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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

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TSronnie
post Oct 11 2013, 01:50 PM, updated 10y ago

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Standard Chartered Bank Credit Cards - V1 | V2

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Features of SCB Credit Cards
• Convert 14000 ChoicePoints into RM50 Cash Back {~ 0.36% cash-back}, effective 1 July 2011 vmad.gif mad.gif
• Free 1,000 ChoicePoints for RM50/RM25 GST payment (make 3 transactions of any amount within the GST month*)
• You do not really need to become SCB Preferred Banking customer in order to get SCB Preferred World Mastercard. However, if you apply for this World Mastercard without becoming SCB Preferred Banking customer, the World Mastercard you get will only earn 1x Choice Point, not 1.5x or 2x Choice Points.


*Call the Customer Service for exact date when the GST will be charged.

Cross-Border Charges with SCB Credit Card
1. Malaysia Apple Online Store
2. LivingSocial Malaysia [0.8%]

Customer Care Line

24-Hour Customer Service
Telephone : (603) 7718 9999
Fax : (603) 7849 6868
Email : Malaysia.feedback@sc.com

Platinum Hotline
Within Malaysia : 1800 88 2588 / Overseas : +603 7718 9799

Preferred Hotline
Within Malaysia : 1300 13 0011 / Overseas : +603 7681 5688

Visa Infinite Hotline
Within Malaysia : 1800 88 1577 / Overseas : +603 7721 2577

Price Solution Telesales
Within Malaysia : 1300 880 388 / Overseas : +603 7688 4688

Latest Email from SCB mad.gif vmad.gif mad.gif vmad.gif
» Click to show Spoiler - click again to hide... «


This post has been edited by ronnie: Oct 12 2013, 11:18 AM
TSronnie
post Oct 11 2013, 01:51 PM

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By-Invitation Promotion from SCB

Spend to get Parkson Vouchers

Spend to get AirAsia eVouchers

Latest Promotion from SCB

Get 1-for-1 GSC movie tickets
It's good when your credit card entertains you for less
Relax and unwind to a movie on Friday, Saturday and Sunday at GSC while enjoying 1-for-1 movie tickets! To enjoy this promotion, simply click the tab to purchase your tickets online via GSC e-payment using your Standard Chartered Preferred World MasterCard Credit Card, WorldMiles Credit Card, JustOne Platinum MasterCard Credit Card or Platinum MasterCard Credit Card from 1 November 2013 – 12 January 2014.

T&C : http://www.standardchartered.com.my/promo/...-1-Campaign.pdf

--------------------------------------------------------------

user posted image
Details : http://www.standardchartered.com.my/promo/...card/index.html

--------------------------------------------------------------

user posted image
URL: http://www.asiatravel.com/mastercard/scb/

--------------------------------------------------------------

Past Promotion from SCB
» Click to show Spoiler - click again to hide... «


This post has been edited by ronnie: Oct 30 2013, 12:30 AM
taitianhin
post Oct 11 2013, 02:03 PM

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Need clarification
-Complimentary Home/Motoring Assistance (Gold & Classic)
This mean any Cars I have now? Free towing?

-Complimentary Purchase Protection Plan (Business Platinum, Platinum, Titanium, Business Gold, Gold, Priority Banking Visa Infinite and Visa Infinite)
Anything bought with the cards?
any amount size?
lehteck
post Oct 11 2013, 02:08 PM

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Just terminate my business gold and platinum cc.

no point keeping yawn.gif yawn.gif
Gen-X
post Oct 11 2013, 10:20 PM

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If you are thinking of getting the SCB WorldMiles World MasterCard for Enrich Miles, click the link below to my article where I did a mini review of the StanChart WorldMiles World MasterCard. From my this said article, you can compare the conversion rate to Enrich Miles in terms Ringgit spent locally and overseas; and, SCB WorldMiles World MasterCard redemption versus Maybankard 2 Cards, Citi PremierMiles, HSBC Visa Signature and other Visa Infinite cards and the Citi Prestige MasterCard World Elite too.

Click here to read my article My Son Is Going To The USA on Business Class Again,

In the above article I showed how one can maximize/optimized the reward points earned from credit cards by coverting them to Enrich Miles and then redeeming for Malaysia Airlines flight tickets.
Myoswee
post Oct 12 2013, 10:21 AM

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Now i still have 43000 points on this shitty SCB card. Last time can redeem some stuff

Now cant really do anything. mad.gif mad.gif


TSronnie
post Oct 12 2013, 10:24 AM

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QUOTE(Myoswee @ Oct 12 2013, 10:21 AM)
Now i still have 43000 points on this shitty SCB card. Last time can redeem some stuff

Now cant really do anything.  mad.gif  mad.gif
*
10000 ChoicePoints = RM50 GST
Myoswee
post Oct 12 2013, 10:43 AM

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QUOTE(ronnie @ Oct 12 2013, 10:24 AM)
10000 ChoicePoints = RM50 GST
*
Gonna cancel this card , just redeem a tupperware with 37000 points. shakehead.gif
Silver Isle
post Oct 12 2013, 10:57 AM

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To terminate this card, just call the CS will do?
TSronnie
post Oct 12 2013, 11:09 AM

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QUOTE(Silver Isle @ Oct 12 2013, 10:57 AM)
To terminate this card, just call the CS will do?
*
Yes... you will be transferred to the Retention/Cancellation dept line to "persuade" you not to cancel and hold as "backup cc"

lehteck
post Oct 13 2013, 11:27 AM

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QUOTE(ronnie @ Oct 12 2013, 11:09 AM)
Yes... you will be transferred to the Retention/Cancellation dept line to "persuade" you not to cancel and hold as "backup cc"
*


I called on Friday to cancel the card but the CS no transfer me to the retention department, and he just told me he will proceed the termination and it will be done within 2 weeks hmm.gif hmm.gif

Rafael2011
post Oct 13 2013, 12:29 PM

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seems like SCB CC not a good CC based on the comment from forumers...

anyway, i jz applied Cash One means combine CC with Personal Loan, anyone of u experience wit this facility?
alexwsk
post Oct 13 2013, 01:49 PM

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QUOTE(lehteck @ Oct 13 2013, 11:27 AM)
I called on Friday to cancel the card but the CS no transfer me to the retention department, and he just told me he will proceed the termination and it will be done within 2 weeks  hmm.gif  hmm.gif
*
not immediate transfer
u can expect a call next week rolleyes.gif
yhtan
post Oct 14 2013, 05:18 PM

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QUOTE(ronnie @ Oct 10 2013, 08:54 PM)
This is different from the Spend xxx for Parkson vouchers... which SCB CC do you have ?
*
Standard Chartered Business Platinum, just realised this offer only for invited member sweat.gif

http://www.standardchartered.com.my/promo/...tive/index.html
TSronnie
post Oct 14 2013, 11:03 PM

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QUOTE(yhtan @ Oct 14 2013, 05:18 PM)
Standard Chartered Business Platinum, just realised this offer only for invited member sweat.gif

http://www.standardchartered.com.my/promo/...tive/index.html
*
Invited "inactive" SCB CC holders ... notice the type in the link smile.gif
avatar123
post Oct 15 2013, 01:01 PM

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Anyone holding JustOne Platinum Mastercard Credit Card which claim that there are 15% rebate for all petrol station?

It seems quite attractive to me as I spent mainly on petrol only using credit card. Any cap?
Fortunekl
post Oct 15 2013, 03:17 PM

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I believe the only reason to keep the SCB card now is the secret dining deal 50%. The current promo restaurant is Shang Lemon garden.
Jason
post Oct 15 2013, 10:56 PM

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QUOTE(avatar123 @ Oct 15 2013, 01:01 PM)
Anyone holding JustOne Platinum Mastercard Credit Card which claim that there are 15% rebate for all petrol station?

It seems quite attractive to me as I spent mainly on petrol only using credit card. Any cap?
*
I'd like to know more about this too. Seems like a damn good deal.
TSronnie
post Oct 15 2013, 11:01 PM

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Please read the JustOne Platinum T&C : http://www.standardchartered.com.my/promo/...ercard/tnc.html

Especially item 5
Jason
post Oct 15 2013, 11:02 PM

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QUOTE(ronnie @ Oct 15 2013, 11:01 PM)
Please read the JustOne Platinum T&C : http://www.standardchartered.com.my/promo/...ercard/tnc.html

Especially item 5
*
Thanks! I love all these banks trying to CONvince people that they are offering a good deal.
chng5255
post Oct 16 2013, 09:16 AM

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QUOTE(Fortunekl @ Oct 15 2013, 03:17 PM)
I believe the only reason to keep the SCB card now is the secret dining deal 50%. The current promo restaurant is Shang Lemon garden.
*
Sometime I think to travel to that particular restaurant and enjoy the discount, I prefer save time and material.
moon yuen
post Oct 18 2013, 08:35 AM

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I just get my Standard Charted WorldMiles Card and COMPLIMENTARY 25,000 BIGPOINTS, TERMS & CONDITIONS APPLY.

What is the terms & conditions ?

Till date, I haven't received the 25,000 points blink.gif

This post has been edited by moon yuen: Oct 18 2013, 09:15 AM
peri peri
post Oct 18 2013, 09:32 AM

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I start liking SCB coz they gave waivers for my convenience. Some CS really friendly. Thx SCB
says
post Oct 18 2013, 09:41 AM

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i just cancelled the SCB card due to the time i apply they said will have 15% petrol cashback after 60 days bla bla. already 3-4 month and i didn't receive any single cent of rebate. called their customer service they said you are not entitle for 15% cash back as per your application. raise a complain, they ask me to give a date of the conversation with CS which said have 15% cash back. already 3 month and how to remember the date. wasted my 3 month petrol cash back if i use other bank. Please beware of this bank.
LostAndFound
post Oct 18 2013, 10:08 AM

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QUOTE(says @ Oct 18 2013, 09:41 AM)
i just cancelled the SCB card due to the time i apply they said will have 15% petrol cashback after 60 days bla bla. already 3-4 month and i didn't receive any single cent of rebate. called their customer service they said you are not entitle for 15% cash back as per your application. raise a complain, they ask me to give a date of the conversation with CS which said have 15% cash back. already 3 month and how to remember the date. wasted my 3 month petrol cash back if i use other bank. Please beware of this bank.
*
Same story for me. Will cancel today, been 3 months, they said under T&C of promo I not eligible as I got the RM300 cashback di (I got it, but did not sign up for it).
seankeith90
post Oct 18 2013, 01:43 PM

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Hey guys, i jus received a sms stating my temporary password altho i did not register for online banking or any sort. Is this normal? I did applied for SCB credit card few weeks back.

Also received an email saying my phone number has been registered for banking acc.

This post has been edited by seankeith90: Oct 18 2013, 01:44 PM
catsper
post Oct 18 2013, 02:26 PM

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Called in to request for GST waiver/offset. Easily done with no question asked.
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post Oct 18 2013, 02:33 PM

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QUOTE(Fortunekl @ Oct 15 2013, 03:17 PM)
I believe the only reason to keep the SCB card now is the secret dining deal 50%. The current promo restaurant is Shang Lemon garden.
*
Shangri-la Lemon Garden is only 15% right?
peri peri
post Oct 18 2013, 03:20 PM

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QUOTE(catsper @ Oct 18 2013, 02:26 PM)
Called in to request for GST waiver/offset. Easily done with no question asked.
*
lucky u and me, a good reason to retain scb cards for another year
LostAndFound
post Oct 18 2013, 06:15 PM

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QUOTE(peri peri @ Oct 18 2013, 03:20 PM)
lucky u and me, a good reason to retain scb cards for another year
*
Have you seen the promo they offer for new SCB customers? Free gift worth hundreds or even thousands of ringgit?

Even if hold the card for free (GST covered, no annual fee) you're still not getting benefits like the new customer. Better cancel the card and then reapply next year after 12 month period to get free gift. For normal usage other cards better (except if you're dining in the SCBC discount places).
catsper
post Oct 18 2013, 06:51 PM

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I did get those mentioned when I applied additional cards. They still treated me with new sign up offer. I have to retain as there is still rebates in the card and supp card.
red_scorpion
post Oct 18 2013, 11:14 PM

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QUOTE(seankeith90 @ Oct 18 2013, 01:43 PM)
Hey guys, i jus received a sms stating my temporary password altho i did not register for online banking or any sort. Is this normal? I did applied for SCB credit card few weeks back.

Also received an email saying my phone number has been registered for banking acc.
*
is normal..it meants that your card is approved and is sending out to your address. You will receive ur scb credit card soon. Welcome to SCB family
red_scorpion
post Oct 18 2013, 11:18 PM

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QUOTE(LostAndFound @ Oct 18 2013, 06:15 PM)
Have you seen the promo they offer for new SCB customers? Free gift worth hundreds or even thousands of ringgit?

Even if hold the card for free (GST covered, no annual fee) you're still not getting benefits like the new customer. Better cancel the card and then reapply next year after 12 month period to get free gift. For normal usage other cards better (except if you're dining in the SCBC discount places).
*
no...SCB sometimes give free money or voucher also. And we can see that SCB is offering more and more benefits.

Last few months back, "Apply Supplementary card", you will get RM300.
These 2 month, spend 3k, 5k, 7k to get 100, 200, or 300 parkson voucher. It is guarantee some more, not same as other bank which only offer to first 800, or 300k limit.
So, just retain your card and wait for benefit or free money. SCB is very generous!.

This post has been edited by red_scorpion: Oct 18 2013, 11:18 PM
LostAndFound
post Oct 19 2013, 07:22 AM

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Spend 3k and get 100, how much cashback is that?

New customer sign up spend how much to get the free soundbar or linen?

The supplementary card is a good deal admittedly.
SUSMNet
post Oct 19 2013, 10:18 AM

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For free RM300 promo
http://www.standardchartered.com.my/promo/...0901-I:10000217

The total i get is rm250 because rm50 is used to pay gst?
lehteck
post Oct 19 2013, 11:18 AM

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finally terminate both of my scb card successfully =)

Not longer shown in my internet banking account.. cool2.gif cool2.gif cool2.gif
SUSMNet
post Oct 19 2013, 11:38 AM

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member get member got what benefit?
red_scorpion
post Oct 19 2013, 07:24 PM

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QUOTE(LostAndFound @ Oct 19 2013, 07:22 AM)
Spend 3k and get 100, how much cashback is that?

New customer sign up spend how much to get the free soundbar or linen?

The supplementary card is a good deal admittedly.
*
spend 3k get rm100 cash back is not much, but if you want to swipe around 5k-7k, you will get RM200-RM300..
Which others credit card give u Rm200-RM300 when u swipe 5k-7k on those retail category, such as furniture shop, car downpayment, sanitary shop..

This post has been edited by red_scorpion: Oct 19 2013, 07:25 PM
kianwee
post Oct 19 2013, 09:12 PM

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QUOTE(red_scorpion @ Oct 19 2013, 07:24 PM)
spend 3k get rm100 cash back is not much, but if you want to swipe around 5k-7k, you will get RM200-RM300..
Which others credit card give u Rm200-RM300 when u swipe 5k-7k on those retail category, such as furniture shop, car downpayment, sanitary shop..
*
Yup. It is a good deal. Better than AMEX. That's why for this month I transfer all my transactions to SC card. Spent 7.3k then stop back to AMEX. smile.gif
SUSMNet
post Oct 19 2013, 09:40 PM

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anyone want referal ?

i planning to sign up for their card.
mamadox
post Oct 19 2013, 11:15 PM

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I apply SC card thru Groupon offer.
Latest got Philips Soundbar + RM55 credit.

peri peri
post Oct 21 2013, 08:53 AM

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QUOTE(LostAndFound @ Oct 18 2013, 06:15 PM)
Have you seen the promo they offer for new SCB customers? Free gift worth hundreds or even thousands of ringgit?

Even if hold the card for free (GST covered, no annual fee) you're still not getting benefits like the new customer. Better cancel the card and then reapply next year after 12 month period to get free gift. For normal usage other cards better (except if you're dining in the SCBC discount places).
*
SCB wont be that stupid (pardon me) only reward those new applicants while ignoring their existing customers.

I already enjoyed their heavy cash reward and waivers from SCB. What could i ask more from them?
LostAndFound
post Oct 21 2013, 09:13 AM

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Good deal for rich fag of course =) my monthly CC bills total will be 500-1500 only
MGM
post Oct 21 2013, 11:15 AM

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QUOTE(LostAndFound @ Oct 21 2013, 09:13 AM)
Good deal for rich fag of course =) my monthly CC bills total will be 500-1500 only
*
Wa, very strong word you used.

Fag is mainly used as an offensive term for homosexuals. Although it has other meanings, you should probably avoid it at all costs.

This is a very strong word that should be avoided in nearly all situations: fag (short for faggot) is a hateful slur against homosexuals. Because fag is such an offensive word, the other meanings are uncommon, but fagging has also meant working hard and getting tired, as in fagging out

DrPitchard
post Oct 22 2013, 02:20 PM

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QUOTE(LostAndFound @ Oct 21 2013, 09:13 AM)
Good deal for rich fag of course =) my monthly CC bills total will be 500-1500 only
*
Very strong words indeed, full with hatred.
Jealous that you can't spend that much?
DrPitchard
post Oct 22 2013, 02:22 PM

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QUOTE(MNet @ Oct 19 2013, 10:18 AM)
For free RM300 promo
http://www.standardchartered.com.my/promo/...0901-I:10000217

The total i get is rm250 because rm50 is used to pay gst?
*
Just want to the check with you, is the Annual Fees waived? If no, then there wouldn't be much of a benefit, right? Since the Annual Fees itself is RM250. And if you add in the GST, that will be RM300 in total. So in short, it's just about waiving off the Annual Fees and credit card GST?
MyWifeCar
post Oct 22 2013, 05:01 PM

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What's there left with SCB CC as a customer for 5 years?

- They removed the 5x reward point for oversea spendings.
- The reward items are getting lesser and lesser, the latest addition is last season Liverpool jersey.
- No more MAS airport lounge access.
- They hike up all the points requirement for item like PS3 etc.
- They promised to revamp the reward program by Q1 this year, now is already Q4. I don't see anything at all...

The worst thing is, already complaint via multiple channel.... yet still the same.
shoppingqueen_82
post Oct 22 2013, 05:13 PM

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used 10k points to offset the RM 50 service tax in early August....till now still have not received....called and emailed to complaint...also no action. always says will get back to me within 3 working days, but end up nothing
MyWifeCar
post Oct 22 2013, 05:23 PM

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QUOTE(shoppingqueen_82 @ Oct 22 2013, 05:13 PM)
used 10k points to offset the RM 50 service tax in early August....till now still have not received....called and emailed to complaint...also no action. always says will get back to me within 3 working days, but end up nothing
*
You should try using their online feedback form. I think they have a super smart "rant" checking system, because after you voiced out all your frustration, and the system prompt a system error after you click "Submit". I laughed after that, what else can I do?

I wrote a very "nice" feedback to them, but guess they are just numb to all these from their existing customers. They were very prompt last time, not sure what happened to them now. Maybe they need a major re-org?
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post Oct 22 2013, 07:01 PM

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QUOTE(MyWifeCar @ Oct 22 2013, 05:23 PM)
You should try using their online feedback form. I think they have a super smart "rant" checking system, because after you voiced out all your frustration, and the system prompt a system error after you click "Submit". I laughed after that, what else can I do?

I wrote a very "nice" feedback to them, but guess they are just numb to all these from their existing customers. They were very prompt last time, not sure what happened to them now. Maybe they need a major re-org?
*
i did filled in the online complaint form, 3 times and still getting nothing. SCB is pretty 'useless' now doh.gif
MyWifeCar
post Oct 23 2013, 06:54 AM

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QUOTE(shoppingqueen_82 @ Oct 22 2013, 07:01 PM)
i did filled in the online complaint form, 3 times and still getting nothing. SCB is pretty 'useless' now  doh.gif
*
Better stop doing it, you'll boil over it. Capture a screen shot and just send it over via email.


wgpictures
post Oct 23 2013, 08:14 AM

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Do not go for Stanchart card. After sales customer service is horrible. I was conned to believe I can get a smart tag. They then call me up later to tell me that stock has finished. They will compensate with RM120 rebate. Then I find it funny it isn't there. They say you're not entitled cause activate card later than one month. I say your sales person did not tell me any of this. Operator Lukman tells me, if my sales ppl need to tell you all the terms and conditions he will be very busy. I was so pissed. I post up something in lowyat, I think Stanchart requested it to be removed. Don't want people to know. I post up the link at their website to forum complain for ppl to see, they remove that as well. I am going to continue to update this forum here for the benefit of all to see if you should sign up for Stanchart card or not. Sales girl was Lim Si and her manager is Ivan Soo from PJ state branch. She kept pushing me to sign up say her boss is chasing her for the target. After almost a month, I give in and help her. Now they don't care to help.
wgpictures
post Oct 23 2013, 08:15 AM

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Anyone who has a complain, write it out in details here kaw kaw. I will direct all their top officers to come see this forum, even people their head office. Lodging complain to their branch is useless. They will not bother, using the, the longer I drag, the more people will forget tactic.
wgpictures
post Oct 23 2013, 08:39 AM

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Dear all, please write up your complain here. I am going all the way to their HQ. Let me know your valid complain and I will submit it alltogether, if you haven't gotten respond from your respective sales person. Please state the sales person name in specific. Lets unite for Malaysia customer service improvement and say NO to bullshit promises.
Human Nature
post Oct 23 2013, 10:54 AM

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QUOTE(wgpictures @ Oct 23 2013, 08:14 AM)
Do not go for Stanchart card. After sales customer service is horrible. I was conned to believe I can get a smart tag. They then call me up later to tell me that stock has finished. They will compensate with RM120 rebate. Then I find it funny it isn't there. They say you're not entitled cause activate card later than one month. I say your sales person did not tell me any of this. Operator Lukman tells me, if my sales ppl need to tell you all the terms and conditions he will be very busy. I was so pissed. I post up something in lowyat, I think Stanchart requested it to be removed. Don't want people to know. I post up the link at their website to forum complain for ppl to see, they remove that as well. I am going to continue to update this forum here for the benefit of all to see if you should sign up for Stanchart card or not. Sales girl was Lim Si and her manager is Ivan Soo from PJ state branch. She kept pushing me to sign up say her boss is chasing her for the target. After almost a month, I give in and help her. Now they don't care to help.
*
QUOTE(wgpictures @ Oct 23 2013, 08:15 AM)
Anyone who has a complain, write it out in details here kaw kaw. I will direct all their top officers to come see this forum, even people their head office. Lodging complain to their branch is useless. They will not bother, using the, the longer I drag, the more people will forget tactic.
*
QUOTE(wgpictures @ Oct 23 2013, 08:39 AM)
Dear all, please write up your complain here. I am going all the way to their HQ. Let me know your valid complain and I will submit it alltogether, if you haven't gotten respond from your respective sales person. Please state the sales person name in specific. Lets unite for Malaysia customer service improvement and say NO to bullshit promises.
*
If you have a valid issue, bring it up to Bank Negara.
bnmtelelink@bnm.gov.my
DrPitchard
post Oct 23 2013, 03:10 PM

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I've decided to apply and see how it goes...if anything goes wrong, will share my experience here.
peri peri
post Oct 23 2013, 03:12 PM

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QUOTE(MNet @ Oct 19 2013, 09:40 PM)
anyone want referal ?

i planning to sign up for their card.
*
What's the catch?

If you want a helpful and friendly agent from price solution, i can recommend u.

