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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC
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guy3288
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Jun 29 2013, 05:13 PM
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Another good card now this RHB signature. Unlimited 5% is alot if we pay insurance online!
Can even pay early if premium 10k can get RM500.
But the RM150 promotion list did not show the siganature card. So ?no RM150 CB.
If really can get 5% CB for insurance payment eg using UOB payonline to charge into the RHB card then , then i must also apply this card.
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guy3288
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Jun 29 2013, 06:58 PM
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Hong Leong Insurance - life and medical
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guy3288
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Jun 29 2013, 06:58 PM
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check it out at uob payonline
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guy3288
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Jul 3 2013, 12:03 AM
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Question is what online transaction is accepted for that unlimited 5% CB!
Important thing is RHB gives online bill payments unlimited 5% or better still all online payments including insurance.
Please let us know if any online transactions get 5%.
What are the documents you guys submitted.
I was told 3 months salary slip, front/back IC and EPF statement from RHB EPF kiosk. Still waiting for that EPF kiosk to work. Lousy machine here usually offline , "temporary out"........
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guy3288
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Jul 4 2013, 12:18 AM
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i submitted the EPF statements 2012/13 , IC and added pay slips. Hope to get the card soon to enjoythe unlimited 5% ALL ONLINE transactions.
Pay anything you can pay online using the RHB Card you get 5% - that's very generous of RHB, unlimited. Pay insurance RM10000 get RM500 !!
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guy3288
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Jul 11 2013, 12:06 AM
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QUOTE(ronnie @ Jul 10 2013, 11:33 PM) I've also called RHB to confirm my card application can participate in their 6-month 0% Finance Charges (need topay the minimum 5% each month) This is similar like CIMB BT 6-month 0% program w/o the waiting time of BT processing  6-month no interest means the statement balance for next 6 months with a limit ?max RM3000 we need only pay the minimum and no finance charges? KInd of similar to the MBF Free Credit for RM3000 for 3 years which i enjoyed since Sep 2011. The max allowed for MBF is RM3000, ie interest free as long as you pay the minimum amount and make sure the balance always not more than RM3000. ie if pay min and balance owed is above RM3k then i kena finance charges for whatever above 3k.
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guy3288
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Jul 11 2013, 09:11 AM
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shit.. i also cancelled off that section because i thought if we accept that 0% finance we no longer entitled for the Cash Back promo.
Must call the CS and ask them if we can get both together.
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guy3288
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Jul 18 2013, 06:36 PM
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received my RHB visa Signature today. Applied 4.7.13 at Branch.
I remember reading here the VS entitled to promo RM150 CB on swiping min RM100.
I called the number behind VS card, CS said NO!, this RHB VS is not included in that RM150 CB promotion. True or not??? I wonder if she knows her fact.......Have any of you called to confirm that?
Then i asked her about the 4x PPL access, she said until Dec 31st 2013 i can access 4x FOC. Then from Jan 2014 till Jul 2014 i get another 4x lounge access. THis means there is total 8X access for a year for the RHB VS card???
That CS really made me confused............sigh.....
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guy3288
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Jul 18 2013, 06:44 PM
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QUOTE(Human Nature @ Jul 12 2013, 08:47 PM) Alright, so the 1st catogery will be getting 5% during the campaign period. All bill payments still go to OCBC ti. Thanks  Sorry i dont quite get it.. What is the 1st category that can earn us unlimited 5%?? The reply pasted by ronnie is equally puzzling. online purchases not considered as online transactions ?? only 1% rebate not 5% till 31.12.13? ronnie can you please clarify? i understand you are waiting for them to credit the unlimited 5% rebate - what online transactions entitled to that 5%?
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guy3288
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Jul 19 2013, 12:02 AM
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WHich website can we use to do online RHB VS transactions to pay bills eg Telekom, TNB etc?
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guy3288
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Jul 19 2013, 12:35 AM
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thanks for the info,
so which is considered as online transactions to entitle for the 1% or 5% CB.......
The T&C says "all online transactions".. by right RHB should honour all bill payments made online eg:
1) using UOB Payonline website, can use RHB card to pay bills, insurance etc. Is RHB going to honour the 5% CB for that?
