 AM)
transaction at 10:00:23. let's see if i'm 22 seconds too late
*
ya, tell us in 6 months time.
Human Nature
post Oct 25 2014, 07:21 PM

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just redeemed my treatpoints at KLCC cardcenter today

RM80 worth of McD vouchers
RM180 worth of KFC/Pizza Hut vouchers

biggrin.gif
victorywp
post Oct 25 2014, 07:29 PM

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QUOTE(Human Nature @ Oct 25 2014, 07:21 PM)
just redeemed my treatpoints at KLCC cardcenter today

RM80 worth of McD vouchers
RM180 worth of KFC/Pizza Hut vouchers

biggrin.gif
*
fast food lover... eat until rm260 fast food... biggrin.gif
kaoru
post Oct 25 2014, 08:51 PM

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how much treatspoints do you need to claim that much of vouchers
Human Nature
post Oct 25 2014, 08:53 PM

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QUOTE(kaoru @ Oct 25 2014, 08:51 PM)
how much treatspoints do you need to claim that much of vouchers
*
RM10 McD 2500
RM30 KFC / Pizza Hut 7500

iamWill
post Oct 25 2014, 10:50 PM

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You can now redeem BIG Points with your Maybank TREATS Points! Convert now and enjoy free AirAsia flights

Is this going to be the worst redemption ever?
cappuccino vs latte
post Oct 26 2014, 12:20 AM

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QUOTE(iamWill @ Oct 25 2014, 10:50 PM)
1,000 big points equal to how much cash value?
tigaxxx
post Oct 26 2014, 01:12 AM

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QUOTE(iamWill @ Oct 25 2014, 10:50 PM)
7000 TPs = rm28 = 1000 big pts.. lol definitely not worth...
onlinepaycheck
post Oct 26 2014, 11:58 AM

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QUOTE(adele123 @ Oct 25 2014, 10:02 AM)
transaction at 10:00:23. let's see if i'm 22 seconds too late
*
QUOTE(janson_kaniaz @ Oct 25 2014, 10:27 AM)
ya, tell us in 6 months time.
*
I did a 10:00:04. Worth a shot... paying bills anyway.
lamode
post Oct 26 2014, 12:20 PM

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QUOTE(adele123 @ Oct 25 2014, 10:02 AM)
transaction at 10:00:23. let's see if i'm 22 seconds too late
*
wah... sounds like this song wor brows.gif brows.gif brows.gif


25 minutes too late- MLTR

http://www.youtube.com/watch?v=jhw3n0eK94Q

This post has been edited by lamode: Oct 26 2014, 12:21 PM
SUSsupersound
post Oct 26 2014, 03:05 PM

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QUOTE(kaoru @ Oct 25 2014, 08:51 PM)
how much treatspoints do you need to claim that much of vouchers
*
Depending what vouchers you want, Aeonbig is 25000TP for rm105 while Jusco only rm100 for the same points collected.

QUOTE(cappuccino vs latte @ Oct 26 2014, 12:20 AM)
1,000 big points equal to how much cash value?
*
Same as answer above, rm4.2 for 1000pts on Aeobig, rm4 for Jusco.
Just redeem both Aeonbig and Jusco vouchers at Midvalley's Maybank card center.
njan77
post Oct 26 2014, 03:11 PM

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Hi Guys,
I had just apply Maybank 2card at Queensbay yesterday thru promotion booth, this is my 3rd attempt.
The sales girls said they will only give the free gifts (trolley beg) only after the card approved.
I need to go back there to collect the gift after if the is approve.
She said it’s their procedure???
I didn’t mention to her that I have apply before.

victorywp
post Oct 26 2014, 03:27 PM

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QUOTE(njan77 @ Oct 26 2014, 03:11 PM)
Hi Guys,
I had just apply Maybank 2card at Queensbay yesterday thru promotion booth, this is my 3rd attempt.
The sales girls said they will only give the free gifts (trolley beg) only after the card approved.
I need to go back there to collect the gift after if the is approve.
She said it’s their procedure???
I didn’t mention to her that I have apply before.
*
wow, how come i don't know got such free gift for mbb2cards?
SUSDavid83
post Oct 26 2014, 03:54 PM

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QUOTE(victorywp @ Oct 26 2014, 03:27 PM)
wow, how come i don't know got such free gift for mbb2cards?
*
Free gifts and promo usually given at booth and not via self application online.

I heard they offer free GST for first year.

This post has been edited by David83: Oct 26 2014, 03:55 PM
SUSPink Spider
post Oct 26 2014, 04:26 PM

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Guys, may I ask, AMEX can be used at all petrol stations?
SUSDavid83
post Oct 26 2014, 04:34 PM

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QUOTE(Pink Spider @ Oct 26 2014, 04:26 PM)
Guys, may I ask, AMEX can be used at all petrol stations?
*
Most of them. Not all I should say.

Shell, Petron, Caltex, Petronas based on my experiences.
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post Oct 26 2014, 04:38 PM

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QUOTE(onlinepaycheck @ Oct 26 2014, 11:58 AM)
I did a 10:00:04. Worth a shot... paying bills anyway.
*
me too , have to pay bills anyway.
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post Oct 26 2014, 04:44 PM

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QUOTE(David83 @ Oct 26 2014, 04:34 PM)
Most of them. Not all I should say.

Shell, Petron, Caltex, Petronas based on my experiences.
*
Well, I only use Caltex and BHPetrol
tbheng
post Oct 26 2014, 06:08 PM

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QUOTE(guy3288 @ Oct 26 2014, 04:38 PM)
me too , have to pay bills anyway.
*
Wow, look at the times... a real pro, man! notworthy.gif
Every time I walk pass the mall with MBB's promo posters, I am just thinking in my head, with so many 10:00am online hunters, how much would the quota left for those spending at brick and mortal? Kesian-nya... tongue.gif Hope we din misunderstood the TnC... sweat.gif Can't wait to see the results.

Edit: guy3288 How did you make 2 trans with 2 sec apart? Besides, I thought the cap per day is RM300? You should make those 2 payments in separate days. No?

This post has been edited by tbheng: Oct 26 2014, 06:13 PM
victorywp
post Oct 26 2014, 06:15 PM

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QUOTE(Pink Spider @ Oct 26 2014, 04:44 PM)
Well, I only use Caltex and BHPetrol
*
most caltex accepts amex.
as for bhp, some do accept amex but need to pay at the cashier.
SUSPink Spider
post Oct 26 2014, 08:20 PM

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Pardon me guys, what's the fuss about this 10:00:00 thingy? Newbie to MBB2 Card notworthy.gif
victorywp
post Oct 26 2014, 08:44 PM

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QUOTE(Pink Spider @ Oct 26 2014, 08:20 PM)
Pardon me guys, what's the fuss about this 10:00:00 thingy? Newbie to MBB2 Card notworthy.gif
*
get up to rm300 cash back with whatever you spent with mbb cc every day (starting 10:00am daily)!
allocation based on first come first served basis.
SUSDavid83
post Oct 26 2014, 08:57 PM

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QUOTE(victorywp @ Oct 26 2014, 08:44 PM)
get up to rm300 cash back with whatever you spent with mbb cc every day (starting 10:00am daily)!
allocation based on first come first served basis.
*
You forgotten to mention is that MBB is looking for the 88th swiper of the day. laugh.gif
crixalisrox
post Oct 26 2014, 09:08 PM

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HI all,

I'm newbie to credit card , sign up this card at 1U today , within 3 hours get the cards. Really fast !

But one question, is this cards auto link with M2U ? I didn't see any credit card info in my M2U account, shall I wait due to newly register or must inform at maybank branch ?

Thanks ! smile.gif
SUSDavid83
post Oct 26 2014, 09:09 PM

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QUOTE(crixalisrox @ Oct 26 2014, 09:08 PM)
HI all,

I'm newbie to credit card , sign up this card at 1U today , within 3 hours get the cards. Really fast !

But one question, is this cards auto link with M2U ? I didn't see any credit card info in my M2U account, shall I wait due to newly register or must inform at maybank branch ?

Thanks ! smile.gif
*
You need to settle it at the branch.
crixalisrox
post Oct 26 2014, 10:00 PM

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QUOTE(David83 @ Oct 26 2014, 09:09 PM)
You need to settle it at the branch.
*
Oh ok , thanks alot
guy3288
post Oct 26 2014, 10:09 PM

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QUOTE(tbheng @ Oct 26 2014, 06:08 PM)
Wow, look at the times... a real pro, man!  notworthy.gif
Every time I walk pass the mall with MBB's promo posters, I am just thinking in my head, with so many 10:00am online hunters, how much would the quota left for those spending at brick and mortal? Kesian-nya...  tongue.gif Hope we din misunderstood the TnC...  sweat.gif Can't wait to see the results.

Edit: guy3288 How did you make 2 trans with 2 sec apart? Besides, I thought the cap per day is RM300? You should make those 2 payments in separate days. No?
*
1 on desktop, 1 on laptop, hit at about same time. and got 2 credit cards.
?Cashback only on every 88th. transaction.
tbheng
post Oct 26 2014, 10:40 PM

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QUOTE(David83 @ Oct 26 2014, 08:57 PM)
You forgotten to mention is that MBB is looking for the 88th swiper of the day. laugh.gif
*
QUOTE(guy3288 @ Oct 26 2014, 10:09 PM)
1 on desktop, 1 on laptop, hit at about same time. and  got 2 credit cards.
?Cashback only on every 88th. transaction.
*
Sorry, did I missed something?
I re-read the TnC, there is no mention about "88th". hmm.gif
QUOTE
4.1 Eligible Cardmembers are entitled up to 100% Cashback on their “Qualifying Spend”,
subject to a maximum of RM300 per Eligible Cardmember per day from 10AM until
10PM on first-come, first-served basis and subject to a total of RM25,000 per day
during the Campaign Period, whichever comes first (“Successful Cardmembers”).

TnC

kinabalu
post Oct 26 2014, 10:40 PM

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QUOTE(David83 @ Oct 26 2014, 08:57 PM)
You forgotten to mention is that MBB is looking for the 88th swiper of the day. laugh.gif
*
laugh.gif laugh.gif laugh.gif

kantoi to those early payee!
SUSDavid83
post Oct 26 2014, 10:43 PM

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Sorry I can't remember the T&C.

Maybe it's not from MBB.
victorywp
post Oct 26 2014, 10:55 PM

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QUOTE(kinabalu @ Oct 26 2014, 10:40 PM)
laugh.gif  laugh.gif  laugh.gif

kantoi to those early payee!
*
tak kantoi... kesilapan teknikal saja... laugh.gif
SUSsupersound
post Oct 26 2014, 11:01 PM

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QUOTE(crixalisrox @ Oct 26 2014, 09:08 PM)
HI all,

I'm newbie to credit card , sign up this card at 1U today , within 3 hours get the cards. Really fast !

But one question, is this cards auto link with M2U ? I didn't see any credit card info in my M2U account, shall I wait due to newly register or must inform at maybank branch ?

