SCB cashback gold?
it has cashback as long as your spend is not petrol and insurance

scb gold cashback, worldmiles for agoda booking travel, and invitation card inside drawer

apart from those 3 cards, other seems not so attractive for me.. except just platinum... now they amend t&c and perhaps its good now.

Yes but Must Via Auto Debit...
SCB Just One Platinum Up to 15% CB on Insurance, Utilities, via Auto Billing with T&C*

Just Plat effective cash back is 3.4% (only for petrol, ecommerce, auto bill) and need to spend 2.5k on those categories to hit that cash back..

Gold Mastercard effective cash back is 3.33% (for all* categories), and need to spend 1.5k (* at least 1k on non-petrol & non-insurance, subsequent 500 can be on petrol & insurance)..

for me, still Gold Mastercard better.. and can use other cards for 5% petrol cashback..

Got but little bit Only...

SCB Just One Platinum

Spend (RM) per month	Rebate on Petrol, eCommerce & Auto bill	Other spend	Capping per month (RM)
1,000 to 1,499.99	5%	0.2%	12
1,500 to 2,499.99	10%	0.2%	28
Above 2,500	15%	0.2%	85

edited my earlier reply..

you need to spend RM 85 / 15% (i.e. RM 567) on those 3 categories, and another RM 1,933 on others to maximize your cash back..

if you spend less, then the effective cash back is less.. e.g. if you spend 1,500, you can get back RM 28, which is a 1.86% cash back, but if you spend 2,499, cash back cap is still RM 28, so you'll get back only 1.12%..

for these kinds of cards, you'll need to target to spend to the minimum of the highest tier in order to max your cash back..

ya.. 2.5k spend just to get 3.4% cash back of RM 85..

for me, SCB Gold is much easier.. 1.5k spend to get 3.3% cash back of RM 50..

Has anyone applied for and received the SCB cards recently?

They called me on Monday to say that mine has already been approved. However, it's now Friday and nothing has arrived. Do they normally send via Pos Laju or normal post?

3 cards of mine sent via poslaju

Received mine card too by delivery this way, I would say good too just drop in mail box especially nobody at home, we can just collect from mailbox

Yup, received my new card already

Did you call CS?

I was waiting for mine too, and then called CS to obtain POS LAJU tracking number. Delivery was "attempted" (yeh right) on 14 October, so they just left the card at Pos Laju for me to pick up.

Will probably go some time this week to collect. Better than attempting delivery.