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Credit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st

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TSalexwsk
post Oct 15 2014, 02:50 PM, updated 11y ago

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QUOTE(cybpsych @ Mar 29 2014, 03:37 PM)
here's a simplified table:

Maybankard 2 CardsBenefitsLimitMonTueWedThuFriSatSun
Visa/MasterCardTreatsPointsUnlimited
1X
1X
1X
1X
1X
1X
1X
American ExpressTreatsPointsUnlimited
5X*
5X*
5X*
5X*
5X*
5X*
5X*
American ExpressCashBackRM50 per calendar month
-
-
-
-
-
5%
5%
*2X for Government Bodies, Education Institutions and Insurance Providers

If you plan majority of your spending on weekends, you'll gain more using Amex than Visa/MC.

Amex's 5X TPs is equivalent to 2% (in TPs). Effectively, Amex in weekends give you 5% in cashback and 2% in TPs, that's 7% worth of gain each month.

some recommended readings:
http://generationsxyz.blogspot.com/2012/02...an-express.html
http://generationsxyz.blogspot.com/2013/12...edit-cards.html
Latest developments
1. Golf Privilege - Complimentary golf at selected golf courses around Malaysia. (Please note that the Golf privileges will no longer be applicable for platinum cards after 28/2/2015)
2. 11/07/2014 - GST of RM50 x 2 = RM100 will be charge for Maybankard 2 Cards for cards approved 9 July 2014 onwards. Existing cards will not be affected. You must keep BOTH cards at the same time and cannot choose to cancel the visa/master.
Article by Gen-X: http://generationsxyz.blogspot.com/2013/10...ith-credit.html
3. The MBB 2 AMEX is now accepted at Petronas Pump Stations thumbup.gif Proud to say that Gen-X was the first to report it here at LYN.
4. Tokio Marine Insurance accepts AMEX.
5. KDU, USCI Education, Manipal International U and University Tun Abdul Razak accepts AMEX.
6. Maybank2U can pay TNB, Telekom bills using Amex.
7. 31/10/13 - MBB 2 AMEX now has MSOS SafeKey, do call customer service to register if your online transaction is being rejected


Now the bad news for 2013.


1. Effective 1 August 2013, Maybank Credit Card TreatsPoints will have a 3 years expiration period. TreatsPoints earned in a particular month are valid until the end of third (3rd) year of the calendar month. Please find below a sample table depicting the points cumulated and the applicable expiry date:

user posted image
http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal


2. Effective 1st January 2013 - All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express mad.gif This means our assessments bills in 2013 will only earn us 2X Treats Points with the Maybankard 2 AMEX vmad.gif But if we plan properly, we still can earn 5% cash back on weekends smile.gif

user posted image

Previous Threads

Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread.
Click here to read Maybankard 2 Cards V3 Thread.
Click here to read Maybankard 2 Cards V4 Thread.
Click here to read Maybankard 2 Cards V5 Thread.
Click here to read Maybankard 2 Cards V6 Thread.
Click here to read Maybankard 2 Cards V7 Thread.
Click here to read Maybankard 2 Cards V8 Thread.
Click here to read Maybankard 2 Cards V9 Thread.
Click here to read Maybankard 2 Cards V10 Thread.

Click here to go to Maybank's website.
Click here to go to American Express Website.

Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits

1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up, one service tax, and one statement.
2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance (must pay minimum payment: 5% of total outstanding or RM25, whichever is higher every month on or before due date).
3. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card (except all transactions relating to government, insurance and education entitled to 2x) and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month. Meaning TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun) to get the 5% cash back.
5. Lifetime Fee Waiver with complimentary supplementary cards.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.

Who can apply?

* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 3 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:

* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:

* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:

1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2283 6245.
3. By email to maybankardsales@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.

user posted image

But the simplest and fastest method to get the Maybankard 2 Cards is by visiting a Maybankard Centre at 1U, The Gardens or KLCC where your application will be process within few hours (depends on situation). Click here to read Gen-X article on it. Please note, it is Maybankard Centre and NOT Maybank Branch.

If you need further clarifications (e.g. what documents to bring along) on the 1 hour approval at 1U Card Centre, you may contact them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451


You can check your Maybankard 2 Cards transactions online with Maybank2U.com

If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that you inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card. Maybank2U for Maybank Credit Cards - You Don't Need To Have A Maybank Current or Savings Account.

However, if you are new to credit cards, I strongly recommend that you DO NOT opt for the paperless option (i.e. receive our monthly statements online) until you familiarize yourself with Statement Balance, Outstanding Balance, Minimum Payment and Payment Due Date.


Other Related Threads in this Forum:

Places to use your Amex v2 (thread)
Simple PDF version

American Express® Cards v3

Click here to Pumping Petrol with your CC Thread.

Click here to SMS Alert - You're Not In Control Thread.

Want to know if the Maybankard 2 American Express Treats Points good for converting to Enrich Miles? Click here and read this thread.

Click here to Suspicious Telephone Call Thread. Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number.

Other Related Links.

Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.

Effective cash back rate with credit cards

Those who are interested in converting your Treats Points to Enrich Mile. Gen-X did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read Gen-X article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption

user posted image
Online Hotel Booking with Credit Cards by Gen-X

This post has been edited by alexwsk: Jan 11 2015, 03:44 PM
TSalexwsk
post Oct 15 2014, 02:51 PM

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Maybankard 2 Cards FAQ:

0. This is a 2 cards combo - AMEX together with master/visa, you CANNOT cancel the master/visa and activate the AMEX alone.
1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived (for cards approved before 9 July 2014), but RM50 GST for Visa/MC remains. So cards approved before 9 July 2014, RM50 GST. Cards approved after 9 July 2014, RM100 GST.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard, so the total is RM50.
5. The GST will be billed a month or two after you received the card.
6. If you receive the cards through postage, you can activate it online through M2U (though some reported activation is not required). If you get your cards from the bank/credit card center counter, you do not need to activate it.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online. Some branches are known to be unable to link both cards into a single M2U account.
11. If you cannot swipe the card at the merchant, call Customer Service number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour (Monday to Friday).
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for stations that does not accept AMEX.
16. If you link your pay pal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. 12,500 Treats Points (inflated since 1st Aug 13) to offset RM50 annual GST. Call Maybank Customer Service (Tel No. behind your card) or redeem online at https://www.maybankard.net.my/.
18. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
19. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.
20. To earn the 5% cash back, TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun), posting date does not matter.
21. The 5% Cash Back payout MONTH is subjected to POSTING DATE not transaction date. You will always get the cash back on the 1st day of the following month straight after the POSTING DATE. Here's a detail example by ronnie
QUOTE(ronnie @ Oct 29 2011 @ 06:18 PM)
The last weekend for October 2011 is 29th and 30th October.
Only those transactions done on 29th/30th must be posted on or before 31 October 2011 to be part of the October's RM50 rebate calculation.

Eg.
Transaction Date : 29 October 2011
Posting Date : 29 October 2011
Included in the October 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 30 October 2011
Included in the October 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 31 October 2011
Included in the October 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 1 November 2011
Included in the November 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 2 November 2011
Included in the November 2011 Weekend Rebate calculation
22. You can choose your preferred statement date, just call customer service to request.
QUOTE(cybpsych @ Aug 21 2014, 08:50 PM)
here are the list of bill dates: 3 6 8 12 14 18 21 24 26 28 End-of-Month

due date = bill date + 20 days (assuming you did full statement payment last month)
23. For EzyPay via Amex aka installments during weekend, cash rebate and treat points will be given for the FULL AMOUNT one shot and not by the monthly installments amount.
24. Amex Toll Free customer service number is 1800889559.
25. Increase your credit limit by using http://www.maybank2u.com.my/WebBank/CLIP-AppFormEng.pdf
26. Redemption catalog https://maybankard.net.my/index.php



NOTICE

If you have successfully earned 5% cash back with your MBB 2 AMEX for online transactions on weekends. Please share by posting your transactions details in Share your transaction for cash rebate Thread.

This post has been edited by alexwsk: Dec 18 2014, 09:55 PM
TSalexwsk
post Oct 15 2014, 03:00 PM

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QUOTE(victorywp @ Oct 15 2014, 02:58 PM)
v11 reporting in!
*
why u so fast mad.gif
next time i hv to wait till midnite 1st sweat.gif laugh.gif
thx for post #3 biggrin.gif
TSalexwsk
post Oct 15 2014, 03:04 PM

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QUOTE(victorywp @ Oct 15 2014, 03:02 PM)
lol... just coincidentally i saw this v11 was up so i posted.  rclxm9.gif
after posted only realised you haven't reserve for the 3rd post.  sweat.gif
sorry ya...  blush.gif
*
lol, if i close the topic, i oso cannot post
shud allow TS to post even topic close, then no prob liao drool.gif
TSalexwsk
post Oct 15 2014, 03:06 PM

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From previous thread
QUOTE(Sirius @ Oct 15 2014, 02:52 PM)
If I make payment thru paypal-cc, and receive a MSOS at 10am, will it consider as a 10AM transaction? and eligible for the cash back? :-)
*
shud be eligible
but even if it's stated at 10am, think you need to be in the first few seconds to get it with so many here stalking everyday laugh.gif
TSalexwsk
post Oct 16 2014, 04:41 PM

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QUOTE(akh2920 @ Oct 16 2014, 12:00 PM)
Ahhh yaya i've just noticed my mistake sweat.gif my bad haha

Ok I will refer to first table. Thanks!! smile.gif
*
and online redemption took one day only
i redeemed gst on 14 oct and RM50 was shown in M2U on 15 oct
TSalexwsk
post Oct 19 2014, 02:18 PM

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QUOTE(Human Nature @ Oct 19 2014, 01:19 PM)
Do you think I will face any problem if I make 2 petrol transactions consecutively at Shell station?
*
no
TSalexwsk
post Oct 19 2014, 10:37 PM

