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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

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fly126
post Dec 2 2013, 12:12 AM

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QUOTE(IMAX @ Dec 1 2013, 11:58 PM)
All SC credit card also entitled 2 years free annual fee?
How much is the annual fee for Platinum and Biz Platinum?
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AF of....
Platinum CC- RM250
Biz Platinum CC- RM300

fly126
post Mar 10 2014, 12:13 PM

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QUOTE(KTCY @ Mar 10 2014, 11:29 AM)
just wondering the 15% for life petrol is it really 15% ? I read over and over just dont get it
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From T&Cs: https://www.sc.com/my/promo/credit-cards/ju...ercard/tnc.html
5. Petrol Cash Back
We give you petrol cashback in the following situations:
When you spend a minimum of RM999 but less than RM1,999 per month in retail purchases (local and international) on your JustOne Platinum Card as shown in your credit card statement, subject to a cap of RM28 per month...
fly126
post Jun 16 2014, 09:56 PM

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QUOTE(cybpsych @ Jun 16 2014, 09:35 PM)
SCB Credit Card 2014 10% Cash Back Promotion [Invitation only]
14 June 2014 to 5 September 2014

10% cash rebate will be given on dining, groceries, petrol, pharmacies, medical, hospital, bookstore and departmental stores for local spend with the following MCC Categories (with the corresponding MCC Codes only)

» Click to show Spoiler - click again to hide... «


Couldnt find any SCB page. Credits to this blogger
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I Just Replied their SMS: CASH1<speace>16-digit SCB Card Number to 66300
fly126
post Jun 24 2014, 12:46 AM

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QUOTE(Nicklly @ Jun 23 2014, 11:00 PM)
online purchases if more than 2k can do flexipay ma? on cashback gold mastercard
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Can... nod.gif
Min RM500 in a single transaction already can Convert to Flexi-Pay Plan
fly126
post Jun 27 2014, 05:52 PM

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QUOTE(dhartini @ Jun 27 2014, 04:41 PM)
Anyone know details about the 10% cash back promo? The SMS only say 'selected merchants' and T&C apply, but cannot found any detail info about this promo
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https://www.sc.com/my/campaign/credit-card/...10_cashback.pdf
fly126
post Oct 7 2014, 01:53 AM

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Terms & Conditions
1. All offers are valid from 1 September 2014 till 31 August 2015 inclusive of both dates, unless otherwise stated.
2. The 5% discount for all FLEXIROAM products offer is made applicable for payment via all Standard Chartered Bank Malaysia Berhad’s Credit and Debit Cards.
3. For payment via Standard Chartered Bank Malaysia Berhad’s WorldMiles MasterCard World Credit Card, cardholders will be entitled for a complimentary RM30 International Roaming Credit in addition to the above-mentioned 5% discount on every purchase.
4. The complimentary RM30 International Roaming Credit will be stored in cardholders’ FLEXIROAM account and can only be utilised to offset from their next purchase of FLEXIROAM product.
5. The offers are not exchangeable for cash and cannot be used in conjunction with any other promotions/offers.
6. The offers are valued in Ringgit Malaysia and only applicable for registered Malaysian mobile numbers.
7. The offers are subject to service and/or government tax, unless otherwise stated.
8. The offer are subject to the terms and conditions listed on www.flexiroam.com/terms where applicable.



This post has been edited by fly126: Oct 7 2014, 01:59 AM
fly126
post Oct 13 2014, 12:58 PM

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QUOTE(mitodna @ Oct 13 2014, 11:42 AM)
is it normal for SC card that don't credit any point for petrol spending? i don't know what type of card, it is not my card, i just feel so weird
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Yeah, If the Card is Just One Platinum Mastercard- a Petrol CB Card (No Reward Point), with min an Accumulate Petrol Spending RM500/month baru Dapat 4% Cashback... sweat.gif

What a Lousy Card... doh.gif

This post has been edited by fly126: Oct 13 2014, 01:24 PM
fly126
post Oct 13 2014, 03:59 PM

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QUOTE(rockstar81 @ Oct 13 2014, 03:36 PM)
Actually, aside from the SCB WorldMiles i'm using, which is essentially a points/miles card, I am no longer using any other card from any other bank that reward based on points. I have really lost faith in collecting points.

Take for example, I have been citi plat loyal customer many years and accumulated quite a lot of points. I eventually used those points for shopping vouchers or electronic items for my home. But after doing some calculations, really not worth it. 25k points converts only to RM100 aeon, jusco, giant voucher. I need to spend RM25k before accumulate 25k points (excluding the rare times i get some merchant with 5x points). So on average, the points value is only RM0.004!! If you're into points, better to use MBB Amex or Citi Rewards. But then again, the financial value is still quite small. I am no longer wasting time collect these type of points. Citi is now my back up card which i use if my other card spoil or cannot read chip.

The Justone petrol card give you value of 4% OR RM12 capped for RM500 spend (assuming u spent on petrol to the limit). That is still valued at RM0.024 per dollar spent. If you drive Euro car and use RON97, this card is quite good value if you can reach the 10% RM70 cap for RM2,500 spend which returns RM0.028 per dollar spent.

There are other ways of getting more cashback with lower criteria like HLB Wise (but must swipe 10x RM50 and later pay for benefits if u select more than 3) for 10% cashback, or cashback + points (MBB amex but weekends only and it's so bloody hard to get people to take my amex!).