Thanks ! smile.gif
*
Today is what day?
They can only update the system on weekdays, so please wait for another day or 2. If still does not appear in your M2U, make a complaint.
MGM
post Oct 26 2014, 11:22 PM

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QUOTE(David83 @ Oct 26 2014, 08:57 PM)
You forgotten to mention is that MBB is looking for the 88th swiper of the day. laugh.gif
*
With this statement all eager participants will need to spend more time to go thru the T&C thoroughly. Thanks to David83.

update:

Just went thru the t&c and there is no such condition. vmad.gif

This post has been edited by MGM: Oct 26 2014, 11:28 PM
red_scorpion
post Oct 26 2014, 11:47 PM

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everyone is paying bills on weekend to get the 5% cash back and at the same time fight for 100% cash back...maybe I should try pay bills on weekday by sacrifice the 5% weekend cash back, but more chance for 100% cash back =X

This post has been edited by red_scorpion: Oct 26 2014, 11:47 PM
MGM
post Oct 26 2014, 11:58 PM

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QUOTE(red_scorpion @ Oct 26 2014, 11:47 PM)
everyone is paying bills on weekend to get the 5% cash back and at the same time fight for 100% cash back...maybe I should try pay bills on weekday by sacrifice the 5% weekend cash back, but more chance for 100% cash back =X
*
Everyone is doing that as well. tongue.gif
lamode
post Oct 27 2014, 12:09 AM

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QUOTE(MGM @ Oct 26 2014, 11:58 PM)
Everyone is doing that as well. tongue.gif
*
generally speaking, less ppl as compared to weekend.
!@#$%^
post Oct 27 2014, 12:52 AM

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QUOTE(red_scorpion @ Oct 26 2014, 11:47 PM)
everyone is paying bills on weekend to get the 5% cash back and at the same time fight for 100% cash back...maybe I should try pay bills on weekday by sacrifice the 5% weekend cash back, but more chance for 100% cash back =X
*
more chance might be true but still highly likely not enuf. guaranteed 5% vs maybe 10%
victorywp
post Oct 27 2014, 01:08 AM

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QUOTE(MGM @ Oct 26 2014, 11:22 PM)
With this statement all eager participants will need to spend more time to go thru  the T&C thoroughly. Thanks to David83.

update:

Just went thru the t&c and there is no such condition. vmad.gif
*
lol, he just testing us whether we really read through the t&c and understand it well. seems like many just participate blindly. lol...
janson_kaniaz
post Oct 27 2014, 08:17 AM

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anyone knows anyway to pay IWK with visa/mc?
victorywp
post Oct 27 2014, 08:37 AM

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QUOTE(janson_kaniaz @ Oct 27 2014, 08:17 AM)
anyone knows anyway to pay IWK with visa/mc?
*
go to their branch...
SUSsupersound
post Oct 27 2014, 08:46 AM

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QUOTE(janson_kaniaz @ Oct 27 2014, 08:17 AM)
anyone knows anyway to pay IWK with visa/mc?
*
Not worth the hassle as each transaction need to be > rm100.
guy3288
post Oct 27 2014, 08:52 AM

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QUOTE(janson_kaniaz @ Oct 27 2014, 08:17 AM)
anyone knows anyway to pay IWK with visa/mc?
*
yes, pay with Titanium OCBC card website get 1% cash back.
nimrod2
post Oct 27 2014, 10:25 AM

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my mbb2 card got rejected cos of high commitment (as mentioned by the officer).
anyone got an idea what's their definition of "high"?
maskedchan
post Oct 27 2014, 10:34 AM

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QUOTE(nimrod2 @ Oct 27 2014, 10:25 AM)
my mbb2 card got rejected cos of high commitment (as mentioned by the officer).
anyone got an idea what's their definition of "high"?
*
car loan, house loan, personal loan, unsettle cc payment, ptptn and etc...
victorywp
post Oct 27 2014, 10:36 AM

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QUOTE(nimrod2 @ Oct 27 2014, 10:25 AM)
my mbb2 card got rejected cos of high commitment (as mentioned by the officer).
anyone got an idea what's their definition of "high"?
*
means the total of your "loans" (including cc) already close to the max if only to be supported by your annual income.
nimrod2
post Oct 27 2014, 10:37 AM

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QUOTE(maskedchan @ Oct 27 2014, 10:34 AM)
car loan, house loan, personal loan, unsettle cc payment, ptptn and etc...
*
yep i know the usuals.
i have a car loan i settle on time, a house loan i just applied but havent started the installment yet.

two cc's - one is about 15% outstanding and another at 80% outstanding.
i have a feeling that the 80% is the one causing me to be rejected.
dumb UOB card with low CL.

if i settle the UOB then can i reapply?
or is there a cooling off period for the application.
my initial plan was to transfer all the outstanding to mbb to relieve my cash flow abit.
victorywp
post Oct 27 2014, 10:37 AM

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QUOTE(maskedchan @ Oct 27 2014, 10:34 AM)
car loan, house loan, personal loan, unsettle cc payment, ptptn and etc...
*
ptptn tak kira... ccris cannot see it... nod.gif
this is also one of the reason many people tak mau bayar balik...
victorywp
post Oct 27 2014, 10:40 AM

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QUOTE(nimrod2 @ Oct 27 2014, 10:37 AM)
yep i know the usuals.
i have a car loan i settle on time, a house loan i just applied but havent started the installment yet.

two cc's - one is about 15% outstanding and another at 80% outstanding.
i have a feeling that the 80% is the one causing me to be rejected.
dumb UOB card with low CL.

if i settle the UOB then can i reapply?
or is there a cooling off period for the application.
my initial plan was to transfer all the outstanding to mbb to relieve my cash flow abit.
*
not necessary based on outstanding amount.
you try to add up all your loans amount including the credit limit of all your cc. then compare with your annual income. what's the ratio?
nimrod2
post Oct 27 2014, 10:42 AM

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QUOTE(victorywp @ Oct 27 2014, 10:40 AM)
not necessary based on outstanding amount.
you try to add up all your loans amount including the credit limit of all your cc. then compare with your annual income. what's the ratio?
*
hmm if not the outstanding balance, then i'm abit confused as my only commitment for the moment is my car.
the monthly installment for the property hasnt begun as the disbursement for the loan hasnt been completed yet.

car + property (when it kicks in) is only 50% of my gross income.
i dont think that would be a deciding factor? (though i could be wrong)


Without
post Oct 27 2014, 10:45 AM

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QUOTE(nimrod2 @ Oct 27 2014, 11:42 AM)
hmm if not the outstanding balance, then i'm abit confused as my only commitment for the moment is my car.
the monthly installment for the property hasnt begun as the disbursement for the loan hasnt been completed yet.

car + property (when it kicks in) is only 50% of my gross income.
i dont think that would be a deciding factor? (though i could be wrong)
*
Your gross income need to deduct RM200 per CC as this falls under commitment, this is what bankers told me brows.gif
Correct me if i'm wrong

This post has been edited by Without: Oct 27 2014, 11:07 AM
victorywp
post Oct 27 2014, 10:47 AM

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QUOTE(nimrod2 @ Oct 27 2014, 10:42 AM)
hmm if not the outstanding balance, then i'm abit confused as my only commitment for the moment is my car.
the monthly installment for the property hasnt begun as the disbursement for the loan hasnt been completed yet.

car + property (when it kicks in) is only 50% of my gross income.
i dont think that would be a deciding factor? (though i could be wrong)
*
if your home loan is approved, that amount is shown in your ccris (although you have not start paying), and it will be counted as well.

for example,
car loan rm100k + home loan rm300k + cc1 cl rm25k + cc2 cl rm25k = rm450k
annual income = rm100k
ratio 1:4.5
nimrod2
post Oct 27 2014, 11:12 AM

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QUOTE(victorywp @ Oct 27 2014, 10:47 AM)
if your home loan is approved, that amount is shown in your ccris (although you have not start paying), and it will be counted as well.

for example,
car loan rm100k + home loan rm300k + cc1 cl rm25k + cc2 cl rm25k = rm450k
annual income = rm100k
ratio 1:4.5
*
thanks for the clarification on the calculation.
is that ratio healthy and what should be the limit on the ratio?
victorywp
post Oct 27 2014, 11:25 AM

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QUOTE(nimrod2 @ Oct 27 2014, 11:12 AM)
thanks for the clarification on the calculation.
is that ratio healthy and what should be the limit on the ratio?
*
this is just one of the many factors in the evaluation. if your monthly outstanding settled on time with no problem, you still may get another loan approved or another cc approved, but the amount may be smaller.
nimrod2
post Oct 27 2014, 12:17 PM

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QUOTE(supersound @ Oct 27 2014, 12:16 PM)
They let you know the reason?
Heard from some keyboard warriors here says that this is not possible to know the reason whistling.gif
*
i have the cc officer's card and thus asked her directly about it.
cos i got the rejection letter from maybank thru mail.
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post Oct 27 2014, 12:29 PM

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QUOTE(nimrod2 @ Oct 27 2014, 12:17 PM)
i have the cc officer's card and thus asked her directly about it.
cos i got the rejection letter from maybank thru mail.
*
Is good to know the reason, then you can "correct" from there.

Mollai
post Oct 27 2014, 01:11 PM

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yikes..now only know they will impose RM100 on cards issued after july'14.

was still thinking whether i wanna change to the platinium, thinking it might get better priviledges. sad.gif
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post Oct 27 2014, 01:17 PM

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QUOTE(Mollai @ Oct 27 2014, 01:11 PM)
yikes..now only know they will impose RM100 on cards issued after july'14.

was still thinking whether i wanna change to the platinium, thinking it might get better priviledges. sad.gif
*
Mollai! wub.gif
Mollai
post Oct 27 2014, 02:04 PM

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QUOTE(Pink Spider @ Oct 27 2014, 01:17 PM)
Mollai! wub.gif
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gee stalker!


lol jk jk...

eh, u ada ini 2 cards ah? gold vs plat ada banyak difference tak?
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QUOTE(Mollai @ Oct 27 2014, 02:04 PM)
gee stalker!
lol jk jk...

eh, u ada ini 2 cards ah? gold vs plat ada banyak difference tak?
*
I see no difference, only appearance of the cards and credit limit.

Haven't apply, cos if I apply now, kena RM100 GST.

My existing cards' GST paid on May and Sep already. I think I apply MBB 2 cards next year April.
Human Nature
post Oct 27 2014, 02:21 PM

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QUOTE(Mollai @ Oct 27 2014, 02:04 PM)
gee stalker!
lol jk jk...

eh, u ada ini 2 cards ah? gold vs plat ada banyak difference tak?
*
Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

biggrin.gif
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post Oct 27 2014, 02:42 PM

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QUOTE(Pink Spider @ Oct 27 2014, 02:16 PM)
I see no difference, only appearance of the cards and credit limit.

Haven't apply, cos if I apply now, kena RM100 GST.

My existing cards' GST paid on May and Sep already. I think I apply MBB 2 cards next year April.
*
There's GST waiver for both cards if you apply now until 22nd march 2015. Though you need to swipe 3 times per card, total of 6. So… maybe before end of March 2015? Or now? tongue.gif
Mollai
post Oct 27 2014, 02:42 PM

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QUOTE(Human Nature @ Oct 27 2014, 02:21 PM)
Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

biggrin.gif
*
Hi.. thanks for the info. But I'm thinking whether it's worth it to change? I have the gold one now. So if I wanna get the plat I need to apply again right? And then pay the RM100GST. Even if they are able to waive, it's probably just RM50 which I had paid earlier this year.

I wonder if those benefits are good for me to scoop that additional 50.

I don't travel much, about once or twice a year. Shopping yes, but I would need to go through the terms first. Golf wise, I don't play golf.
Mollai
post Oct 27 2014, 02:44 PM

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QUOTE(adele123 @ Oct 27 2014, 02:42 PM)
There's GST waiver for both cards if you apply now until 22nd march 2015. Though you need to swipe 3 times per card, total of 6. So… maybe before end of March 2015? Or now? tongue.gif
*
Hey, where you got this info? If what you've said is through, I'm gonna go apply now since I use my cards quite often.
Human Nature
post Oct 27 2014, 02:45 PM

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QUOTE(Mollai @ Oct 27 2014, 02:42 PM)
Hi.. thanks for the info. But I'm thinking whether it's worth it to change? I have the gold one now. So if I wanna get the plat I need to apply again right? And then pay the RM100GST. Even if they are able to waive, it's probably just RM50 which I had paid earlier this year.

I wonder if those benefits are good for me to scoop that additional 50.

I don't travel much, about once or twice a year. Shopping yes, but I would need to go through the terms first. Golf wise, I don't play golf.
*
i have been using the card for few years and never use any of the three. One of the way is to upgrade when your next anniversary is near. However, since you will be given a new account number, there is a possibility that you will need to fork out RM100 for GST instead of RM50 for current users.
Human Nature
post Oct 27 2014, 02:46 PM

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QUOTE(adele123 @ Oct 27 2014, 02:42 PM)
There's GST waiver for both cards if you apply now until 22nd march 2015. Though you need to swipe 3 times per card, total of 6. So… maybe before end of March 2015? Or now? tongue.gif
*
QUOTE(Mollai @ Oct 27 2014, 02:44 PM)
Hey, where you got this info? If what you've said is through, I'm gonna go apply now since I use my cards quite often.
*
need to check the T&C whether it is for new users only or applicable to current users too.
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post Oct 27 2014, 02:49 PM

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QUOTE(adele123 @ Oct 27 2014, 02:42 PM)
There's GST waiver for both cards if you apply now until 22nd march 2015. Though you need to swipe 3 times per card, total of 6. So… maybe before end of March 2015? Or now? tongue.gif
*
21 March tongue.gif
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post Oct 27 2014, 02:56 PM

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QUOTE(Mollai @ Oct 27 2014, 02:44 PM)
Hey, where you got this info? If what you've said is through, I'm gonna go apply now since I use my cards quite often.
*
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

just check the t&c first. biggrin.gif

This post has been edited by adele123: Oct 27 2014, 02:56 PM
marquis
post Oct 27 2014, 03:06 PM

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QUOTE(fruitie @ Oct 24 2014, 08:36 PM)
Went to KLCC yesterday and the staff told me they have no more 1-hour thingy. sweat.gif
Well, I brought my foreign colleague there to apply. Nevertheless, for foreigners, it takes longer time compared to locals like us.
Even if it has 1-hour approval, they need 2 weeks, or at least a week.
*
That's a shame. Thank for the info though smile.gif

QUOTE(crixalisrox @ Oct 26 2014, 09:08 PM)
HI all,

I'm newbie to credit card , sign up this card at 1U today , within 3 hours get the cards. Really fast !

