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Credit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st

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SUSsupersound
post Oct 17 2014, 08:38 AM

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QUOTE(kaoru @ Oct 16 2014, 09:26 PM)
is it safe to have the amex link with paypal or should i remove it after each transaction

from previous thread , i heard so much fraud case with amex

you have to cancel the amex immediately and mbb will issue new one free of charge?
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AMEX's security are still the worst among all cards.
But Maybank take extra precaution, by default all transaction are blocked and you have to give CS a call to approve any transactions.
Still, remove it after "final" transaction will give you a piece of mind thumbup.gif
That's why I never have any fraud case from Paypal. Because I have the account but "forever" no card in the system.
SUSsupersound
post Oct 18 2014, 07:24 AM

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QUOTE(norman05051984 @ Oct 17 2014, 05:31 PM)
just call maybank CS, they told me my card application just approved yesterday. However due deepavali, they are expecting delay in delivering my cards. No biggie for me.

So, question is. what should i do for me to get any benefit or rewards for new card holder like me? Do advise.

Thanks
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If take from the branch you applied, it will be faster. You need to spend rm1000 on next Saturday and Sunday else you won't enjoy the rm50 welcome gift from MBB doh.gif
SUSsupersound
post Oct 20 2014, 11:18 PM

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QUOTE(ldhong @ Oct 20 2014, 04:46 PM)
Alright, if that's the case i just make extra payment in advance. Thanks
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Pay advance won't result to CL increased, this method I already ask the branch's bank officer. Call the card center is still the only way and fastest.
SUSsupersound
post Oct 21 2014, 06:22 PM

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QUOTE(ldhong @ Oct 21 2014, 08:55 AM)
Hi Good Morning,
Sending email or call-in is for temporary increase ?

I thought of making advance payment and travel first.... hmm.gif
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Nope, I even go to my nearest branch to confirm this. Just give card center a call, you may need to furnish some supporting documents(like pay increase) or using FD as deposit.
But if you are their long time "supporter", you may not even need to have the above 2.
SUSsupersound
post Oct 24 2014, 09:59 PM

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QUOTE(kaizer_x @ Oct 24 2014, 09:27 PM)
Need advise from u guys. Last two weeks I've already applied this maybank 2 cards. When call maybank service centre they dont have my record. Ive contacted the branch where ive submitted the form and they said already send. Ive ask him to push since need to use the card before thia december. Kindly advise me on this matter. Should i make a new application at other branch? Thanks
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QUOTE(kaizer_x @ Oct 24 2014, 09:44 PM)
1) Maybank Simpang Ampat, Penang.
2) I've submitted the form on 10th Oct.
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Do you have M2U? If yes, it shall be appear in your account. If not mistaken, I have both of the cards appeared in my M2U system after 1 week I submit the application and receiving a welcome SMS from Maybank. I only take the cards after another week.
If you don't have the above 2, I'm quite sure the officer either never submit the form or forgot already.
Suggest to apply on another branch and llok for their senior officer. Looking for those "kucing kurap" officer may result to your current situation.
SUSsupersound
post Oct 24 2014, 10:59 PM

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QUOTE(kaizer_x @ Oct 24 2014, 10:04 PM)
Yes, I have Maybank2u..since already contacted the hotline and they've seen to not have my application. When ask the branch officer, he said already submit and might take 2 weeks until 2 months furthermore can't ask them to hurry up since I need to use it. (T_T)
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2 months? I think they are trying to fool you.
SUSsupersound
post Oct 26 2014, 03:05 PM

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QUOTE(kaoru @ Oct 25 2014, 08:51 PM)
how much treatspoints do you need to claim that much of vouchers
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Depending what vouchers you want, Aeonbig is 25000TP for rm105 while Jusco only rm100 for the same points collected.

