RHB Credit Cards - V1



Download RHB Application Form (PDF)

Download RHB Rewards Redemption Booklet (PDF)

Details of each Credit Card

Latest Announcement from RHB

10-Minute Card Approval

Credit Card Annual Fee Waiver


Revision of RHB Platinum Credit Card Annual Income


This post has been edited by ronnie: Dec 16 2013, 02:54 PM

RHB Credit Card Promotions

Enjoy up to 15% cash back at Starbucks
http://www.rhbgroup.com/products-and-servi...cards/starbucks

Get 30% Off Your Favorite Pizza Today At Domino’s
http://www.rhbgroup.com/products-and-servi...ew/cards/domino



This post has been edited by ronnie: Apr 13 2016, 11:11 AM

RHB launches their RHB Signature Card - Link


Features
- Unlimited 1% Cash Back on all online and overseas transactions
- 0.5% Cash Back on all other transactions [Max rebate RM200 per month, or RM40k spends per month]
- 4x Complimentary access into Plaza Premium Lounges in Malaysia (in a calendar year)
- Annual fee waiver with a total minimum cards spend of RM50,000 per annum.
- RM50 Cashback for 1st swipe within 45 days.
- Part of the RM150 Cash-Back Sign-up Campaign - confirmed by Human Nature

Cons
- Annual Fee of RM600 (waiveable refer above)

Current Promotion
- Unlimited 5% Cash Back on all online and overseas transactions (until 31 Dec 2013)



FAQ (PDF)

Terms & Conditions for RHB Visa Signature (PDF)

This post has been edited by ronnie: Jul 17 2013, 10:12 AM

Cross posting from the General Question thread.

I intend to apply this RHB card but the form requires my consent for disclosure of information for marketing, promotional purposes to persons or third parties as the bank may deem fit, and a lot other clauses.

Just wondering if anyone of you ever tick no, and your application is still approved? I find the terms required by RHB to be more than other banks.

I think you can tick NO... and still get your details "sold" to marketing companies.

Haha, very true

this looks good. do they have any promotion booth? or need to fill form to apply?

I like the unlimited 5% cashback for online and overseas transaction.

However i cant find it anywhere on their website?

Please assist to provide the link? Thanks!

There's no link about the unlimited 5% cash-back (ends 31 Dec 2013) for online and overseas transactions.

hello ronnie,

"unlimited 5% cashback on online transaction" also means i can use it for utilities payment such as maxis, tnb, astro, dbkl etc etc?

cheers ...

May I know from where do you get this info? Need to save it for future reference. Unlimited 5% is like

That's something even RHB CS cant confirm
My guess we can link to PayPal and pay via PayPal, and maybe you will get 5%

This post has been edited by ronnie: Jun 20 2013, 10:36 PM

Check the image I posted a few post above

Right click, saved. 5% for overseas and online transaction, unlimited.

Just applied for the RHB Signature Card at RHB Midvalley...
Requested urgent application by early July 2013.... Let's see if that will quicken the process

p.s. forgot to ask for free gift

This post has been edited by ronnie: Jun 21 2013, 01:59 PM

ronnie you have so many cc already.
anyway u think they will waive off the annual fee if we do not meet the 50k requirement spending?

I'll cancel the card by June/July 2014 .... simple !!!
Also because the 5% unlimited offer ends in 31 Dec 2013.... Maybe cancel early 2014 unless there's extension to their promo.

Same
I am sending my application through email today too

Which email you send to ?

At Last, RIP to My RHB CC's...

This post has been edited by fly126: Jun 23 2013, 12:37 AM

i think when you unleash all your credit cards from level 88 klcc, it will reach the ground floor

impress with how you manage all your credit cards ...

for new card owner,you dont have to pay any interest for first 6 months.you only have to pay minimum payment,balance will interest free

This post has been edited by amaze01: Jun 21 2013, 03:14 PM

customer.service@rhbgroup.com

I asked for the T&C for the 5% campaign but was given the normal card disclosure instead.

The CS who replied me said RHB Signature Card not entitled to RM150 Cash Back

print screen the facebook reply

Not that many CCs.... will cancel a few in the next months

For RHB, one principal card can have how many supp cards?

You Can Apply Up to 5 Supp. Cards (Extended to Your Spouse, Children & Immediate Family Member, Who are 18 Years & Above)
It's State in the Letter of RHB Card Welcome Pack, Which is Sent Together with the NEW Card...

alright, thank you! i guess the supp application form will be there as well

You Need to Photocopy More, When last time I got Travel Money, They Give 1 App. Form Only....

now just waiting to december to come and cancel my RHB travel money cc....
being cheated on 5% cash back...well, my first ever cc...no experience at all...