She can helps u on apply and also waive anything. cool. cool2.gif
victorywp
post Oct 23 2013, 05:25 PM

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QUOTE(shoppingqueen_82 @ Oct 22 2013, 05:13 PM)
used 10k points to offset the RM 50 service tax in early August....till now still have not received....called and emailed to complaint...also no action. always says will get back to me within 3 working days, but end up nothing
*
they waived me the rm50 gov tax when i called to cancel my visa business platinum early this year... and on top of that, in order to keep me, they offered me for a balance transfer up to half of my credit limit for 6 months at 0% interest. of course i maxed it and did a rm11k balance transfer to pay off my other 3 credit cards billing. rclxms.gif

maybe you should just call to waive the gov tax as it is much faster. hmm.gif
victorywp
post Oct 23 2013, 06:10 PM

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QUOTE(smsbusiness2u @ Oct 23 2013, 06:00 PM)
U must be doing the Balance Transfer last few months. Now, no more 0% balance transfer offer.
*
maybe no more for the balance transfer, but can try to waive the gov tax, i think...
shoppingqueen_82
post Oct 23 2013, 11:51 PM

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QUOTE(victorywp @ Oct 23 2013, 05:25 PM)
they waived me the rm50 gov tax when i called to cancel my visa business platinum early this year... and on top of that, in order to keep me, they offered me for a balance transfer up to half of my credit limit for 6 months at 0% interest. of course i maxed it and did a rm11k balance transfer to pay off my other 3 credit cards billing.  rclxms.gif

maybe you should just call to waive the gov tax as it is much faster.  hmm.gif
*
actually last time i called to cancel the card then they offer me points to offset the RM 50 GST...when I used the point to do that, the points were deducted successfully but they never pay me back the RM 50 which they alrdy charged me.
victorywp
post Oct 24 2013, 10:55 AM

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QUOTE(shoppingqueen_82 @ Oct 23 2013, 11:51 PM)
actually last time i called to cancel the card then they offer me points to offset the RM 50 GST...when I used the point to do that, the points were deducted successfully but they never pay me back the RM 50 which they alrdy charged me.
*
how do you use the point to offset the gst? through phone call or their website? hmm.gif
perhaps you should have just redeemed the points immediately (with the same cs) to offset the gst through the phone when they offered you with the points. biggrin.gif
for my case, i tried to cancel my card about 3-4 months earlier before the next gst charge. they gave me that rm50 straight away so it appeared in my statement as a credit of rm50 until the gst being debited 3-4 months later. biggrin.gif

perhaps i can just used it to buy something else and request for another gst waive? icon_rolleyes.gif
just kidding, they are not that stupid anyway. laugh.gif
hkboey
post Oct 25 2013, 11:22 AM

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I have posted a reply here last night but its been gone? Any Mods can let me know why and what did it violate any rule?
red_scorpion
post Oct 25 2013, 11:56 AM

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QUOTE(hkboey @ Oct 25 2013, 11:22 AM)
I have posted a reply here last night but its been gone? Any Mods can let me know why and what did it violate any rule?
*
I experienced it before..what is ur replied? related to gst offset? Mod said must use "Offset" instead of "waive". Offset is bank pay on behalf of you
hkboey
post Oct 25 2013, 12:10 PM

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Yeah, it was regarding gst and AF. I dont think the mod would remove the post had it be offset vs waiver, referring to the post above me also saying gst waiver and was not removed/edited.
hye
post Oct 25 2013, 12:46 PM

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We would like to remind members that profanities of any form is not allowed in any part of the Credit Card section. If anyone wishes to use such language ... this is not the area to do so unlike other areas of the forum, I don't welcome such language in this section.

The recent post contain inappropriate language which is not allowed here thus it is swiftly removed without prejudice. The rules are not new and they have been repeated many times in this forum.

This post has been edited by hye: Oct 25 2013, 12:47 PM
hkboey
post Oct 25 2013, 01:12 PM

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So I suppose the word "wtf" was profanity to you? Oops, its not even a word. Then what about "wta, wts, wth"? Profanities too? And for the 3 letters, u removed the entire post. Wouldn't u just strike that off? U said its repeated many times, well this is my first and I don't remember see it anywhere else, so how would I know what word or letters provoke u, sir?

I know u're gonna remove this post as well pertaining such high standard u have, broken english soon wont be allowed too.
Gen-X
post Oct 25 2013, 01:21 PM

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QUOTE(hkboey @ Oct 25 2013, 01:12 PM)
So I suppose the word "wtf" was profanity to you? Oops, its not even a word. Then what about "wta, wts, wth"? Profanities too? And for the 3 letters, u removed the entire post. Wouldn't u just strike that off? U said its repeated many times, well this is my first and I don't remember see it anywhere else, so how would I know what word or letters provoke u, sir?

I know u're gonna remove this post as well pertaining such high standard u have, broken english soon wont be allowed too.
*
Bro, cool down and just forget about it.

Many of my posts get deleted, so what? It does not make my life any worse. However if I am banned from LYN, that's a different story, hahaha

And if I may, MOD is just doing his job, and for FREE too.

hkboey
post Oct 25 2013, 01:37 PM

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QUOTE(Gen-X @ Oct 25 2013, 01:21 PM)
Bro, cool down and just forget about it.

Many of my posts get deleted, so what? It does not make my life any worse. However if I am banned from LYN, that's a different story, hahaha

And if I may, MOD is just doing his job, and for FREE too.
*
Yo bro, I am cool after ranting. smile.gif

I appreciate the mods are doing the job for free. Members are also taking initiatives to share info among members here, for free too, just like the massive info you have shared here and your blogs that benefited numerous ppl here. It is the information provider plus the information seeker that balanced up to make a beneficial forum.

Well, thanks! smile.gif
MGM
post Oct 26 2013, 08:18 AM

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Anyone tried using SC CC for Hotelclub.com with 15% discount?
fahrur_07
post Oct 26 2013, 09:06 AM

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received call yesterday offer me Just One Platinum card
with RM55 cash bonus to offset GST

SUSMNet
post Oct 26 2013, 12:52 PM

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apply online bro can get rm300
victorywp
post Oct 29 2013, 02:23 PM

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QUOTE(kianwee @ Oct 19 2013, 09:12 PM)
Yup. It is a good deal. Better than AMEX. That's why for this month I transfer all my transactions to SC card. Spent 7.3k then stop back to AMEX. smile.gif
*
i just started to spend more using my sc card when i notice the promo in my email on mid of october. now already hit rm5k and i plan to swipe another rm2k in the next 2 days to hit rm7k to get the maximum rm300 cash vouchers. rclxms.gif
MGM
post Oct 29 2013, 07:26 PM

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QUOTE(victorywp @ Oct 29 2013, 02:23 PM)
i just started to spend more using my sc card when i notice the promo in my email on mid of october. now already hit rm5k and i plan to swipe another rm2k in the next 2 days to hit rm7k to get the maximum rm300 cash vouchers.  rclxms.gif
*
Make sure the transaction is posted by 5-nov-2013 as stated in the T&C:

10.Retail purchases made during the Promotion Period must be posted to the Eligible Customer’s credit card account by 5 November 2013 to be included towards meeting the Minimum Spend Criteria. Please note that transactions may be posted by the merchant as late as 30 days after the transaction date. The Bank will not be held responsible for late posting
11.If: i.the customer breaches any of the terms and conditions of the SCB Card; or
ii.the Bank discovers at any time that he customer did not infact satisfy the requirements under this Promotion the customer loses his/her entitlement to the Voucher.


moon yuen
post Oct 29 2013, 09:00 PM

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I got my Standard Charted WorldMiles credit card....

Just wonder, how it's the government tax waive ?? Do I need to swipe the card to waive the tax within how many days ?

Thx notworthy.gif

parsona
post Oct 29 2013, 09:18 PM

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QUOTE(moon yuen @ Oct 29 2013, 09:00 PM)
I got my Standard Charted WorldMiles credit card....

Just wonder, how it's  the government tax waive ?? Do I need to swipe the card to waive the tax within how many days ?

Thx notworthy.gif
*
They give you RM55 for first year to offset gst, no need to do anything.
moon yuen
post Oct 29 2013, 09:23 PM

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QUOTE(parsona @ Oct 29 2013, 09:18 PM)
They give you RM55 for first year to offset gst, no need to do anything.
*
I don't even need to use the card ?
parsona
post Oct 29 2013, 09:24 PM

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QUOTE(moon yuen @ Oct 29 2013, 09:23 PM)
I don't even need to use the card ?
*
Correct
tAmp0i
post Oct 29 2013, 09:51 PM

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SCB promo 1 for 1 GSC tickets.

Get 1-for-1 GSC movie tickets

This post has been edited by tAmp0i: Oct 29 2013, 09:52 PM
Human Nature
post Oct 29 2013, 11:00 PM

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QUOTE(tAmp0i @ Oct 29 2013, 09:51 PM)
SCB promo 1 for 1 GSC tickets.

Get 1-for-1 GSC movie tickets
*
Have you purchased the ticket? Do we need pay for 2 tickets in the system and it automatically deduct the final price to pay? I stopped at credit card detail page.
tAmp0i
post Oct 29 2013, 11:26 PM

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QUOTE(Human Nature @ Oct 29 2013, 11:00 PM)
Have you purchased the ticket? Do we need pay for 2 tickets in the system and it automatically deduct the final price to pay? I stopped at credit card detail page.
*
That's what i am going to ask too biggrin.gif
wgpictures
post Oct 30 2013, 10:20 AM

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They finally replied, cause I complained all the way to UK. Respond was good so far, but I have yet to see results. I do hear lots of promises. I will update forum on whether they keep their promises or not.
TSronnie
post Oct 30 2013, 10:21 AM

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QUOTE(wgpictures @ Oct 30 2013, 10:20 AM)
They finally replied, cause I complained all the way to UK. Respond was good so far, but I have yet to see results. I do hear lots of promises. I will update forum on whether they keep their promises or not.
*
Can you let us know what issues you had with SCB previously ?
skyp
post Oct 30 2013, 11:28 AM

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QUOTE(tAmp0i @ Oct 29 2013, 09:51 PM)
SCB promo 1 for 1 GSC tickets.

Get 1-for-1 GSC movie tickets
*
Crap, Visa is not entitled. biggrin.gif
OPT
post Oct 30 2013, 03:07 PM

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QUOTE(wgpictures @ Oct 23 2013, 08:14 AM)
Do not go for Stanchart card. After sales customer service is horrible. I was conned to believe I can get a smart tag. They then call me up later to tell me that stock has finished. They will compensate with RM120 rebate. Then I find it funny it isn't there. They say you're not entitled cause activate card later than one month. I say your sales person did not tell me any of this. Operator Lukman tells me, if my sales ppl need to tell you all the terms and conditions he will be very busy. I was so pissed. I post up something in lowyat, I think Stanchart requested it to be removed. Don't want people to know. I post up the link at their website to forum complain for ppl to see, they remove that as well. I am going to continue to update this forum here for the benefit of all to see if you should sign up for Stanchart card or not. Sales girl was Lim Si and her manager is Ivan Soo from PJ state branch. She kept pushing me to sign up say her boss is chasing her for the target. After almost a month, I give in and help her. Now they don't care to help.
*
Agree.

I have given up hope for Stanchart. doh.gif
nothingz
post Oct 30 2013, 03:40 PM

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QUOTE(skyp @ Oct 30 2013, 11:28 AM)
Crap, Visa is not entitled.  biggrin.gif
*
get the new Just One Plat Mastercard then can enjoy the benefit. RM55 cash rebate upon approval to offset gst for existing customer. agent called me to get it to hit target
skyp
post Oct 30 2013, 03:50 PM

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QUOTE(nothingz @ Oct 30 2013, 03:40 PM)
get the new Just One Plat Mastercard then can enjoy the benefit. RM55 cash rebate upon approval to offset gst for existing customer. agent called me to get it to hit target
*
The card seems useless to me. Need to spend at least RM999 monthly to get the 15% petrol rebate.
360° Reward Points is not applicable and RM300 cashback only applicable for 1st time Stan Chart card holder mad.gif
nothingz
post Oct 30 2013, 06:29 PM

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QUOTE(skyp @ Oct 30 2013, 03:50 PM)
The card seems useless to me. Need to spend at least RM999 monthly to get the 15% petrol rebate.
360° Reward Points is not applicable and RM300 cashback only applicable for 1st time Stan Chart card holder  mad.gif
*
i get RM55 only so far, i know i wont get 300. at least i got nothing to lose, just helping her to meet target since she taught me how to maximise my cash rebates few months back
victorywp
post Oct 30 2013, 10:41 PM

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QUOTE(MGM @ Oct 29 2013, 07:26 PM)
Make sure the transaction is posted by 5-nov-2013 as stated in the T&C:

10.Retail purchases made during the Promotion Period must be posted to the Eligible Customer’s credit card account by 5 November 2013 to be included towards meeting the Minimum Spend Criteria. Please note that transactions may be posted by the merchant as late as 30 days after the transaction date. The Bank will not be held responsible for late posting
11.If: i.the customer breaches any of the terms and conditions of the SCB Card; or
ii.the Bank discovers at any time that he customer did not infact satisfy the requirements under this Promotion the customer loses his/her entitlement to the Voucher.
*
thank you for the heads up. i already spent another rm2k this afternoon. hopefully it shows in my statement before 5th november 2013.
I WILL BE WAITING FOR MY RM300 PARKSON VOUCHERS!!! rclxm9.gif rclxm9.gif rclxm9.gif

This post has been edited by victorywp: Oct 30 2013, 10:44 PM
victorywp
post Oct 30 2013, 10:47 PM

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QUOTE(moon yuen @ Oct 29 2013, 09:00 PM)
I got my Standard Charted WorldMiles credit card....

Just wonder, how it's  the government tax waive ?? Do I need to swipe the card to waive the tax within how many days ?

Thx notworthy.gif
*
since you will get rm55 for first year, your gst will be deducted from there without you need to do anything. you only need to call them to waive if that rm55 is not showing in your account/statement. smile.gif
shawnriver
post Oct 31 2013, 11:50 AM

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Standard Chartered is a good bank in terms of security.

But the card benefits are limited.

I did get RM55 rebate on first bill, and rm120 rebate for not receiving the smart tag.
Good deal for me.
I will hold the card for 6 months for saleman commission and terminate it, since it doesn't have any benefit of using it.

Even-though they have parkson promotion now, but i dont get the spend to much, poor ppl ...
shawnriver
post Oct 31 2013, 11:53 AM

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QUOTE(OPT @ Oct 30 2013, 03:07 PM)
Agree.

I have given up hope for Stanchart.  doh.gif
*
But i think is his problem, activated card after a month quite funny for me.

And as a smart user i read up all T&C ,so that the bank won't cheat me or making any misunderstanding later.

So, everyone should read the T&C, if not don't blame the bank.
OPT
post Oct 31 2013, 12:02 PM

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QUOTE(shawnriver @ Oct 31 2013, 11:50 AM)
Standard Chartered is a good bank in terms of security.

But the card benefits are limited.

I did get RM55 rebate on first bill, and rm120 rebate for not receiving the smart tag.
Good deal for me.
I will hold the card for 6 months for saleman commission and terminate it, since it doesn't have any benefit of using it.

Even-though they have parkson promotion now, but i dont get the spend to much, poor ppl ...
*
Good luck in terminating the card. From my experience, it is a hassle...NOT EASY doh.gif
shortleg88
post Oct 31 2013, 02:18 PM

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Just agreed to sign up another card. This time is Justone Platinum for the free movie tickets.

GST covered by giving RM55 upfront.

But how does buy 1 free 1 movie ticket works? Anyone tried?
nothingz
post Oct 31 2013, 03:06 PM

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QUOTE(shortleg88 @ Oct 31 2013, 02:18 PM)
Just agreed to sign up another card. This time is Justone Platinum for the free movie tickets.

GST covered by giving RM55 upfront.

But how does buy 1 free 1 movie ticket works? Anyone tried?
*
it is on the same page, you still want to ask?
shortleg88
post Oct 31 2013, 05:16 PM

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QUOTE(Human Nature @ Oct 29 2013, 11:00 PM)
Have you purchased the ticket? Do we need pay for 2 tickets in the system and it automatically deduct the final price to pay? I stopped at credit card detail page.
*
QUOTE(tAmp0i @ Oct 29 2013, 11:26 PM)
That's what i am going to ask too biggrin.gif
*
QUOTE(nothingz @ Oct 31 2013, 03:06 PM)
it is on the same page, you still want to ask?
*
dude no offense, no one answer how's the buy 1 free 1 works. If it answered i wouldn't ask here.

Whether is it deduct up front or giving it back in rebates after that which dunno how long it takes.

Guess you better check as well before quoting me. doh.gif
nothingz
post Oct 31 2013, 06:30 PM

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QUOTE(shortleg88 @ Oct 31 2013, 05:16 PM)
dude no offense, no one answer how's the buy 1 free 1 works. If it answered i wouldn't ask here.

Whether is it deduct up front or giving it back in rebates after that which dunno how long it takes.

Guess you better check as well before quoting me.  doh.gif
*
the link is there, you did not bother to click and read. it has just been introduced this week, i guess no one can give you details here yet.

the link has info on how many free tickets you can get each week and payment issues. read first before posting
Darkmage12
post Oct 31 2013, 07:27 PM

shhhhhhhhh come i tell you something hehe
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Recently they called me and said that now the GST automatically offset without the need of swiping 3 times for that particular month. The annual fees as well. Anyone received such a call as well?
Mr Gray
post Oct 31 2013, 08:01 PM

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QUOTE(nothingz @ Oct 31 2013, 06:30 PM)
the link is there, you did not bother to click and read. it has just been introduced this week, i guess no one can give you details here yet.

the link has info on how many free tickets you can get each week and payment issues. read first before posting
*
there is no explanation on how the payment would work, mind you!

I agree with shortleg88, SC didn't explain clearly in the website.

eg:

1. Will we be reimbursed right away for one ticket?
2. or do we have to pay the full amount first, and SC will deduct in next statement.
nothingz
post Oct 31 2013, 08:30 PM

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QUOTE(Mr Gray @ Oct 31 2013, 08:01 PM)
there is no explanation on how the payment would work, mind you!

I agree with shortleg88, SC didn't explain clearly in the website.

eg:

1. Will we be reimbursed right away for one ticket?
2. or do we have to pay the full amount first, and SC will deduct in next statement.
*
ya, it only mentioned the 50 cents booking fee. the free ticket amount should be reimbursed based on the wordings
Human Nature
post Nov 1 2013, 01:13 AM

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QUOTE(nothingz @ Oct 31 2013, 08:30 PM)
ya, it only mentioned the 50 cents booking fee.  the free ticket amount should be reimbursed based on the wordings
*
Kindly post the wordings or terms here.
nothingz
post Nov 1 2013, 09:24 AM

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QUOTE(Human Nature @ Nov 1 2013, 01:13 AM)
Kindly post the wordings or terms here.
*
QUOTE
The booking fee for online ticket purchases will be borne by the Standard Chartered Bank MasterCard Credit Cardholder (i.e. for the Normal Class GSC Movie Tickets purchased and the Free Tickets at RM0.50 per ticket).

i have logged in to gsc website and tried to make a purchase, there was no specific option for SCB CC purchase. therefore they should be using reimbursement method.

of course, never tried never know. this promo is unlikely to benefit me so you all can try

This post has been edited by nothingz: Nov 1 2013, 09:25 AM
Mr Gray
post Nov 1 2013, 10:17 AM

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QUOTE(nothingz @ Nov 1 2013, 09:24 AM)
i have logged in to gsc website and tried to make a purchase, there was no specific option for SCB CC purchase.  therefore they should be using reimbursement method.

of course, never tried never know. this promo is unlikely to benefit me so you all can try
*
Always with your assumption. hahahah. We all asked about the matter because SC didn't say it clearly.

BTW.

I emailed GSC yesterday and got the reply this morning.

Please be informed for the promotion, the system will auto-deduct one ticket price. You will need to key in your credit card details 1st and in the next page you will see the deduction (others Terms & Conditions applied).

Please feel free to contact us at 03-7806 8888 (Monday to Friday excluding Public Holidays from 9am to 6pm) if you need further information.

Thank you.

Regards,
Adilah Hafizah
Customer Service Representative
Golden Screen Cinema Sdn. Bhd.



nothingz
post Nov 1 2013, 10:46 AM

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QUOTE(Mr Gray @ Nov 1 2013, 10:17 AM)
Always with your assumption. hahahah. We all asked about the matter because SC didn't say it clearly.

BTW.

I emailed GSC yesterday and got the reply this morning.

Please be informed for the promotion, the system will auto-deduct one ticket price. You will need to key in your credit card details 1st and in the next page you will see the deduction (others Terms & Conditions applied).

Please feel free to contact us at 03-7806 8888 (Monday to Friday excluding Public Holidays from 9am to 6pm) if you need further information.

Thank you.

Regards,
Adilah Hafizah
Customer Service Representative
Golden Screen Cinema Sdn. Bhd.
*
it is not going to benefit me, what for i go and ask? somemore i think you have not tried it to prove it is true.
gsc also did not list it at their promo page as at last night

This post has been edited by nothingz: Nov 1 2013, 10:49 AM
Human Nature
post Nov 1 2013, 11:05 AM

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QUOTE(nothingz @ Nov 1 2013, 10:46 AM)
it is not going to benefit me, what for i go and ask? somemore i think you have not tried it to prove it is true.
gsc also did not list it at their promo page as at last night
*
As posted above, you made assumptions and used the word like 'should'.
You reprimanded those who asked a valid question on the promotion.
If it is not going to benefit you or not involved, it is best to stop replying on the topic.

Thank you
nothingz
post Nov 1 2013, 11:07 AM

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QUOTE(Human Nature @ Nov 1 2013, 11:05 AM)
As posted above, you made assumptions and used the word like 'should'.
You reprimanded those who asked a valid question on the promotion.
If it is not going to benefit you or not involved, it is best to stop replying on the topic.

Thank you
*
i am asking him to try, isn't that constructive?
shortleg88
post Nov 1 2013, 11:14 AM

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It's ok. I was just asking in advance as I haven't receive my Mastercard yet. Thanks Mr Gray for confirming the payment.

Anyway matters solved, will try it once i gotten my card. Would much prefer the payment be deducted up front rather than need to wait 30 working days for it to rebate it back which is famous for SC card (Petrol 15% rebate and the free money before that).



This post has been edited by shortleg88: Nov 1 2013, 11:16 AM
truth_seeker_09
post Nov 1 2013, 04:53 PM

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what a surprise. I did call in to cancel my long used Stand chart credit card 3 weeks ago. Until now i dont receive any call for asking me to retain card. Now i check online... i dont see the card appear anymore...
SUSMNet
post Nov 2 2013, 10:18 AM

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why u cancel brio?
jkngo2003
post Nov 2 2013, 10:33 AM

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i just cancel 3 standchart cc last month. i just receive the sms the 3 cc is terminated without any call from cs. wait for another half year and see any welcome gift for new credit card user.
victorywp
post Nov 2 2013, 10:54 AM

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QUOTE(truth_seeker_09 @ Nov 1 2013, 04:53 PM)
what a surprise. I did call in to cancel my long used Stand chart credit card 3 weeks ago. Until now i dont receive any call for asking me to retain card. Now i check online... i dont see the card appear anymore...
*
i think it depends on the cs or on us (customers). my wife faced no problem/question from the cs cancelling her standard chartered card. but i were unable to cancel my card for 5 times. the last time i tried to cancel, they offered me rm50 to offset my gst and rm11k for 0% balance transfer for 6 months. so until now i still keeping and using the card.
Human Nature
post Nov 2 2013, 05:15 PM

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Managed to grab the buy-1-free-1 GSC promo. Made 2 separate transactions for 2 free tickets. Discount reflected after entering card details and click next page.

Good reason to keep the card until end of 2013 at least biggrin.gif
shortleg88
post Nov 4 2013, 08:28 AM

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QUOTE(Human Nature @ Nov 2 2013, 05:15 PM)
Managed to grab the buy-1-free-1 GSC promo. Made 2 separate transactions for 2 free tickets. Discount reflected after entering card details and click next page.