QUOTE(cappuccino vs latte @ Oct 26 2014, 12:20 AM)
1,000 big points equal to how much cash value?
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Same as answer above, rm4.2 for 1000pts on Aeobig, rm4 for Jusco.
Just redeem both Aeonbig and Jusco vouchers at Midvalley's Maybank card center.
SUSsupersound
post Oct 26 2014, 11:01 PM

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QUOTE(crixalisrox @ Oct 26 2014, 09:08 PM)
HI all,

I'm newbie to credit card , sign up this card at 1U today , within 3 hours get the cards. Really fast !

But one question, is this cards auto link with M2U ? I didn't see any credit card info in my M2U account, shall I wait due to newly register or must inform at maybank branch ?

Thanks ! smile.gif
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Today is what day?
They can only update the system on weekdays, so please wait for another day or 2. If still does not appear in your M2U, make a complaint.
SUSsupersound
post Oct 27 2014, 08:46 AM

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QUOTE(janson_kaniaz @ Oct 27 2014, 08:17 AM)
anyone knows anyway to pay IWK with visa/mc?
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Not worth the hassle as each transaction need to be > rm100.
SUSsupersound
post Oct 27 2014, 12:29 PM

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QUOTE(nimrod2 @ Oct 27 2014, 12:17 PM)
i have the cc officer's card and thus asked her directly about it.
cos i got the rejection letter from maybank thru mail.
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Is good to know the reason, then you can "correct" from there.

SUSsupersound
post Oct 27 2014, 03:36 PM

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QUOTE(Without @ Oct 27 2014, 03:34 PM)
I got mine within 2 hours, The Garden, process only on weekdays.
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I redeem cash vouchers in Gardens thumbup.gif
SUSsupersound
post Oct 27 2014, 03:39 PM

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QUOTE(iwubpreve @ Oct 27 2014, 03:38 PM)
what cash voucher? saw their treat points will expired in 3 years. so gotta consume it immediately. best value for points voucher?
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Redeem online need 27500 for rm100, redeem over there only need 25000 for rm100(rm105 for Aeonbig).
SUSsupersound
post Oct 27 2014, 03:43 PM

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QUOTE(iwubpreve @ Oct 27 2014, 03:41 PM)
ohh, mean 12500 pts = RM50. nothing offer lower than this already?
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Looks like nope, this is the best.
SUSsupersound
post Oct 27 2014, 08:29 PM

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QUOTE(Mollai @ Oct 27 2014, 07:02 PM)
Thanks, I actually saw the table after posting the question. But good to share the information to others too...

So, if you wanna redeem something big, save a lot of points, and redeem on July 2016
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Not really worth to change something after the cash vouchers, I already did some calculations.
SUSsupersound
post Oct 28 2014, 11:36 AM

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QUOTE(akh2920 @ Oct 28 2014, 10:58 AM)
My other card is hlb wise card, that's why tongue.gif Plan to use mbb2 card for miscellaneous spendings which is not covered by my wise card cashback category (especially some occasional but relatively big one such as car service)...
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What categories you choose for that STUPID card? If you choose petrol and groceries, it can make money for you. Each month I'm buying 10-15 bags of 2KG Milo and sell it back to coffee shops at rm30-31 thumbup.gif
Not to mention 2.5KG Top which doing the same also.
STUPID card only good on covering 3 categories, nothing more than that, so you still need another cash back card to cover everything.
Once you are using MBB's dual card, with the cash back and TP that can change to cash vouchers, you will find out that it is actually better than STUPID card.
SUSsupersound
post Oct 28 2014, 11:56 AM

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QUOTE(akh2920 @ Oct 28 2014, 11:46 AM)
Your prejudice ahh.... really doh.gif

I choose petrol and groceries, besides default mobile category.

Per month, I personally spend around RM600-700 of petrol, RM100++ on mobile, and RM100 on groceries. I reload touch n go using WISE card too (at mydin, around RM100 per month), under grocery category. Almost every month, I fetch my friends (who dont have transport) to go tesco/giant buy daily stuffs together, and use my card to pay first (extra RM200).

Hence, my monthly cash back easily reaches the max cap RM100 per month.

