Standard Chartered Bank Credit Cards V3

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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

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ckuanglim	Jan 3 2014, 10:03 AM Return to original view \| Post #1
On my way Junior Member 595 posts Joined: May 2010	QUOTE(Ricky300 @ Dec 31 2013, 01:18 PM) Me too. I told them i wanted to cancelled my card, SCB called back and offered me GST waiver + RM50 cash. Do not need to cancel. I have been using this card for 4/5 years. Every year before the GST charge, I will call them to ask for RM100 or RM150. I don't even need to tell them that I want cancel. They will give the amount.
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ckuanglim	Jan 3 2014, 10:14 AM Return to original view \| Post #2
On my way Junior Member 595 posts Joined: May 2010	QUOTE(ronnie @ Jan 3 2014, 10:04 AM) You mean you call up and just ask form RM100/150 upfront ? Yes. Every year before the GST charge, I will call them, tell them that GST going to charge me. Then ask them to give me cash to waive the GST. If they say give me RM50, I will ask for more, because I tell them that I will not earn any from the RM50. Then ask for RM100 or RM150. After deduct the RM50 GST, I still earn RM50 or RM100.
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ckuanglim	Jan 3 2014, 03:55 PM Return to original view \| Post #3
On my way Junior Member 595 posts Joined: May 2010	QUOTE(Ricky300 @ Jan 3 2014, 12:50 PM) Could it be you spend heavily with the card? QUOTE(hon @ Jan 3 2014, 02:56 PM) You should be spending alot with their cards. I don't really spend much on this card. I pay RM150 monthly for my medical insurance. Other than this, I only use this card after my 'OCBC Ti' and 'UOB One' hit the cash back maximum cap. In average, ~RM8k a year.
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ckuanglim	Jan 3 2014, 04:21 PM Return to original view \| Post #4
On my way Junior Member 595 posts Joined: May 2010	I am not sure how is their policy. But, in my opinion, the GST definitely can be waived. Although it doesn't auto waive, but at least we don't need to beg for it. You just need to be a bit thick-skinned to ask for >RM50.
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ckuanglim	Jul 18 2016, 10:37 AM Return to original view \| Post #5
On my way Junior Member 595 posts Joined: May 2010	How come I don't see any discussion on Gold CashBack MasterCard? The effective cash back rate is ~3%, seems very good.
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ckuanglim	Jul 18 2016, 10:53 AM Return to original view \| Post #6
On my way Junior Member 595 posts Joined: May 2010	QUOTE(sj0217 @ Jul 18 2016, 10:46 AM) Ya, we have discussion on previous pages such as how to redeem cash back redeem cash back? which card u all talking?
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ckuanglim	Jul 18 2016, 10:59 AM Return to original view \| Post #7
On my way Junior Member 595 posts Joined: May 2010	anyone able to get waive the RM185.50 annual fee for Gold CashBack MasterCard?
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ckuanglim	Jul 18 2016, 01:39 PM Return to original view \| Post #8
On my way Junior Member 595 posts Joined: May 2010	QUOTE(kyle_kl @ Jul 18 2016, 11:11 AM) The cash back card. The earned cash back is not credit into your card automatically, you need manually redeem them. I see... The RM185.50 annual fee for Gold CashBack MasterCard can be waived?
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ckuanglim	Jul 18 2016, 04:02 PM Return to original view \| Post #9
On my way Junior Member 595 posts Joined: May 2010	QUOTE(ronnie @ Jul 18 2016, 03:54 PM) SCB seem to be ok to waive for my previous SCB cards (which is with lesser benefits though). This year is my 1st year using SCB Gold Cash-Back I always have no problem getting annual fee waived for my SCB Gold. But now I am thinking to apply SCB Gold CashBack.
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