Good reason to keep the card until end of 2013 at least  biggrin.gif
*
Did you pay for the RM0.50 processing fees for the free ticket right as mentioned in the TnC?
Human Nature
post Nov 4 2013, 10:11 AM

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QUOTE(shortleg88 @ Nov 4 2013, 08:28 AM)
Did you pay for the RM0.50 processing fees for the free ticket right as mentioned in the TnC?
*
Yes, have to pay for the 50 cents fee for the free tix smile.gif
SUSMNet
post Nov 4 2013, 08:01 PM

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other than courier, can take the card at nearest bank?
preego88
post Nov 5 2013, 09:04 AM

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got a call from SC bank yesterday
REMINDING me that my platinum business card has no more cash rebate 0.5% offer 6 MONTHS ago!!!
i look back at my statements , YES it has nolonger pay me 0.5% eversince god knows when...
I say y bother REMIND after this long, they say they want to offer me other bank card!!
WHAT A BANK FULL OF SHIT AND LIES...... NEVER TOUCH BANK CARD FROM THIS BANK ANYMORE!! That's me!!
BTW WHOEVER TRY TO ENGAGE THIS BANK MIND YOU, YOU WILL NEVER BE ABLE TO REACH THEIR CUSTOMER SERVICE AND NEVER BE ABLE TO CUT YOUR CC IN THE FUTURE.
WELCOME TO ONE WAY STREET....
victorywp
post Nov 5 2013, 11:31 AM

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QUOTE(victorywp @ Nov 2 2013, 10:54 AM)
i think it depends on the cs or on us (customers). my wife faced no problem/question from the cs cancelling her standard chartered card. but i were unable to cancel my card for 5 times. the last time i tried to cancel, they offered me rm50 to offset my gst and rm11k for 0% balance transfer for 6 months. so until now i still keeping and using the card.
*
QUOTE(preego88 @ Nov 5 2013, 09:04 AM)
got a call from SC bank yesterday
REMINDING me that my platinum business card has no more cash rebate 0.5% offer 6 MONTHS ago!!!
i look back at my statements , YES it has nolonger pay me 0.5% eversince god knows when...
I say y bother REMIND after this long, they say they want to offer me other bank card!!
WHAT A BANK FULL OF SHIT AND LIES...... NEVER TOUCH BANK CARD FROM THIS BANK ANYMORE!! That's me!!
BTW WHOEVER TRY TO ENGAGE THIS BANK MIND YOU, YOU WILL NEVER BE ABLE TO REACH THEIR CUSTOMER SERVICE AND NEVER BE ABLE TO CUT YOUR CC IN THE FUTURE.
WELCOME TO ONE WAY STREET....
*
actually they stopped the 0.5% cash back and points system together around 1 year ago. but then they resumed the point system but maintain abolishing the cash back.

for my case, after keeping the card for nearly a year (a few months before my next gst charge), i tried to terminate the card with the reason that the card has no longer benefits me since the removal of the cash back. they counter offered me a 0% balance transfer of rm11k for 6 months and rm50 to offset the gst to keep me as their customer. so i took the offer and remain as a customer for another year. however, my wife did the same thing to terminate her card and the cs just terminated for her immediately without any questions or counter offer to ask her to maintain her card.

so i think it depends on the cs (whether they feel like counter offer you) or on us (whether we are heavy user of the card) in order for them to offer us with something.

anyway, i really dislike them removing the main features of the card making our business platinum become a total useless card. mad.gif

This post has been edited by victorywp: Nov 5 2013, 11:36 AM
victorywp
post Nov 5 2013, 11:39 AM

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received a sms from stanchart saying:
get rm5 in 2 easy steps. download app & transact with our breeze mobile banking! android *link* or ios *link* t&c

anybody received the sms and tried?
TSronnie
post Nov 5 2013, 11:59 AM

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QUOTE(victorywp @ Nov 5 2013, 11:39 AM)
received a sms from stanchart saying:
get rm5 in 2 easy steps. download app & transact with our breeze mobile banking! android *link* or ios *link* t&c

anybody received the sms and tried?
*
Full T&C : http://www.standardchartered.com.my/_docum...ampaign-new.pdf

QUOTE
1. The Standard Chartered Bank Malaysia Berhad (“Bank”) Breeze Mobile Banking – RM5 Campaign will run from 30th October 2013 until 20th November 2013, inclusive of both dates (“Campaign Period”).

5. To participate in this Campaign, Eligible Customers must:
5.1 Have registered for online banking with the Bank or SCSB and have downloaded the Breeze Mobile Banking app from either the Google Play Store or the App Store;
AND
5.2 Perform any one of the following transactions within Campaign Period:
(a) Interbank GIRO fund transfer;
(b) Bill payment;
© Loan repayment to your accounts with the Bank and/or SCSB or with other banks;
(d) 3rd party fund transfers
(e) Credit card repayment to your account with the Bank or with other banks;
(f) Transfer between own accounts.

8. CashBack is limited to only first 8,000 Eligible Customers who meet the requirements of clause 5 above. The CashBack will be credited to the account from which the transaction originated within 60 days from the transaction date. Customers whose accounts are suspended, cancelled, or terminated for any reason during the Campaign Period or before the CashBack is credited to their account will not be entitled to receive the CashBack or any other rewards or compensation under this Campaign.


This post has been edited by ronnie: Nov 5 2013, 12:14 PM
victorywp
post Nov 5 2013, 12:12 PM

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QUOTE(ronnie @ Nov 5 2013, 11:59 AM)
thanks a lot for the information. thumbup.gif
RokXIII
post Nov 6 2013, 11:04 PM

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For those who have doubts on how the GSC buy-1-free-1 works, it will auto deduct after key in the CC details (as mentioned in the previous page)

At least 1 reason for me to keep the card, for now~ tongue.gif

This post has been edited by RokXIII: Nov 6 2013, 11:05 PM


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fruitie
post Nov 7 2013, 01:14 AM

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I applied JustOne savings account via online and got approved the next day. Quick and efficient, probably because I'm also holding their credit card.

So, I chose my preferred branch is in PD as I'm on leave this whole week to collect my debit card and activate my account as well.

I was extremely pleased with the service rendered, very professional. Then, I was delighted that when the officer told me I'm entitled for a free power bank because I have their credit card and applied debit card via online. thumbup.gif

Think back, the main reason I applied for their credit card was for the free cashback. tongue.gif And now I applied the debit card is for the Cirrus network which eases my short term assignment in overseas. I already have PLUS network from Maybank. nod.gif

I feel bad. laugh.gif
SUSMNet
post Nov 8 2013, 09:10 PM

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when they will give the rm300 cashback?
on my online statment only show rm55 cash back?
haram jadah.
standard charted scam?
nothingz
post Nov 8 2013, 09:29 PM

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QUOTE(MNet @ Nov 8 2013, 09:10 PM)
when they will give the rm300 cashback?
on my online statment only show rm55 cash back?
haram jadah.
standard charted scam?
*
wait la, it will come eventually within 2 months
tauyik
post Nov 9 2013, 12:20 AM

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any credit cards agent? pls pm me,
i have 100% approval leads for you, tq.
SUSMNet
post Nov 9 2013, 10:36 AM

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QUOTE(nothingz @ Nov 8 2013, 09:29 PM)
wait la, it will come eventually within 2 months
*
i thought term and condition said after approval the rm300 will reflected at the balance?

I called standard charted customer service, they say I will get rm300 after i activate the card.

When ask them to email me black and white, they say don't have email access.

What a shame joke , standard charted customer service don't have email.

When I told that I will record down the call, that standard charted customer service agent directly disconnect the call.

standard charted Horrible bank.
nothingz
post Nov 9 2013, 11:06 AM

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QUOTE(MNet @ Nov 9 2013, 10:36 AM)
i thought term and condition said after approval the rm300 will reflected at the balance?

I called standard charted customer service, they say I will get rm300 after i activate the card.

When ask them to email me black and white, they say don't have email access.

What a shame joke , standard charted customer service don't have email.

When I told that I will record down the call, that standard charted customer service agent directly disconnect the call.

standard charted Horrible bank.
*
it used to come in stages, then you wait for next week for further clarification
ftan
post Nov 9 2013, 03:22 PM

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I cancelled one of my cards this week. Didn't want to pay the coming $50 gov tax. Undecided to keep the other one.
red_scorpion
post Nov 9 2013, 05:19 PM

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QUOTE(MNet @ Nov 8 2013, 09:10 PM)
when they will give the rm300 cashback?
on my online statment only show rm55 cash back?
haram jadah.
standard charted scam?
*
just wait patiently for 2 months..
SCB is very generous, wont scam ppls 1 rclxms.gif
victorywp
post Nov 10 2013, 12:08 AM

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QUOTE(red_scorpion @ Nov 9 2013, 05:19 PM)
just wait patiently for 2 months..
SCB is very generous, wont scam ppls 1 rclxms.gif
*
how about my rm300 parkson vouchers (with spending of >rm7k) as in their recent promotion? hopefully won't be 2 months... hmm.gif
SSblack
post Nov 10 2013, 02:27 AM

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So just want to counter check with you all the 15% petrol cash back campaign is over? ??? Just got call from bank said it over and they offer me another card. .... if that's true will terminate the card soon. ..
TSronnie
post Nov 10 2013, 02:31 AM

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QUOTE(SSblack @ Nov 10 2013, 02:27 AM)
So just want to counter check with you all the 15% petrol cash back campaign is over? ??? Just got call from bank said it over and they offer me another card. .... if that's true will terminate the card soon. ..
*
The other card : JustOne Platinum which offers 15% Petrol Rebate .... go read the actual T&C

QUOTE
5. Petrol Cashback
We give you petrol cashback in the following situations:

    When you spend a minimum of RM999 but less than RM1,999 per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, subject to a cap of RM28 per month;
    When you spend a minimum of RM1,999 but less than RM2,999 per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, subject to a cap of to RM38 per month
    When you spend a minimum of RM2,999 or more per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, you will receive a petrol cashback cap up to RM48 per month

SSblack
post Nov 10 2013, 08:31 AM

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Thanks for the info, but not spending so many a month so the platinum card is not suitable for be. .... and I also just a small potato that can't meet the card requirement. ..haha...
ftan
post Nov 10 2013, 10:22 AM

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QUOTE(smsbusiness2u @ Nov 9 2013, 04:45 PM)
no request to for offer to maintain the card?
*
The cs said someone will call me around 5 business days on the cancellation.
SSblack
post Nov 10 2013, 04:58 PM

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This gsc promo only available through e ticketing or can also que up and buy the ticket,??? Thought going to watch Thor today but unfortunately the gsc online system is down.......
Mr Gray
post Nov 10 2013, 06:28 PM

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QUOTE(SSblack @ Nov 10 2013, 04:58 PM)
This gsc promo only available through e ticketing or can also que up and buy the ticket,??? Thought going to watch Thor today but unfortunately the gsc online system is down.......
*
Only for only booking via gsc.com.my. Kindly read the T&C.
jenli_84
post Nov 11 2013, 11:23 AM

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i cancelled my SCB card last mth cause the CS told me the cash back for petrol (15%) promotion ended in august. However, I received my e-statement still this month for the card that i cancelled and noticed that i got my petrol cash back in Oct 2013 for my sept 2013 spending which credit RM48 to my CC. Now that i have cancelled my SCB cc and throw the card I regret already =( RM48. Thanks to the stupid CS.
SSblack
post Nov 11 2013, 12:31 PM

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QUOTE(jenli_84 @ Nov 11 2013, 11:23 AM)
i cancelled my SCB card last mth cause the CS told me the cash back for petrol (15%) promotion ended in august. However, I received my e-statement still this month for the card that i cancelled and noticed that i got my petrol cash back in Oct 2013 for my sept 2013 spending which credit RM48 to my CC. Now that i have cancelled my SCB cc and throw the card I regret already =( RM48. Thanks to the stupid CS.
*
Anyone can confirm what was the cut off date for the 15% petrol promo???? cos i only get my credit back on august and credit back always late 1-2 month.......So no dunno want to use it or not.......HAHA...................
victorywp
post Nov 11 2013, 01:02 PM

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QUOTE(jenli_84 @ Nov 11 2013, 11:23 AM)
i cancelled my SCB card last mth cause the CS told me the cash back for petrol (15%) promotion ended in august. However, I received my e-statement still this month for the card that i cancelled and noticed that i got my petrol cash back in Oct 2013 for my sept 2013 spending which credit RM48 to my CC. Now that i have cancelled my SCB cc and throw the card I regret already =( RM48. Thanks to the stupid CS.
*
i think there was a miscommunication between you and the cs. yes, the 15% petrol cash back campaign run from 15/6/13 until 31/7/13 only, which means ended by august. but that is for sign-up and approval only, while the petrol cash back is until 31/12/13 (for card approval between 15-30/6/13) and 31/1/14 (for card approval between 1-31/7/13).


QUOTE(SSblack @ Nov 11 2013, 12:31 PM)
Anyone can confirm what was the cut off date for the 15% petrol promo???? cos i only get my credit back on august and credit  back always late 1-2 month.......So no dunno want to use it or not.......HAHA...................
*
60 days after the end of the transaction month.
iamoracle
post Nov 11 2013, 01:29 PM

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QUOTE(SSblack @ Nov 11 2013, 12:31 PM)
Anyone can confirm what was the cut off date for the 15% petrol promo???? cos i only get my credit back on august and credit  back always late 1-2 month.......So no dunno want to use it or not.......HAHA...................
*
Extracted from the agent's email in my mailbox. I applied the card in April this year. Hope it has answered your question.

Terms and Conditions Excerpts:

1.


This Campaign will run from 13 February 2013 until 30 April 2013; inclusive of both dates ("Campaign Period") and is open to individuals who have not held any Standard Chartered Bank Malaysia Berhad Credit Card (Principal or Supplementary card) within the past 12 months. (Note: Original campaign period has been extended.)

2.


Customers must take up one of the above credit cards during the Campaign Period. These customers will receive the RM55 CashBack, but must further activate their credit card within 30 days (but before 30 April 2013) for the Acquisition Gift of either a SmartTAG or a Touch ‘n Go Card with preloaded value of RM100 (customers in East Malaysia may choose either the Touch ‘n Go card or CashBack of RM80).

3.


Customers may select either Acquisition Gift at the time of application for the credit card. Only ONE Acquisition Gift will be granted to each approved customer regardless of the number of credit cards taken up.

4.


These customers will also enjoy Petrol CashBack for petrol purchases made using these credit cards within 6 months from the month in which the relevant cards were approved. Each customer is entitled to Petrol CashBack for only one credit card, which will be the higher card type.

5.


Petrol CashBack is capped at RM48 per month per customer for applications via the Bank’s branches or direct sales agencies. This CashBack is further subject to a maximum total Petrol CashBack of RM1,600,000 from13 February to 30 September 2013, across all the Bank’s customers in this Campaign.

6.


The above is merely an excerpt of the Terms and Conditions governing the Standard Chartered Bank Malaysia Berhad’s Credit Card Acquisition Campaign (Sign-Up CashBack, Gift & Petrol CashBack).
MGM
post Nov 11 2013, 02:15 PM

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QUOTE(jenli_84 @ Nov 11 2013, 11:23 AM)
i cancelled my SCB card last mth cause the CS told me the cash back for petrol (15%) promotion ended in august. However, I received my e-statement still this month for the card that i cancelled and noticed that i got my petrol cash back in Oct 2013 for my sept 2013 spending which credit RM48 to my CC. Now that i have cancelled my SCB cc and throw the card I regret already =( RM48. Thanks to the stupid CS.
*
It pays to read the T&C yourself instead of just relying everything on CS who has yet to prove their competencies.
Clareen
post Nov 14 2013, 05:34 PM

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QUOTE(fruitie @ Nov 7 2013, 01:14 AM)
I applied JustOne savings account via online and got approved the next day. Quick and efficient, probably because I'm also holding their credit card.

So, I chose my preferred branch is in PD as I'm on leave this whole week to collect my debit card and activate my account as well.

I was extremely pleased with the service rendered, very professional. Then, I was delighted that when the officer told me I'm entitled for a free power bank because I have their credit card and applied debit card via online. thumbup.gif

Think back, the main reason I applied for their credit card was for the free cashback. tongue.gif And now I applied the debit card is for the Cirrus network which eases my short term assignment in overseas. I already have PLUS network from Maybank. nod.gif

I feel bad. laugh.gif
*
cry.gif So sad i'm their business platinum card holder as well, i'm their JustOne current and savings account holder as well but i didn't get any free gift from them sad.gif
fruitie
post Nov 14 2013, 11:59 PM

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QUOTE(Clareen @ Nov 14 2013, 05:34 PM)
cry.gif So sad i'm their business platinum card holder as well, i'm their JustOne current and savings account holder as well but i didn't get any free gift from them sad.gif
*
I was surprised too while waiting for my turn to get my Debit Card.
The officer said because I have applied both types of cards via online. I'm not sure how true is that la. sweat.gif
bengang13
post Nov 16 2013, 08:41 AM

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How good is this sc business platinum?
victorywp
post Nov 16 2013, 09:33 AM

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QUOTE(bengang13 @ Nov 16 2013, 08:41 AM)
How good is this sc business platinum?
*
it used to be good (offering rm1/1point + cash rebate 0.5%) but no longer now... i will cut it off soon...
bengang13
post Nov 16 2013, 09:48 AM

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QUOTE(victorywp @ Nov 16 2013, 09:33 AM)
it used to be good (offering rm1/1point + cash rebate 0.5%) but no longer now... i will cut it off soon...
*
Ohh ok. Thanks. They gave me automatically when I applied for home loan. Anyway I canceled it immediately
victorywp
post Nov 16 2013, 10:12 AM

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QUOTE(bengang13 @ Nov 16 2013, 09:48 AM)
Ohh ok. Thanks. They gave me automatically when I applied for home loan. Anyway I canceled it immediately
*
yes, it's good that you cancelled it immediately. stanchart points redemption is crazily high. so you won't be able to get to redeem anything with the points you have accumulated. or even if you do, the thing that you redeemed is not worth for that points at all. biggrin.gif
hooi1983
post Nov 16 2013, 05:25 PM

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QUOTE(RokXIII @ Nov 6 2013, 11:04 PM)
For those who have doubts on how the GSC buy-1-free-1 works, it will auto deduct after key in the CC details (as mentioned in the previous page)

At least 1 reason for me to keep the card, for now~ tongue.gif
*
you book 1 or 2 tickets?
Human Nature
post Nov 16 2013, 05:36 PM

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QUOTE(hooi1983 @ Nov 16 2013, 05:25 PM)
you book 1 or 2 tickets?
*
On the booking system, select 2 seats..then at the payment system, only pay for 1
ftan
post Nov 17 2013, 10:04 AM

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Got an SMS on my card cancellation instead of a call. Good also.
victorywp
post Nov 17 2013, 05:31 PM

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QUOTE(ftan @ Nov 17 2013, 10:04 AM)
Got an SMS on my card cancellation instead of a call. Good also.
*
yeah, definitely better than not being informed at all.
and you need to spend your effort/time/money to call to confirm again.
wan7075
post Nov 18 2013, 06:08 PM

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QUOTE(MNet @ Nov 9 2013, 10:36 AM)
i thought term and condition said after approval the rm300 will reflected at the balance?

I called standard charted customer service, they say I will get rm300 after i activate the card.

When ask them to email me black and white, they say don't have email access.

What a shame joke , standard charted customer service don't have email.

When I told that I will record down the call, that standard charted customer service agent directly disconnect the call.

standard charted Horrible bank.
*
i hold card for few month liao still no rebate.. i called and they told me no cash rebate for this card.... doh.gif
only has rm55..
Clareen
post Nov 18 2013, 08:36 PM

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QUOTE(wan7075 @ Nov 18 2013, 06:08 PM)
i hold card for few month liao still no rebate.. i called and they told me no cash rebate for this card.... doh.gif
only has rm55..
*
you means no petrol rebate?
wan7075
post Nov 18 2013, 11:33 PM

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QUOTE(Clareen @ Nov 18 2013, 08:36 PM)
you means no petrol rebate?
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i mean no cash rm300 rebate blush.gif
shortleg88
post Nov 20 2013, 01:41 PM

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QUOTE(Human Nature @ Nov 16 2013, 05:36 PM)
On the booking system, select 2 seats..then at the payment system, only pay for 1
*
I tried a dummy test and go into the page where I filled in my card info, I filled up everything yet haven't deduct.

So does this mean I have to key in everything then click "Submit" then only the actual payment charge will display?

Most importantly the movie date is on Sat, Fri and Sun? Not the booking date right?

Thanks in advance.
Human Nature
post Nov 20 2013, 01:44 PM

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QUOTE(shortleg88 @ Nov 20 2013, 01:41 PM)
I tried a dummy test and go into the page where I filled in my card info, I filled up everything yet haven't deduct.

So does this mean I have to key in everything then click "Submit" then only the actual payment charge will display?

Most importantly the movie date is on Sat, Fri and Sun? Not the booking date right?

Thanks in advance.
*
Yes, have to key in card details and click to next page. Only applicable for the movie date, not booking date. As a reminder, there is a quota for this promo. Not sure whether the promo is still open or not.

This post has been edited by Human Nature: Nov 20 2013, 01:46 PM
shortleg88
post Nov 20 2013, 01:49 PM

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QUOTE(Human Nature @ Nov 20 2013, 01:44 PM)
Yes, have to key in card details and click to next page. Only applicable for the movie date, not booking date. As a reminder, there is a quota for this promo. Not sure whether the promo is still open or not.
*
Thanks very much for the confirmation.

SCB damn smart, they only reflect it after that. Hence you wouldn't know the quota is it used up until you make the payment which in regardless you would have to pay already if don't have the deduction since already keyed in all the card details.
Human Nature
post Nov 20 2013, 01:53 PM

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QUOTE(shortleg88 @ Nov 20 2013, 01:49 PM)
Thanks very much for the confirmation.

SCB damn smart, they only reflect it after that. Hence you wouldn't know the quota is it used up until you make the payment which in regardless you would have to pay already if don't have the deduction since already keyed in all the card details.
*
I only tried this promo once. Not sure whether we can still cancel the booking if there is no discount stated at that page. We need to request for TAC right..forgotten whether this is after or before that page too.
waisang
post Nov 20 2013, 04:38 PM

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Need your help, i have SCB Credit card applied under Tng promotion,
Bank said we are not allow to cancel the Credit card within one year, i can't find such terms in written.
Contd, the bank said help me to waive of my gov tax and annual fee, but i dont use the card at all, it has no point to renew and maintain the card.
alexwsk
post Nov 20 2013, 11:31 PM

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QUOTE(waisang @ Nov 20 2013, 04:38 PM)
Need your help, i have SCB Credit card applied under Tng promotion,
Bank said we are not allow to cancel the Credit card within one year, i can't find such terms in written.
Contd, the bank said help me to waive of my gov tax and annual fee, but i dont use the card at all, it has no point to renew and maintain the card.
*
u've just answered ur own question
ask them to give u the black and white or else just insist on cancelling it laugh.gif
noien
post Nov 21 2013, 09:44 AM

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QUOTE(waisang @ Nov 20 2013, 04:38 PM)
Need your help, i have SCB Credit card applied under Tng promotion,
Bank said we are not allow to cancel the Credit card within one year, i can't find such terms in written.
Contd, the bank said help me to waive of my gov tax and annual fee, but i dont use the card at all, it has no point to renew and maintain the card.
*
my house have 4 cards of those tng card.
all cancel after 6 months. phone again and cancel.
choki123
post Nov 21 2013, 11:36 AM

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i wanna ask.
if i do IBG payment for my supplementary credit card account.
The card holder name should put my name or my supp card holder name? ^^
Confused.
victorywp
post Nov 21 2013, 11:44 AM

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QUOTE(choki123 @ Nov 21 2013, 11:36 AM)
i wanna ask.
if i do IBG payment for my supplementary credit card account.
The card holder name should put my name or my supp card holder name? ^^
Confused.
*
name is same with the supplementary cc number you are paying for.
victorywp
post Nov 21 2013, 11:48 AM

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QUOTE(waisang @ Nov 20 2013, 04:38 PM)
Need your help, i have SCB Credit card applied under Tng promotion,
Bank said we are not allow to cancel the Credit card within one year, i can't find such terms in written.
Contd, the bank said help me to waive of my gov tax and annual fee, but i dont use the card at all, it has no point to renew and maintain the card.
*
since gov tax is absorbed and annual fee is waived, you may keep it for emergency use if you don't have other cc (or not intended to sign up any new cc).
at the same time, you may also wait to see if this scb cc is offering any new interesting features to your card in the next year.
waisang
post Nov 21 2013, 03:04 PM

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How do you did it? they rejected said you are NOT one year, yet this is under promotion, therefore you CANNOT cancelled.
when i checked TOC, no such condition.