But one question, is this cards auto link with M2U ? I didn't see any credit card info in my M2U account, shall I wait due to newly register or must inform at maybank branch ?

Thanks ! smile.gif
*
Which maybank is this yeah? Is it the one in the IBM tower (across/next to one world hotel) or is there one inside One Utama itself? When I ask the info counter inside One Utama, he said there's only one, which is in the IBM tower.

Any promo booth happening anywhere in KL atm? No time to go to the bank but would prefer to apply through a person. At least if something goes wrong, I have a name to refer to.
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post Oct 27 2014, 03:16 PM

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QUOTE(marquis @ Oct 27 2014, 03:06 PM)
That's a shame. Thank for the info though smile.gif
Which maybank is this yeah? Is it the one in the IBM tower (across/next to one world hotel) or is there one inside One Utama itself? When I ask the info counter inside One Utama, he said there's only one, which is in the IBM tower.

Any promo booth happening anywhere in KL atm? No time to go to the bank but would prefer to apply through a person. At least if something goes wrong, I have a name to refer to.
*
that is maybankard center at 1 Utama shopping mall. can get card immediately and open on public holiday.
Without
post Oct 27 2014, 03:34 PM

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QUOTE(iwubpreve @ Oct 27 2014, 04:16 PM)
that is maybankard center at 1 Utama shopping mall. can get card immediately and open on public holiday.
*
I got mine within 2 hours, The Garden, process only on weekdays.
SUSsupersound
post Oct 27 2014, 03:36 PM

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QUOTE(Without @ Oct 27 2014, 03:34 PM)
I got mine within 2 hours, The Garden, process only on weekdays.
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I redeem cash vouchers in Gardens thumbup.gif
iwubpreve
post Oct 27 2014, 03:38 PM

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QUOTE(supersound @ Oct 27 2014, 03:36 PM)
I redeem cash vouchers in Gardens thumbup.gif
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what cash voucher? saw their treat points will expired in 3 years. so gotta consume it immediately. best value for points voucher?
SUSsupersound
post Oct 27 2014, 03:39 PM

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QUOTE(iwubpreve @ Oct 27 2014, 03:38 PM)
what cash voucher? saw their treat points will expired in 3 years. so gotta consume it immediately. best value for points voucher?
*
Redeem online need 27500 for rm100, redeem over there only need 25000 for rm100(rm105 for Aeonbig).
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post Oct 27 2014, 03:40 PM

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QUOTE(marquis @ Oct 27 2014, 03:06 PM)
That's a shame. Thank for the info though smile.gif
Which maybank is this yeah? Is it the one in the IBM tower (across/next to one world hotel) or is there one inside One Utama itself? When I ask the info counter inside One Utama, he said there's only one, which is in the IBM tower.

Any promo booth happening anywhere in KL atm? No time to go to the bank but would prefer to apply through a person. At least if something goes wrong, I have a name to refer to.
*
The one in the shopping mall . Good Service smile.gif
iwubpreve
post Oct 27 2014, 03:41 PM

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QUOTE(supersound @ Oct 27 2014, 03:39 PM)
Redeem online need 27500 for rm100, redeem over there only need 25000 for rm100(rm105 for Aeonbig).
*
ohh, mean 12500 pts = RM50. nothing offer lower than this already?
SUSsupersound
post Oct 27 2014, 03:43 PM

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QUOTE(iwubpreve @ Oct 27 2014, 03:41 PM)
ohh, mean 12500 pts = RM50. nothing offer lower than this already?
*
Looks like nope, this is the best.
Without
post Oct 27 2014, 03:43 PM

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QUOTE(iwubpreve @ Oct 27 2014, 04:41 PM)
ohh, mean 12500 pts = RM50. nothing offer lower than this already?
*
25000 pts for RM105 the lowest, only for Aeon BIG.
24000 pts for RM100 Nando's voucher rclxms.gif

This post has been edited by Without: Oct 27 2014, 03:47 PM
Mollai
post Oct 27 2014, 03:52 PM

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QUOTE(adele123 @ Oct 27 2014, 02:56 PM)
QUOTE
•The Campaign is applicable to "New-to-Bank" or New Principal Maybank Cards or American Express Cardmembers whose card is approved and activated within 60 days.


seems like I'm not eligible sad.gif



Anyways, knowing that there's an expiry on the treat points now, so does this means all my old points gathered 3 years ago will be expired? or starting from Aug'13, the points would expire 3 years later?

What are the things which you guys think that it's most worth it?
marquis
post Oct 27 2014, 03:53 PM

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QUOTE(iwubpreve @ Oct 27 2014, 03:16 PM)
that is maybankard center at 1 Utama shopping mall. can get card immediately and open on public holiday.
*
QUOTE(crixalisrox @ Oct 27 2014, 03:40 PM)
The one in the shopping mall . Good Service smile.gif
*
Thanks guys. Next time I won't trust the stupid info counter. Looks like their staff are not trained to know what's inside their own mall. Will drop by one utama again sometime this week.
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post Oct 27 2014, 03:57 PM

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QUOTE(marquis @ Oct 27 2014, 03:53 PM)
Thanks guys. Next time I won't trust the stupid info counter. Looks like their staff are not trained to know what's inside their own mall. Will drop by one utama again sometime this week.
*
As usual, LYN forumers here are more well-informed than the CS staff.. thumbup.gif
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post Oct 27 2014, 04:15 PM

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QUOTE(Mollai @ Oct 27 2014, 03:52 PM)

What are the things which you guys think that it's most worth it?
*
I'll go for GST offset.
iwubpreve
post Oct 27 2014, 04:44 PM

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QUOTE(laymank @ Oct 27 2014, 04:15 PM)
I'll go for GST offset.
*
speaking of GST offset, when should be apply? even few month after GST also can apply?
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post Oct 27 2014, 05:02 PM

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QUOTE(iwubpreve @ Oct 27 2014, 04:44 PM)
speaking of GST offset, when should be apply? even few month after GST also can apply?
*
yes, you may pay first and redeem later once you have accumulated enough tp for it.
iwubpreve
post Oct 27 2014, 05:12 PM

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QUOTE(victorywp @ Oct 27 2014, 05:02 PM)
yes, you may pay first and redeem later once you have accumulated enough tp for it.
*
but then let's say I got 25000 pts, can I redeem twice? meaning I redeem 12500 offset 50, then next month redeem again 12500 for subsequent 50 reduction.
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post Oct 27 2014, 05:17 PM

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QUOTE(iwubpreve @ Oct 27 2014, 05:12 PM)
but then let's say I got 25000 pts, can I redeem twice? meaning I redeem 12500 offset 50, then next month redeem again 12500 for subsequent 50 reduction.
*
yes, you can redeem both rm50+rm50 (for both cards) at the same time if you have enough 25k tp.
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post Oct 27 2014, 05:18 PM

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QUOTE(victorywp @ Oct 27 2014, 05:17 PM)
yes, you can redeem both rm50+rm50 (for both cards) at the same time if you have enough 25k tp.
*
ok, say if I have 50k points? can I apply 50+50+50+50? my intention is to convert the points to $

PS: btw, they just charge 1 card, the other card is no GST 1 right? 1 GST apply in dual card

This post has been edited by iwubpreve: Oct 27 2014, 05:18 PM
victorywp
post Oct 27 2014, 05:37 PM

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QUOTE(iwubpreve @ Oct 27 2014, 05:18 PM)
ok, say if I have 50k points? can I apply 50+50+50+50? my intention is to convert the points to $

PS: btw, they just charge 1 card, the other card is no GST 1 right? 1 GST apply in dual card
*
you can only redeem for gst, not to convert to cash.
if you only have 1 gst you can only redeem once annually for rm50 with 12.5k tp.
new mbb2cards holders now have 2 gst amounted to rm100.
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post Oct 27 2014, 05:44 PM

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QUOTE(Mollai @ Oct 27 2014, 03:52 PM)
Anyways, knowing that there's an expiry on the treat points now, so does this means all my old points gathered 3 years ago will be expired? or starting from Aug'13, the points would expire 3 years later?
*
user posted image

Source: Maybank

I just wonder how they going to notify us when the 1st expiration kicks in. Hopefully it'll be in the bill statement and breakdown by expiration month (similar to BonusLink statement). hmm.gif
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post Oct 27 2014, 07:02 PM

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QUOTE(cybpsych @ Oct 27 2014, 05:44 PM)
user posted image

Source: Maybank

I just wonder how they going to notify us when the 1st expiration kicks in. Hopefully it'll be in the bill statement and breakdown by expiration month (similar to BonusLink statement).  hmm.gif
*
Thanks, I actually saw the table after posting the question. But good to share the information to others too...

So, if you wanna redeem something big, save a lot of points, and redeem on July 2016
SUSsupersound
post Oct 27 2014, 08:29 PM

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QUOTE(Mollai @ Oct 27 2014, 07:02 PM)
Thanks, I actually saw the table after posting the question. But good to share the information to others too...

So, if you wanna redeem something big, save a lot of points, and redeem on July 2016
*
Not really worth to change something after the cash vouchers, I already did some calculations.
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post Oct 27 2014, 08:34 PM

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QUOTE(marquis @ Oct 27 2014, 03:53 PM)
Thanks guys. Next time I won't trust the stupid info counter. Looks like their staff are not trained to know what's inside their own mall. Will drop by one utama again sometime this week.
*
Actually the staff told you is correct, just maybe there have misunderstanding...
The MBB at IBM plaza is MBB branch, but the MBB branch at one u inside is name card center service.
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post Oct 27 2014, 09:35 PM

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guys when u sent in the dispute form the amount will be gone from maybank2u ?
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post Oct 27 2014, 09:46 PM

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QUOTE(DarReNz @ Oct 27 2014, 09:35 PM)
guys when u sent in the dispute form the amount will be gone from maybank2u ?
*
It will still be there. After awhile there will be a chargeback to balance your a/c.
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post Oct 27 2014, 10:01 PM

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QUOTE(Wongchoy @ Oct 27 2014, 09:46 PM)
It will still be there. After awhile there will be a chargeback to balance your a/c.
*
so u guys pay first the statement then later only get it back from maybank ?
Human Nature
post Oct 27 2014, 10:03 PM

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QUOTE(DarReNz @ Oct 27 2014, 10:01 PM)
so u guys pay first the statement then later only get it back from maybank ?
*
for unauthorized transaction, i just leave it there pending the outcome of the dispute
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QUOTE(Human Nature @ Oct 27 2014, 10:03 PM)
for unauthorized transaction, i just leave it there pending the outcome of the dispute
*
ok i'm just wondering if you left that amount there and u will get charged interest later hmm.gif
Human Nature
post Oct 27 2014, 10:16 PM

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QUOTE(DarReNz @ Oct 27 2014, 10:05 PM)
ok i'm just wondering if you left that amount there and u will get charged interest later  hmm.gif
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Any interest charged as a result of the disputed transaction will be waived upon resolution of the dispute.
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QUOTE(Human Nature @ Oct 27 2014, 10:16 PM)
Any interest charged as a result of the disputed transaction will be waived upon resolution of the dispute.
*
maybank should have followed citibank steps and just take it out the disputed amount while doing their investigation

victorywp
post Oct 28 2014, 01:20 AM

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double post

This post has been edited by victorywp: Oct 28 2014, 01:24 AM
victorywp
post Oct 28 2014, 01:22 AM

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QUOTE(DarReNz @ Oct 27 2014, 10:05 PM)
ok i'm just wondering if you left that amount there and u will get charged interest later  hmm.gif
*
QUOTE(DarReNz @ Oct 27 2014, 10:44 PM)
maybank should have followed citibank steps and just take it out the disputed amount while doing their investigation
*
last time my disputed transaction amount (around rm7k-rm10k if not mistaken ) with mbb last for around 2 years and the late charges and finance charges accumulated monthly for that 2 years.

mbb did not take out the disputed amount during investigation. i was disappointed because they took too long and they spoiled my record. so after everything settled, i cancelled all my mbb cc and stop using mbb cc... until... mbb2cards came into existence. lol...
SUSDavid83
post Oct 28 2014, 07:35 AM

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Any CC dispute can be channeled to FMB if bank doesn't offer satisfactory outcome.
akh2920
post Oct 28 2014, 09:11 AM

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Guy, I've just applied for mbb2 cards and just got approved tongue.gif

Just wondering am I stupid to apply this after they increase the GST from RM50 to RM100? is it still worth? cry.gif
SUSDavid83
post Oct 28 2014, 09:19 AM

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QUOTE(akh2920 @ Oct 28 2014, 09:11 AM)
Guy, I've just applied for mbb2 cards and just got approved tongue.gif

Just wondering am I stupid to apply this after they increase the GST from RM50 to RM100? is it still worth? cry.gif
*
Where or how you applied? Self application online?
akh2920
post Oct 28 2014, 09:26 AM

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QUOTE(David83 @ Oct 28 2014, 09:19 AM)
Where or how you applied? Self application online?
*
Card center called me (because i have an existing saving account). I just confirmed via email and give them my mailing address, and thats all..

