they waived me the rm50 gov tax when i called to cancel my visa business platinum early this year... and on top of that, in order to keep me, they offered me for a balance transfer up to half of my credit limit for 6 months at 0% interest. of course i maxed it and did a rm11k balance transfer to pay off my other 3 credit cards billing.

maybe you should just call to waive the gov tax as it is much faster.

maybe no more for the balance transfer, but can try to waive the gov tax, i think...

how do you use the point to offset the gst? through phone call or their website?
perhaps you should have just redeemed the points immediately (with the same cs) to offset the gst through the phone when they offered you with the points.
for my case, i tried to cancel my card about 3-4 months earlier before the next gst charge. they gave me that rm50 straight away so it appeared in my statement as a credit of rm50 until the gst being debited 3-4 months later.

perhaps i can just used it to buy something else and request for another gst waive?
just kidding, they are not that stupid anyway.

i just started to spend more using my sc card when i notice the promo in my email on mid of october. now already hit rm5k and i plan to swipe another rm2k in the next 2 days to hit rm7k to get the maximum rm300 cash vouchers.

thank you for the heads up. i already spent another rm2k this afternoon. hopefully it shows in my statement before 5th november 2013.
I WILL BE WAITING FOR MY RM300 PARKSON VOUCHERS!!!

This post has been edited by victorywp: Oct 30 2013, 10:44 PM

since you will get rm55 for first year, your gst will be deducted from there without you need to do anything. you only need to call them to waive if that rm55 is not showing in your account/statement.

i think it depends on the cs or on us (customers). my wife faced no problem/question from the cs cancelling her standard chartered card. but i were unable to cancel my card for 5 times. the last time i tried to cancel, they offered me rm50 to offset my gst and rm11k for 0% balance transfer for 6 months. so until now i still keeping and using the card.

actually they stopped the 0.5% cash back and points system together around 1 year ago. but then they resumed the point system but maintain abolishing the cash back.

for my case, after keeping the card for nearly a year (a few months before my next gst charge), i tried to terminate the card with the reason that the card has no longer benefits me since the removal of the cash back. they counter offered me a 0% balance transfer of rm11k for 6 months and rm50 to offset the gst to keep me as their customer. so i took the offer and remain as a customer for another year. however, my wife did the same thing to terminate her card and the cs just terminated for her immediately without any questions or counter offer to ask her to maintain her card.

so i think it depends on the cs (whether they feel like counter offer you) or on us (whether we are heavy user of the card) in order for them to offer us with something.

anyway, i really dislike them removing the main features of the card making our business platinum become a total useless card.

This post has been edited by victorywp: Nov 5 2013, 11:36 AM

received a sms from stanchart saying:
get rm5 in 2 easy steps. download app & transact with our breeze mobile banking! android *link* or ios *link* t&c

anybody received the sms and tried?

thanks a lot for the information.

how about my rm300 parkson vouchers (with spending of >rm7k) as in their recent promotion? hopefully won't be 2 months...

i think there was a miscommunication between you and the cs. yes, the 15% petrol cash back campaign run from 15/6/13 until 31/7/13 only, which means ended by august. but that is for sign-up and approval only, while the petrol cash back is until 31/12/13 (for card approval between 15-30/6/13) and 31/1/14 (for card approval between 1-31/7/13).


60 days after the end of the transaction month.

it used to be good (offering rm1/1point + cash rebate 0.5%) but no longer now... i will cut it off soon...

yes, it's good that you cancelled it immediately. stanchart points redemption is crazily high. so you won't be able to get to redeem anything with the points you have accumulated. or even if you do, the thing that you redeemed is not worth for that points at all.

yeah, definitely better than not being informed at all.
and you need to spend your effort/time/money to call to confirm again.

name is same with the supplementary cc number you are paying for.

since gov tax is absorbed and annual fee is waived, you may keep it for emergency use if you don't have other cc (or not intended to sign up any new cc).
at the same time, you may also wait to see if this scb cc is offering any new interesting features to your card in the next year.

i think it depends on:
1) the cs whom you are dealing with (some cs is easy, some is difficult).
2) the ground you are cancelling it (bcs of the sudden changes of their t&c, or bcs you were given the cc type which is not what you applied, or etc.) <-- you have the right to cancel

This post has been edited by victorywp: Nov 21 2013, 04:19 PM

same for all. just need to pay rm2.

do you mean this promotion? https://www.sc.com/my/edm/creditcards/parks...cher/index.html

if yes, you read the t&c below:

7. All Vouchers will be delivered within eight (8) weeks from the end of the Promotion.