QUOTE(noien @ Nov 21 2013, 09:44 AM)
my house have 4 cards of those tng card.
all cancel after 6 months. phone again and cancel.
*
waisang
post Nov 21 2013, 03:05 PM

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QUOTE(alexwsk @ Nov 20 2013, 11:31 PM)
u've just answered ur own question
ask them to give u the black and white or else just insist on cancelling it  laugh.gif
*
Thanks, it is good suggestion....
Must try must try
noien
post Nov 21 2013, 03:13 PM

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QUOTE(waisang @ Nov 21 2013, 03:04 PM)
How do you did it? they rejected said you are NOT one year, yet this is under promotion, therefore you CANNOT cancelled.
when i checked TOC, no such condition.
*
nobody insisted anything. they just cancel straight away
victorywp
post Nov 21 2013, 04:18 PM

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QUOTE(waisang @ Nov 21 2013, 03:04 PM)
How do you did it? they rejected said you are NOT one year, yet this is under promotion, therefore you CANNOT cancelled.
when i checked TOC, no such condition.
*
i think it depends on:
1) the cs whom you are dealing with (some cs is easy, some is difficult).
2) the ground you are cancelling it (bcs of the sudden changes of their t&c, or bcs you were given the cc type which is not what you applied, or etc.) <-- you have the right to cancel

This post has been edited by victorywp: Nov 21 2013, 04:19 PM
SUSMNet
post Nov 22 2013, 09:05 AM

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Where to find the 6 digit card activation code?

I need it to activate my card...
shortleg88
post Nov 22 2013, 09:16 AM

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QUOTE(MNet @ Nov 22 2013, 09:05 AM)
Where to find the 6 digit card activation code?

I need it to activate my card...
*
It's in the SMS that informs you when your card is ready to be delivery
SUSMNet
post Nov 22 2013, 06:13 PM

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if no use the card to swipe, after 60 days, will still receive the rm300 cash rebate?
lowyat9999
post Nov 24 2013, 08:13 AM

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anyone using the just one credit card?

the 15% rebate any cap?

thanks.
beyond86
post Nov 24 2013, 10:42 AM

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QUOTE(lowyat9999 @ Nov 24 2013, 09:13 AM)
anyone using the just one credit card?

the 15% rebate any cap?

thanks.
*
When you spend a minimum of RM999 but less than RM1,999 per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, subject to a cap of RM28 per month;
When you spend a minimum of RM1,999 but less than RM2,999 per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, subject to a cap of to RM38 per month
When you spend a minimum of RM2,999 or more per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, you will receive a petrol cashback cap up to RM48 per month


All petrol cashback will be capped up to RM48 only per month.

This post has been edited by beyond86: Nov 24 2013, 10:45 AM
beyond86
post Nov 24 2013, 10:48 AM

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QUOTE(waisang @ Nov 21 2013, 04:04 PM)
How do you did it? they rejected said you are NOT one year, yet this is under promotion, therefore you CANNOT cancelled.
when i checked TOC, no such condition.
*
only have this tnc
"New Customers" mean applicants who have not held any Standard Chartered Bank Malaysia Berhad credit card, whether as principal or supplementary cardholder, within the past 12 months before the applicant's credit card under this Campaign is issued.
xiaoming0614
post Nov 26 2013, 05:12 PM

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Kena rejected for the JustOne Platinum MasterCard Credit Card. cry.gif

But what hilarious is after 1 week of apply, I have received SMS like below like email address updated, my credit card number, my activation code, temporary password even though I have not receive my credit card yet.

QUOTE
Dear Customer, your e-mail address for your Banking Account has been updated. If you have not requested for this change, please call Customer Service immediately. - StanChart

RM0.00 StanChart: Credit Card no. ending **** is en-route. Your card activation code is ******. Keep this SMS & follow steps on card carrier to activate.

Your Temporary Password for Standard Chartered Online Banking is ****** and is valid until 30 Nov 2013 08:10PM. Do not share your password with anyone and if you have not performed this transaction, please contact the bank.
The next day after I received all the SMS above, I received this massage mentioned that my credit card application is unsuccessful. What the damn hell? doh.gif Is this what Standard Chartered normally do? hmm.gif

QUOTE
RM0.00 STANCHART: Dear customer, we advise that your SCB Credit Card application is unsuccessful and we thank you for your interest.
clearcase
post Nov 27 2013, 01:35 AM

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QUOTE(xiaoming0614 @ Nov 26 2013, 05:12 PM)
Kena rejected for the JustOne Platinum MasterCard Credit Card.  cry.gif

But what hilarious is after 1 week of apply, I have received SMS like below like email address updated, my credit card number, my activation code, temporary password even though I have not receive my credit card yet.
The next day after I received all the SMS above, I received this massage mentioned that my credit card application is unsuccessful.  What the damn hell?  doh.gif  Is this what Standard Chartered normally do?  hmm.gif
*
Most likely your card is en route. Look out for those plastic wrapped envelops!
xiaoming0614
post Nov 27 2013, 08:40 AM

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QUOTE(clearcase @ Nov 27 2013, 01:35 AM)
Most likely your card is en route. Look out for those plastic wrapped envelops!
*
I won't put in too much hope. sweat.gif
shortleg88
post Nov 27 2013, 09:27 AM

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QUOTE(xiaoming0614 @ Nov 27 2013, 08:40 AM)
I won't put in too much hope.  sweat.gif
*
Can always call the CS to confirm la doh.gif
bernard9991
post Nov 27 2013, 04:12 PM

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QUOTE(xiaoming0614 @ Nov 27 2013, 08:40 AM)
I won't put in too much hope.  sweat.gif
*
That 1 is system automatic sent. I`m worked in SCB credit card department. Most of our customer always get confused cuz of this
datoron
post Nov 27 2013, 04:41 PM

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rebate on petrol !
yeah apply it
used it
claim time

indicate you must use RM 999 baru can get the petrol rebate !

awesome job !
holybo
post Nov 27 2013, 08:45 PM

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is the movie buy 1 free 1 still available, seems like 4000 tickets is way too less
sheahann
post Nov 28 2013, 01:56 PM

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no more cashback RM300-450 for cc sign up at sc?
MGM
post Nov 28 2013, 02:12 PM

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QUOTE(sheahann @ Nov 28 2013, 01:56 PM)
no more cashback RM300-450 for cc sign up at sc?
*
recently still shown on their website.
sheahann
post Nov 28 2013, 03:48 PM

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QUOTE(MGM @ Nov 28 2013, 02:12 PM)
recently still shown on their website.
*
got link ? did not see in their web
MGM
post Nov 28 2013, 08:56 PM

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QUOTE(sheahann @ Nov 28 2013, 03:48 PM)
got link ? did not see in their web
*
http://www.standardchartered.com.my/my/credit-cards/
But must open your eyes BIG BIG.
ndragon
post Nov 28 2013, 09:20 PM

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last time when i applied the worldmiles card..
i remember reading somewhere that it has starwood membership privileges 1... anyone know anything about it?
limchee
post Nov 28 2013, 09:25 PM

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QUOTE(ndragon @ Nov 28 2013, 09:20 PM)
last time when i applied the worldmiles card..
i remember reading somewhere that it has starwood membership privileges 1... anyone know anything about it?
*
http://worldcard.mastercard.com/content/mc...rred-guest.html
ndragon
post Nov 28 2013, 09:28 PM

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QUOTE(limchee @ Nov 28 2013, 09:25 PM)
thanks!...
beyond86
post Nov 29 2013, 08:40 PM

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just applied Worldmile Master Card, promotion with free 25000 big point

http://www.standardchartered.com.my/my/per...iles/index.html
TSronnie
post Dec 1 2013, 01:31 AM

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Just use SCB MasterCard for GSC's Buy 1 Free 1 promotion
You see the discounted amount right after you enter the CC details and press Confirm.

A second confirmation page with the discount will be shown as below

user posted image

This post has been edited by ronnie: Dec 7 2013, 01:46 AM
stuffx
post Dec 1 2013, 06:18 PM

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let say my minimum payment is RM50. and then i receive a RM48 cashback from my previous transaction. do i still need to pay at least RM50 to fulfill the minimum payment or i just need to pay RM2?

i know cashback is considered as a payment for maybank2cards. how about stanchart?
victorywp
post Dec 1 2013, 06:44 PM

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QUOTE(stuffx @ Dec 1 2013, 06:18 PM)
let say my minimum payment is RM50. and then i receive a RM48 cashback from my previous transaction. do i still need to pay at least RM50 to fulfill the minimum payment or i just need to pay RM2?

i know cashback is considered as a payment for maybank2cards. how about stanchart?
*
same for all. just need to pay rm2. smile.gif
knwong
post Dec 1 2013, 07:45 PM

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QUOTE(beyond86 @ Nov 29 2013, 08:40 PM)
just applied Worldmile Master Card, promotion with free 25000 big point

http://www.standardchartered.com.my/my/per...iles/index.html
*
There's a small clause saying you need to pay RM15 monthly to use this card

beyond86
post Dec 1 2013, 08:29 PM

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QUOTE(knwong @ Dec 1 2013, 08:45 PM)
There's a small clause saying you need to pay RM15 monthly to use this card
*
ya. u r right....but

The Miles Membership Fee will be waived for the first 12 months. The WorldMiles Card comes with a nominal monthly Miles Membership Fee of RM15 for the principal card only. The annual fee for the WorldMiles Card is payable in 12 monthly payments. It is known as Miles Membership Fee.

http://www.standardchartered.com.my/my/per...es/aboutwm.html
seankeith90
post Dec 1 2013, 10:47 PM

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hey, anyone having delay in getting worldmiles points after swiping?
for my first few transactions everything was ok but now seemed stucked and wont gain any point anymore.
IMAX
post Dec 1 2013, 11:58 PM

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All SC credit card also entitled 2 years free annual fee?
How much is the annual fee for Platinum and Biz Platinum?
fly126
post Dec 2 2013, 12:12 AM

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QUOTE(IMAX @ Dec 1 2013, 11:58 PM)
All SC credit card also entitled 2 years free annual fee?
How much is the annual fee for Platinum and Biz Platinum?
*
AF of....
Platinum CC- RM250
Biz Platinum CC- RM300

HellDevil
post Dec 2 2013, 12:15 PM

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QUOTE(seankeith90 @ Dec 1 2013, 10:47 PM)
hey, anyone having delay in getting worldmiles points after swiping?
for my first few transactions everything was ok but now seemed stucked and wont gain any point anymore.
*
Yea, same issue happen here..the reward point seem not updating while the amount has been appear via online..
vankodoq
post Dec 2 2013, 04:45 PM

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How do you guys think of the WorldMiles card? Is it worthy enough? I know it doesn't come with Lounge Access feature, but the RM3 to 1 WorldMiles (to 1 air miles) seems quite a bargain. hmm.gif
jwyong001
post Dec 2 2013, 04:55 PM

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QUOTE(vankodoq @ Dec 2 2013, 04:45 PM)
How do you guys think of the WorldMiles card? Is it worthy enough? I know it doesn't come with Lounge Access feature, but the RM3 to 1 WorldMiles (to 1 air miles) seems quite a bargain. hmm.gif
*
FYI maybank 2 gold offer 7000 treat point to 1000 enrich mile which equivalent to rm1.40 for 1 enrich mile.
vankodoq
post Dec 2 2013, 05:15 PM

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QUOTE(jwyong001 @ Dec 2 2013, 04:55 PM)
FYI maybank 2 gold offer 7000 treat point to 1000 enrich mile which equivalent to rm1.40 for 1 enrich mile.
*
But then I have to open an account with Maybank, which I'm not too inclined to do. Citi PremierMiles also got similar conversion rate, but they only offer AmEx which I don't think is too widespread compared to Visa or Mastercard. hmm.gif
maru
post Dec 2 2013, 09:51 PM

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hi

anyone know when we can get the parkson voucher?
chris_xi
post Dec 2 2013, 10:04 PM

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QUOTE(vankodoq @ Dec 2 2013, 04:45 PM)
How do you guys think of the WorldMiles card? Is it worthy enough? I know it doesn't come with Lounge Access feature, but the RM3 to 1 WorldMiles (to 1 air miles) seems quite a bargain. hmm.gif
*
SCB WM is flexible in terms of converting the accumulated WorldMiles into your preferred airlines miles program but after i came across the lower conversion rate of MBB 2C for Enrich i made no hesitation in getting one. if you fly frequently with AirAsia, SCB WM might be useful since you get 25000 BIG points upon activation. on another note this card has a pretty good dining and travel privileges. during my sign up i got RM55 cashback upon activation and the membership fee for WorldMiles program is waived for the first year. my take is just grab the card while it lasts
victorywp
post Dec 2 2013, 10:20 PM

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QUOTE(maru @ Dec 2 2013, 09:51 PM)
hi

anyone know when we can get the parkson voucher?
*
do you mean this promotion? https://www.sc.com/my/edm/creditcards/parks...cher/index.html

if yes, you read the t&c below:

7. All Vouchers will be delivered within eight (8) weeks from the end of the Promotion.
beyond86
post Dec 2 2013, 10:23 PM

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QUOTE(chris_xi @ Dec 2 2013, 11:04 PM)
SCB WM is flexible in terms of converting the accumulated WorldMiles into your preferred airlines miles program but after i came across the lower conversion rate of MBB 2C for Enrich i made no hesitation in getting one. if you fly frequently with AirAsia, SCB WM might be useful since you get 25000 BIG points upon activation. on another note this card has a pretty good dining and travel privileges. during my sign up i got RM55 cashback upon activation and the membership fee for WorldMiles program is waived for the first year. my take is just grab the card while it lasts
*
initially is 40,000 air asia big point....
https://www.sc.com/my/personal-banking/late...oads/tnc_aa.pdf
jwyong001
post Dec 3 2013, 05:28 PM

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QUOTE(beyond86 @ Dec 2 2013, 10:23 PM)
initially is 40,000 air asia big point....
https://www.sc.com/my/personal-banking/late...oads/tnc_aa.pdf
*
ya..feel unbalanced when saw it..that's why i didn't apply. Some more 25k points equivalent to rm250 only. It is better go apply the sc platinum card thru online which rebate me rm250 cash.. tongue.gif

This post has been edited by jwyong001: Dec 3 2013, 05:28 PM
beyond86
post Dec 3 2013, 07:06 PM

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QUOTE(jwyong001 @ Dec 3 2013, 06:28 PM)
ya..feel unbalanced when saw it..that's why i didn't apply. Some more 25k points equivalent to rm250 only. It is better go apply the sc platinum card thru online which rebate me rm250 cash.. tongue.gif
*
you means just one platinum......
New Customers mean applicants who have not held the bank Credit Card, whether as principal or supplementary cardholder, within the past 12 months before re-apply
chris_xi
post Dec 3 2013, 09:23 PM

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felt imba too when realize the promotion earlier offered more points
seankeith90
post Dec 3 2013, 10:40 PM

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QUOTE(HellDevil @ Dec 2 2013, 12:15 PM)
Yea, same issue happen here..the reward point seem not updating while the amount has been appear via online..
*
hey did u call the CS? will the points update by itself after a period cause ive only just started using.
Jordi
post Dec 4 2013, 02:01 PM

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I just get called from SC CS on offering me the premier worldmiles card, not sure is it worth applying? any thoughts? plus there's a RM15 monthly charges to it.
vankodoq
post Dec 4 2013, 03:56 PM

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QUOTE(Jordi @ Dec 4 2013, 02:01 PM)
I just get called from SC CS on offering me the premier worldmiles card, not sure is it worth applying? any thoughts? plus there's a RM15 monthly charges to it.
*
If you travel a lot and not going to apply for Maybank2 cards, then it's a good card I think. hmm.gif
Jordi
post Dec 5 2013, 09:30 AM

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QUOTE(vankodoq @ Dec 4 2013, 03:56 PM)
If you travel a lot and not going to apply for Maybank2 cards, then it's a good card I think. hmm.gif
*
thanks for your reply as I've been using MBB2 for quite sometime, I guess I'll drop this biggrin.gif
vankodoq
post Dec 5 2013, 09:33 AM

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QUOTE(Jordi @ Dec 5 2013, 09:30 AM)
thanks for your reply as I've been using MBB2 for quite sometime, I guess I'll drop this  biggrin.gif
*
The WorldMiles card has conversion rate of RM3/airmile (domestic transaction), while Maybank2 has RM1.40/airmile (assuming you used AmEx for all the valid transaction). The sifus here already calculated those numbers so I'll just go ahead and trust them. tongue.gif
Gen-X
post Dec 5 2013, 02:13 PM

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My wife just came back from overseas and noted that she was charge RM50GST which was due last month. So she called StanChart and the CS informed her that the RM50 GST will be waived if you swipe the card 3 times before her next statement date.

Not only that, she won't be charged a sen in annual fee even tho she did not even use her SCB VI once this year.
LeChuCk
post Dec 5 2013, 02:28 PM

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SC Just One Platinum Mastercard gives back 15% cash back for petrol for life at any petrol station...any other card can beat this?
gedebe
post Dec 5 2013, 02:34 PM

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anyone care to explain which card is eligible for the gsc buy 1 for 1, I've just received an sms abt it.
alexwsk
post Dec 5 2013, 03:23 PM

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QUOTE(LeChuCk @ Dec 5 2013, 02:28 PM)
SC Just One Platinum Mastercard gives back 15% cash back for petrol for life at any petrol station...any other card can beat this?
*
read the fine prints pls
else search back in this forum for the effective rate
jwyong001
post Dec 5 2013, 03:28 PM

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QUOTE(LeChuCk @ Dec 5 2013, 02:28 PM)
SC Just One Platinum Mastercard gives back 15% cash back for petrol for life at any petrol station...any other card can beat this?
*
a biggest joke offered by sc. their cb is totally bs..u have to meet certain target and the return is not rewarding at all rclxms.gif

This post has been edited by jwyong001: Dec 5 2013, 03:29 PM
TSronnie
post Dec 5 2013, 03:34 PM

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QUOTE(gedebe @ Dec 5 2013, 02:34 PM)
anyone care to explain which card is eligible for the gsc buy 1 for 1, I've just received an sms abt it.
*
SCB MasterCard only (VISA not included)
beyond86
post Dec 5 2013, 04:25 PM

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QUOTE(jwyong001 @ Dec 5 2013, 04:28 PM)
a biggest joke offered by sc. their cb is totally bs..u have to meet certain target and the return is not rewarding at all rclxms.gif
*
When you spend a minimum of RM999 but less than RM1,999 per month in retail purchases, subject to a cap of RM28 per month;
When you spend a minimum of RM1,999 but less than RM2,999 per month in retail purchases, subject to a cap of RM38 per month;
When you spend a minimum of RM2,999 or more per month in retail purchases, subject to a cap of RM48 per month.

berrymaniac
post Dec 5 2013, 06:01 PM

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Hi I wanna ask, I applied for sc cc on July but got rejected. Yest they called me again, asking me to re apply their new promo just one platinum Mastercard. What I tot is if application is rejected. I need to wait 6mth before re applying a cc from the bank? So should I go for it or just ignore?
kianwee
post Dec 5 2013, 07:05 PM

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QUOTE(Gen-X @ Dec 5 2013, 02:13 PM)
My wife just came back from overseas and noted that she was charge RM50GST which was due last month. So she called StanChart and the CS informed her that the RM50 GST will be waived if you swipe the card 3 times before her next statement date.

Not only that, she won't be charged a sen in annual fee even tho she did not even use her SCB VI once this year.
*
I called CS and they waived it for me without asking me to swipe the card. No question asked.
okr2013
post Dec 6 2013, 04:16 PM

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the worldmiles every month have to pay $15.00 ?
jenli_84
post Dec 7 2013, 12:45 AM

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QUOTE(MGM @ Nov 11 2013, 02:15 PM)
It pays to read the T&C yourself instead of just relying everything on CS who has yet to prove their competencies.
*
i just called them. Cause they still sent me the e-statement for my SCB cc although i cancelled my cc cause i still have rm48 credit in my account due to petrol rebate previously. They said will pay me back via cheque but processing fee rm5. rclxms.gif i still can get RM43 from them biggrin.gif

mhspeng
post Dec 7 2013, 01:20 AM

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QUOTE(ronnie @ Dec 1 2013, 01:31 AM)
Just use SCB MasterCard for GSC's Buy 1 Free 1 promotion
You see the discounted amount right after you enter the CC details and press Confirm.

A second confirmation page with the discount will be shown as below

user posted image
*
Hey Ronnie...

your picture is a bit small.. how do i know if i'm eligible for that free ticket? Am i suppose to choose 2 tickets at one shot?
TSronnie
post Dec 7 2013, 01:47 AM

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QUOTE(mhspeng @ Dec 7 2013, 01:20 AM)
Hey Ronnie...

your picture is a bit small..  how do i know if i'm eligible for that free ticket?  Am i suppose to choose 2 tickets at one shot?
*
Yes... you buy 2 tickets and you get 1 free.
I bought 2 adult tickets (RM13 each) + 1 child ticket (RM7 each) in my screenshot below

user posted image

This post has been edited by ronnie: Dec 7 2013, 01:48 AM
Jordi
post Dec 7 2013, 10:16 AM

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QUOTE(okr2013 @ Dec 6 2013, 04:16 PM)
the worldmiles every month have to pay $15.00 ?
*
I posted this question to the CS too, seems like it is waived for 1st year. That's what she told me.
Jason
post Dec 8 2013, 01:18 PM

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I just bought White Storm GSC @ 1U, get 1 free tix. Ronnie your screenshot also small.

This post has been edited by Jason: Dec 8 2013, 01:20 PM
TSronnie
post Dec 8 2013, 01:32 PM

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QUOTE(Jason @ Dec 8 2013, 01:18 PM)
I just bought White Storm GSC @ 1U, get 1 free tix. Ronnie your screenshot also small.
*
Updated with larger image already ... sorry guys
reeve-826
post Dec 13 2013, 01:04 PM

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Anyone applied Just One Platinum card via Groupon, but unsuccessful?


reeve-826
post Dec 13 2013, 01:07 PM

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QUOTE(berrymaniac @ Dec 5 2013, 06:01 PM)
Hi I wanna ask,  I applied for sc cc on July but got rejected. Yest they called me again,  asking me to re apply their new promo just one platinum Mastercard. What I tot is if application is rejected.  I need to wait 6mth before re applying a cc from the bank? So should I go for it or just ignore?
*
May i know what reason cause our application rejected?
victorywp
post Dec 13 2013, 05:27 PM

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today i received a couple of sms from stanchart like about xmas promotion 30% at don't know what cafe and download breeze app to get rm5 cash. nothing much interesting... yawn.gif

This post has been edited by victorywp: Dec 13 2013, 05:32 PM
patrickthissen
post Dec 15 2013, 03:32 PM

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Just notice this
"Sign up and receive 25,000 AirAsia BIG Points upon card activation."

Too good to be true !?