Actually it was second time already i received the call, first time GST was still RM50 but I rejected cry.gif
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post Oct 28 2014, 09:40 AM

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QUOTE(akh2920 @ Oct 28 2014, 09:26 AM)
Card center called me (because i have an existing saving account). I just confirmed via email and give them my mailing address, and thats all..

Actually it was second time already i received the call, first time GST was still RM50 but I rejected cry.gif
*
I see.

Too bad if you applied through the roadshow booth, you may get GST waiver for first year.
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post Oct 28 2014, 09:53 AM

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QUOTE(akh2920 @ Oct 28 2014, 09:11 AM)
Guy, I've just applied for mbb2 cards and just got approved tongue.gif

Just wondering am I stupid to apply this after they increase the GST from RM50 to RM100? is it still worth? cry.gif
*
QUOTE(David83 @ Oct 28 2014, 09:40 AM)
I see.

Too bad if you applied through the roadshow booth, you may get GST waiver for first year.
*
is ok..dont worry..
you can still get back your RM100 GST..
swipe each card 3 times and get back cashback RM50 each card.

go to maybank2u website and check for the promotion
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post Oct 28 2014, 09:54 AM

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QUOTE(David83 @ Oct 28 2014, 07:35 AM)
Any CC dispute can be channeled to FMB if bank doesn't offer satisfactory outcome.
*
my dispute is under the monitoring of bnm, with every of my follow up email cc to bnm as well, but still, mbb took ~2 years to solve it. sweat.gif
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post Oct 28 2014, 09:58 AM

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QUOTE(David83 @ Oct 28 2014, 09:40 AM)
I see.

Too bad if you applied through the roadshow booth, you may get GST waiver for first year.
*
Yaya actually I got first year waiver too biggrin.gif But then still second and third year i need to worry about collecting points to waive the GST, since this is not my primary card and the annual usage might not be a lot...
SUSDavid83
post Oct 28 2014, 10:06 AM

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QUOTE(akh2920 @ Oct 28 2014, 09:58 AM)
Yaya actually I got first year waiver too biggrin.gif  But then still second and third year i need to worry about collecting points to waive the GST, since this is not my primary card and the annual usage might not be a lot...
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I have no worries on accumulating enough TP for this card. It's very to get 10k TP by spending RM 2000 in a year.
victorywp
post Oct 28 2014, 10:33 AM

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QUOTE(David83 @ Oct 28 2014, 10:06 AM)
I have no worries on accumulating enough TP for this card. It's very to get 10k TP by spending RM 2000 in a year.
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the problem is new cardholders now need to spend rm5k to get 25k tp for the double gst.
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post Oct 28 2014, 10:53 AM

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QUOTE(akh2920 @ Oct 28 2014, 09:58 AM)
Yaya actually I got first year waiver too biggrin.gif  But then still second and third year i need to worry about collecting points to waive the GST, since this is not my primary card and the annual usage might not be a lot...
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Worry about the GST 11 months later. biggrin.gif

You will realise that… slowly, this mbb2card will be taking up a lot of your spendings. Bill payment, supermarkets, departmental, petrol. Unless you other card is hlb wise card or something else. tongue.gif
akh2920
post Oct 28 2014, 10:58 AM

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QUOTE(adele123 @ Oct 28 2014, 10:53 AM)
Worry about the GST 11 months later. biggrin.gif

You will realise that… slowly, this mbb2card will be taking up a lot of your spendings. Bill payment, supermarkets, departmental, petrol. Unless you other card is hlb wise card or something else. tongue.gif
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My other card is hlb wise card, that's why tongue.gif Plan to use mbb2 card for miscellaneous spendings which is not covered by my wise card cashback category (especially some occasional but relatively big one such as car service)...
SUSsupersound
post Oct 28 2014, 11:36 AM

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QUOTE(akh2920 @ Oct 28 2014, 10:58 AM)
My other card is hlb wise card, that's why tongue.gif Plan to use mbb2 card for miscellaneous spendings which is not covered by my wise card cashback category (especially some occasional but relatively big one such as car service)...
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What categories you choose for that STUPID card? If you choose petrol and groceries, it can make money for you. Each month I'm buying 10-15 bags of 2KG Milo and sell it back to coffee shops at rm30-31 thumbup.gif
Not to mention 2.5KG Top which doing the same also.
STUPID card only good on covering 3 categories, nothing more than that, so you still need another cash back card to cover everything.
Once you are using MBB's dual card, with the cash back and TP that can change to cash vouchers, you will find out that it is actually better than STUPID card.
akh2920
post Oct 28 2014, 11:46 AM

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QUOTE(supersound @ Oct 28 2014, 11:36 AM)
What categories you choose for that STUPID card? If you choose petrol and groceries, it can make money for you. Each month I'm buying 10-15 bags of 2KG Milo and sell it back to coffee shops at rm30-31 thumbup.gif
Not to mention 2.5KG Top which doing the same also.
STUPID card only good on covering 3 categories, nothing more than that, so you still need another cash back card to cover everything.
Once you are using MBB's dual card, with the cash back and TP that can change to cash vouchers, you will find out that it is actually better than STUPID card.
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Your prejudice ahh.... really doh.gif

I choose petrol and groceries, besides default mobile category.

Per month, I personally spend around RM600-700 of petrol, RM100++ on mobile, and RM100 on groceries. I reload touch n go using WISE card too (at mydin, around RM100 per month), under grocery category. Almost every month, I fetch my friends (who dont have transport) to go tesco/giant buy daily stuffs together, and use my card to pay first (extra RM200).

Hence, my monthly cash back easily reaches the max cap RM100 per month.

I need another cashback card to further maximize my cash backs, for those missed chances such as car service, weekend dining/entertainment, and so on.

Hence, WISE+mbb2 = RM150 cash back per month. WISE card is indispensable for me, if compared to any other cards.

This post has been edited by akh2920: Oct 28 2014, 11:47 AM
SUSsupersound
post Oct 28 2014, 11:56 AM

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QUOTE(akh2920 @ Oct 28 2014, 11:46 AM)
Your prejudice ahh.... really doh.gif

I choose petrol and groceries, besides default mobile category.

Per month, I personally spend around RM600-700 of petrol, RM100++ on mobile, and RM100 on groceries. I reload touch n go using WISE card too (at mydin, around RM100 per month), under grocery category. Almost every month, I fetch my friends (who dont have transport) to go tesco/giant buy daily stuffs together, and use my card to pay first (extra RM200).

Hence, my monthly cash back easily reaches the max cap RM100 per month.

I need another cashback card to further maximize my cash backs, for those missed chances such as car service, weekend dining/entertainment, and so on.

Hence, WISE+mbb2 = RM150 cash back per month. WISE card is indispensable for me, if compared to any other cards.
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Yup, STUPID shall be swipe rm990-1000, nothing more, nothing less.
Your utility bills also can use MBB to pay(except water and IWK)
And T&G no such thing as around, either rm100 or more(rm50 they won't accept card transactions) sweat.gif
BTW, I'm not prejudice against STUPID card, is I fed up the way they deny a cash back, like petrol cannot use counter and dining always having different MCC doh.gif
Worst case for me was, even swipe in the pump also can't get cash back doh.gif doh.gif

This post has been edited by supersound: Oct 28 2014, 11:57 AM
akh2920
post Oct 28 2014, 12:07 PM

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QUOTE(supersound @ Oct 28 2014, 11:56 AM)
Yup, STUPID shall be swipe rm990-1000, nothing more, nothing less.
Your utility bills also can use MBB to pay(except water and IWK)
And T&G no such thing as around, either rm100 or more(rm50 they won't accept card transactions) sweat.gif
BTW, I'm not prejudice against STUPID card, is I fed up the way they deny a cash back, like petrol cannot use counter and dining always having different MCC doh.gif
Worst case for me was, even swipe in the pump also can't get cash back doh.gif  doh.gif
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Yup, I would limit myself to swipe the card not more than RM1000 (for cashback categories) because reaching the cap, any further usage I would use second card instead (my MBB or UOB ONE) to maximize my cashback amount. (cheapskate right? thumbup.gif )

If I didnt remember wrongly, u are facing issue because u use it at oversea right? At local macam no people complaint also, myself didnt face any cashback problem so far...

MBB2 is good, its just not as good as WISE because of lower cashback cap (by half), only on weekend, and Amex is still not as widely accepted as visa/mastercard... Nevertheless it is a very great second card.

This post has been edited by akh2920: Oct 28 2014, 12:08 PM
SUSsupersound
post Oct 28 2014, 12:13 PM

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QUOTE(akh2920 @ Oct 28 2014, 12:07 PM)
Yup, I would limit myself to swipe the card not more than RM1000 (for cashback categories) because reaching the cap, any further usage I would use second card instead (my MBB or UOB ONE) to maximize my cashback amount. (cheapskate right? thumbup.gif  )

If I didnt remember wrongly, u are facing issue because u use it at oversea right? At local macam no people complaint also, myself didnt face any cashback problem so far...

MBB2 is good, its just not as good as WISE because of lower cashback cap (by half), only on weekend, and Amex is still not as widely accepted as visa/mastercard... Nevertheless it is a very great second card.
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Local also got, it just never ends. My highest record was a transaction took me 9 days to posted and I missed the cash back, the merchant even got the money on third day I pumped petrol doh.gif
So now my transactions done before 20th. Anything done before this they are very fast to post it, but after 23rd, it will be slower.
Just try to swipe your STUPID card at Aeon/Jusco and see does your statement still stands. Aeon/Jusco's supermarket's MCC are under groceries(the right MCC for STUPID) but yet you still can't get cash back. Like Seremban's Jusco are not entitled.
akh2920
post Oct 28 2014, 12:27 PM

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QUOTE(supersound @ Oct 28 2014, 12:13 PM)
Local also got, it just never ends. My highest record was a transaction took me 9 days to posted and I missed the cash back, the merchant even got the money on third day I pumped petrol doh.gif
So now my transactions done before 20th. Anything done before this they are very fast to post it, but after 23rd, it will be slower.
Just try to swipe your STUPID card at Aeon/Jusco and see does your statement still stands. Aeon/Jusco's supermarket's MCC are under groceries(the right MCC for STUPID) but yet you still can't get cash back. Like Seremban's Jusco are not entitled.
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Fulamak sorry to hear that, 9 days is a lot... It could ruin one's spending plans. Mine so far maximum 2 days only... Not sure if u are one of a very few unfortunate ones sweat.gif

Luckily I dont like Aeon/Jusco, and prefer lower-class/cheaper places like tesco, giant, econsave, and mydin... thumbup.gif

This post has been edited by akh2920: Oct 28 2014, 12:28 PM
SUSsupersound
post Oct 28 2014, 12:31 PM

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QUOTE(akh2920 @ Oct 28 2014, 12:27 PM)
Fulamak sorry to hear that, 9 days is a lot... It could ruin one's spending plans. Mine so far maximum 2 days only... Not sure if u are one of a very few unfortunate ones sweat.gif