Can elaborate on what happen? which 5% cashback and why being cheated?

well, as i said, its my first cc ever, and i dont have experience at all at that time...
the story is like this:
- went to tesco kwsp kiosk to print out some form
- a rhb cc agent stand beside, but i duno he is card agent (very kind to help me print, first time use kwsp kiosk, very noob that time)
- then he explain about the card, 5% cash back whatever shit
- that time i duno about GST, i wan a credit card for fun
- ask whether i need to pay anything at all if i apply for the card? any charges at all
- the agent said no, no need to pay anything, just apply and not use also okay, dont have to pay single cent
- then i ask what so good about this card, the agent said got 5% cash back.
- the agent explain more, spend Rm100 in petrol, can get Rm5.
(the actual cash back is Rm100>20%= RM20, then from RM20>5%...u get what i mean)
- i just bought a car that time, so i'm thinking not bad, instead of i pump and get nothing back.
- after 1month or so, know more about cc, then only know about GST

(kinda cheated by that agent, what to do, no experience at all in cc at that time)

- ask around about GST, how to so-called offset it (hye pls dont remove, i'm not creating confusion to adult kids, just explaining my situation)
- finally know about GST offset, then bank also give me additional RM50 to spend, but need to keep the card until december 2013.
- then slowly i know about UOB One, OCBC titanium, mbb amex...and so on, which way better

icic, be careful with agents in future and always check with the bank's website

Apparently card application cannot be sent through this channel. Was advised to submit to the nearest branch.

Oh I see... I thought can compare speed from branch submission vs email submission.
2 working days had passed and my application not in their system.

Hope i remember to ask for a free gift

I don't understand one thing. I inquire further on the T&C for the 5% cash back, and I was informed that after 31 Dec 2013, the percentage will be back to the one that stated in the terms and condition:

http://www.rhb.com.my/cards/credit-card/pd...nature-card.pdf

And I found these clause:


But as pointed at post #2 and from website, for other transactions catogery, Cash Back is capped at RM200 per month, per customer (excludes Petrol, Government, Cash Advance & Charity transactions). So one contradiction there.


Also, may I know where do you get the info about 'RM50 Cashback for 1st swipe within 45 days' from? It would be strange to have them giving us double cashback promo?

From the RM150 campaign T&C, clause 6:

The 1st Swipe for RM50 is the normal offer for RHB Credit Cards to "offset GST"
I don't care much about the 0.5% rebate max as I can get this percentage with any credit cards...
I do believe the Product Disclosure Sheet details doesn't tally with the RHB Signature Card description.

Maybe RHB will change from RM200 per monht to RM50 per month (in the future).

Alright, let's hope both of us can get the RM50 + RM150

Getting just RM150 is already very good.

From RHB RM150 cash rebate FAQ

I think you can only get one of it according to this FAQ/T&C (RM150 or RM50) and remember to put promo code when you apply for the cash back RM150??? (not mentioned in the original T&C, not confirmed with bank yet)

Another good card now this RHB signature. Unlimited 5% is alot if we pay insurance online!

Can even pay early if premium 10k can get RM500.

But the RM150 promotion list did not show the siganature card. So
?no RM150 CB.

If really can get 5% CB for insurance payment eg using UOB payonline to charge into the RHB card then ,
then i must also apply this card.

Which Insurance policy can charged via Online ?

Hong Leong Insurance - life and medical

check it out at uob payonline

Finally my RHB Signature Card is approved... about 1 week from submission date. Now waiting for the card to arrive.

Nice. I called today to check on my Thursday's submission and it is already in the processing stage.

Re-confirm the FB comment and receive this email confirmation.

I thought is unlimited 1%?

The 150 cash back applicable for existing rhb card holder?

Promo till end of 2013, refer to 1st page.

Nope

Unlimited 5% for online & overseas transactions until 31 December 2013

Ok. Did not realized it. Was looking at the RHB website, but I did not see that. Anyway, thanks for the information. Can really look into applying this card.

Question is what online transaction is accepted for that unlimited 5% CB!

Important thing is RHB gives online bill payments unlimited 5% or better still all online payments including insurance.

Please let us know if any online transactions get 5%.

What are the documents you guys submitted.

I was told 3 months salary slip, front/back IC and EPF statement from RHB EPF kiosk. Still waiting for that EPF kiosk to work. Lousy machine here usually offline , "temporary out"........

unable to find the T&C for what constitute online transactions.

As for the docs, refer to the last page of the application form. There are several categories.

I just submitted : Application Form (print from PDF, fill up) + EPF Statement (2013 & 2012) + Photocopy of MyKad

i submitted the EPF statements 2012/13 , IC and added pay slips. Hope to get the card soon to enjoythe unlimited 5% ALL ONLINE transactions.

Pay anything you can pay online using the RHB Card you get 5% - that's very generous of RHB, unlimited. Pay insurance RM10000 get RM500 !!

The only fluke is how do RHB determine it's an online transaction ?