2)Similarly using RHB card to pay bills via MB2U website isn't that online transactions ?
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guy3288
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Jul 19 2013, 12:37 AM
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QUOTE(Human Nature @ Jul 19 2013, 12:26 AM) Hehe yeah, guy3288 use OCBC ti for the 5% utility rebate, or maybe you can try and update us. p/s the three muskeeters  hah ha cracking our heads how to squeeze and milk alittle more from the filthy rich bankers........... PS:5% from OCBC Ti already done, remainder now looking for 5%
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guy3288
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Jul 19 2013, 08:58 AM
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QUOTE(Human Nature @ Jul 18 2013, 06:50 PM) The RM150 CB is applicable. Confirmed by CS through email, and posted at RHB facebook. The 4x access is according to calender year, not your statement cycle. Meaning??? ? i received the card in July13, my quoata 4x access will expire in Dec 2013? and not lasting for 1 whole YEAR? till my card anniversary date ie July 2014? Imagine if someone else received the card on 25.12.2013,that means he only have 5 days to use his free accesss to airport lounges?? Then the rest of the 360 days he got no more benefit to lounge....sigh..
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guy3288
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Jul 19 2013, 09:13 PM
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Latest RHB Card Promotions:
5% CB max RM100/month till 30.9.2013 -departmental and grocery spend at 5 stores, Aeon, Parkson, Metro etc nationwide.
Just nice for newly arrived RHB VS signature. Must register by SMS first.
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guy3288
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Jul 19 2013, 09:15 PM
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Called CS today asking about my 0% Finance facility - he is at a total loss- said currently still no such facility yet????
Really hopeless CS. Email them already, awaiting for their reply.
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guy3288
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Aug 6 2013, 09:29 AM
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hello friends,
this RHB Visa Signature unlimited 5% CB for online bill payments eg Telekom, TNB etc....
Has anyone managed to do the online bill payment and rewarded with the 5% CB so far?
Ronnie , did you manage to get it?
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guy3288
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Aug 6 2013, 09:28 PM
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i just tested RM100 with TNB Bill paid via "uob payonline". if can get 5% there will be great........
PS:Ronnie any idea on restriction from MOD here for new PBB cc thread? I posted one on PBB and cant find it.
This post has been edited by guy3288: Aug 6 2013, 09:29 PM
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guy3288
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Aug 9 2013, 01:01 AM
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THis RHB VS card cash back - i got only RM0.63. Dont know how they calculate, i thought minimum is 0.5%.
I look at online summary and found this:
31.7.2013 CB RM0.63 CREDIT. I have made 4 transactions prior to that.
1) 21.7.13 RM127.00 2) 27.7.13 RM63.55 3) 28.7.13 online FF tickets RM118.95 4) 28.7.13 online FF ticket RM123.95
Shouldn't the online firefly tickets attract 5% CB?? I plan to call CS Monday.
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guy3288
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Aug 9 2013, 02:13 PM
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QUOTE(ronnie @ Aug 9 2013, 11:36 AM) Has transaction (2), (3), (4) been posted before 31 July ? 0.5% of RM127 transaction = RM0.63 cash back (0.5%) Definitely MUST CALL their CS and report back here, ok ? i see .......so they only counted my RM127 transaction? 0.5% there seems correct.... I think you are right because my statement date is 26.7.13 and payment due is only for that RM127. BUt when i checked the online summary all the other transactions are actually posted already before 31.7.2013.
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guy3288
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Aug 9 2013, 08:47 PM
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QUOTE(ronnie @ Aug 9 2013, 07:30 PM) Did you change your Statement Date to 26th of every month? As I know the Rebates are given at the Statement Date. I did not change statement date. This is my first statement. Statement date 26.7.13 Card approved 15.7.13 1st spend 22.7.13 RM127 (................. hoping to get CB RM150.........) 25.7.13 GST RM50 No mention about rebate at all on this statement! I only found that out in online account summary. Total due RM 177 Due date 15.8.2013 Any idea when can i get the GST RM50 or the CB RM150? This post has been edited by guy3288: Aug 9 2013, 08:49 PM
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