Luckily I dont like Aeon/Jusco, and prefer lower-class/cheaper places like tesco, giant, econsave, and mydin... thumbup.gif
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I also seldom buy at Jusco, since their stuffs never been cheap.
SUSDavid83
post Oct 28 2014, 01:08 PM

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QUOTE(supersound @ Oct 28 2014, 12:31 PM)
I also seldom buy at Jusco, since their stuffs never been cheap.
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I agreed but still a lot of people like to shop at AEON.
Human Nature
post Oct 28 2014, 01:13 PM

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Please talk about HLB at its own thread.
SUSsupersound
post Oct 28 2014, 01:15 PM

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QUOTE(David83 @ Oct 28 2014, 01:08 PM)
I agreed but still a lot of people like to shop at AEON.
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No doubt environment are good, but they do accept AMEX, so AMEX still the best on this part(sadly, not all merchant accepting AMEX) thumbup.gif
azeL_Inc
post Oct 28 2014, 01:32 PM

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Asked for credit limit increase, but got turned down. My limit now is not even 0.5 of my monthly salary, n always pay full amount every month..what a joke. So much of a good paymaster record. Haha. Wasted my time taking effort to print out epf statement and submit application.

janson_kaniaz
post Oct 28 2014, 01:35 PM

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QUOTE(supersound @ Oct 28 2014, 12:31 PM)
I also seldom buy at Jusco, since their stuffs never been cheap.
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QUOTE(David83 @ Oct 28 2014, 01:08 PM)
I agreed but still a lot of people like to shop at AEON.
*
believe it or not, some of the items sold in Aeon during promo can be cheaper than items from Tesco/Giant during promo.
SUSsupersound
post Oct 28 2014, 01:39 PM

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QUOTE(janson_kaniaz @ Oct 28 2014, 01:35 PM)
believe it or not, some of the items sold in Aeon during promo can be cheaper than items from Tesco/Giant during promo.
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Indeed so, I've bought before some canned food, it is 1 week before expired. Look at the inner part are new stocks doh.gif
Not to mention the price when paying are different from racks. At the cashier stated they will honor the lowest price, but this never happen before. Giant, Tesco, Aeonbig will really honor what they says sweat.gif
And time consuming during such promo, always stock out and long long queue.
Like Top 2.5KG selling for rm9, when reach there at 10:30am, only the rack with price tag there, they only put half pallet doh.gif
All of them when 1 item selling for cheap, others are not, so no point.
Groceries is done by me most of the time(since I'm holding the credit card), so I know the average price. I won't jumping like a monkey to a place when they are doing promotion, I only buy the things that I always use when it is cheap and fall under my average budget.

This post has been edited by supersound: Oct 28 2014, 01:43 PM
stargate8
post Oct 28 2014, 02:03 PM

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Tesco cheras environment disappointing... but most of the time price lower than aeon... but for me, 90% of the time i shop in Aeon...

To Tesco cheras PIC, please take note that Tesco cheras need to revamp and ensure meat and vegetables stock always fresh and stock up.

aeon member day that time i bought 1 box of TOP quite cheap... now TOP selling rm11-12 plus per 2.5kg pack.

victorywp
post Oct 28 2014, 02:23 PM

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QUOTE(stargate8 @ Oct 28 2014, 02:03 PM)
Tesco cheras environment disappointing... but most of the time price lower than aeon... but for me, 90% of the time i shop in Aeon...

To Tesco cheras PIC, please take note that Tesco cheras need to revamp and ensure meat and vegetables stock always fresh and stock up.

aeon member day that time i bought 1 box of TOP quite cheap... now TOP selling rm11-12 plus per 2.5kg pack.
*
OT: now, for top 2.5kg...
aeon selling rm9.49 until 26/10 (expired).
econsave selling rm9.90 until 04/11.
the store selling rm9.99 until 02/11.

This post has been edited by victorywp: Oct 28 2014, 02:24 PM
kenlui
post Oct 28 2014, 02:28 PM

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QUOTE(azeL_Inc @ Oct 28 2014, 01:32 PM)
Asked for credit limit increase, but got turned down. My limit now is not even 0.5 of my monthly salary, n always pay full amount every month..what a joke.  So much of a good paymaster record. Haha. Wasted my time taking effort to print out epf statement and submit application.
*
Just submitted my application for credit limit increase thru email yday night. Received an automated reply. Let's see whether they'll approve my application. Been with them for 2 years, never missed a single payment
herc
post Oct 28 2014, 02:38 PM

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QUOTE(kenlui @ Oct 28 2014, 02:28 PM)
Just submitted my application for credit limit increase thru email yday night. Received an automated reply. Let's see whether they'll approve my application. Been with them for 2 years, never missed a single payment
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Like someone mentioned before, a good paymaster is not a good cc customer as far as bank concerns tongue.gif

Maybank always stingy with the credit limit given to me, regardless how good my record and how many times I ask for credit increase.

stargate8
post Oct 28 2014, 02:55 PM

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QUOTE(victorywp @ Oct 28 2014, 02:23 PM)
OT: now, for top 2.5kg...
aeon selling rm9.49 until 26/10 (expired).
econsave selling rm9.90 until 04/11.
the store selling rm9.99 until 02/11.
*
wow you are resourceful... thumbup.gif

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post Oct 28 2014, 04:09 PM

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QUOTE(victorywp @ Oct 28 2014, 09:54 AM)
my dispute is under the monitoring of bnm, with every of my follow up email cc to bnm as well, but still, mbb took ~2 years to solve it.  sweat.gif
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ya la i afraid it spoil my record also waiting for them so long
leo_kiatez
post Oct 28 2014, 04:44 PM

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QUOTE(victorywp @ Oct 28 2014, 02:23 PM)
OT: now, for top 2.5kg...
aeon selling rm9.49 until 26/10 (expired).
econsave selling rm9.90 until 04/11.
the store selling rm9.99 until 02/11.
*
How you are so resourceful? Any database to share so future just refer that for lastest/ lowest offer price? tongue.gif
!@#$%^
post Oct 28 2014, 04:53 PM

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QUOTE(leo_kiatez @ Oct 28 2014, 04:44 PM)
How you are so resourceful? Any database to share so future just refer that for lastest/ lowest offer price?  tongue.gif
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there's an app called smart shopper on android and ios if im not mistaken
victorywp
post Oct 28 2014, 05:01 PM

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QUOTE(leo_kiatez @ Oct 28 2014, 04:44 PM)
How you are so resourceful? Any database to share so future just refer that for lastest/ lowest offer price?  tongue.gif
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QUOTE(alexanderclz @ Oct 28 2014, 04:53 PM)
there's an app called smart shopper on android and ios if im not mistaken
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yeah, i have shared many times about the smartshopper app: https://play.google.com/store/apps/details?...rtshopper&hl=en
tigaxxx
post Oct 28 2014, 05:56 PM

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QUOTE(herc @ Oct 28 2014, 02:38 PM)
Maybank always stingy with the credit limit given to me, regardless how good my record and how many times I ask for credit increase.
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Ya..last time I asked for cl increase once..but they turned me down sad.gif
victorywp
post Oct 28 2014, 06:50 PM

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QUOTE(tigaxxx @ Oct 28 2014, 05:56 PM)
Ya..last time I asked for cl increase once..but they turned me down  sad.gif
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how dare they turned 3xxx down??? so what you did in the end and made them regret of their decision?
tigaxxx
post Oct 28 2014, 07:08 PM

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QUOTE(victorywp @ Oct 28 2014, 06:50 PM)
how dare they turned 3xxx down??? so what you did in the end and made them regret of their decision?
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brows.gif brows.gif brows.gif did nothing .. just use other cards for extra spending. .. going to cancel m2card premier next year since they turned me down even though I spent alot using premier cards. sad.gif
tigaxxx
post Oct 28 2014, 07:10 PM

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My current CL is 80k , just asking for 20k more.. itu pun kedekut sad.gif
victorywp
post Oct 28 2014, 07:32 PM

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QUOTE(tigaxxx @ Oct 28 2014, 07:10 PM)
My current CL is 80k , just asking for 20k more.. itu pun kedekut  sad.gif
*
last time mbb delayed my dispute for ~2years and after it's settled, i cancelled my mbb cc... and also asked my whole family members cancelled their mbb cc. lol...

but after few years, mbb2cards came about and i applied... and asked my whole family members applied too. lol...
kenlui
post Oct 28 2014, 09:00 PM

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QUOTE(herc @ Oct 28 2014, 02:38 PM)
Like someone mentioned before, a good paymaster is not a good cc customer as far as bank concerns tongue.gif

Maybank always stingy with the credit limit given to me, regardless how good my record and how many times I ask for credit increase.
*
Ya I'm aware of that but just trying my luck as I'm getting the iphone 6+ soon the extra credit limit would really come in handy.
lamode
post Oct 28 2014, 09:10 PM

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i submitted CL increase when they first started the BT, it was increased from 20k to 25k smile.gif
SUSsupersound
post Oct 28 2014, 09:34 PM

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QUOTE(azeL_Inc @ Oct 28 2014, 01:32 PM)
Asked for credit limit increase, but got turned down. My limit now is not even 0.5 of my monthly salary, n always pay full amount every month..what a joke.  So much of a good paymaster record. Haha. Wasted my time taking effort to print out epf statement and submit application.
*
What is your pay? If you got your card this year, applying to increase CL the chances of getting are very very high.
Either you use FD or wait till next year if you got salary increased.
alcllee
post Oct 28 2014, 10:11 PM

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About the Amex CB & 5x TP on weekend, what if I refill petrol at Petronas on Saturday, they charged RM200 on my card. Then until Monday only they return RM200 to my card and charge me the actual amount I used. Will I still entitle to get the CB?
Human Nature
post Oct 28 2014, 10:12 PM

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QUOTE(alcllee @ Oct 28 2014, 10:11 PM)
About the Amex CB & 5x TP on weekend, what if I refill petrol at Petronas on Saturday, they charged RM200 on my card. Then until Monday only they return RM200 to my card and charge me the actual amount I used. Will I still entitle to get the CB?
*
Yes, not affected.
alcllee
post Oct 28 2014, 10:22 PM

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QUOTE(Human Nature @ Oct 28 2014, 10:12 PM)
Yes, not affected.
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I see. That was great. Thanks for the reply.
I just received SMS saying that my card is approved and I logged in my m2u also saw there is additional 2 Cards appear (Visa & Amex) and there is a link for Activate the card. Not sure how long does it takes to ship my card to my home address in Kota Kinabalu... hmm.gif hmm.gif
victorywp
post Oct 28 2014, 10:30 PM

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QUOTE(alcllee @ Oct 28 2014, 10:11 PM)
About the Amex CB & 5x TP on weekend, what if I refill petrol at Petronas on Saturday, they charged RM200 on my card. Then until Monday only they return RM200 to my card and charge me the actual amount I used. Will I still entitle to get the CB?
*
actually there is no charged, returned, and recharged. the rm200 is just being blocked (and will be released) while the real amount will be charged and posted in your statement.
alcllee
post Oct 28 2014, 10:32 PM

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QUOTE(victorywp @ Oct 28 2014, 10:30 PM)
actually there is no charged, returned, and recharged. the rm200 is just being blocked (and will be released) while the real amount will be charged and posted in your statement.
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I see I see now I understand. Thanks all sifus... rclxms.gif
leo_kiatez
post Oct 28 2014, 11:43 PM

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QUOTE(victorywp @ Oct 28 2014, 05:01 PM)
yeah, i have shared many times about the smartshopper app: https://play.google.com/store/apps/details?...rtshopper&hl=en
*
QUOTE(alexanderclz @ Oct 28 2014, 04:53 PM)
there's an app called smart shopper on android and ios if im not mistaken
*
Thanks for the great apps! Didn't know previously.. Sharing is caring ^^
desreg2913
post Oct 29 2014, 07:33 AM

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I think its not quite true, you need to activate your card...
And you have an option to activate it on Maybank2u, thus i have a question here, can i just activate one but not AMEX? Then I dun have to pay for the 2nd GST...
desreg2913
post Oct 29 2014, 07:35 AM

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can i use amex at Shell station?
SUSDavid83
post Oct 29 2014, 07:35 AM

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QUOTE(desreg2913 @ Oct 29 2014, 07:35 AM)
can i use amex at Shell station?
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Yes
desreg2913
post Oct 29 2014, 07:35 AM

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QUOTE(David83 @ Oct 29 2014, 07:35 AM)
Yes
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this is cool.
BRY7
post Oct 29 2014, 07:52 AM