No any requirement like spend more than number of amount??
ck_tonny
post Dec 15 2013, 05:14 PM

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QUOTE(patrickthissen @ Dec 15 2013, 03:32 PM)
Just notice this
"Sign up and receive 25,000 AirAsia BIG Points upon card activation."

Too good to be true !?

No any requirement like spend more than number of amount??
*
No requirement, as long as ur worldmiles card approved, u will get the big points from SCB, Make sure u have a valid Big Shot ID for them to credit the point to u.
andyfriends
post Dec 17 2013, 03:41 PM

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QUOTE(ronnie @ Dec 7 2013, 01:47 AM)
Yes... you buy 2 tickets and you get 1 free.
I bought 2 adult tickets (RM13 each) + 1 child ticket (RM7 each) in my screenshot below

user posted image
*
if u had performed 2 separate transactions, u would have got another ticket for free. smile.gif

This post has been edited by andyfriends: Dec 17 2013, 03:52 PM
Human Nature
post Dec 17 2013, 04:01 PM

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QUOTE(andyfriends @ Dec 17 2013, 03:41 PM)
if u had performed 2 separate transactions, u would have got another ticket for free.  smile.gif
*
If he only has 3 pax, the seat will be empty and the quota for this promo will be reduced by 1 seat.
fastreader
post Dec 17 2013, 10:09 PM

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QUOTE(patrickthissen @ Dec 15 2013, 03:32 PM)
Just notice this
"Sign up and receive 25,000 AirAsia BIG Points upon card activation."

Too good to be true !?

No any requirement like spend more than number of amount??
*
its true..no catch to it...anyway, just for your infor, last time they offer 35,000 points (or was it 40,000 points)...

smile.gif

for me, i would rather RM300 rebate than air tix.. cool2.gif
hikki_boa
post Dec 18 2013, 02:19 AM

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I have received my world miles card for months but I haven't activated it... do i still able to get the big shot points if i activate now based on the following terms and condition? I am not clear about the date of the welcome pack

"Complimentary 25,000 AirAsia BIG Points
Is there a welcome gift upon successful application of WorldMiles Card?
There is a welcome gift of complimentary 25,000 AirAsia BIG Points to be given to customers who satisfy the following criteria:
• You take up a WorldMiles Card as a principal cardholder with the Bank during the Campaign Period that runs from 22 April 2013 to 31 December 2013.
• You have called the Bank's Contact Centre to activate your approved WorldMiles Card within 30 days from the date of the Welcome Pack."


laymank
post Dec 19 2013, 02:55 PM

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QUOTE(hikki_boa @ Dec 18 2013, 02:19 AM)
I have received my world miles card for months but I haven't activated it... do i still able to get the big shot points if i activate now based on the following terms and condition? I am not clear about the date of the welcome pack

"Complimentary 25,000 AirAsia BIG Points
Is there a welcome gift upon successful application of WorldMiles Card?
There is a welcome gift of complimentary 25,000 AirAsia BIG Points to be given to customers who satisfy the following criteria:
• You take up a WorldMiles Card as a principal cardholder with the Bank during the Campaign Period that runs from 22 April 2013 to 31 December 2013.
• You have called the Bank's Contact Centre to activate your approved WorldMiles Card within 30 days from the date of the Welcome Pack."
*
20K AA BIG Points...?. hmm...
The SCB agents are here in my office today and the BIG points offered is 40K. It's probably a different campaign.

beyond86
post Dec 19 2013, 05:07 PM

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QUOTE(laymank @ Dec 19 2013, 03:55 PM)
20K AA BIG Points...?. hmm...
The SCB agents are here in my office today and the BIG points offered is 40K. It's probably a different campaign.
*
https://www.sc.com/my/personal-banking/late...oads/tnc_aa.pdf

Terms and Conditions
WorldMiles Credit Card Acquisition Campaign
(Welcome Gift: 40,000 AirAsia BIG Points) April 2013
berrymaniac
post Dec 21 2013, 07:16 PM

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QUOTE(reeve-826 @ Dec 13 2013, 01:07 PM)
May i know what reason cause our application rejected?
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Not too sure. They didn't state a reason.
reeve-826
post Dec 22 2013, 11:43 PM

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QUOTE(berrymaniac @ Dec 21 2013, 07:16 PM)
Not too sure. They didn't state a reason.
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They told me new application without holding any principle credit card, need photo copy of Degree Cert. If not, bank won't able to proceed approval. Is this make sense?


nothingz
post Dec 23 2013, 12:42 AM

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QUOTE(reeve-826 @ Dec 22 2013, 11:43 PM)
They told me new application without holding any principle credit card, need photo copy of Degree Cert. If not, bank won't able to proceed approval. Is this make sense?
*
yes, if you don't hold any existing principal card with minimum 2 years usage, they will ask for degree cert
TongCN
post Dec 23 2013, 03:50 PM

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Hi, guys.

I just got my SC Worldmile card and tried to apply for the Bank Transfer PLUS @ 2.99% / annum to repay my Maybank credit card last Wednesday.

May I know how long will it be approved ?

Cause my Maybank2kard due date is 26th of the month sweat.gif
kaifahalas
post Dec 24 2013, 01:49 AM

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QUOTE(LeChuCk @ Dec 5 2013, 02:28 PM)
SC Just One Platinum Mastercard gives back 15% cash back for petrol for life at any petrol station...any other card can beat this?
*
wow that is good.

For me after 6 months Stanchart is no longer pay "oil rebate" , it is better to just close the account right?

TSronnie
post Dec 24 2013, 07:39 AM

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QUOTE(kaifahalas @ Dec 24 2013, 01:49 AM)
wow that is good.

For me after 6 months Stanchart is no longer pay "oil rebate" , it is better to just close the account right?
*
Don't be misled by the BIG 15% rebate.... nett rebate will never be 15% (more like from 1.6% to 2.8%)
Please read : https://www.sc.com/my/promo/credit-cards/ju...ercard/tnc.html

The more you spend, the worse the nett rebate received
mytmnet
post Dec 24 2013, 09:34 AM

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QUOTE(ronnie @ Dec 24 2013, 07:39 AM)
Don't be misled by the BIG 15% rebate.... nett rebate will never be 15% (more like from 1.6% to 2.8%)
Please read : https://www.sc.com/my/promo/credit-cards/ju...ercard/tnc.html

The more you spend, the worse the nett rebate received
*
QUOTE
When you spend a minimum of RM999 but less than RM1,999 per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, subject to a cap of RM28 per month;
Is that mean one month spend of 1000 enjoy RM28 for that month or one year? blink.gif


TSronnie
post Dec 24 2013, 09:52 AM

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QUOTE(mytmnet @ Dec 24 2013, 09:34 AM)
Is that mean one month spend of 1000 enjoy RM28 for that month or one year? blink.gif
*
SCB JustOne Platinum's Cashback of RM28 per month if your minimum spend is RM999 in that month.
celaw
post Dec 25 2013, 12:51 PM

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Hi, if I want to pay a SCB sup card (I'm principal) through IBG, I should put beneficiary name as my name or sup card name? I had this question because I'm able to do transaction with sup card in online banking.

Thanks.
Ricky300
post Dec 25 2013, 02:03 PM

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QUOTE(TongCN @ Dec 23 2013, 03:50 PM)
Hi, guys.

I just got my SC Worldmile card and tried to apply for the Bank Transfer PLUS @ 2.99% / annum to repay my Maybank credit card last Wednesday.

May I know how long will it be approved ?

Cause my Maybank2kard due date is 26th of the month sweat.gif
*
It normally takes approximately 5 working days or even more.
Iceman74
post Dec 25 2013, 08:47 PM

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QUOTE(victorywp @ Dec 2 2013, 10:20 PM)
do you mean this promotion? https://www.sc.com/my/edm/creditcards/parks...cher/index.html

if yes, you read the t&c below:

7. All Vouchers will be delivered within eight (8) weeks from the end of the Promotion.
*
Anyone already receive the voucher as at now?
TongCN
post Dec 26 2013, 08:21 AM

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QUOTE(Ricky300 @ Dec 25 2013, 02:03 PM)
It normally takes approximately 5 working days or even more.
*
Its been approved on 24th but then the cheque haven't arrived Maybank, lol ...
Ricky300
post Dec 26 2013, 09:06 AM

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QUOTE(TongCN @ Dec 26 2013, 08:21 AM)
Its been approved on 24th but then the cheque haven't arrived Maybank, lol ...
*
Hey friend, 25th is Holiday right?

Wait for another 1-2 days. It will takes about 2-3 working days to transfer the money.
TongCN
post Dec 26 2013, 01:14 PM

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QUOTE(Ricky300 @ Dec 26 2013, 09:06 AM)
Hey friend, 25th is Holiday right?

Wait for another 1-2 days. It will takes about 2-3 working days to transfer the money.
*
Yea, meanwhile need to ask Maybank also, haha ...

Year end .. too much expenses incurred sweat.gif sweat.gif
kianwee
post Dec 26 2013, 02:14 PM

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QUOTE(Iceman74 @ Dec 25 2013, 08:47 PM)
Anyone already receive the voucher as at now?
*
Still waiting. They owe me RM300 x 2.
Iceman74
post Dec 26 2013, 06:25 PM

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QUOTE(kianwee @ Dec 26 2013, 02:14 PM)
Still waiting. They owe me RM300 x 2.
*
ohh! Me only RM300. Hope can arrived on time for CNY shopping tongue.gif
kaifahalas
post Dec 27 2013, 12:08 AM

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QUOTE(ronnie @ Dec 24 2013, 07:39 AM)
Don't be misled by the BIG 15% rebate.... nett rebate will never be 15% (more like from 1.6% to 2.8%)
Please read : https://www.sc.com/my/promo/credit-cards/ju...ercard/tnc.html

The more you spend, the worse the nett rebate received
*
Because for the obvious reason the bank put a cap of how much they will reward us, right?

So, say a guy spend 1 million Ringgit for petrol purchase in a month, the bank only pay say less than Rm100 or RM60 maybe which is the capping.


HellDevil
post Dec 27 2013, 10:59 AM

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QUOTE(beyond86 @ Dec 19 2013, 05:07 PM)
https://www.sc.com/my/personal-banking/late...oads/tnc_aa.pdf

Terms and Conditions
WorldMiles Credit Card Acquisition Campaign
(Welcome Gift: 40,000 AirAsia BIG Points) April 2013
*
Now has become 25k already. I wonder why is not 40k as the campaign end till 31 Dec 2013 as stated.
LostAndFound
post Dec 28 2013, 09:52 AM

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QUOTE(kaifahalas @ Dec 27 2013, 12:08 AM)
Because for the obvious reason the bank put a cap of how much they will reward us, right?

So, say a guy spend 1 million Ringgit for petrol purchase in a month, the bank only pay say less than Rm100 or RM60 maybe which is the capping.
*
Why you 'maybe' here 'maybe' there, the T&C is very clear and effective cashback is horrible.
kaifahalas
post Dec 29 2013, 01:45 AM

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QUOTE(LostAndFound @ Dec 28 2013, 09:52 AM)
Why you 'maybe' here 'maybe' there, the T&C is very clear and effective cashback is horrible.
*
yes indeed it is horrible. No maybe anymore.
nothingz
post Dec 29 2013, 09:54 AM

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QUOTE(HellDevil @ Dec 27 2013, 10:59 AM)
Now has become 25k already. I wonder why is not 40k as the campaign end till 31 Dec 2013 as stated.
*
for 40k, they will charge RM6 per month, now 25k the RM6 per month is waived for a year. As per my memory.

This post has been edited by nothingz: Dec 29 2013, 09:55 AM
pinksapphire
post Dec 29 2013, 03:07 PM

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My card's gonna be due next month. I'm thinking to cancel it since I don't use it much and I have two supps under my principal, so I'm worried I'll be charged a lot more.

May I ask when is the best time to call and cancel? Do they normally offer waiver and give you anything if you choose to keep it? Thanks!
hurtedheart
post Dec 29 2013, 05:12 PM

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Hey guys, is it possible to suspend a credit card which i hold less than a year? Would there be any penalty? Realised that I am holding too many cc, thanks.
Human Nature
post Dec 29 2013, 05:55 PM

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QUOTE(hurtedheart @ Dec 29 2013, 05:12 PM)
Hey guys, is it possible to suspend a credit card which i hold less than a year? Would there be any penalty? Realised that I am holding too many cc, thanks.
*
Possible, no penalty. Do check if there is any installment plan or auto-debit tied to the card.
victorywp
post Dec 29 2013, 06:01 PM

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QUOTE(Iceman74 @ Dec 25 2013, 08:47 PM)
Anyone already receive the voucher as at now?
*
i have yet to receive my rm300 too... sad.gif
TSronnie
post Dec 29 2013, 10:15 PM

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QUOTE(pinksapphire @ Dec 29 2013, 03:07 PM)
My card's gonna be due next month. I'm thinking to cancel it since I don't use it much and I have two supps under my principal, so I'm worried I'll be charged a lot more.

May I ask when is the best time to call and cancel? Do they normally offer waiver and give you anything if you choose to keep it? Thanks!
*
Call the SCB CS hotline during working hours.... they "may" offer some sort of retention offer. Please share the offer you receive.
kianwee
post Dec 30 2013, 09:30 AM

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QUOTE(victorywp @ Dec 29 2013, 06:01 PM)
i have yet to receive my rm300 too...  sad.gif
*
I called them and they said 8 weeks after promotion ended. Means first week of Jan 2014. Gotta wait another week before calling them again.
chenhui87
post Dec 30 2013, 01:33 PM

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after the 6 months 15% cash rebate over.
SCB offered me justone platinum..
I don't think this is a good cc.
still prefer maybank2kard~~
should I terminate all the SCB CC and wait for 1 year for better promote?
If I call to terminate all the SCB card, what will them offer me?
pinksapphire
post Dec 30 2013, 03:38 PM

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QUOTE(ronnie @ Dec 29 2013, 10:15 PM)
Call the SCB CS hotline during working hours.... they "may" offer some sort of retention offer. Please share the offer you receive.
*
Thanks, Ronnie. I'll let you know if I get anything from them.

Honestly, I wonder if anyone keeps this card after getting the initial cashbacks for dining/retail offers.
Sometimes, I do see that SCB card gives you additional % during makan and shopping.
cfa28
post Dec 30 2013, 03:59 PM

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QUOTE(chenhui87 @ Dec 30 2013, 01:33 PM)
after the 6 months 15% cash rebate over.
SCB offered me justone platinum..
I don't think this is a good cc.
still prefer maybank2kard~~
should I terminate all the SCB CC and wait for 1 year for better promote?
If I call to terminate all the SCB card, what will them offer me?
*
Same boat as you, my 15% just expired. Now going to keep in the drawer and just use back my UOB Card for petrol rebate. Only 5% and capped at RM500, but its almost enough for both me and the Mrs.

Will cancel before anniversary date
Mr Gray
post Dec 30 2013, 07:36 PM

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QUOTE(nothingz @ Dec 29 2013, 09:54 AM)
for 40k, they will charge RM6 per month, now 25k the RM6 per month is waived for a year. As per my memory.
*
I got 40k big points. and the monthly fee is still waived for the first year.
TSronnie
post Dec 30 2013, 11:14 PM

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QUOTE(pinksapphire @ Dec 30 2013, 03:38 PM)
Thanks, Ronnie. I'll let you know if I get anything from them.

Honestly, I wonder if anyone keeps this card after getting the initial cashbacks for dining/retail offers.
Sometimes, I do see that SCB card gives you additional % during makan and shopping.
*
I'm one of those that has been keeping their cards.... SCB keep giving me free cash to keep them... whistling.gif whistling.gif thumbup.gif
CP88
post Dec 31 2013, 01:04 AM

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QUOTE(ronnie @ Dec 30 2013, 11:14 PM)
I'm one of those that has been keeping their cards.... SCB keep giving me free cash to keep them...  whistling.gif  whistling.gif  thumbup.gif
*
Nice. I only got GST waived. No free cash though. sweat.gif
Ricky300
post Dec 31 2013, 01:18 PM

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QUOTE(ronnie @ Dec 30 2013, 11:14 PM)
I'm one of those that has been keeping their cards.... SCB keep giving me free cash to keep them...  whistling.gif  whistling.gif  thumbup.gif
*
Nice.

Me too. I told them i wanted to cancelled my card, SCB called back and offered me GST waiver + RM50 cash.

I decided to keep the card and will terminate it after enjoying that RM50 tongue.gif
cfa28
post Dec 31 2013, 05:35 PM

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QUOTE(Ricky300 @ Dec 31 2013, 01:18 PM)
Nice.

Me too. I told them i wanted to cancelled my card, SCB called back and offered me GST waiver + RM50 cash.

I decided to keep the card and will terminate it after enjoying that RM50 tongue.gif
*
just make sure there is no T&C for the Cash Back like usage / cannot cancel within x-mths
taipan22
post Dec 31 2013, 07:28 PM

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QUOTE(kianwee @ Dec 30 2013, 09:30 AM)
I called them and they said 8 weeks after promotion ended. Means first week of Jan 2014. Gotta wait another week before calling them again.
*
Citilink just came to deliver my RM300 Parkson voucher..just in time for tomorrow CNY shopping..

Looking forward to next round of similiar promotion from SCB..
Ricky300
post Dec 31 2013, 07:37 PM

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QUOTE(cfa28 @ Dec 31 2013, 05:35 PM)
just make sure there is no T&C for the Cash Back like usage / cannot cancel within x-mths
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Yeah...no T&C for this cash back.
kianwee
post Jan 1 2014, 10:00 AM

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QUOTE(taipan22 @ Dec 31 2013, 07:28 PM)
Citilink just came to deliver my RM300 Parkson voucher..just in time for tomorrow CNY shopping..

Looking forward to next round of similiar promotion from SCB..
*
Thanks for the update man. I hope mine will reach soon! rclxms.gif
ftan
post Jan 1 2014, 12:25 PM

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QUOTE(ronnie @ Dec 30 2013, 11:14 PM)
I'm one of those that has been keeping their cards.... SCB keep giving me free cash to keep them...  whistling.gif  whistling.gif  thumbup.gif
*
How much they offer you? Just curious to know.

I'm planning to cancel my card tomorrow. The gov tax just came in. Hardly use this card now.

Update: Just called to cancel the card. CS went ahead with it. She said the cc dept will call me in 5 business days.

This post has been edited by ftan: Jan 2 2014, 07:37 AM
TSronnie
post Jan 1 2014, 12:37 PM

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QUOTE(ftan @ Jan 1 2014, 12:25 PM)
How much they offer you? Just curious to know.

I'm planning to cancel my card tomorrow. The gov tax just came in. Hardly use this card now.
*
Usually RM50+RM50
ftan
post Jan 1 2014, 12:40 PM

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QUOTE(ronnie @ Jan 1 2014, 12:37 PM)
Usually RM50+RM50
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Ok, noted. Thanks.
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post Jan 3 2014, 10:03 AM

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QUOTE(Ricky300 @ Dec 31 2013, 01:18 PM)
Me too. I told them i wanted to cancelled my card, SCB called back and offered me GST waiver + RM50 cash.
*
Do not need to cancel. I have been using this card for 4/5 years. Every year before the GST charge, I will call them to ask for RM100 or RM150. I don't even need to tell them that I want cancel. They will give the amount.
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post Jan 3 2014, 10:04 AM

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QUOTE(ckuanglim @ Jan 3 2014, 10:03 AM)
Do not need to cancel. I have been using this card for 4/5 years. Every year before the GST charge, I will call them to ask for RM100 or RM150. I don't even need to tell them that I want cancel. They will give the amount.
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You mean you call up and just ask form RM100/150 upfront ?
ckuanglim
post Jan 3 2014, 10:14 AM

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QUOTE(ronnie @ Jan 3 2014, 10:04 AM)
You mean you call up and just ask form RM100/150 upfront ?
*
Yes. Every year before the GST charge, I will call them, tell them that GST going to charge me. Then ask them to give me cash to waive the GST. If they say give me RM50, I will ask for more, because I tell them that I will not earn any from the RM50. Then ask for RM100 or RM150.
After deduct the RM50 GST, I still earn RM50 or RM100.
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post Jan 3 2014, 10:19 AM

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QUOTE(ckuanglim @ Jan 3 2014, 10:14 AM)
Yes. Every year before the GST charge, I will call them, tell them that GST going to charge me. Then ask them to give me cash to waive the GST. If they say give me RM50, I will ask for more, because I tell them that I will not earn any from the RM50. Then ask for RM100 or RM150.
After deduct the RM50 GST, I still earn RM50 or RM100.
*
Wow you are the MAN.
Ricky300
post Jan 3 2014, 12:50 PM

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QUOTE(ckuanglim @ Jan 3 2014, 10:14 AM)
Yes. Every year before the GST charge, I will call them, tell them that GST going to charge me. Then ask them to give me cash to waive the GST. If they say give me RM50, I will ask for more, because I tell them that I will not earn any from the RM50. Then ask for RM100 or RM150.
After deduct the RM50 GST, I still earn RM50 or RM100.
*
Salute thumbup.gif

Could it be you spend heavily with the card?


This post has been edited by Ricky300: Jan 3 2014, 02:26 PM
TSronnie
post Jan 3 2014, 01:35 PM

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QUOTE(ckuanglim @ Jan 3 2014, 10:14 AM)
Yes. Every year before the GST charge, I will call them, tell them that GST going to charge me. Then ask them to give me cash to waive the GST. If they say give me RM50, I will ask for more, because I tell them that I will not earn any from the RM50. Then ask for RM100 or RM150.
After deduct the RM50 GST, I still earn RM50 or RM100.
*
I'll shall try to "emulate" your method before GST gets charged.
hon
post Jan 3 2014, 02:56 PM

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QUOTE(ckuanglim @ Jan 3 2014, 10:14 AM)
Yes. Every year before the GST charge, I will call them, tell them that GST going to charge me. Then ask them to give me cash to waive the GST. If they say give me RM50, I will ask for more, because I tell them that I will not earn any from the RM50. Then ask for RM100 or RM150.
After deduct the RM50 GST, I still earn RM50 or RM100.
*
You should be spending alot with their cards. blink.gif
ckuanglim
post Jan 3 2014, 03:55 PM

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QUOTE(Ricky300 @ Jan 3 2014, 12:50 PM)
Could it be you spend heavily with the card?
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QUOTE(hon @ Jan 3 2014, 02:56 PM)
You should be spending alot with their cards.  blink.gif
*
I don't really spend much on this card. I pay RM150 monthly for my medical insurance. Other than this, I only use this card after my 'OCBC Ti' and 'UOB One' hit the cash back maximum cap. In average, ~RM8k a year.
victorywp
post Jan 3 2014, 04:11 PM

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QUOTE(ckuanglim @ Jan 3 2014, 03:55 PM)
I don't really spend much on this card. I pay RM150 monthly for my medical insurance. Other than this, I only use this card after my 'OCBC Ti' and 'UOB One' hit the cash back maximum cap. In average, ~RM8k a year.
*
which means for those who spend more than rm8k a year, you should request more than rm150 of free cash from standard chartered before gst charge. brows.gif laugh.gif
ckuanglim
post Jan 3 2014, 04:21 PM

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I am not sure how is their policy. But, in my opinion, the GST definitely can be waived. Although it doesn't auto waive, but at least we don't need to beg for it. You just need to be a bit thick-skinned to ask for >RM50.
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post Jan 3 2014, 11:38 PM

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Received call from card retention department today

CS: why do u want to cancel?
me: no more cash back (Justone Titanium)
CS: can change to Justone Plat - 15% for petrol
me: no thanks, got tnc for 15%
CS: how about 6 months cash advance for 1%
me: sry, not interested
CS: your wish is granted, the card will be cancelled

why no cash offer??? cry.gif
Human Nature
post Jan 3 2014, 11:43 PM

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QUOTE(alexwsk @ Jan 3 2014, 11:38 PM)
Received call from card retention department today

CS: why do u want to cancel?
me: no more cash back (Justone Titanium)
CS: can change to Justone Plat - 15% for petrol
me: no thanks, got tnc for 15%
CS: how about 6 months cash advance for 1%
me: sry, not interested
CS: your wish is granted, the card will be cancelled

why no cash offer???  cry.gif
*
I think the cash offer will be triggered when you mention GST
TSronnie
post Jan 3 2014, 11:44 PM

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QUOTE(alexwsk @ Jan 3 2014, 11:38 PM)
Received call from card retention department today

CS: why do u want to cancel?
me: no more cash back (Justone Titanium)
CS: can change to Justone Plat - 15% for petrol
me: no thanks, got tnc for 15%
CS: how about 6 months cash advance for 1%
me: sry, not interested
CS: your wish is granted, the card will be cancelled

why no cash offer???  cry.gif
*
Possibly another call in the next few days...unless they want to remove all JustOne Titanium cardholders

This post has been edited by ronnie: Jan 3 2014, 11:44 PM
CP88
post Jan 3 2014, 11:46 PM

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QUOTE(alexwsk @ Jan 3 2014, 11:38 PM)
Received call from card retention department today

CS: why do u want to cancel?
me: no more cash back (Justone Titanium)
CS: can change to Justone Plat - 15% for petrol
me: no thanks, got tnc for 15%
CS: how about 6 months cash advance for 1%
me: sry, not interested
CS: your wish is granted, the card will be cancelled

why no cash offer???  cry.gif
*
So next time no simply wish as your wish may be granted tongue.gif
RokXIII
post Jan 4 2014, 12:58 AM

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I recalled that last time when I tried to terminate the card, I called to the CS and made such request, they asked the reason and I said GST is going to impose soon, plus I seldom use the card, told them to refer the transaction history. They proceed without asking me to keep the card.

