Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st
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 Oct 29 2014, 07:01 PM
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#1
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Senior Member
5,580 posts Joined: Jan 2005 
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I missed my payment .. Let say my interest rate is 17% pa from 8.88% pa ... If I terminate my card and reapply after 1-2 month, will my rate will be 8.88% again?
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Dec 26 2014, 07:59 AM
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#2
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Senior Member
5,580 posts Joined: Jan 2005
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guys,
I just canceled my maybank2card about 2 months ago .. can I reapply now and get approve? |
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Jan 11 2015, 10:44 AM
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#3
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Senior Member
5,580 posts Joined: Jan 2005
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I have cancelled my maybank2kad about 2-3 months ago. Can I re apply?
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Jan 11 2015, 03:48 PM
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#4
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Senior Member
5,580 posts Joined: Jan 2005
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QUOTE(fruitie @ Jan 11 2015, 03:04 PM) Just wondering why did you cancel it at the first place? because I accidentally missed the duedate twice and they didn't want to revise the rate anymore. So, I arranged full payment and cut the card. That's the reason. It probably bad move as well as I just do not use it for 12 months to reset the interest but that is way too long. I am thinking reapply would be a shorter one to get back 8.88%?  |
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Jan 11 2015, 03:59 PM
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#5
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Senior Member
5,580 posts Joined: Jan 2005
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QUOTE(fruitie @ Jan 11 2015, 03:56 PM) Er, why don't you try BT rather than the interest? 8.88% is still high though. Because I sometime need credit as much as my credit limit for big purchases. That is why I can't BT as it will lock my credit. BT to other card? I dont have other card and dont need to. 2kad is just too good with its point. |
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