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QUOTE(desreg2913 @ Oct 29 2014, 07:33 AM)
I think its not quite true, you need to activate your card...
And you have an option to activate it on Maybank2u, thus i have a question here, can i just activate one but not AMEX? Then I dun have to pay for the 2nd GST...
*
why bother using Visa/Master if everyone here is Applying because of the benefit that AMEX gives you?
nickcct
post Oct 29 2014, 08:22 AM

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QUOTE(desreg2913 @ Oct 29 2014, 07:33 AM)
I think its not quite true, you need to activate your card...
And you have an option to activate it on Maybank2u, thus i have a question here, can i just activate one but not AMEX? Then I dun have to pay for the 2nd GST...
*
From my understanding, even you don't activate your card, you still will charged for the GST, except you cancel the card.
Correct me if i'm wrong.
alcllee
post Oct 29 2014, 08:39 AM

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QUOTE(desreg2913 @ Oct 29 2014, 07:33 AM)
I think its not quite true, you need to activate your card...
And you have an option to activate it on Maybank2u, thus i have a question here, can i just activate one but not AMEX? Then I dun have to pay for the 2nd GST...
*
T dont think it works in that way. hmm.gif
amxpayne67
post Oct 29 2014, 08:44 AM

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What's the point not using AMEX? It's the main reason to get MBB2 card. The other one just for backup purpose, but still can earn TP right?
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post Oct 29 2014, 08:46 AM

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QUOTE(desreg2913 @ Oct 29 2014, 07:33 AM)
I think its not quite true, you need to activate your card...
And you have an option to activate it on Maybank2u, thus i have a question here, can i just activate one but not AMEX? Then I dun have to pay for the 2nd GST...
*
Mine was activated when collecting the card as I collect at their branch.
SUSsupersound
post Oct 29 2014, 08:47 AM

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QUOTE(amxpayne67 @ Oct 29 2014, 08:44 AM)
What's the point not using AMEX? It's the main reason to get MBB2 card. The other one just for backup purpose, but still can earn TP right?
*
Both also can earn TP, but 1 is 5X while another 1X.
SUSDavid83
post Oct 29 2014, 09:38 AM

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AMEX: 5% cash back on weekends + 5x/2x* TP
Visa/MC: No cash back + 1x TP

This post has been edited by David83: Oct 29 2014, 09:39 AM
victorywp
post Oct 29 2014, 10:32 AM

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QUOTE(desreg2913 @ Oct 29 2014, 07:33 AM)
I think its not quite true, you need to activate your card...
And you have an option to activate it on Maybank2u, thus i have a question here, can i just activate one but not AMEX? Then I dun have to pay for the 2nd GST...
*
1) once approved, both your cc is charged with the gst rm50 each even if you have not activated it.
2) do you mean activate amex but not the other? because benefits of using mbb2cards are all in the amex.

QUOTE(desreg2913 @ Oct 29 2014, 07:35 AM)
can i use amex at Shell station?
*
yes of course.
alcllee
post Oct 29 2014, 01:31 PM

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Aiyaya my card haven't reach me yet since their Approved msg received on monday. Missed this Weekend VB already loh. Aiyoyo~~
Human Nature
post Oct 29 2014, 06:56 PM

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Just to confirm, while my dispute is still pending and i make the minimum payment, my CCRIS will not be affected correct?

This post has been edited by Human Nature: Oct 29 2014, 06:56 PM
Seng_Kiat
post Oct 29 2014, 07:01 PM

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I missed my payment .. Let say my interest rate is 17% pa from 8.88% pa ... If I terminate my card and reapply after 1-2 month, will my rate will be 8.88% again?
victorywp
post Oct 29 2014, 08:57 PM

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QUOTE(Human Nature @ Oct 29 2014, 06:56 PM)
Just to confirm, while my dispute is still pending and i make the minimum payment, my CCRIS will not be affected correct?
*
not affected. smile.gif
victorywp
post Oct 29 2014, 08:59 PM

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QUOTE(Seng_Kiat @ Oct 29 2014, 07:01 PM)
I missed my payment .. Let say my interest rate is 17% pa from 8.88% pa ... If I terminate my card and reapply after 1-2 month, will my rate will be 8.88% again?
*
if it's your first time, just call and ask them to waive it.
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post Oct 29 2014, 10:36 PM

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QUOTE(victorywp @ Oct 29 2014, 10:32 AM)
1) once approved, both your cc is charged with the gst rm50 each even if you have not activated it.
2) do you mean activate amex but not the other? because benefits of using mbb2cards are all in the amex.
yes of course.
*
if he applied during the promo it should be rm50 each card the service tax, so just swipe each card 3 times to get the RM50 each card rebate
shamsuke
post Oct 30 2014, 07:45 AM

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Hi sifus..

Wondering, is there any shop offer installment plan for amex? For it & gadget product, especially laptop.
Thanks
SUSDavid83
post Oct 30 2014, 07:48 AM

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QUOTE(shamsuke @ Oct 30 2014, 07:45 AM)
Hi sifus..

Wondering, is there any shop offer installment plan for amex? For it & gadget product, especially laptop.
Thanks
*
SenQ, Harvey Norman?
icmd
post Oct 30 2014, 07:56 AM

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QUOTE(shamsuke @ Oct 30 2014, 07:45 AM)
Hi sifus..

Wondering, is there any shop offer installment plan for amex? For it & gadget product, especially laptop.
Thanks
*
if i'm not mistaken it's by bank.... so probably yes?
shamsuke
post Oct 30 2014, 08:34 AM

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QUOTE(David83 @ Oct 30 2014, 07:48 AM)
SenQ, Harvey Norman?
*
Oh.. Thanks!


QUOTE(icmd @ Oct 30 2014, 07:56 AM)
if i'm not mistaken it's by bank.... so probably yes?
*
Asked the maybank card officer at the gardens, he said that, if u call the bank to convert into ezypayment, it will be some charges..
amxpayne67
post Oct 30 2014, 08:36 AM

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Well, i can see the card in my M2U already. That means my application has been approved. That also mean HLB really strict to approve new card user...walao
Nation of Sensation
post Oct 30 2014, 09:01 AM

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Okay, so I have been dumb all this while as I've been having these two cards (MBB Gold) for nearly 4 years and I've been swiping only my VISA card whilst keeping the AMEX inside the drawer.

Moreover, I have two questions to be asked:

1) I've just joined a new job. Can I request for credit limit increment just by showing them the offer letter?

2) I am more towards filing up petrol and doing some online purchases. Shall I opt for a different MBB card or the AMEX card should suffice?

Thanks!
icmd
post Oct 30 2014, 09:07 AM

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QUOTE(Nation of Sensation @ Oct 30 2014, 09:01 AM)
Okay, so I have been dumb all this while as I've been having these two cards (MBB Gold) for nearly 4 years and I've been swiping only my VISA card whilst keeping the AMEX inside the drawer.

Moreover, I have two questions to be asked:

1) I've just joined a new job. Can I request for credit limit increment just by showing them the offer letter?

2) I am more towards filing up petrol and doing some online purchases. Shall I opt for a different MBB card or the AMEX card should suffice?

Thanks!
*
as far as i know.... u need 3 months payslip

petrol wise if you are going for petronas - on weekends it's 8x with their petronas card, 5x normal days
amex gives u 5x all the way

corad
post Oct 30 2014, 10:45 AM

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QUOTE(icmd @ Oct 30 2014, 09:07 AM)
petrol wise if you are going for petronas - on weekends it's 8x with their petronas card, 5x normal days
amex gives u 5x all the way
*
So Petronas is 5x AMEX on any day ?

Going to switch from Shell now tongue.gif
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post Oct 30 2014, 10:46 AM

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QUOTE(corad @ Oct 30 2014, 10:45 AM)
So Petronas is 5x AMEX on any day ?

Going to switch from Shell now tongue.gif
*
Mbb2amex is 5x tp everyday for all transaction that accept Amex plus additional 5% rebate on weekend..


This post has been edited by cyang: Oct 30 2014, 10:47 AM
corad
post Oct 30 2014, 10:53 AM

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QUOTE(cyang @ Oct 30 2014, 10:46 AM)
Mbb2amex is 5x tp everyday for all transaction that accept Amex plus additional 5% rebate on weekend..
*
woopss .. I see. 5% rebate is still up to RM50 ?


noien
post Oct 30 2014, 11:07 AM

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QUOTE(corad @ Oct 30 2014, 10:53 AM)
woopss .. I see. 5% rebate is still up to RM50 ?
*
correcto.
i hope they increase it to RM100 one day
SUSsupersound
post Oct 30 2014, 11:41 AM

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QUOTE(Nation of Sensation @ Oct 30 2014, 09:01 AM)
Okay, so I have been dumb all this while as I've been having these two cards (MBB Gold) for nearly 4 years and I've been swiping only my VISA card whilst keeping the AMEX inside the drawer.

Moreover, I have two questions to be asked:

1) I've just joined a new job. Can I request for credit limit increment just by showing them the offer letter?

2) I am more towards filing up petrol and doing some online purchases. Shall I opt for a different MBB card or the AMEX card should suffice?

Thanks!
*
Let's see, for 4 years you using the cards, did they ever increase your credit limit? During this period, you have salary increment?
If both yes, then you can try with your offer letter. Else wait till you get 3 months pay slip hmm.gif
Nation of Sensation
post Oct 30 2014, 11:53 AM

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QUOTE(icmd @ Oct 30 2014, 09:07 AM)
as far as i know.... u need 3 months payslip

petrol wise if you are going for petronas - on weekends it's 8x with their petronas card, 5x normal days
amex gives u 5x all the way
*
3 months payslip? Hmm.
Alright then, gonna switch to AMEX rightaway!


QUOTE(supersound @ Oct 30 2014, 11:41 AM)
Let's see, for 4 years you using the cards, did they ever increase your credit limit? During this period, you have salary increment?
If both yes, then you can try with your offer letter. Else wait till you get 3 months pay slip hmm.gif
*
My credit limit has been RM5k all this while. They never increased nor I was bothered to request for it as I am not much into spending using CC. And yes, my salary did increased two fold but probably Maybank wasn't aware about it. smile.gif

icmd
post Oct 30 2014, 11:55 AM

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QUOTE(corad @ Oct 30 2014, 10:45 AM)
So Petronas is 5x AMEX on any day ?

Going to switch from Shell now tongue.gif
*
can do in shell as well

i was talking about petronas maybank card

amex gives a good deal overall
SUSsupersound
post Oct 30 2014, 11:57 AM

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QUOTE(Nation of Sensation @ Oct 30 2014, 11:53 AM)
3 months payslip? Hmm.
Alright then, gonna switch to AMEX rightaway!
My credit limit has been RM5k all this while. They never increased nor I was bothered to request for it as I am not much into spending using CC. And yes, my salary did increased two fold but probably Maybank wasn't aware about it. smile.gif
*
They can know if your salary are bank in to MBB.
So if this is the case, suggest to ask for CL increase. No need to wait for new company's pay slip.
desreg2913
post Oct 30 2014, 12:13 PM

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if dun mind im asking.. what is really so good about amex? beside the cash back and points
victorywp
post Oct 30 2014, 12:27 PM

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QUOTE(desreg2913 @ Oct 30 2014, 12:13 PM)
if dun mind im asking.. what is really so good about amex? beside the cash back and points
*
the good part is just the cb and tp.
desreg2913
post Oct 30 2014, 02:02 PM

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QUOTE(victorywp @ Oct 30 2014, 12:27 PM)
the good part is just the cb and tp.
*
if still charged for 2 cards, then i think better i activate it ...
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post Oct 30 2014, 02:12 PM

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QUOTE(desreg2913 @ Oct 30 2014, 02:02 PM)
if still charged for 2 cards, then i think better i activate it ...
*
activate and risk of fraud?
victorywp
post Oct 30 2014, 02:18 PM

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QUOTE(maskedchan @ Oct 30 2014, 02:12 PM)
activate and risk of fraud?
*
activate as back up ma. biggrin.gif
desreg2913
post Oct 30 2014, 02:36 PM

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i will use it for petrol purpose only... now petrol can easily go up to RM700
desreg2913
post Oct 30 2014, 02:36 PM

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if pump shell on weekday or weekend, same TP?
victorywp
post Oct 30 2014, 02:45 PM

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QUOTE(desreg2913 @ Oct 30 2014, 02:36 PM)
if pump shell on weekday or weekend, same TP?
*
yes, same. but weekends can get you additional 5% cb.
cyang
post Oct 30 2014, 02:47 PM

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QUOTE(desreg2913 @ Oct 30 2014, 02:36 PM)
if pump shell on weekday or weekend, same TP?
*
Is it so difficult to understand?
It does not matter shell caltex petronas bhp or whatsoever..
As long as the merchant accept amex, you got 5X TP and additional 5% if the transaction made on weekend.
(*2X for Government Bodies, Education Institutions and Insurance Providers)
Please refer to post NO 1.
DarReNz
post Oct 30 2014, 03:18 PM

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QUOTE(victorywp @ Oct 30 2014, 02:18 PM)
activate as back up ma. biggrin.gif
*
if u don't activate you can't get fraud nod.gif
sendo7
post Oct 30 2014, 04:00 PM

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I was told by the Maybank guy that I will get a backpack as free gift after I have swiped 3 times of each cards (Maybank 2 Gold) , anyone heard the same thing as well?
kinabalu
post Oct 30 2014, 04:07 PM

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QUOTE(sendo7 @ Oct 30 2014, 04:00 PM)
I was told by the Maybank guy that I will get a backpack as free gift after I have swiped 3 times of each cards (Maybank 2 Gold) , anyone heard the same thing as well?
*
Maybank guy from where? i got my card earlier this month and i did not have any gifts.
sendo7
post Oct 30 2014, 04:31 PM

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QUOTE(kinabalu @ Oct 30 2014, 04:07 PM)
Maybank guy from where? i got my card earlier this month and i did not have any gifts.
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The guy who helped me to apply card nod.gif
lanusb
post Oct 30 2014, 04:59 PM

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i have a maybank mastercard, I am wondering if i want to buy something from Amazon USA, it seems they now offer 2 types of exchange rate deduction. Example, I want to buy a USD600 item.