Few days later, the CS called and offered me RM100. RM50 to offset the GST, and another RM50 for pocket money, and told me to keep the card for another 6 months. Well, why not? blush.gif
noien
post Jan 4 2014, 08:14 AM

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nooo
i cancel 2 of my SCB but nobody even mention about the extra cash money. sad.gif
will reapply next year to get some free gift
victorywp
post Jan 4 2014, 10:07 AM

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QUOTE(alexwsk @ Jan 3 2014, 11:38 PM)
Received call from card retention department today

CS: why do u want to cancel?
me: no more cash back (Justone Titanium)
CS: can change to Justone Plat - 15% for petrol
me: no thanks, got tnc for 15%
CS: how about 6 months cash advance for 1%
me: sry, not interested
CS: your wish is granted, the card will be cancelled

why no cash offer???  cry.gif
*
QUOTE(noien @ Jan 4 2014, 08:14 AM)
nooo
i cancel 2 of my SCB but nobody even mention about the extra cash money. sad.gif
will reapply next year to get some free gift
*
why not you request for the cash (instead of waiting for the cs to offer). biggrin.gif

anyway, i am cancelling my scb business plat since my 0% 6 months bt with them just over.
most probably will cancel after i receive my rm300 parkson vouchers. nod.gif

i will ask for money first and see whether they will give me free money or not.
since i want to cancel it anyway, no harm trying, even if i don't get any, right? laugh.gif
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post Jan 4 2014, 02:16 PM

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QUOTE(Human Nature @ Jan 3 2014, 11:43 PM)
I think the cash offer will be triggered when you mention GST
*
hmm.gif , so that's the magic word laugh.gif

QUOTE(ronnie @ Jan 3 2014, 11:44 PM)
Possibly another call in the next few days...unless they want to remove all JustOne Titanium cardholders
*
let's wait n see

This post has been edited by alexwsk: Jan 4 2014, 02:18 PM
alexwsk
post Jan 4 2014, 02:20 PM

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QUOTE(victorywp @ Jan 4 2014, 10:07 AM)
why not you request for the cash (instead of waiting for the cs to offer).  biggrin.gif

anyway, i am cancelling my scb business plat since my 0% 6 months bt with them just over.
most probably will cancel after i receive my rm300 parkson vouchers.  nod.gif

i will ask for money first and see whether they will give me free money or not.
since i want to cancel it anyway, no harm trying, even if i don't get any, right?  laugh.gif
*
looking forward to apply new card 6 mths later for more $$$ brows.gif
yswon12
post Jan 5 2014, 08:30 PM

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QUOTE(taipan22 @ Dec 31 2013, 07:28 PM)
Citilink just came to deliver my RM300 Parkson voucher..just in time for tomorrow CNY shopping..

Looking forward to next round of similiar promotion from SCB..
*
Did you receive any notification on you getting the voucher or it just come with Citilink?

I have spend more than 3k during that period but no news on whether it is delivered or not.
cenkudu
post Jan 5 2014, 08:52 PM

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3 cards with SCB all GST was paid by them after shot them with 1 email.
raulxiver
post Jan 5 2014, 09:14 PM

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Hi, Im currently holding SCB gold card

if I apply for a WMC now

do i entitle for the rm300 cash back?
victorywp
post Jan 6 2014, 10:53 AM

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QUOTE(raulxiver @ Jan 5 2014, 09:14 PM)
Hi, Im currently holding SCB gold card

if I apply for a WMC now

do i entitle for the rm300 cash back?
*
no, because there is always a clause in their t&c saying:

4. "New Customers" mean applicants who have not held any Standard Chartered Bank Malaysia Berhad credit card, whether as principal or supplementary cardholder, within the past 12 months before the applicant's credit card under this Campaign is issued.

for more information: https://www.sc.com/my/promo/credit-cards/ju...ContextualClick
taipan22
post Jan 6 2014, 11:00 AM

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QUOTE(yswon12 @ Jan 5 2014, 08:30 PM)
Did you receive any notification on you getting the voucher or it just come with Citilink?

I have spend more than 3k during that period but no news on whether it is delivered or not.
*
No notification , they just came and deliver it. I think yours is on the way...or can call the CS to check...
solarwing
post Jan 6 2014, 11:19 AM

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Yesterday tried to call SC to cancel 4 of my CC, CS said will call me back within 6 days. Well, lets see what's the offer next.
victorywp
post Jan 6 2014, 11:59 AM

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QUOTE(yswon12 @ Jan 5 2014, 08:30 PM)
Did you receive any notification on you getting the voucher or it just come with Citilink?

I have spend more than 3k during that period but no news on whether it is delivered or not.
*
don't worry, you are not alone.
i've spent rm7k+ during that period and i'm still waiting for my rm300 parkson vouchers too.
hon
post Jan 6 2014, 12:44 PM

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QUOTE(victorywp @ Jan 6 2014, 11:59 AM)
don't worry, you are not alone.
i've spent rm7k+ during that period and i'm still waiting for my rm300 parkson vouchers too.
*
Me too, still waiting for it.
hmm.gif
Gone call them end of this week if i still not manage to get it.
alexwsk
post Jan 6 2014, 05:35 PM

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QUOTE(alexwsk @ Jan 4 2014, 02:16 PM)
hmm.gif , so that's the magic word  laugh.gif
let's wait n see
*
card has been removed from online banking, very efficient sweat.gif
ftan
post Jan 6 2014, 07:53 PM

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My gst was charged while I was on holiday in dec. I initiated cancellation after seeing the gst. The cancellation dept willing to "waive" my gst but if I still want to cancel my card I need to pay up the $50 (my cc bill would be due on feb 10). Is this true?

Also, I need to keep the card till Aug. So we didn't reach any conclusion as I was not happy with the untruths told. Ex: claiming to call me many times but my hp and office phone didn't show any missed calls. Oh, I asked if got any additional cash rebate and she said never heard of it before.

I called up scb directly and the cs said if the gst is "waived" then only need to keep the card for 6 months. Anyway, I asked the cs to help me cancel again. Frankly, I don't mind keeping the card or even paying to cancel the card but I don't like the way PS handle my case.
victorywp
post Jan 6 2014, 08:19 PM

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QUOTE(ftan @ Jan 6 2014, 07:53 PM)
My gst was charged while I was on holiday in dec. I initiated cancellation after seeing the gst. The cancellation dept willing to "waive" my gst but if I still want to cancel my card I need to pay up the $50 (my cc bill would be due on feb 10). Is this true?

Also, I need to keep the card till Aug. So we didn't reach any conclusion as I was not happy with the untruths told. Ex: claiming to call me many times but my hp and office phone didn't show any missed calls. Oh, I asked if got any additional cash rebate and she said never heard of it before.

I called up scb directly and the cs said if the gst is "waived" then only need to keep the card for 6 months. Anyway, I asked the cs to help me cancel again. Frankly, I don't mind keeping the card or even paying to cancel the card but I don't like the way PS handle my case.
*
after you see your cc statement showing rm50 credited from sc, then only call to cancel your cc again. in that case, you don't need to afraid that you still need to pay up the rm50 gst as the amount is already being offset.
ftan
post Jan 6 2014, 08:29 PM

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QUOTE(victorywp @ Jan 6 2014, 08:19 PM)
after you see your cc statement showing rm50 credited from sc, then only call to cancel your cc again. in that case, you don't need to afraid that you still need to pay up the rm50 gst as the amount is already being offset.
*
Yes, that's one of my plan or stick with 6 months to honor the deal ($50 rebate for 6 months). Just didn't like the dishonest way of the Price Solution person that handled my case. Hence, refused to deal with her.
yw46
post Jan 6 2014, 08:40 PM

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Hi all

I applied this SC platinum visa today. How long will I have to wait to know the outcome ?


ftan
post Jan 6 2014, 08:42 PM

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QUOTE(yw46 @ Jan 6 2014, 08:40 PM)
Hi all

I applied this SC platinum visa today. How long will I have to wait to know the outcome ?
*
I got SMS approval in less than 5 working days.
Clareen
post Jan 7 2014, 12:02 AM

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QUOTE(hon @ Jan 6 2014, 12:44 PM)
Me too, still waiting for it.
hmm.gif
Gone call them end of this week if i still not manage to get it.
*
same, i'm still waiting for my parkson voucher cry.gif
red_scorpion
post Jan 7 2014, 11:35 AM

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yea, i also waiting for the parkson voucher...postpone my pavillion shopping because of this...sien..
Ricky300
post Jan 9 2014, 05:08 PM

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Received RM50 retention cash...now waiting them to charge me GST and waive it!

This post has been edited by Ricky300: Jan 9 2014, 05:08 PM
pinksapphire
post Jan 9 2014, 05:21 PM

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I called the CS and they waived the service fee for me first before canceling the card at a later time. I didn't get any retention or other perks to keep the card. How did you guys manage to get the offers unsure.gif
Anyway, I still have balance left to spend in the card and the CS told me to call back in Feb to cancel the card then (as of now she'll just waive service fee).
victorywp
post Jan 9 2014, 06:21 PM

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my colleague used his points to redeem for his standchart cc annual fee. doh.gif
he should have just called to waive it. doh.gif

after settling his annual fee, he called to cancel the cc because no longer interested to use the cc.
the cs tried to retain him by offering to refund the annual fees to him in cash (not points).

but he rejected it and confirmed the cancellation. doh.gif doh.gif
he should have just get back the annual fees in cash and spend it before calling to cancel again. doh.gif doh.gif
AaIto
post Jan 10 2014, 08:28 PM

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QUOTE(victorywp @ Jan 9 2014, 06:21 PM)
my colleague used his points to redeem for his standchart cc annual fee. doh.gif
he should have just called to waive it.  doh.gif

after settling his annual fee, he called to cancel the cc because no longer interested to use the cc.
the cs tried to retain him by offering to refund the annual fees to him in cash (not points).

but he rejected it and confirmed the cancellation.  doh.gif  doh.gif
he should have just get back the annual fees in cash and spend it before calling to cancel again.  doh.gif  doh.gif
*
These ppl wanna to contribute to the billion ringgit profit banks. Its ok, plus, he/she dont read lowyat forum, then let them pay lor. Ngiak3 brows.gif
sohakyee
post Jan 12 2014, 07:47 PM

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called SC, they say voucher coming soon doh.gif
victorywp
post Jan 12 2014, 08:53 PM

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QUOTE(sohakyee @ Jan 12 2014, 07:47 PM)
called SC, they say voucher coming soon  doh.gif
*
luckily i didn't call for mine. bcs i hate to get such reply. unless they tell when the exact date they have couriered out the vouchers.
kianwee
post Jan 16 2014, 09:10 AM

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Nobody received their vouchers yet? hmm.gif

So much for "within 8 weeks" huh?
victorywp
post Jan 16 2014, 10:01 AM

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QUOTE(kianwee @ Jan 16 2014, 09:10 AM)
Nobody received their vouchers yet? hmm.gif

So much for "within 8 weeks" huh?
*
i'm waiting to cancel my card after receiving the vouchers...
but the vouchers take so long time to reach me...
one of their way of retaining me eh? LOL! shakehead.gif
red_scorpion
post Jan 16 2014, 12:02 PM

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I also waiting for my rm200 voucher...2 of my colleagues received it last week..they received 300..Maybe they distribute by batch? distribute to rm300 qualifier first then rm200 then rm100?
hon
post Jan 16 2014, 12:03 PM

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QUOTE(red_scorpion @ Jan 16 2014, 12:02 PM)
I also waiting for my rm200 voucher...2 of my colleagues received it last week..they received 300..Maybe they distribute by batch? distribute to rm300 qualifier first then rm200 then rm100?
*
Don't think so, I should receive RM300 voucher.
Still waiting.. doh.gif
sochaiapk
post Jan 16 2014, 12:07 PM

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Got a call from Citilink last Saturday. Said failed to deliver to my home but my house always got people inside. So I went to self collect at their office. Take whole stack out (30+) tied with rubber band and one of them was mine. So maybe many not received their vouchers are with Citilink. whistling.gif
fahrur_07
post Jan 16 2014, 04:35 PM

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Just One Platinum card have 15% rebate on petrol rite?
clearcase
post Jan 16 2014, 04:50 PM

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QUOTE(fahrur_07 @ Jan 16 2014, 04:35 PM)
Just One Platinum card have 15% rebate on petrol rite?
*
Provided you spent RM999 in that month
victorywp
post Jan 16 2014, 05:07 PM

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QUOTE(red_scorpion @ Jan 16 2014, 12:02 PM)
I also waiting for my rm200 voucher...2 of my colleagues received it last week..they received 300..Maybe they distribute by batch? distribute to rm300 qualifier first then rm200 then rm100?
*
QUOTE(hon @ Jan 16 2014, 12:03 PM)
Don't think so, I should receive RM300 voucher.
Still waiting..  doh.gif
*
yes, i'm also waiting for my rm300 parkson cash vouchers...
red_scorpion
post Jan 17 2014, 05:24 PM

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voucher received. Citilink postman called me yesteday to deliver it. No body at home to pick up the voucher, and he ask whether can just throw into the letter box. Just have to give him IC no then will do biggrin.gif

TQ SCB
victorywp
post Jan 17 2014, 05:30 PM

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QUOTE(red_scorpion @ Jan 17 2014, 05:24 PM)
voucher received. Citilink postman called me yesteday to deliver it. No body at home to pick up the voucher, and he ask whether can just throw into the letter box. Just have to give him IC no then will do biggrin.gif

TQ SCB
*
one by one received the vouchers already.
left me alone... cry.gif
kianwee
post Jan 17 2014, 08:28 PM

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I received RM300 today. But still pending another RM300 for the amount I spent on my wife's card.
Human Nature
post Jan 18 2014, 02:22 PM

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Terminated my last SCB card. Was offered AF waiver and GST offset but I decline.
victorywp
post Jan 18 2014, 03:02 PM

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QUOTE(Human Nature @ Jan 18 2014, 02:22 PM)
Terminated my last SCB card. Was offered AF waiver and GST offset but I decline.
*
no extra RM50 or rm100 cash offered?
Human Nature
post Jan 18 2014, 03:06 PM

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QUOTE(victorywp @ Jan 18 2014, 03:02 PM)
no extra RM50 or rm100 cash offered?
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Nope, PS said it has been discontinued (or maybe i did not use the card anymore) so was only offered AF + offset + BT.
hon
post Jan 18 2014, 03:08 PM

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Is the GSC buy 1 free 1 promotion still on going?
I didn't manage to get the free ticket today sad.gif
hon
post Jan 18 2014, 03:09 PM

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QUOTE(victorywp @ Jan 17 2014, 05:30 PM)
one by one received the vouchers already.
left me alone...  cry.gif
*
Your not alone yawn.gif
hon
post Jan 18 2014, 03:10 PM

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QUOTE(sochaiapk @ Jan 16 2014, 12:07 PM)
Got a call from Citilink last Saturday. Said failed to deliver to my home but my house always got people inside. So I went to self collect at their office. Take whole stack out (30+) tied with rubber band and one of them was mine. So maybe many not received their vouchers are with Citilink.  whistling.gif
*
Citilink so high "efficient"
victorywp
post Jan 18 2014, 03:56 PM

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QUOTE(sochaiapk @ Jan 16 2014, 12:07 PM)
Got a call from Citilink last Saturday. Said failed to deliver to my home but my house always got people inside. So I went to self collect at their office. Take whole stack out (30+) tied with rubber band and one of them was mine. So maybe many not received their vouchers are with Citilink.  whistling.gif
*
but at least you got a call from citilink...
i don't get any calls from citilink... or any other courier services... cry.gif
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post Jan 18 2014, 08:54 PM

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QUOTE(victorywp @ Jan 16 2014, 05:07 PM)
yes, i'm also waiting for my rm300 parkson cash vouchers...
*
victorywp,

You may check whether you will receive how much voucher by check your credit card details through customer service.

The business had upload the date that you will receive the voucher, with three attempt by courier straight to customer register address on this month.
adolph
post Jan 18 2014, 08:59 PM

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QUOTE(hon @ Jan 18 2014, 03:08 PM)
Is the GSC buy 1 free 1 promotion still on going?
I didn't manage to get the free ticket today sad.gif
*
hon,

The campaign last till 12 Jan 2014, you may check witht the website as already stated very clearly.
The less discount at the end of the "confirm" button before you proceed for purchase gsc ticket.
adolph
post Jan 18 2014, 09:03 PM

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QUOTE(hon @ Jan 16 2014, 12:03 PM)
Don't think so, I should receive RM300 voucher.
Still waiting..  doh.gif
*
hon,

the campaign start with different date, kindly check your promotion campaign, your campaign start may be varies according with other members.
victorywp
post Jan 18 2014, 09:36 PM

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QUOTE(adolph @ Jan 18 2014, 08:54 PM)
victorywp,

You may check whether you will receive how much voucher by check your credit card details through customer service.

The business had upload the date that you will receive the voucher, with three attempt by courier straight to customer register address on this month.
*
so you mean most probably we all will receive our vouchers by this month? which section that i can view the date when to receive the vouchers?
adolph
post Jan 18 2014, 11:55 PM

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QUOTE(victorywp @ Jan 18 2014, 09:36 PM)
so you mean most probably we all will receive our vouchers by this month? which section that i can view the date when to receive the vouchers?
*
victorywp,

that's correct,
please confirm the starting date for your spend and win parkson voucher campaign,
after two month it will be that particular date.

Since it deliver to vendor, it may cause delay. I believe the business already uploaded it since i just receive my voucher too.
If unsure, it always best to seek the details for your campaign with issued of the bank. smile.gif

This post has been edited by adolph: Jan 18 2014, 11:57 PM
fahrur_07
post Jan 20 2014, 08:24 AM

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QUOTE(clearcase @ Jan 16 2014, 04:50 PM)
Provided you spent RM999 in that month
*
if spent below that amount, no petrol rebate?
nothingz
post Jan 20 2014, 09:03 AM

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QUOTE(fahrur_07 @ Jan 20 2014, 08:24 AM)
if spent below that amount, no petrol rebate?
*
basically yes, therefore the 15% rebates headline is misleading if you don't read the t&c
victorywp
post Jan 20 2014, 04:07 PM

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QUOTE(adolph @ Jan 18 2014, 11:55 PM)
victorywp,

that's correct,
please confirm the starting date for your spend and win parkson voucher campaign,
after two month it will be that particular date.

Since it deliver to vendor, it may cause delay. I believe the business already uploaded it since i just receive my voucher too.
If unsure, it always best to seek the details for your campaign with issued of the bank. smile.gif
*
just called to standchart, cs told me that my parkson vouchers already couriered out to me.

when i ask to check:
1) how much is the vouchers amount? he said he doesn't know.
2) when they posted out? he said he doesn't know.
3) which courier company delivering it to me? he said he doesn't know.

doh.gif shakehead.gif doh.gif shakehead.gif doh.gif shakehead.gif
adolph
post Jan 20 2014, 09:50 PM

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QUOTE(victorywp @ Jan 20 2014, 04:07 PM)
just called to standchart, cs told me that my parkson vouchers already couriered out to me.

when i ask to check:
1) how much is the vouchers amount? he said he doesn't know.
2) when they posted out? he said he doesn't know.
3) which courier company delivering it to me? he said he doesn't know.

doh.gif  shakehead.gif  doh.gif  shakehead.gif  doh.gif  shakehead.gif
*
Victorywp,

Last time i can check, why this time can't check.
The agent should be sleeping, or make more sense. he or she doesn't know how to check.
Kindly make another call, request to check once more or you log complain against him or her.
Hehe smile.gif
jonathanchee315
post Jan 21 2014, 12:00 AM

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I am using standard chartered platinum business Visa card now for few years. I wanna ask what kinda reward or rebate this card have ??! Recently saw a lot of other bank offering card with petrol cash back or a lot of shops discount. Should I still keep this card? I do like this card credit limit though. smile.gif
Human Nature
post Jan 21 2014, 12:03 AM

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QUOTE(jonathanchee315 @ Jan 21 2014, 12:00 AM)
I am using standard chartered platinum business Visa card now for few years. I wanna ask what kinda reward or rebate this card have ??! Recently saw a lot of other bank offering card with petrol cash back or a lot of shops discount. Should I still keep this card? I do like this card credit limit though. smile.gif
*
One of the worst card in terms of benefits. Seriously, look elsewhere MBB2 Amex, UOB One, Wise HLB...even OCBC Ti is better. High credit limit means nothing if you are not going to utilize it.