The bank should be able to check i think. Hong Leong's Mach also has a catogery for online purchase.

Add: you were notified by SMS? Has the card been delivered to you, normal post or courier?

This post has been edited by Human Nature: Jul 4 2013, 12:37 AM

No SMS received
No card received
IVR CC check says APPROVED
Call into RHB Signature line 03-92061111 says "under process"

And I need the card this weekend !!!!!

Already over 1 week for yours. Mine will be 5 working days tomorrow.

I called RHB Signature 03-92061111 line
They told me my card is approved YESTERDAY
Ask them to expedite the delivery by this Friday.

It would be send via courier and card activation is required

What is the benefit of rhb signature? Applied tru direct sales and told that I will be getting platinum only. Got my card yesterday and turn out to be signature pulak..also I'm surprise that I can even qualify for this card. Weird rhb

This post has been edited by Alvin89: Jul 4 2013, 10:00 AM

Nice, how long it takes from the card application date to the delivery?

The features of RHB signature can be found at post #3

You are the first to report the RHB Signature Card in your hand.... does it have matte or glossy finishing ?

card material like Citibank premier miles with the signature word is shiny

I applied around mid of June, around 3 week.

VS is now so common? easily issue out lately?

When i applied my Citi & CIMB VS, requirement was so strict.

Is time to move out from VS, i guess

Visa Signature is the new Visa Platinum level now.

citi vs requirement is 60k pa. The lowest requirement for vs card in Malaysia market. Not that strict I suppose? Gotten the rhb requirement info from their website already..its 80k pa..i thought it needed 100k pa when I got my card yesterday.

I applied when they launch, definately not RM60k. RM100k if not mistaken.

CIMB is even higher requirement. Maybe CIMB VS membership has better "quality"

Not important I guess..whatever type it is..u go Europe ppl there recognize Citibank and maybe don't even know what bank is cimb even thou their card got better "quality"
what I look at a card is benefits for me in Malaysia 1st..

This post has been edited by Alvin89: Jul 4 2013, 11:27 AM

Most banks vying with larger cardholder base.... this how they attract merchants/vendors to partner with.

Yesterday evening, I received the SMS from RHB stating my RHB Signature Card is approved.
Today I received the Card at home

Submission date : 21 June 2013 (at RHB Branch)
System application : 26 June 2013
Approved Date : 3 July 2013
Approval SMS : 4 July 2013
Card Delivery : 5 July 2013

Total Days : 10 Working Days

Just in time for my overseas trip....

This post has been edited by ronnie: Jul 5 2013, 10:55 AM

Nice! unlimited 5% cashback at your disposal

We shall see how the unlimited 5% cashback works with RHB. As there's no black n white PDF.

CS has confirmed via email the following
1. New-to-Bank applicant of RHB Signature can get RM150 cash back
2. 0.5% cashback on other spends is capped at RM200 per month (not per their Product Disclosure Sheet)

congrat ronnie. anyway does hlb give high limit?

It's RHB actually.... Didn't check the CL yet....
Will call to check that and statement date when I call in to activate it. Let's hope for lots of 888888

The RHB Signature Card has a matte surface + red border.
My card number ends with "8" which is excellent !!

I have called the CS to change statement date.

Is a nice card but benefit wise..except for the promo 5% that I will be using, I think I will cancel this card once promo end.

Same here !!!

I will be keeping it for 1 year. the lounge access is useful.

Their RHB Now registration field has no simple check
Secret Word field can fit more than 10 chracters
BUT error says "Your Secret Phrase Length cannot more than 10 Character.(1120014104)"

Last time, I just Put in flybee as My Secret Word, that's Simple....

This post has been edited by fly126: Jul 6 2013, 12:51 AM

I notice that RHB post their foreign transactions quicker than Maybank
You can see it posted on the next working day.....

Their online statement doesn't state the Foreign Currency, unlike M2U

SGD to RM Forex

From Visa's portal : 1 Singapore Dollar = 2.498173 Malaysian Ringgit
My posted amount yield average "1 Singapore Dollar = 2.55 Malaysian Ringgit"

Admin Fee = Approx 2.4% !!!!!


This post has been edited by ronnie: Jul 9 2013, 09:42 AM

They better dont sidestep on the 5% cashback

Why are you surprised? We all know that MBB Visa and MasterCard has the lowest conversion fee and other card are higher by close to 1% or more.

Back in 2011, at My Credit Cards blog, I published an article Overseas Transaction - What Credit Card Is The Best? Part II and I have showed that RHB, Alliance and UOB all are higher than MBB for overseas transactions.

But with the 5% cash back with RHB VS for overseas transactions, it is still better than any card in the market until end of this year.

This post has been edited by Gen-X: Jul 9 2013, 11:27 AM

MBB Visa is also not that low now
RHB quoted 1% admin fee for Forex transactions