1. Amazon does the exchange rate (1 USD = 3.4552836941 MYR) and they will charge MYR to our credit card. (USD600 x3.4552836941 = RM2073.17 will be charged to my maybank card)

2. Maybank does the exchange rate. Meaning Amazon will charge us in the USD amount. (this means USD600 will be charged to me directly)


my question would be, which is more worth it? get amazon rates or maybank rates? at the same time now, I pull the maybank website forex rate. USD is going for USD1 = RM3.330
Wongchoy
post Oct 30 2014, 05:09 PM

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QUOTE(lanusb @ Oct 30 2014, 04:59 PM)
i have a maybank mastercard, I am wondering if i want to buy something from Amazon USA, it seems they now offer 2 types of exchange rate deduction. Example, I want to buy a USD600 item.
1. Amazon does the exchange rate (1 USD = 3.4552836941 MYR)  and they will charge MYR to our credit card. (USD600 x3.4552836941 = RM2073.17 will be charged to my maybank card)

2. Maybank does the exchange rate. Meaning Amazon will charge us in the USD amount.  (this means USD600 will be charged to me directly)
my question would be, which is more worth it? get amazon rates or maybank rates? at the same time now, I pull the maybank website forex rate. USD is going for  USD1 = RM3.330
*
Always charge to the local currency. Dynamic Currency Converter rate is always more expensive.
lanusb
post Oct 30 2014, 05:21 PM

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thanks bro for the reply, so looks like we should be letting amazon earn the forex rate smile.gif

btw, if we have to let maybank to do the conversion, by when they will pull the exchange rate?
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post Oct 30 2014, 05:47 PM

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QUOTE(Wongchoy @ Oct 30 2014, 05:09 PM)
Always charge to the local currency. Dynamic Currency Converter rate is always more expensive.
*
QUOTE(lanusb @ Oct 30 2014, 05:21 PM)
thanks bro for the reply, so looks like we should be letting amazon earn the forex rate smile.gif

btw, if we have to let maybank to do the conversion, by when they will pull the exchange rate?
*
Not necessarily. I'll tell u my experience, I was once quoted by Western Union with a conversion rate of AUD 1--> MYR 2.98, but in the end I chose to charge my card in foreign currency and allow Maybank to do the conversion, and the rate given by Maybank was 2.94 only. Of course, I can't compare Amazon's rate with Western Union's, so it's up to u to decide whether to explore or not. biggrin.gif As for when will Maybank pull the exchange rate? It depends on when the merchant post your transaction.
Wongchoy
post Oct 30 2014, 06:13 PM

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QUOTE(lanusb @ Oct 30 2014, 05:21 PM)
thanks bro for the reply, so looks like we should be letting amazon earn the forex rate smile.gif

btw, if we have to let maybank to do the conversion, by when they will pull the exchange rate?
*
Oh! You misunderstood what i mean. For your case i refer local currency as USD. The exchange rate of 3.455 is Dynamic Currency Converter rate. The forex spot rate now is only 3.29 . If you choose Amazon exchange rate your trnx will be at least RM50 more expensive !
Kr0ll3R
post Oct 30 2014, 08:42 PM

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My statement due date is on Nov, 01.
Since it falls on Saturday, I have to pay up by tomorrow?
cybpsych
post Oct 30 2014, 08:58 PM

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QUOTE(Kr0ll3R @ Oct 30 2014, 08:42 PM)
My statement due date is on Nov, 01.
Since it falls on Saturday, I have to pay up by tomorrow?
*
pay from non-MBB banks? then yes, no harm paying on-time or early payment.

some may say there is a minor grace period over payment due date, but i personally wouldn't want to test this scenario smile.gif
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post Oct 30 2014, 09:08 PM

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QUOTE(Kr0ll3R @ Oct 30 2014, 08:42 PM)
My statement due date is on Nov, 01.
Since it falls on Saturday, I have to pay up by tomorrow?
*
better pay now if you are paying by ibg transfer
Kr0ll3R
post Oct 30 2014, 09:43 PM

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QUOTE(cybpsych @ Oct 30 2014, 08:58 PM)
pay from non-MBB banks? then yes, no harm paying on-time or early payment.

some may say there is a minor grace period over payment due date, but i personally wouldn't want to test this scenario smile.gif
*
QUOTE(DarReNz @ Oct 30 2014, 09:08 PM)
better pay now if you are paying by ibg transfer
*
Paying via mbb.
cause I'll receive a MBB cheque 2molo, deposit (morning) and pay it.

This post has been edited by Kr0ll3R: Oct 30 2014, 09:50 PM
victorywp
post Oct 30 2014, 10:03 PM

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QUOTE(Kr0ll3R @ Oct 30 2014, 09:43 PM)
Paying via mbb.
I'm asking this cause I'll receive a MBB cheque 2molo, deposit (morning) and pay it.
*
if pay via m2u to your mbb cc, it's instant. so you may pay anytime you want.
alcllee
post Oct 30 2014, 10:04 PM

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I would like to ask a question. Let say my CL is 10k, then I go SenQ bought an item worth RM3k with their 12 months 0% installment. Then next month, my card limit would be 10k - (3k + Monthly Installment Paid) is this correct?
leo_kiatez
post Oct 30 2014, 10:10 PM

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QUOTE(alcllee @ Oct 30 2014, 10:04 PM)
I would like to ask a question. Let say my CL is 10k, then I go SenQ bought an item worth RM3k with their 12 months 0% installment. Then next month, my card limit would be 10k - (3k + Monthly Installment Paid) is this correct?
*
Yes, correct.
LostAndFound
post Oct 31 2014, 07:05 AM

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QUOTE(Kr0ll3R @ Oct 30 2014, 09:43 PM)
Paying via mbb.
cause I'll receive a MBB cheque 2molo, deposit (morning) and pay it.
*
QUOTE(victorywp @ Oct 30 2014, 10:03 PM)
if pay via m2u to your mbb cc, it's instant. so you may pay anytime you want.
*
Not if he doesn't have sufficient amount in account. And cheque doesn't clear same day.
lai_dm
post Oct 31 2014, 07:09 AM

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hello to all
does any1 here has waived the GST without losing your treatpoint ?

SUSDavid83
post Oct 31 2014, 07:29 AM

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QUOTE(lai_dm @ Oct 31 2014, 07:09 AM)
hello to all
does any1 here  has waived the GST without losing  your treatpoint ?
*
The chance is very low to get GST waiver with MBB.
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post Oct 31 2014, 08:50 AM

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QUOTE(lai_dm @ Oct 31 2014, 07:09 AM)
hello to all
does any1 here  has waived the GST without losing  your treatpoint ?
*
mbb is very strict on waiving GST. only way is to "earn" some points and use it to redeem RM50 rebate (one-time).

considering there is no AF and the benefits gained in a year outweigh the RM50 GST (in fact, mbb doesnt even own this GST)
cybpsych
post Oct 31 2014, 08:54 AM

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QUOTE(Kr0ll3R @ Oct 30 2014, 09:43 PM)
Paying via mbb.
cause I'll receive a MBB cheque 2molo, deposit (morning) and pay it.
*
then you have no time to get cheque cleared.

do u have some fund in m2u to pay? if not, try to arrange ibg from other banks by 1230pm today, so that the ibg fund reaches your m2u by 545pm today. then tomorrow on 1st Nov, you can use this to payoff the oustanding while the cheque gets cleared most likely next Monday.
lai_dm
post Oct 31 2014, 09:42 AM

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QUOTE(cybpsych @ Oct 31 2014, 08:50 AM)
mbb is very strict on waiving GST. only way is to "earn" some points and use it to redeem RM50 rebate (one-time).

considering there is no AF and the benefits gained in a year outweigh the RM50 GST (in fact, mbb doesnt even own this GST)
*
thanks for reply, its ok i can use treat point to offset GST

BUT
what about Annual fee ? can i request for Annual fee waived ?
i has been paying the annual fee for 4 years .... rclxub.gif rclxub.gif
cybpsych
post Oct 31 2014, 10:09 AM

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QUOTE(lai_dm @ Oct 31 2014, 09:42 AM)
thanks for reply, its ok i can use treat point to offset GST

BUT
what about Annual fee ? can i request for Annual fee waived ?
i has been paying the annual fee for 4 years .... rclxub.gif  rclxub.gif
*
What card is that?
lai_dm
post Oct 31 2014, 10:20 AM

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QUOTE(cybpsych @ Oct 31 2014, 10:09 AM)
What card is that?
*
maybank 2 card - gold + AMEX
thanks in advance
pls advice me how to waive annual fee
victorywp
post Oct 31 2014, 10:21 AM

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QUOTE(lai_dm @ Oct 31 2014, 09:42 AM)
thanks for reply, its ok i can use treat point to offset GST

BUT
what about Annual fee ? can i request for Annual fee waived ?
i has been paying the annual fee for 4 years .... rclxub.gif  rclxub.gif
*
there is no af for this cc.
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post Oct 31 2014, 10:22 AM

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QUOTE(lai_dm @ Oct 31 2014, 10:20 AM)
maybank 2 card - gold + AMEX
thanks in advance
pls advice me how to waive annual fee
*
There's not annual fee to this card. Only RM 50 GST paid to the gov.
lai_dm
post Oct 31 2014, 10:26 AM

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QUOTE(tifosi @ Oct 31 2014, 10:22 AM)
There's not annual fee to this card. Only RM 50 GST paid to the gov.
*
are u sure? i remember they changed me annual fee every year
if they really charge me, is there any chances for me to waive it ?

cientoo
post Oct 31 2014, 10:35 AM

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QUOTE(lai_dm @ Oct 31 2014, 10:26 AM)
are u sure? i  remember they changed me annual fee every year
if they really charge me, is there any chances for me to waive it ?
*
are you sure you are having MBB2cards?

These are free for life cards. Period.
tednet
post Oct 31 2014, 10:41 AM

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QUOTE(lai_dm @ Oct 31 2014, 10:26 AM)
are u sure? i  remember they changed me annual fee every year
if they really charge me, is there any chances for me to waive it ?
*
is it gold or platinum??

i remember platinum got annual charges... then again please check with m2u website.
victorywp
post Oct 31 2014, 10:45 AM

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QUOTE(tednet @ Oct 31 2014, 10:41 AM)
is it gold or platinum??

i remember platinum got annual charges... then again please check with m2u website.
*
no, i'm having platinum and af has been free since the very first year i own it.
tednet
post Oct 31 2014, 10:48 AM

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QUOTE(victorywp @ Oct 31 2014, 10:45 AM)
no, i'm having platinum and af has been free since the very first year i own it.
*
uih... dats nice... might considering to upgrade to platinum now..

the annual fee prevent me from upgrading liao...

and hope to get my CL maintain.. drool.gif drool.gif drool.gif
tifosi
post Oct 31 2014, 10:50 AM

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QUOTE(lai_dm @ Oct 31 2014, 10:26 AM)
are u sure? i  remember they changed me annual fee every year
if they really charge me, is there any chances for me to waive it ?
*
100% sure MBB2 gold and platinum doesn't have annual fees. Are you sure you are having MBB2 Gold?
lai_dm
post Oct 31 2014, 10:51 AM

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QUOTE(cientoo @ Oct 31 2014, 10:35 AM)
are you sure you are having MBB2cards?