This post has been edited by Human Nature: Jan 21 2014, 12:03 AM
jonathanchee315
post Jan 21 2014, 12:07 AM

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QUOTE(Human Nature @ Jan 21 2014, 12:03 AM)
One of the worst card in terms of benefits. Seriously, look elsewhere MBB2 Amex, UOB One, Wise HLB...even OCBC Ti is better. High credit limit means nothing if you are not going to utilize it.
*
Wow seriously ??? I do utilize the credit limit , due to I frequently use it for business purchases. So ur advice I should opt for other bank ??? Any recommendation ??? Saw a lot people say about MBB2 Amex , is this good? Thanks smile.gif
Human Nature
post Jan 21 2014, 12:21 AM

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QUOTE(jonathanchee315 @ Jan 21 2014, 12:07 AM)
Wow seriously ??? I do utilize the credit limit , due to I frequently use it for business purchases. So ur advice I should opt for other bank ??? Any recommendation ??? Saw a lot people say about MBB2 Amex , is this good? Thanks smile.gif
*
Yes, do check it out and see if it fits your spending pattern. In brief it gives you 5% cash back up to RM50 per month on weekends, and 5x points everyday. Do compare the redemption catalogue between maybank and SCB rolleyes.gif
victorywp
post Jan 21 2014, 01:02 AM

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QUOTE(jonathanchee315 @ Jan 21 2014, 12:00 AM)
I am using standard chartered platinum business Visa card now for few years. I wanna ask what kinda reward or rebate this card have ??! Recently saw a lot of other bank offering card with petrol cash back or a lot of shops discount. Should I still keep this card? I do like this card credit limit though. smile.gif
*
QUOTE(jonathanchee315 @ Jan 21 2014, 12:07 AM)
Wow seriously ??? I do utilize the credit limit , due to I frequently use it for business purchases. So ur advice I should opt for other bank ??? Any recommendation ??? Saw a lot people say about MBB2 Amex , is this good? Thanks smile.gif
*
i'm currently still holding this same cc with yours. it used to be a good cc but not now anymore. i have many other cc with me and i rarely used it nowadays. will terminate it soon too. go for mbb2amex or aeon watami or hlb wise.
hon
post Jan 21 2014, 11:42 AM

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QUOTE(victorywp @ Jan 20 2014, 04:07 PM)
just called to standchart, cs told me that my parkson vouchers already couriered out to me.

when i ask to check:
1) how much is the vouchers amount? he said he doesn't know.
2) when they posted out? he said he doesn't know.
3) which courier company delivering it to me? he said he doesn't know.

doh.gif  shakehead.gif  doh.gif  shakehead.gif  doh.gif  shakehead.gif
*
Just called the SC, i follow your questions and ask them and i did have the replies.
1. RM300
2. Should be posted out on latest the 17/01/2014, but due to it's PH, it will this week, else they will make a case for me.
3. Citilink

Hopefully i get it within this week, else.. i'm gone screw them~ doh.gif


hon
post Jan 21 2014, 11:51 AM

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QUOTE(victorywp @ Jan 21 2014, 01:02 AM)
i'm currently still holding this same cc with yours. it used to be a good cc but not now anymore. i have many other cc with me and i rarely used it nowadays. will terminate it soon too. go for mbb2amex or aeon watami or hlb wise.
*
I just apply for the HLC WISE. brows.gif
After i get the Parkson's vourchers, i will terminate the SC cards. rclxms.gif
victorywp
post Jan 21 2014, 11:51 AM

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QUOTE(hon @ Jan 21 2014, 11:42 AM)
Just called the SC, i follow your questions and ask them and i did have the replies.
1. RM300
2. Should be posted out on latest the 17/01/2014, but due to it's PH, it will this week, else they will make a case for me.
3. Citilink

Hopefully i get it within this week, else.. i'm gone screw them~  doh.gif
*
what a discrimination!!! cry.gif
that guy told me he couldn't check from his end! mad.gif vmad.gif
victorywp
post Jan 21 2014, 11:52 AM

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QUOTE(hon @ Jan 21 2014, 11:51 AM)
I just apply for the HLC WISE.  brows.gif
After i get the Parkson's vourchers, i will terminate the SC cards.  rclxms.gif
*
yes, i'm also waiting for my rm300 parkson vouchers and will terminate this cc. rclxms.gif
hon
post Jan 21 2014, 12:15 PM

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QUOTE(victorywp @ Jan 21 2014, 11:51 AM)
what a discrimination!!!  cry.gif
that guy told me he couldn't check from his end!  mad.gif  vmad.gif
*
I think you should try to call again.
Hopefully the CS was not the one make nonsense for you. smile.gif

kianwee
post Jan 21 2014, 02:28 PM

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QUOTE(victorywp @ Jan 21 2014, 11:51 AM)
what a discrimination!!!  cry.gif
that guy told me he couldn't check from his end!  mad.gif  vmad.gif
*
I just gave them a call and after a while checking, the CS just gave a very vague answer - "All customers will receive their Parkson voucher by mid of February" doh.gif doh.gif doh.gif

I swear on I'm gonna cancel all my SC cards after I receive my voucher.
Human Nature
post Jan 21 2014, 02:32 PM

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Always follow the T&C. What is the stated timeline?
hon
post Jan 21 2014, 03:24 PM

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QUOTE(Human Nature @ Jan 21 2014, 02:32 PM)
Always follow the T&C. What is the stated timeline?
*
Should be receive within 8 weeks after the campaign ended.
Campaign end on the 8-Nov 2013

sweat.gif sweat.gif sweat.gif
Human Nature
post Jan 21 2014, 03:40 PM

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QUOTE(hon @ Jan 21 2014, 03:24 PM)
Should be receive within 8 weeks after the campaign ended.
Campaign end on the 8-Nov 2013

sweat.gif  sweat.gif  sweat.gif
*
So it has passed. Just send an email to Bank Negara and you don't have to keep calling CS anymore.
red_scorpion
post Jan 21 2014, 04:19 PM

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just wait la...SCB so generous, y want complain so much?
SCB keep giving free cash and item all the while, treat us so good, but you guys go complain so much to BNM?
victorywp
post Jan 21 2014, 04:39 PM

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QUOTE(red_scorpion @ Jan 21 2014, 04:19 PM)
just wait la...SCB so generous, y want complain so much?
SCB keep giving free cash and item all the while, treat us so good, but you guys go complain so much to BNM?
*
yeah, i will not complain to bnm since I received quite a number of benefits from scb. however i just feel unhappy with the delay and also the cs who doesn't know anything that i'm asking.
Human Nature
post Jan 21 2014, 05:48 PM

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QUOTE(red_scorpion @ Jan 21 2014, 04:19 PM)
just wait la...SCB so generous, y want complain so much?
SCB keep giving free cash and item all the while, treat us so good, but you guys go complain so much to BNM?
*
Your choice wink.gif
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post Jan 21 2014, 05:57 PM

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That sort of mentality is why we get 3rd world service.

SC give us freebies because they're nice people or as marketting so we buy their product? Do we 'owe' them free pass when they don't live up to their own T&C? Don't treat companies like your friends, because they don't care about you one.
SUSNicklly
post Jan 21 2014, 07:38 PM

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Any benefit if I apply this sc platinum master card? .. Currently just see free 2 years annual fees
Human Nature
post Jan 21 2014, 07:47 PM

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QUOTE(Nicklly @ Jan 21 2014, 07:38 PM)
Any benefit if I apply this sc platinum master card? .. Currently just see free 2 years annual fees
*
https://www.sc.com/my/credit-cards/platinum...xGvpfRlcewtVQ.0
jonathanchee315
post Jan 21 2014, 11:29 PM

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QUOTE(kianwee @ Jan 21 2014, 02:28 PM)
I just gave them a call and after a while checking, the CS just gave a very vague answer - "All customers will receive their Parkson voucher by mid of February" doh.gif doh.gif doh.gif

I swear on I'm gonna cancel all my SC cards after I receive my voucher.
*

I receive mine two week ago. Which I doesn't even know I won something until i open it. It's a rm 300 voucher parkson delivered by citilink. Be patient bro. I am still deciding to keep this card anot....
Clareen
post Jan 22 2014, 04:53 PM

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QUOTE(jonathanchee315 @ Jan 21 2014, 11:29 PM)
I receive mine two week ago. Which I doesn't even know I won something until i open it. It's a rm 300 voucher parkson delivered by citilink. Be patient bro. I am still deciding to keep this card anot....
*
wonder why i haven't receive mine sad.gif
victorywp
post Jan 22 2014, 05:12 PM

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QUOTE(Clareen @ Jan 22 2014, 04:53 PM)
wonder why i haven't receive mine sad.gif
*
i hate to repeat this... but me too haven't receive mine... sad.gif
Clareen
post Jan 22 2014, 05:15 PM

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QUOTE(victorywp @ Jan 22 2014, 05:12 PM)
i hate to repeat this... but me too haven't receive mine...  sad.gif
*
means they actually randomly sent out from their pending list? i wonder if called to CS to double check will it help?
victorywp
post Jan 22 2014, 05:23 PM

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QUOTE(Clareen @ Jan 22 2014, 05:15 PM)
means they actually randomly sent out from their pending list? i wonder if called to CS to double check will it help?
*
you may try to call as some of us here in lyn did get satisfactory reply from the cs.
however, for my case, i did call to ask but below was what i got from the cs:

QUOTE(victorywp @ Jan 20 2014, 04:07 PM)
just called to standchart, cs told me that my parkson vouchers already couriered out to me.

when i ask to check:
1) how much is the vouchers amount? he said he doesn't know.
2) when they posted out? he said he doesn't know.
3) which courier company delivering it to me? he said he doesn't know.

doh.gif  shakehead.gif  doh.gif  shakehead.gif  doh.gif  shakehead.gif
*
Mr Gray
post Jan 24 2014, 11:20 AM

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Damn. SC just reduced my credit limit from RM7000 to RM1500. Could it be because I pay all my balances at the end of the month, giving no revenue to Standard Chartered?
victorywp
post Jan 24 2014, 11:23 AM

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QUOTE(Mr Gray @ Jan 24 2014, 11:20 AM)
Damn. SC just reduced my credit limit from RM7000 to RM1500. Could it be because I pay all my balances at the end of the month, giving no revenue to Standard Chartered?
*
that cannot be the reason bcs most of us are doing that every month.
better call the cs to clarify.
Human Nature
post Jan 24 2014, 11:31 AM

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Some of us have reported the same here too. Just a part of that exercise maybe.
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post Jan 24 2014, 01:39 PM

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QUOTE(Mr Gray @ Jan 24 2014, 11:20 AM)
Damn. SC just reduced my credit limit from RM7000 to RM1500. Could it be because I pay all my balances at the end of the month, giving no revenue to Standard Chartered?
*
No changes in my Credit Limit(CL).... rclxms.gif rclxms.gif rclxms.gif

This post has been edited by ronnie: Jan 24 2014, 01:39 PM
TSronnie
post Jan 24 2014, 01:50 PM

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My eStatement seem to be not working... anybody else with similar issue ?
victorywp
post Jan 24 2014, 02:32 PM

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QUOTE(ronnie @ Jan 24 2014, 01:50 PM)
My eStatement seem to be not working... anybody else with similar issue ?
*
mine no problem. wink.gif
flyingteeku
post Jan 24 2014, 04:13 PM

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I got my voucher but only rm100..while i am supposed to get rm200 voucher...called SC and lodged a complain yesterday..they said will call me within 24 hours but until din receive any call..

btw, my voucher was delivered through GDEX...
victorywp
post Jan 24 2014, 04:14 PM

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QUOTE(flyingteeku @ Jan 24 2014, 04:13 PM)
I got my voucher but only rm100..while i am supposed to get rm200 voucher...called SC and lodged a complain yesterday..they said will call me within 24 hours but until din receive any call..

btw, my voucher was delivered through GDEX...
*
seems like not all will be delivered by citilink... hmm.gif
izwanz
post Jan 24 2014, 10:06 PM

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Anybody using JustOne Platinum MasterCard? Do you get waiver for the annual fee?
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post Jan 25 2014, 11:09 AM

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yes i get waiver for the annual fee
wiwi
post Jan 25 2014, 10:16 PM

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Anyone got their groupon gift for applying for SC ...a Philips air purifier yet?
adolph
post Jan 26 2014, 10:25 AM

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QUOTE(izwanz @ Jan 24 2014, 10:06 PM)
Anybody using JustOne Platinum MasterCard? Do you get waiver for the annual fee?
*
izwanz,

Yes, for the first year as it explain in the website.
For the subsequent, you need to request for waiver manually except annual fee reverse by the bank auto as goodwill to the banks.
adolph
post Jan 26 2014, 10:27 AM

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QUOTE(wiwi @ Jan 25 2014, 10:16 PM)
Anyone got their groupon gift for applying for SC ...a Philips air purifier yet?
*
wiwi,

The gift will be send by groupon itself after successful application, within the period after card approved.
In fact, all gift usually link to groupon for free gifts such as cuckoo watch.
yujin86
post Jan 27 2014, 12:26 AM

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QUOTE(wiwi @ Jan 25 2014, 10:16 PM)
Anyone got their groupon gift for applying for SC ...a Philips air purifier yet?
*
i got the cookoo watch on last thursday oledi
victorywp
post Jan 27 2014, 12:51 PM

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QUOTE(victorywp @ Jan 24 2014, 04:14 PM)
seems like not all will be delivered by citilink...  hmm.gif
*
just saw citilink notice at the floor of my house gate (not in my mailbox). but now i have left to outstation. will go to collect at their branch after i come back from outstation next 2 days. just called citilink to inform them so that they don't send back to standchart. bcs it's written that i need to collect within 3 days from the notice date.
victorywp
post Jan 27 2014, 12:52 PM

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-double post-

This post has been edited by victorywp: Jan 27 2014, 12:53 PM
wiwi
post Jan 27 2014, 01:37 PM

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post Jan 27 2014, 05:14 PM

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been calling countles so of time to standard chartered for my fee waiver which i was promised but still yet to waived

getting tired

any way how?
SUSMNet
post Jan 28 2014, 10:25 PM

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cut the card

wait no more
flyingteeku
post Jan 29 2014, 09:26 AM

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Just got a call from SCB, they said that the amount i spent was less from 20th September to 20th November only 4K++ but i made a huge one huge transaction 5K on 10th September. I thought the promotion period is from 5th September to 5th November. Argue with them also no point. Bye Bye SCB. Make up my mind to cancel the CC.
hon
post Jan 29 2014, 11:31 AM

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QUOTE(flyingteeku @ Jan 29 2014, 09:26 AM)
Just got a call from SCB, they said that the amount i spent was less from 20th September to 20th November only 4K++ but i made a huge one huge transaction 5K on 10th September. I thought the promotion period is from 5th September to 5th November. Argue with them also no point. Bye Bye SCB. Make up my mind to cancel the CC.
*
Yes, the promotion started from the 5th of Sept, and you have the rights to argue with them.

victorywp
post Jan 30 2014, 10:23 AM

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QUOTE(victorywp @ Jan 27 2014, 12:51 PM)
just saw citilink notice at the floor of my house gate (not in my mailbox). but now i have left to outstation. will go to collect at their branch after i come back from outstation next 2 days. just called citilink to inform them so that they don't send back to standchart. bcs it's written that i need to collect within 3 days from the notice date.
*
rm300 parkson vouchers received! will cancel this standchart business platinum cc after cny!
hon
post Feb 2 2014, 10:20 PM

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QUOTE(victorywp @ Jan 30 2014, 10:23 AM)
rm300 parkson vouchers received! will cancel this standchart business platinum cc after cny!
*
I have the vouchers too at last!
Will cut the cards next week.
Lets see if i get any cash rebate or not smile.gif
saldopullt
post Feb 4 2014, 10:40 AM

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QUOTE(adolph @ Jan 26 2014, 10:25 AM)
izwanz,

Yes, for the first year as it explain in the website.
For the subsequent, you need to request for waiver manually except annual fee reverse by the bank auto as goodwill to the banks.
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I was tempted by the 15% discount on petrol for this card but the annual fee is hefty. Any idea the minimum requirement to get fee waiver?
victorywp
post Feb 4 2014, 12:28 PM

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QUOTE(saldopullt @ Feb 4 2014, 10:40 AM)
I was tempted by the 15% discount on petrol for this card but the annual fee is hefty. Any idea the minimum requirement to get fee waiver?
*
just call to waive, that's it, whether can be waived or not depends on their judgment.
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post Feb 4 2014, 03:01 PM

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QUOTE(saldopullt @ Feb 4 2014, 10:40 AM)
I was tempted by the 15% discount on petrol for this card but the annual fee is hefty. Any idea the minimum requirement to get fee waiver?
*
Make sure you read T&C, its not really 15%.
saldopullt
post Feb 4 2014, 03:32 PM

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QUOTE(LostAndFound @ Feb 4 2014, 03:01 PM)
Make sure you read T&C, its not really 15%.
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can u elaborate pls?
saldopullt
post Feb 4 2014, 03:56 PM

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QUOTE(LostAndFound @ Feb 4 2014, 03:01 PM)
Make sure you read T&C, its not really 15%.
*
Oops.. I just found the T&C..

quoted from SCB website
We give you petrol cashback in the following situations:
When you spend a minimum of RM999 but less than RM1,999 per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, subject to a cap of RM28 per month;

When you spend a minimum of RM1,999 but less than RM2,999 per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, subject to a cap of to RM38 per month

When you spend a minimum of RM2,999 or more per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, you will receive a petrol cashback cap up to RM48 per month


This will definitely hold me back with minimum spending...
SUSMNet
post Feb 4 2014, 10:29 PM

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need wait 6 month to cancel the cc?
Human Nature
post Feb 5 2014, 12:16 AM

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QUOTE(MNet @ Feb 4 2014, 10:29 PM)
need wait 6 month to cancel the cc?
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No, not stated in T&C
raulxiver
post Feb 9 2014, 05:54 PM

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It seem scb really desperate to get more customer as they lowered the min annual income requirement for ther cc ridiculously. 24k for plat 36k for wmc.
audionutter
post Feb 9 2014, 09:07 PM

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SCB is a lousy bank. Their cards are not worth getting as most benefits have been withdrawn as Gen-X already mentioned.

So no surprise now nobody wants their cards and they have to lower income requirements to attract people.

If you read the financial papers, there has also been reports that SCB may be in financial trouble and may be sold/taken over by other banks. Quite fitting for a lousy bank? i think their big boss also changed recently?

My personal experience with SCB also confirms how lousy they are. Until I have to ask Bank Negara to intervene and take action then only they apologize and admit their mistake. Their branch in Kota Damansara also lost a lot of staff, including the manager leaving for PBB, assitant manager leaving for other banks and so on. You go there and you see how demoralised their existing staff are!

Their branch in PJ old town also the same. Understaffed as too many already left! All these are signs of a bank in trouble...

This post has been edited by audionutter: Feb 9 2014, 09:08 PM
miss_t
post Feb 9 2014, 11:07 PM

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wah...so many bad vibes on SCB card yeah.

the only reason i keep my worldmiles card is to convert to enrich
tAmp0i
post Feb 11 2014, 09:25 AM

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Hooray SCB terminated all my cards after I composed a message telling to cancel. Will apply again when there are cash back hehe...
kianwee
post Feb 11 2014, 11:20 AM

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Received my RM300 x 2 Parkson vouchers! Thank you SC smile.gif
ahtiven
post Feb 12 2014, 12:10 PM

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received the 300 parkson voucher. is there any more promotions going on
victorywp
post Feb 12 2014, 03:17 PM

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QUOTE(ahtiven @ Feb 12 2014, 12:10 PM)
received the 300 parkson voucher. is there any more promotions going on
*
so far no more... so it's time to cancel it...
vankodoq
post Feb 12 2014, 03:43 PM

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QUOTE(miss_t @ Feb 9 2014, 11:07 PM)
wah...so many bad vibes on SCB card yeah.

the only reason i keep my worldmiles card is to convert to enrich
*
That's actually the only reason that I want to apply for SC credit card. But being a foreigner, with my income right now they say I can't apply for it. Ah well. rolleyes.gif
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post Feb 12 2014, 06:25 PM

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QUOTE(hon @ Jan 21 2014, 03:24 PM)
Should be receive within 8 weeks after the campaign ended.
Campaign end on the 8-Nov 2013

sweat.gif  sweat.gif  sweat.gif
*
Did you all received the AirAsia voucher already?
How they sent? via email?
I received nothing, Spent 7k above.

Why?
victorywp
post Feb 18 2014, 10:59 AM

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just called to cancel my stanchart business platinum. need to take 5-7 working days for the retention team to call back.
hon
post Feb 19 2014, 10:37 AM

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QUOTE(IsaacVky @ Feb 19 2014, 08:22 AM)
you should insist them to transfer call to their cancellation dept right away.

i waited 2 weeks or more to cancel my cards, nobody called me and I called three time into 1300888888 until NOW i still cannot cancel and talk to the cancellation dept. WHAT A SHIT BANK

PBB cancellation took merely few minutes on the phone.
*
Doesn't help, the cancellation dept is fully engaged all the time. =="

hon
post Feb 19 2014, 10:38 AM

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QUOTE(victorywp @ Feb 18 2014, 10:59 AM)
just called to cancel my stanchart business platinum. need to take 5-7 working days for the retention team to call back.
*
I have done that 2 weeks back, still waiting sweat.gif
victorywp
post Feb 19 2014, 10:41 AM

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QUOTE(hon @ Feb 19 2014, 10:38 AM)
I have done that 2 weeks back, still waiting  sweat.gif
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so you still waiting or already taken another step?
sohakyee
post Feb 19 2014, 05:04 PM

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Today received the Parkson RM300 Voucher one day after calling them, they said have sent to me last month but didn't get to me that time.

Will call for GST waiver and wait for other promo rclxms.gif
Eddy924
post Feb 19 2014, 09:45 PM

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just sign up the just one card, the parkson voucher still valid? how to get? thanks
TSronnie
post Feb 19 2014, 10:36 PM

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QUOTE(Eddy924 @ Feb 19 2014, 09:45 PM)
just sign up the just one card, the parkson voucher still valid? how to get? thanks
*
Parkson voucher promo sudah ended... most have receive their vouchers
cfa28
post Feb 20 2014, 02:29 PM

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Just got a call from Price solutions when I wanted to cancel my Card.

Offer 10,000 bonus points to offset GST for my Principal Card and 5,000 Points for my supplementary Card

Offer RM50 Cash Back for both Principal Card and Supplementary Card.


LostAndFound
post Feb 20 2014, 09:26 PM

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QUOTE(IsaacVky @ Feb 20 2014, 05:02 PM)
Yes I called 3 times in 2 days and never get to speak to them.

what a bloody shitty useless bank.

dear all please avoid this bank!!!!!!!
*
The smart ones won't simply avoid for these reason. Most here have made hundreds or thousands of cash off SCBC, not including some groupon gifts. Just because of wasting 3 times your time to call you don't want these gifts up to you lor.

Of course, current promos aren't so nice, but when good promos come you see la what people will do =)
flyingteeku
post Feb 24 2014, 02:16 PM

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Abit pissed off with this bank...call to cancel my card on 12/2/2014 and card now still active after online checking...they promised that the card cancellation team will call within 5-7 days, but no call whatsoever...
victorywp
post Feb 24 2014, 04:04 PM

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QUOTE(flyingteeku @ Feb 24 2014, 02:16 PM)
Abit pissed off with this bank...call to cancel my card on 12/2/2014 and card now still active after online checking...they promised that the card cancellation team will call within 5-7 days, but no call whatsoever...
*
yours already more than 7 working days.
mine not yet 7 days but i doubt that the retention team will call me as per so many complaints similar to yours.
cfa28
post Feb 24 2014, 04:37 PM

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QUOTE(flyingteeku @ Feb 24 2014, 02:16 PM)
Abit pissed off with this bank...call to cancel my card on 12/2/2014 and card now still active after online checking...they promised that the card cancellation team will call within 5-7 days, but no call whatsoever...
*
QUOTE(victorywp @ Feb 24 2014, 04:04 PM)
yours already more than 7 working days.
mine not yet 7 days but i doubt that the retention team will call me as per so many complaints similar to yours.
*
I called to cancel before CNY and if u refer to my post above, the Retention Call did call me.

Try to ask for more freebies to retain your card. Perhaps I was too kind, ask for RM100 CB plus Reqard Points to offset GST.


raymond5105
post Feb 25 2014, 10:56 PM

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QUOTE(cfa28 @ Feb 20 2014, 02:29 PM)
Just got a call from Price solutions when I wanted to cancel my Card.

Offer 10,000 bonus points to offset GST for my Principal Card and 5,000 Points for my supplementary Card

Offer RM50 Cash Back for both Principal Card and Supplementary Card.
*
I got the same offer from them for my principle card and 3 years free waiver. Not sure if they are really giving 3 years free annual fee + GST. sweat.gif
hon
post Feb 26 2014, 11:04 AM

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Just receive the call from Price Solution, they offer me all fees waived and each card credit me RM50 biggrin.gifD
Free cash again..

I think you guys can ask for more since they sounds so easy going..
TSronnie
post Feb 26 2014, 01:38 PM

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QUOTE(hon @ Feb 26 2014, 11:04 AM)
Just receive the call from Price Solution, they offer me all fees waived and each card credit me RM50 biggrin.gifD
Free cash again..