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QUOTE(Kr0ll3R @ Oct 19 2014, 07:03 PM)
Should I call back and check with CS about 1 of my transaction is not listed in my statement bill?
or just leave it  biggrin.gif
*
just leave it, but remember that transaction
it might pop up ONE fine day laugh.gif
TSalexwsk
post Nov 14 2014, 09:54 PM

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QUOTE(kinabalu @ Nov 14 2014, 08:30 PM)
what about if I am there?

only can shop during Friday and Saturday?  sad.gif
*
if you are overseas (swiping the card physically), always follow overseas time of sat/sun there

This post has been edited by alexwsk: Nov 14 2014, 09:55 PM
TSalexwsk
post Nov 15 2014, 11:24 PM

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QUOTE(idunnolol @ Nov 15 2014, 12:29 PM)
charge my business punya purchase into it la

But CC limit damn cikai, so long d still 7k saja  doh.gif
*
u spent 200k with a 7k cl card and yet they did not offer to upgrade ur cl???

QUOTE(xixo_12 @ Nov 15 2014, 08:55 PM)
Usually i pump petron around bangi, snwg n kl area, they  having .1 stated, its accumulated, thats how u can maximise the point collection, i start to know about it, long time ago, when i fill up, i will make sur its stop at .05..

Try to check ur receipt..
*
yes, i can confirmed that, as i used to always pumped to RMXX.05 so they can round up the points

This post has been edited by alexwsk: Nov 15 2014, 11:26 PM
TSalexwsk
post Nov 30 2014, 09:47 PM

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QUOTE(bee993 @ Nov 30 2014, 02:44 PM)
if u all shop at both place u will find that aeon big price is much higher for most item even at 28th 5% + 5% discount shocking.gif
*
are you sure aeon big price is higher than aeon and not the other way round hmm.gif
TSalexwsk
post Dec 1 2014, 11:48 PM

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QUOTE(fruitie @ Nov 30 2014, 11:22 PM)
Er. If I understand correctly, it's the GST for gold card is waived because it's already canceled . Put it here for the benefit of others. smile.gif

UPDATE 14 November 2014 - DjK of LYN shared more good news:

"Bro Gen X,

Collected my plat cards yesterday at the gardens

The CS there gave me the option to transfer the outstanding amounts from my gold cards to plat cards with no fees, which i took of course. On top of that, since my gst for my gold cards will be charged in Nov, they have even waived it for me as I cancel the gold cards on the spot. Means I get to enjoy using my gold cards for the whole 2014 without paying the RM50 GST.

You can put in a note/changes in your blog that it will be beneficial for card owners to upgrade before/on the month when their GST will be charged. MBB will waive it.

Good news indeed."
*
the way i'm interpreting it:
1. card anni in nov and cancel it before gst is being charged, since not being charged yet, there's nothing to waive unless the new platinum card is also not being charged GST
2. "Means I get to enjoy using my gold cards for the whole 2014 without paying the RM50 GST" - not correct as GST for 2014 already charged on Nov 2013

QUOTE(kinabalu @ Dec 1 2014, 11:23 PM)
we also can set limit for the debit too sis.
I set the limit of my debit card to RM500.

I remember once I pay for the dinner bill for my whole dept in restaurant this past CNY, the amount I think is RM800++.
I forget about the debit card limit, give cashier swipe, but the cashier keep coming back say fail transaction, whole dept laugh at me, I so red face.
in the end use my CC to pay.  blush.gif  blush.gif
*
why are u using debit card instead of credit card? got special promotion/discount using the debit card?

This post has been edited by alexwsk: Dec 1 2014, 11:49 PM
TSalexwsk
post Dec 5 2014, 04:00 PM

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QUOTE(peri peri @ Dec 5 2014, 02:59 PM)
wow, untunglah maybank
*
it goes to the gov lah doh.gif
TSalexwsk
post Jan 4 2015, 02:25 PM

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QUOTE(cybpsych @ Jan 4 2015, 10:22 AM)
for easier tracking, yes, just pay the statement balance, each card.

not to worry the -RM8.19. even if you pay the full statement balance, it will be normalized once next statement is out.
*
since M2 Amex outstanding already -RM8.19, i doubt he can pay the statement balance anymore
TSalexwsk
post Jan 13 2015, 10:09 AM

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QUOTE(adele123 @ Jan 13 2015, 09:39 AM)
erm... but this is a news article by rakyat post on a website at alliance bank.

so we can't take it as the whole truth? but i would think if they still DON't abolish the RM50, it's stupid and ridiculous. So much for promoting card usage in malaysia and reducing currency in circulation.
*
yes, let's just wait till 1 april (or even later as we are in bolehland)
if no more RM50 GST, then i'll start applying more cc with no annual fees sweat.gif
TSalexwsk
post Jan 16 2015, 10:44 PM

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QUOTE(cappuccino vs latte @ Jan 16 2015, 09:11 PM)
I couldn't check my treats points.  ohmy.gif
*
system update, just recheck again later

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