These are free for life cards. Period.
*
yes im using Maybank2 card - gold
i go back check my estatement,

i own uob card also, maybe the annual fee is actually from oub
thanks guy
SUSsupersound
post Oct 31 2014, 10:56 AM

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QUOTE(lai_dm @ Oct 31 2014, 10:51 AM)
yes im using Maybank2 card - gold
i go back check my estatement,

i own uob card also, maybe the annual fee is actually from oub
thanks guy
*
Most of the banks now are offering free AF, 5%(or above) cash back cards you have to pay GST(unlikely to get it waived) sweat.gif
Just do the maths, if you feel is not worth, just cut it. Simple as that.
lai_dm
post Oct 31 2014, 11:00 AM

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QUOTE(supersound @ Oct 31 2014, 10:56 AM)
Most of the banks now are offering free AF, 5%(or above) cash back cards you have to pay GST(unlikely to get it waived) sweat.gif
Just do the maths, if you feel is not worth, just cut it. Simple as that.
*
ya , i will find out which card change me AF, then ask for AF waive
otherwise, terminate it ..
thanks
SUSsupersound
post Oct 31 2014, 11:07 AM

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QUOTE(lai_dm @ Oct 31 2014, 11:00 AM)
ya , i will find out  which card change me AF, then ask for AF waive
otherwise, terminate it ..
thanks
*
Find out then calculate, like HLB's STUPID card I still retaining it as it is still offering the best(8.25%) cash back.
lai_dm
post Oct 31 2014, 11:10 AM

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QUOTE(supersound @ Oct 31 2014, 11:07 AM)
Find out then calculate, like HLB's STUPID card I still retaining it as it is still offering the best(8.25%) cash back.
*
u mean HLB wise card ?
8.25% cash back up to max how much can rebate ?

SUSsupersound
post Oct 31 2014, 11:12 AM

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QUOTE(lai_dm @ Oct 31 2014, 11:10 AM)
u mean HLB wise card ?
8.25% cash back up to max how much can rebate ?
*
Nope, is after paying AF(rm160) and GST(rm50).
That's assuming you spend rm1000 sharp on the categories you selected)
Swipe more or less than rm1000 will result to lower % of cash back.
cyang
post Oct 31 2014, 11:13 AM

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Anyone had any idea how to check the balance credit limit for amex card?
I can only see details as below from Maybank2u.

Card type: Maybankard 2 Amex Platinum
Cardholder name: XXXXXXXXXXXx Click here if you want to apply for EzyCash
Total credit limit: RMXX,XXX.XX
Last payment amount: RMXX,XXX.X
Last payment date: XX October 2014
Minimum payment amount: RMXX.XX Pay Now
Outstanding balance: RMXX,XXX.XX Pay Any Amount Now
Statement balance: RMXX,XXX.XX Pay Now
Payment due date: XX November 2014
Statement date: 28 October 2014

I want to know how much credit limit left on this card, so that I can plan for my BT. Anyone know? thanks in advance:)
bearbear
post Oct 31 2014, 11:17 AM

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QUOTE(cyang @ Oct 31 2014, 11:13 AM)
Anyone had any idea how to check the balance credit limit for amex card?
I can only see details as below from Maybank2u.

Card type: Maybankard 2 Amex Platinum
Cardholder name: XXXXXXXXXXXx  Click here if you want to apply for EzyCash
Total credit limit: RMXX,XXX.XX
Last payment amount: RMXX,XXX.X
Last payment date: XX October 2014
Minimum payment amount: RMXX.XX  Pay Now
Outstanding balance: RMXX,XXX.XX  Pay Any Amount Now
Statement balance: RMXX,XXX.XX  Pay Now
Payment due date: XX November 2014
Statement date: 28 October 2014

I want to know how much credit limit left on this card, so that I can plan for my BT. Anyone know? thanks in advance:)
*
no easy way like other credit card,

1. call them to ask
2. calculate your own
herc
post Oct 31 2014, 11:20 AM

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QUOTE(cyang @ Oct 31 2014, 11:13 AM)
Anyone had any idea how to check the balance credit limit for amex card?
I can only see details as below from Maybank2u.

Card type: Maybankard 2 Amex Platinum
Cardholder name: XXXXXXXXXXXx  Click here if you want to apply for EzyCash
Total credit limit: RMXX,XXX.XX
Last payment amount: RMXX,XXX.X
Last payment date: XX October 2014
Minimum payment amount: RMXX.XX  Pay Now
Outstanding balance: RMXX,XXX.XX  Pay Any Amount Now
Statement balance: RMXX,XXX.XX  Pay Now
Payment due date: XX November 2014
Statement date: 28 October 2014

I want to know how much credit limit left on this card, so that I can plan for my BT. Anyone know? thanks in advance:)
*
Get a calculator, Total credit limit - Outstanding balance (of all your MBB cards), factor in if you have any EPP/Installment ongoing.
lai_dm
post Oct 31 2014, 11:41 AM

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QUOTE(supersound @ Oct 31 2014, 11:12 AM)
Nope, is after paying AF(rm160) and GST(rm50).
That's assuming you spend rm1000 sharp on the categories you selected)
Swipe more or less than rm1000 will result to lower % of cash back.
*
bro u good in math
salute u
i also learn something here rclxms.gif rclxms.gif
SUSsupersound
post Oct 31 2014, 11:51 AM

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QUOTE(lai_dm @ Oct 31 2014, 11:41 AM)
bro u good in math
salute u
i also learn something here  rclxms.gif  rclxms.gif
*
5 years back I always use cash to buy stuffs. Now I using credit card only.
rm50 cash you can use how long? I can use for 2 weeks. Coffee shop spending(does not accept credit card) daily is rm6-20(if spend friend for breakfast, and they will spend me back).
By logic, I'll be spending rm180-300 a month(or rm90-150 for 2 weeks), but why I still can manage it for 2 weeks? Using barter system thumbup.gif
lai_dm
post Oct 31 2014, 11:58 AM

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QUOTE(supersound @ Oct 31 2014, 11:51 AM)
5 years back I always use cash to buy stuffs. Now I using credit card only.
rm50 cash you can use how long? I can use for 2 weeks. Coffee shop spending(does not accept credit card) daily is rm6-20(if spend friend for breakfast, and they will spend me back).
By logic, I'll be spending rm180-300 a month(or rm90-150 for 2 weeks), but why I still can manage it for 2 weeks? Using barter system thumbup.gif
*
50 bucks 1 week finish lor, if i duwan to eat, my partner also wan to eat ... too bad haha
nowadays everyday mahal, thanks to our bee ant government ..
really salute u if u can manage 180-300 a month.

well financial manage, bro icon_rolleyes.gif


SUSsupersound
post Oct 31 2014, 12:12 PM

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QUOTE(lai_dm @ Oct 31 2014, 11:58 AM)
50 bucks 1 week finish lor, if i duwan to eat, my partner also wan to eat ... too bad haha
nowadays everyday mahal, thanks to our bee ant government ..
really salute u if u can manage 180-300 a month.

well financial manage, bro  icon_rolleyes.gif
*
That's why you need to have strategies on how to make you rm1 worth rm1 thumbup.gif
Like the coffee shops I visit, I know they need Milo badly, so this is what I'll bring to them(got it for rm27 and sell them at rm30), so bring them 3 bags I can drink for 1 month FOC thumbup.gif
Johannas
post Oct 31 2014, 12:46 PM

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Cash back will be posted today or tomorrow?
Human Nature
post Oct 31 2014, 12:57 PM

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QUOTE(Johannas @ Oct 31 2014, 12:46 PM)
Cash back will be posted today or tomorrow?
*
either 1st or 2nd
cyang
post Oct 31 2014, 03:15 PM

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QUOTE(herc @ Oct 31 2014, 11:20 AM)
Get a calculator, Total credit limit - Outstanding balance (of all your MBB cards), factor in if you have any EPP/Installment ongoing.
*
yaya.. need to trace back how much BT and EPP i had spent.. is kind of headache.. cimb/pbb/ocbc all so simple to check balance limit except mbb..
SUSDavid83
post Oct 31 2014, 03:33 PM

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QUOTE(Human Nature @ Oct 31 2014, 12:57 PM)
either 1st or 2nd
*
2nd is more like it.
kaizer_x
post Oct 31 2014, 08:52 PM

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Hey guys !! Gonna join this club soon..finally going to take my amex at maybank this Monday,,however Visa card is not ready yet due some chip problem...any new members having the same issue?
wcheong
post Nov 1 2014, 08:10 AM

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Guys, I wonder if can add Amex into my pay-pal account or not, as seen in threads in past ppl shared that it's possible by calling Amex maybank. But I tried call and being told only can call for approve on single online purchase, Amex rule is filter out all online purchase by default. So every time want buy online also need to call.
Quite inconvenient. Any thought or solution from u guys? Thanks.
cybpsych
post Nov 1 2014, 08:31 AM

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QUOTE(wcheong @ Nov 1 2014, 08:10 AM)
Guys, I wonder if can add Amex into my pay-pal account or not, as seen in threads in past ppl shared that it's possible by calling Amex maybank. But I tried call and being told only can call for approve on single online purchase, Amex rule is filter out all online purchase by default. So every time want buy online also need to call.
Quite inconvenient. Any thought or solution from u guys? Thanks.
*
You got this the other way round.

Yes, you need to perform the linking in PayPal to your amex. Then call MBB to unblock amex transactions using PayPal.

Subsequent PayPal transactions, no need to keep calling MBB.

My usual PayPal to US merchant seems fine, all went thru flawlessly.

Since there is high activity in fraud cases recently, it'd be advisable not to permanently link your amex with any online payment gateways, e.g. PayPal.
kenlui
post Nov 1 2014, 08:50 AM

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QUOTE(herc @ Oct 28 2014, 02:38 PM)
Like someone mentioned before, a good paymaster is not a good cc customer as far as bank concerns tongue.gif

Maybank always stingy with the credit limit given to me, regardless how good my record and how many times I ask for credit increase.
*
QUOTE(tigaxxx @ Oct 28 2014, 05:56 PM)
Ya..last time I asked for cl increase once..but they turned me down  sad.gif
*
Got an sms yday night saying that my application for credit limit increase is approved. Checked on M2u today, they gave me another extra 5k. Real stingy but well better than nothing.
wcheong
post Nov 1 2014, 10:21 AM

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QUOTE(cybpsych @ Nov 1 2014, 08:31 AM)
You got this the other way round.

Yes, you need to perform the linking in PayPal to your amex. Then call MBB to unblock amex transactions using PayPal.

Subsequent PayPal transactions, no need to keep calling MBB.

My usual PayPal to US merchant seems fine, all went thru flawlessly.

Since there is high activity in fraud cases recently, it'd be advisable not to permanently link your amex with any online payment gateways, e.g. PayPal.
*
sounds true. thanks for your advice. rclxm9.gif
MGM
post Nov 1 2014, 10:34 AM

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For the 100% CB Promo when pumping petrol using MBB CC if time of payment approval is 9:58am (pre-approved amt rm200) and time of completion of transaction is 10:00(final amt rm120), which time will MBB use for the First-come-first-serve criteria?

This post has been edited by MGM: Nov 1 2014, 10:34 AM
Wongchoy
post Nov 1 2014, 11:29 AM

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QUOTE(MGM @ Nov 1 2014, 10:34 AM)
For the 100% CB Promo when pumping petrol using MBB CC if time of payment approval is 9:58am (pre-approved amt rm200) and time of completion of transaction is 10:00(final amt rm120), which time will MBB use for the First-come-first-serve criteria?
*
Most probably pre authorised time because that is the time that is recorded on the trnx.
MGM
post Nov 1 2014, 12:06 PM

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QUOTE(Wongchoy @ Nov 1 2014, 11:29 AM)
Most probably pre authorised time because that is the time that is recorded on the trnx.
*
I thought so, was told otherwise.

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