See whichever makes sense to you. But my 2 cents is the Justone petrol card is not too bad.
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The problem is I took Public Transport or Motorbike go to Work Never Used that much of Petrol... whistling.gif
fly126
post Oct 13 2014, 10:13 PM

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QUOTE(Sikit2JadiBukit @ Oct 13 2014, 10:07 PM)
Just wait at pump ask around "En mau isi petrol?"
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a very Good Idea... laugh.gif
fly126
post Oct 22 2014, 10:52 PM

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QUOTE(sam240 @ Oct 22 2014, 10:44 PM)
Hi,
I want to ask about "Standard Chartered Gold credit cards"
user posted image
I try to find the details about 5% cash rebate but cannot.
Anyone can tell me more about how's the 5% work?
As long as spend RM500 each month, then 5% of total bill?
Or just certain transaction only?
*
https://www.sc.com/my/credit-cards/goldcard/gold-card.html
Click on Details... nod.gif

This post has been edited by fly126: Oct 22 2014, 10:54 PM
fly126
post Nov 15 2014, 01:42 AM

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QUOTE(karcity @ Nov 14 2014, 11:26 PM)
Anyone has SC gold cash back master CC? Seems very attractive, plan to apply one. Want to comfirm is SC CC has lots of benefits and promotions?
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Lousy CC with a Lousy Cash Back System but With MOST Dinning Privileges if Compare to Others... sweat.gif
https://www.sc.com/my/credit-cards/goldcard/gold-card.html

This post has been edited by fly126: Nov 15 2014, 02:03 AM
fly126
post Jan 4 2015, 01:00 AM

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QUOTE(yifie_911 @ Jan 3 2015, 10:31 PM)
Hi, newbie here. I have some questions about Standard Chartered Gold CashBack Credit Card:

1/ Annual Fee can be waived, what is its T&C?Minimum spend?
2/ Normally,when will the bank charge us the annual fee?

So far only 2 questions.

Hope somebody can help me to answer these 2 questions

Thank you
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i & ii) It's Depends to Bank their t&c from time to time tiada Sama... blink.gif
But As a NEW Signup, You can Enjoy at least 2 Years Annual Fee Waiver... nod.gif
As for Subsequent Years Call CS Request an AF Waiver from them when the time Your CC Annual is Near rolleyes.gif

fly126
post Jun 22 2015, 12:53 AM

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fly126
post Jun 23 2015, 12:04 AM

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Dear Valued Customer,

We are pleased to share some great news with you.

Come 28th June 2015, our brand new Rewards Programme portal will make your online redemption experience even more convenient. Besides the ease of redeeming rewards online, we’ve also added a great selection of new items to our catalogue.

Redeem cash or gifts with your CashBack!

As the CashBack you now earn will not be automatically credited to your credit card account, this means you will have enjoy the exibility to redeem for cash or items from our rewards catalogue.

So just continue using your credit card to keep enjoying these great rewards!

user posted imageuser posted image
https://www.sc.com/my/
fly126
post Jun 23 2015, 10:36 PM

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QUOTE(cx2531 @ Jun 23 2015, 10:06 PM)
hi guys, i just get my gold cash back mastercard

5% cashback on any? or there is tier?

the officer told me can get luggage if spend 800, how i know i am in the list or not?
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https://www.sc.com/my/campaign/cashback-gold.html

Call CS to Check...

This post has been edited by fly126: Jun 23 2015, 10:38 PM
fly126
post Sep 17 2015, 01:43 PM

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QUOTE(karcity @ Sep 17 2015, 12:21 PM)
I use the cash back card for 2 months d. Each month I hit RM 1500 spending. But so far I didn't receive any cash back. Any expert can share your experience?it is ok If the cash back will be credited later. What I am worry is after spending for few months then only I notice I didn't meet the term and condition.
*my spending not on insurance or petrol.
*
Based on the info they sent to Me... hmm.gif
https://forum.lowyat.net/index.php?showtopi...post&p=75026745

I think the Cash Back ONLY can Redeemable by Login from Online Redemption ... HERE

This post has been edited by fly126: Sep 17 2015, 01:47 PM
fly126
post Sep 17 2015, 02:42 PM

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QUOTE(Human Nature @ Sep 17 2015, 02:31 PM)
oh very sneaky of them. Is the online redemption process fuss free and how it is takes for the cash rebate to be reflected?
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No Idea pun, Haven't Try yet... blink.gif blink.gif blink.gif

fly126
post Oct 3 2015, 01:26 AM

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user posted image
Indulge in these delightful dining deals:
user posted image
Enjoy some well-deserved pampering:
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Treat yourself to something new:
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https://www.sc.com/my/

Terms and Conditions:
1. Payment must be charged to any credit or debit card issued by Standard Chartered Bank Malaysia Berhad to enjoy the offer.
2. Offers are subject to any applicable tax, unless otherwise stated.
3. Offers are not exchangeable for cash or other items and cannot be used in conjunction with any other discounts, privileges, promotions,
discount schemes, loyalty programmes, discount cards or vouchers, unless otherwise stated.
4. Offers are subject to the individual merchant's Terms and Conditions. Please check with the individual merchant for details.
5. Please click here for the full list of offers and merchants.


fly126
post Oct 12 2015, 09:48 PM

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QUOTE(winnie619 @ Oct 12 2015, 09:14 PM)
Hi all,
9 Oct got my 1st statement, 29 Oct due.
Total spending is RM1640.98, but there isn't any Cashback earned!
May I know why I got no rebate for Sept, since the cashback is calculated by month?
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https://forum.lowyat.net/index.php?showtopi...post&p=76447011
fly126
post Oct 12 2015, 10:27 PM

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QUOTE(winnie619 @ Oct 12 2015, 10:13 PM)
Thanks bro.
Well, the 'cash back summary' shows 0 cashback  sad.gif
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Call CS to check...

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