Don't be misled by the BIG 15% rebate.... nett rebate will never be 15% (more like from 1.6% to 2.8%)
Please read : https://www.sc.com/my/promo/credit-cards/ju...ercard/tnc.html

The more you spend, the worse the nett rebate received

When you spend a minimum of RM999 but less than RM1,999 per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, subject to a cap of RM28 per month;