Terms and Conditions
- The MyKad is required for identification purpose.
- The minimum income requirement is RM24,000 per annum and above.
- Applicants must be between the ages of 21-55 years old.
- Instant Card application is valid for EPF statement account holders only.
- EPF statements are required to be printed at the RHB branch EPF machine on the day of application.
- Applications are subject to approval.
- The 10-minute issuance is applicable from point of application submission to the point of card issuance.
- The service is not applicable to RHB Platinum Business Credit Card.

RM 188 Cash Back Promo

The RM188 Cash Back Campaign starts from 8 March 2013.
Be one of the first 388 customers to receive RM188 Cash Back with a minimum spend of RM388 on a single receipt (per customer) within 45 days from date of card issued.
The Cash Back offer is limited to the first 388 customers (first-come-first-served basis) and only applicable for RHB Credit Cards approved and issued at any of the RHB Instant Card participating branches as stated herein.

Available at the following RHB branches:

- Suria KLCC Shopping Mall, Kuala Lumpur
- Paradigm Shopping Mall, Kelana Jaya
- RHB Card Centre, Jalan Tan Siew Sin, Kuala Lumpur
- City Square Shopping Mall, Johor Bahru
- Jelutong, Jalan Tan Sri Teh Ewe Lim, Penang

FAQ: http://www.rhb.com.my/Whats_New/cards/instant-card/FAQ.pdf
T&C: http://www.rhb.com.my/Whats_New/cards/instant-card/Terms.pdf

Dear valued RHB Cardmembers,

We are pleased to inform that with effective 1 July 2012, your credit card Annual Membership Fee will be automatically waived subject to the following criteria.

Infinite Card Principal Card & Supplementary Card : Minimum accumulative spend of RM100K per annum (combined spend between Principal and Supplementary Card)
Platinum Card Principal Card & Supplementary Card : Minimum accumulative spend of RM36K per annum (combined spend between Principal and Supplementary Card)
All Other Cards Principal Card : Minimum 12 times transactions per annum
All Other Cards Supplementary Card : Minimum 6 times transactions per annum

Note:

Eligibility for automatic Annual Fee Waiver depends on customer meeting the above criteria which is calculated from anniversary date and back date to past 12 months.
For Infinite & Platinum card which are based on combined spend, should the account have met the spend criteria, both Principal & Supplementary Cards will be waived.
The transactions to qualify for automatic Annual Fee Waiver are Retail Spend, Cash Advance, Recurring / Autobilling transactions, Cash Xcess / Easy Cash & CEPP Sales.

Dear Valued Cardmembers,

Please be informed that the minimum annual income requirement for RHB Platinum Credit Cards will be revised from RM60,000 to RM48,000.
Effective 10 June 2013, the minimum annual income for RHB Platinum Credit Card will be RM48,000.