I think you guys can ask for more since they sounds so easy going..
*
That's the plan: ask for RM50 offset + RM50~100 free cash per card:)
flyingteeku
post Feb 26 2014, 02:05 PM

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QUOTE(ronnie @ Feb 26 2014, 01:38 PM)
That's the plan: ask for RM50 offset + RM50~100 free cash per card:)
*
I am still waiting for call from Price Solution. Maybe i will ask them to offer me GST waiver RM50 + RM100 cashback. After spend the cash, cancel the card.. rclxms.gif
TSronnie
post Feb 26 2014, 02:13 PM

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QUOTE(flyingteeku @ Feb 26 2014, 02:05 PM)
I am still waiting for call from Price Solution. Maybe i will ask them to offer me GST waiver RM50 + RM100 cashback. After spend the cash, cancel the card.. rclxms.gif
*
You are required to hold the CC for another 6 months (part of the T&C for retention)
flyingteeku
post Feb 26 2014, 02:44 PM

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If we dont sign the black and white paper, we can just ignore the T&C rite?
TSronnie
post Feb 26 2014, 03:37 PM

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QUOTE(flyingteeku @ Feb 26 2014, 02:44 PM)
If we dont sign the black and white paper, we can just ignore the T&C rite?
*
What do you think ? They will just reverse the charge and you will owe RM50 or RMxx
flyingteeku
post Feb 26 2014, 03:43 PM

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QUOTE(ronnie @ Feb 26 2014, 03:37 PM)
What do you think ? They will just reverse the charge and you will owe RM50 or RMxx
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Hmm...so, in this case just keep for 6 months and not spend anything...
hon
post Feb 26 2014, 03:50 PM

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QUOTE(flyingteeku @ Feb 26 2014, 03:43 PM)
Hmm...so, in this case just keep for 6 months and not spend anything...
*
Just take the offer > spend the free cash > keep it inside your drawer > wait for another year for free cash again..
icon_idea.gif

shaun9189
post Feb 26 2014, 04:47 PM

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Hi,

Need some advise for the Standard Chartered Visa Translucent. Any info?
victorywp
post Feb 26 2014, 05:11 PM

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QUOTE(shaun9189 @ Feb 26 2014, 04:47 PM)
Hi,

Need some advise for the Standard Chartered Visa Translucent. Any info?
*
what kind of advice do you need?
every information is in the website: https://www.sc.com/my/personal-banking/late...1107-I:10000496
prescott2006
post Feb 27 2014, 11:11 AM

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I still have positive balance in my credit card. Will them be refunded if I terminate my credit card now?
hon
post Feb 27 2014, 11:53 AM

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QUOTE(prescott2006 @ Feb 27 2014, 11:11 AM)
I still have positive balance in my credit card. Will them be refunded if I terminate my credit card now?
*
Not so sure, why not you just clear the balance? sweat.gif

lamode
post Feb 27 2014, 03:00 PM

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QUOTE(prescott2006 @ Feb 27 2014, 11:11 AM)
I still have positive balance in my credit card. Will them be refunded if I terminate my credit card now?
*
not too sure for SCB, but OCBC did refund it by GIRO to me.
victorywp
post Feb 27 2014, 05:56 PM

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QUOTE(prescott2006 @ Feb 27 2014, 11:11 AM)
I still have positive balance in my credit card. Will them be refunded if I terminate my credit card now?
*
just buy something with it. the easiest is to pump petrol at the automated fuel dispenser, using off the exact balance amount. nod.gif
a6meister
post Mar 3 2014, 12:45 AM

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Anyone canceled the s.chartered credit card recently?

Did they counter offer of retention by generously giving cash back?
victorywp
post Mar 3 2014, 10:05 AM

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QUOTE(a6meister @ Mar 3 2014, 12:45 AM)
Anyone canceled the s.chartered credit card recently?

Did they counter offer of retention by generously giving cash back?
*
yes, i did. but their card retention team doesn't even call me back until now!!! vmad.gif mad.gif
hon
post Mar 3 2014, 10:35 AM

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QUOTE(victorywp @ Mar 3 2014, 10:05 AM)
yes, i did. but their card retention team doesn't even call me back until now!!!  vmad.gif  mad.gif
*
They have a due date on every termination case, ask them when is your due and they will probably call on that day.
I believe they have no free time to handle mass termination.. doh.gif

This post has been edited by hon: Mar 3 2014, 10:36 AM
flyingteeku
post Mar 3 2014, 11:38 AM

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QUOTE(victorywp @ Mar 3 2014, 10:05 AM)
yes, i did. but their card retention team doesn't even call me back until now!!!  vmad.gif  mad.gif
*
Same goes to me...tired of waiting for 3 weeks ++... vmad.gif mad.gif
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post Mar 3 2014, 12:26 PM

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QUOTE(hon @ Mar 3 2014, 10:35 AM)
They have a due date on every termination case, ask them when is your due and they will probably call on that day.
I believe they have no free time to handle mass termination..  doh.gif
*
For my due date cancellation is 26 Feb but until now still not yet receive the call!!!
victorywp
post Mar 4 2014, 10:38 PM

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anyone managed to call and talk to the stanchart cs? seems like they have upgraded their self-service menu and keep asking and saying my 6-digit pin is wrong! i am stuck at the menu! can't talk to a human!

This post has been edited by victorywp: Mar 4 2014, 10:49 PM
victorywp
post Mar 4 2014, 10:53 PM

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QUOTE(victorywp @ Feb 18 2014, 10:59 AM)
just called to cancel my stanchart business platinum. need to take 5-7 working days for the retention team to call back.
*
QUOTE(victorywp @ Feb 24 2014, 04:04 PM)
yours already more than 7 working days.
mine not yet 7 days but i doubt that the retention team will call me as per so many complaints similar to yours.
*
QUOTE(victorywp @ Mar 4 2014, 10:38 PM)
anyone managed to call and talk to the stanchart cs? seems like they have upgraded their self-service menu and keep asking and saying my 6-digit pin is wrong! i am stuck at the menu! can't talk to a human!
*
managed to get a human to talk to finally...
they said that my cancellation is still in progress!
i said that has been more than 5-7 working days as promised earlier!
they said that the retention team is calling back based on first-in-first-out basis.
i said that means there are so many users cancelling stanchart cc recently??!!
and i hung up!!! vmad.gif mad.gif
flyingteeku
post Mar 5 2014, 03:23 PM

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QUOTE(victorywp @ Mar 4 2014, 10:53 PM)
managed to get a human to talk to finally...
they said that my cancellation is still in progress!
i said that has been more than 5-7 working days as promised earlier!
they said that the retention team is calling back based on first-in-first-out basis.
i said that means there are so many users cancelling stanchart cc recently??!!
and i hung up!!!  vmad.gif  mad.gif
*
i am still waiting for card retention to call...already 3 weeks since i last cancelled but still no call until now...sigh...
DM3
post Mar 5 2014, 04:51 PM

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why so difficult to cancel?
i just email thru the internet banking and its cancel without any call back all my 4 cards
victorywp
post Mar 5 2014, 05:06 PM

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QUOTE(DM3 @ Mar 5 2014, 04:51 PM)
why so difficult to cancel?
i just email thru the internet banking and its cancel without any call back all my 4 cards
*
i told the cs to just cancel it because i really don't need those lousy cc anymore (don't need the retention team at all for my case). but still, she said the procedure is to wait for the retention team to call back. doh.gif
DM3
post Mar 5 2014, 05:15 PM

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QUOTE(victorywp @ Mar 5 2014, 05:06 PM)
i told the cs to just cancel it because i really don't need those lousy cc anymore (don't need the retention team at all for my case). but still, she said the procedure is to wait for the retention team to call back.  doh.gif
*
haha maybe they wan to retain u, for me they just cancel all from total of 6 cards tongue.gif
then again the 1st 2 cards they did call back last yr and i also gave the same reply as their card are not attractive anymore and they give up doin so for the subsequent cards being canceled
alexwsk
post Mar 5 2014, 10:58 PM

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QUOTE(victorywp @ Mar 5 2014, 05:06 PM)
i told the cs to just cancel it because i really don't need those lousy cc anymore (don't need the retention team at all for my case). but still, she said the procedure is to wait for the retention team to call back.  doh.gif
*
just tell the cs to cancel it on the spot or else will complain to BNM
see what's their reaction
hon
post Mar 6 2014, 09:43 AM

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QUOTE(victorywp @ Mar 5 2014, 05:06 PM)
i told the cs to just cancel it because i really don't need those lousy cc anymore (don't need the retention team at all for my case). but still, she said the procedure is to wait for the retention team to call back.  doh.gif
*
Tell them your cards lost and don't wan the replacement and hence cancel all the cards for you.. thumbup.gif
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post Mar 6 2014, 03:05 PM

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QUOTE(hon @ Mar 6 2014, 09:43 AM)
Tell them your cards lost and don't wan the replacement and hence cancel all the cards for you..  thumbup.gif
*
but if they still not cancel it while i totally forget about it... suddenly after few years later i got many late charges and finance charges due to the interest came from the gst. doh.gif
hon
post Mar 6 2014, 05:19 PM

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QUOTE(victorywp @ Mar 6 2014, 03:05 PM)
but if they still not cancel it while i totally forget about it... suddenly after few years later i got many late charges and finance charges due to the interest came from the gst.  doh.gif
*
I think it's better to wait the retention dept to call you, the GST will not charge to the cards as you have request to cancel the card, this is what they told me previously. No harm to wait and don't have to waste time to call them.

This post has been edited by hon: Mar 6 2014, 05:20 PM
cfc
post Mar 6 2014, 06:26 PM

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they called back back when i submit the request to cancel thru the scb online banking page. Got a call after 2 weeks from Price Solution.
They only offered to offset it after I PAY the GST first. So i turned down the request and received an sms confirmation the next day.
beyond86
post Mar 6 2014, 07:25 PM

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QUOTE(hon @ Mar 6 2014, 10:43 AM)
Tell them your cards lost and don't wan the replacement and hence cancel all the cards for you..  thumbup.gif
*
card lost is not good ideas as they will charge the processing fees....
unless the card is damaged such as chip faulty
a6meister
post Mar 7 2014, 12:04 AM

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Price solution called me yesterday to confirm with me of 3 cards cancellation without any cashback. So, i just cancelled.

Still have 4 cards to go and 5 cards by my wife.
victorywp
post Mar 10 2014, 11:07 AM

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just received this sms...
QUOTE
RM0.00 StanChart: Be a top spender & stand a chance to win a Samsung Note 3! Till 31/5. SMS AC<space>16 digit credit card number to 66300. T&C apply


This post has been edited by victorywp: Mar 10 2014, 11:07 AM
beyond86
post Mar 10 2014, 11:17 AM

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QUOTE(victorywp @ Mar 10 2014, 12:07 PM)
just received this sms...
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received on Thursday 6/3/2014
peri peri
post Mar 10 2014, 11:17 AM

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QUOTE(victorywp @ Mar 10 2014, 11:07 AM)
just received this sms...
*
Already participate and charged rm3000 since last week. Hope can win the Note 3 thumbup.gif
victorywp
post Mar 10 2014, 11:19 AM

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QUOTE(peri peri @ Mar 10 2014, 11:17 AM)
Already participate and charged rm3000 since last week. Hope can win the Note 3  thumbup.gif
*
wah, and i still thought nobody interested in this... hmm.gif
KTCY
post Mar 10 2014, 11:29 AM

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just wondering the 15% for life petrol is it really 15% ? I read over and over just dont get it
beyond86
post Mar 10 2014, 12:08 PM

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QUOTE(KTCY @ Mar 10 2014, 12:29 PM)
just wondering the 15% for life petrol is it really 15% ? I read over and over just dont get it
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didn't you spent more than RM1999?
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post Mar 10 2014, 12:13 PM

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QUOTE(KTCY @ Mar 10 2014, 11:29 AM)
just wondering the 15% for life petrol is it really 15% ? I read over and over just dont get it
*
From T&Cs: https://www.sc.com/my/promo/credit-cards/ju...ercard/tnc.html
5. Petrol Cash Back
We give you petrol cashback in the following situations:
When you spend a minimum of RM999 but less than RM1,999 per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, subject to a cap of RM28 per month...
peri peri
post Mar 10 2014, 12:32 PM

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QUOTE(victorywp @ Mar 10 2014, 11:19 AM)
wah, and i still thought nobody interested in this...  hmm.gif
*
Emmm, Note 3 also not interested? apa lagi lu mau? biggrin.gif
hon
post Mar 10 2014, 12:42 PM

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QUOTE(peri peri @ Mar 10 2014, 12:32 PM)
Emmm, Note 3 also not interested? apa lagi lu mau?  biggrin.gif
*
Don't really think it would be that easy blink.gif
How many Note 3 giving out anyway? for TOP xx spender @@

This post has been edited by hon: Mar 10 2014, 12:44 PM
victorywp
post Mar 10 2014, 12:46 PM

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QUOTE(hon @ Mar 10 2014, 12:42 PM)
Don't really think it would be that easy  blink.gif
How many Note 3 giving out anyway?
*
yes, this is my point. furthermore need to become the top spender. perhaps the real top spender already spent rm100k and we need to beat that? sweat.gif
besides, i already own a note 3. laugh.gif
peri peri
post Mar 10 2014, 01:59 PM

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50 unit Note 3 up for grab. Ohh, you dont think i am top spender. Under estimating me?

Maybe your note 3 dont have LTE feature. This got LTE feature.
LostAndFound
post Mar 10 2014, 09:18 PM

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QUOTE(peri peri @ Mar 10 2014, 01:59 PM)
50 unit Note 3 up for grab. Ohh, you dont think i am top spender. Under estimating me?

Maybe your note 3 dont have LTE feature. This got LTE feature.
*
This is how banks make money =). Not just banks but those telco that offer prize for biggest spenders. If I remember correctly last time the car Maybank offered for prize was won by Dato LCW through hundreds of thousands spending. Good luck matching that.
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post Mar 11 2014, 09:05 AM

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QUOTE(peri peri @ Mar 10 2014, 01:59 PM)
50 unit Note 3 up for grab. Ohh, you dont think i am top spender. Under estimating me?

Maybe your note 3 dont have LTE feature. This got LTE feature.
*
Malaysia original set only have 1 model for Note 3, and it come standard with LTE
peri peri
post Mar 11 2014, 09:36 AM

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and you expecting samsung selling only LTE Note 3 set to sabah sarawak as well? please check with nearest seller for more reference.

Participate and try to win also get cold post. You thought so easy swipe rm3k in one shot? Can you do that like me? Never say never. Thats why is called a "contest". Suddenly comparing with LCW. there are 50 set outside up from grab lah. Meaning LCW will sapu all the 50 set?
victorywp
post Mar 12 2014, 06:26 PM

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today i received a call from stanchart. i was so happy thinking that it's the retention team calling me and i can cancel my stanchart cc already. but the person just asked whether i'm interested in taking loans or balance transfer with a minimal interest.

i was like "i thought i already called to cancel my cc but why until now the retention team still did not call me???"

her response was "oh i see... i also wonder why... goodbye..." and hung up!
beyond86
post Mar 12 2014, 06:40 PM

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QUOTE(victorywp @ Mar 12 2014, 07:26 PM)
today i received a call from stanchart. i was so happy thinking that it's the retention team calling me and i can cancel my stanchart cc already. but the person just asked whether i'm interested in taking loans or balance transfer with a minimal interest.

i was like "i thought i already called to cancel my cc but why until now the retention team still did not call me???"

her response was "oh i see... i also wonder why... goodbye..." and hung up!
*
for my exp, scb normally will call back to convince u to continue to hold the card with 3 swipes to waive the gst
victorywp
post Mar 12 2014, 09:29 PM

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QUOTE(beyond86 @ Mar 12 2014, 06:40 PM)
for my exp, scb normally will call back to convince u to continue to hold the card with 3 swipes to waive the gst
*
from my previous years experience was just request them to waive it without needing to swipe anything. on top of that, also received 6 months 0% balance transfer of rm11k.
beyond86
post Mar 12 2014, 10:52 PM

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QUOTE(victorywp @ Mar 12 2014, 10:29 PM)
from my previous years experience was just request them to waive it without needing to swipe anything. on top of that, also received 6 months 0% balance transfer of rm11k.
*
im clearing all the outstanding every month, thus, BT is not required
LostAndFound
post Mar 13 2014, 04:37 AM

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QUOTE(peri peri @ Mar 11 2014, 09:36 AM)

Participate and try to win also get cold post. You thought so easy swipe rm3k in one shot? Can you do that like me? Never say never. Thats why is called a "contest". Suddenly comparing with LCW. there are 50 set outside up from grab lah. Meaning LCW will sapu all the 50 set?
*
Bro, you're in finance section of forums. Real 'contest' is based on your skills and capability. This 'contest' for spending money is for the bank to become richer, just like any other 'beli lebih dari RM40 dapat 5 kali entry' 'contest'.

Wanna spend your money is your own choice. Macam la anyone else lose anything. Good luck on winning, but you expect people in finance forum to cheer you because you spend a lot of money for the chance of winning then please open thread on how much you can afford to buy 4D ticket.
victorywp
post Mar 13 2014, 09:29 AM

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QUOTE(beyond86 @ Mar 12 2014, 10:52 PM)
im clearing all the outstanding every month, thus, BT is not required
*
i'm clearing all outstanding every month too. but i used this bt to pay off 3 of my other cc in rm4k, rm4k, rm3k. and even if those cc doesn't have so much outstanding, but because i'm using it very often, so i just use the rm11k bt to pay in advance, so i have extra cash flow for the next 6 months. brows.gif
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post Mar 13 2014, 10:30 AM

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Updates: Entering into 4th week, but still no call from card retention team..getting restless...call their customer service also point, as they said still need to wait for card retention team to call...
victorywp
post Mar 13 2014, 10:37 AM

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QUOTE(flyingteeku @ Mar 13 2014, 10:30 AM)
Updates: Entering into 4th week, but still no call from card retention team..getting restless...call their customer service also point, as they said still need to wait for card retention team to call...
*
yes, same thing happened to me as well. shakehead.gif
wc_how
post Mar 13 2014, 11:11 AM

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QUOTE(fly126 @ Mar 10 2014, 12:13 PM)
From T&Cs: https://www.sc.com/my/promo/credit-cards/ju...ercard/tnc.html
5. Petrol Cash Back
We give you petrol cashback in the following situations:
When you spend a minimum of RM999 but less than RM1,999 per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, subject to a cap of RM28 per month...
*
If i read this earlier, i will not apply it. ohmy.gif
LostAndFound
post Mar 13 2014, 11:24 AM

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QUOTE(wc_how @ Mar 13 2014, 11:11 AM)
If i read this earlier, i will not apply it.  ohmy.gif
*
Still can withdraw your application I think hmm.gif

As it currently is, I see no reason to hold this card. Better to leave SCBC till the next round of promo (seems like they love groupon).
wc_how
post Mar 13 2014, 11:58 AM

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QUOTE(LostAndFound @ Mar 13 2014, 11:24 AM)
Still can withdraw your application I think  hmm.gif

As it currently is, I see no reason to hold this card. Better to leave SCBC till the next round of promo (seems like they love groupon).
*
I am thinking.
Totally one of the useless card without 15% petrol rebate.

I was keep finding the tnc before i applied it, but i can't find. After 1 week of registration, only saw it.
beyond86
post Mar 13 2014, 12:23 PM

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QUOTE(victorywp @ Mar 13 2014, 10:29 AM)
i'm clearing all outstanding every month too. but i used this bt to pay off 3 of my other cc in rm4k, rm4k, rm3k. and even if those cc doesn't have so much outstanding, but because i'm using it very often, so i just use the rm11k bt to pay in advance, so i have extra cash flow for the next 6 months.  brows.gif
*
u going to do what kind of investment?
mia1998
post Mar 14 2014, 09:26 AM

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Just get SMS said that your card is cancelled after waiting 1mth....
victorywp
post Mar 14 2014, 10:29 AM

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QUOTE(beyond86 @ Mar 13 2014, 12:23 PM)
u going to do what kind of investment?
*
not really doing any investment. just that my monthly expenses quite high so if i can use bt to delay my cc payments, that's good enough for me. nod.gif
victorywp
post Mar 14 2014, 02:40 PM

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QUOTE(mia1998 @ Mar 14 2014, 09:26 AM)
Just get SMS said that your card is cancelled after waiting 1mth....
*
me too! just received now... FINALLY!

QUOTE
RM0.00 StanChart: We have cancelled your credit card (XXXX XXXX XXXX XXXX) as requested. Thank you for banking with us. For more info, pls call 0377118888

tifosi
post Mar 14 2014, 02:43 PM

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I am still waiting. Already called them 2 weeks back. Luckily my GST is not due so soon yet.
hon
post Mar 14 2014, 03:21 PM

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QUOTE(victorywp @ Mar 14 2014, 02:40 PM)
me too! just received now... FINALLY!
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So at the end, they have cancel all your cards without calling you? sweat.gif
victorywp
post Mar 14 2014, 03:44 PM

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QUOTE(hon @ Mar 14 2014, 03:21 PM)
So at the end, they have cancel all your cards without calling you?  sweat.gif
*
yeah... they don't want to retain me... cry.gif

wait a minute, i should be happy! laugh.gif nod.gif
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post Mar 16 2014, 04:22 PM

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Any cancellation charge for cash back (RM300) plat card applied last August? blink.gif
flyingteeku
post Mar 17 2014, 01:24 AM

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Updates: I still din receive call from card retention team. However, when i check online banking for my card, it already been cancelled. Wow, not even a call or SMS from them...could be mass termination by lot of card holders...
hon
post Mar 17 2014, 10:32 AM

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QUOTE(victorywp @ Mar 14 2014, 03:44 PM)
yeah... they don't want to retain me...  cry.gif

wait a minute, i should be happy!  laugh.gif  nod.gif
*
Indeed, save a lot of time to deal with them.. thumbup.gif
I need to call them up again, they charge all my cards with service tax mad.gif

shuangping
post Mar 17 2014, 01:48 PM

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after wait 1 month,i received sms today show my card already cancelled all..
they didnt call me even i cut so many cards. sweat.gif
giftfre
post Mar 17 2014, 02:11 PM

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SC JustOne Platinum CC is a featureless card. 15% on Petrol but must fulfill 999~1999.... After get the bracelet terus potong cc.
victorywp
post Mar 17 2014, 03:49 PM

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QUOTE(hon @ Mar 17 2014, 10:32 AM)
Indeed, save a lot of time to deal with them.. thumbup.gif
I need to call them up again, they charge all my cards with service tax  mad.gif
*
it's their fault delaying to terminate your cc how can they still charge you with gst?
amazinggrace
post Mar 17 2014, 04:19 PM

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Which card is applicable to the person whose annual salary less than RM 27,500?
hon
post Mar 17 2014, 04:45 PM

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QUOTE(victorywp @ Mar 17 2014, 03:49 PM)
it's their fault delaying to terminate your cc how can they still charge you with gst?
*
Need to talk with them now sweat.gif

vmad.gif vmad.gif vmad.gif
stuffx
post Mar 18 2014, 11:27 AM

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got a written reply that GST can simply be reversed by swiping minimum 3 times within 45 days of card anniversary
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post Mar 18 2014, 01:59 PM

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QUOTE(stuffx @ Mar 18 2014, 11:27 AM)
got a written reply that GST can simply be reversed by swiping minimum 3 times within 45 days of card anniversary
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New rule ? No more free RM50 or 11,000 ChoicePoints
clearcase
post Mar 19 2014, 08:14 PM

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Got a letter from SCB. They're restructuring JustOne Platinum's cashback scheme. Minimum spending is now RM500 - Effective Apr. 1;

https://www.sc.com/my/jocplat/

Still not a good scheme IMO.

This post has been edited by clearcase: Mar 19 2014, 08:16 PM

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