I need another cashback card to further maximize my cash backs, for those missed chances such as car service, weekend dining/entertainment, and so on.

Hence, WISE+mbb2 = RM150 cash back per month. WISE card is indispensable for me, if compared to any other cards.
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Yup, STUPID shall be swipe rm990-1000, nothing more, nothing less.
Your utility bills also can use MBB to pay(except water and IWK)
And T&G no such thing as around, either rm100 or more(rm50 they won't accept card transactions) sweat.gif
BTW, I'm not prejudice against STUPID card, is I fed up the way they deny a cash back, like petrol cannot use counter and dining always having different MCC doh.gif
Worst case for me was, even swipe in the pump also can't get cash back doh.gif doh.gif

This post has been edited by supersound: Oct 28 2014, 11:57 AM
SUSsupersound
post Oct 28 2014, 12:13 PM

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QUOTE(akh2920 @ Oct 28 2014, 12:07 PM)
Yup, I would limit myself to swipe the card not more than RM1000 (for cashback categories) because reaching the cap, any further usage I would use second card instead (my MBB or UOB ONE) to maximize my cashback amount. (cheapskate right? thumbup.gif  )

If I didnt remember wrongly, u are facing issue because u use it at oversea right? At local macam no people complaint also, myself didnt face any cashback problem so far...

MBB2 is good, its just not as good as WISE because of lower cashback cap (by half), only on weekend, and Amex is still not as widely accepted as visa/mastercard... Nevertheless it is a very great second card.
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Local also got, it just never ends. My highest record was a transaction took me 9 days to posted and I missed the cash back, the merchant even got the money on third day I pumped petrol doh.gif
So now my transactions done before 20th. Anything done before this they are very fast to post it, but after 23rd, it will be slower.
Just try to swipe your STUPID card at Aeon/Jusco and see does your statement still stands. Aeon/Jusco's supermarket's MCC are under groceries(the right MCC for STUPID) but yet you still can't get cash back. Like Seremban's Jusco are not entitled.
SUSsupersound
post Oct 28 2014, 12:31 PM

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QUOTE(akh2920 @ Oct 28 2014, 12:27 PM)
Fulamak sorry to hear that, 9 days is a lot... It could ruin one's spending plans. Mine so far maximum 2 days only... Not sure if u are one of a very few unfortunate ones sweat.gif

Luckily I dont like Aeon/Jusco, and prefer lower-class/cheaper places like tesco, giant, econsave, and mydin... thumbup.gif
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I also seldom buy at Jusco, since their stuffs never been cheap.
SUSsupersound
post Oct 28 2014, 01:15 PM

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QUOTE(David83 @ Oct 28 2014, 01:08 PM)
I agreed but still a lot of people like to shop at AEON.
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No doubt environment are good, but they do accept AMEX, so AMEX still the best on this part(sadly, not all merchant accepting AMEX) thumbup.gif
SUSsupersound
post Oct 28 2014, 01:39 PM

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QUOTE(janson_kaniaz @ Oct 28 2014, 01:35 PM)
believe it or not, some of the items sold in Aeon during promo can be cheaper than items from Tesco/Giant during promo.
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Indeed so, I've bought before some canned food, it is 1 week before expired. Look at the inner part are new stocks doh.gif
Not to mention the price when paying are different from racks. At the cashier stated they will honor the lowest price, but this never happen before. Giant, Tesco, Aeonbig will really honor what they says sweat.gif
And time consuming during such promo, always stock out and long long queue.
Like Top 2.5KG selling for rm9, when reach there at 10:30am, only the rack with price tag there, they only put half pallet doh.gif
All of them when 1 item selling for cheap, others are not, so no point.
Groceries is done by me most of the time(since I'm holding the credit card), so I know the average price. I won't jumping like a monkey to a place when they are doing promotion, I only buy the things that I always use when it is cheap and fall under my average budget.

This post has been edited by supersound: Oct 28 2014, 01:43 PM

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