A - Charge card

AMEX charged card gives rewards point (presently 2X if got Turbo 3X) for pumping petrol at ALL petrol stations.

B - Credit card

Maybankard 2 Amex Credit Card
Free Annual Fee
2 credit cards for 1 GST (RM50) - Principal only
* Supplementary cardholders charged RM50 for the two cards.
5 x Treat points for all transactions (Amex)
5% Cashback on weekends up to RM50 (Amex)
8.88% Finance Charge
Travel Insurance up to RM1m, Purchase Protection, Extended Warranty (Platinum)

1) Since Supp is charged RM25 a card, can we opt to supp only 1 card?
No. Can't choose 1 card (amex) it comes in 2. Amex & visa/ master

2) Supplementary card entitled to 5% weekend cashback?
Supp also enjoys 5%. The rm50 cap per mth is on acct level (basic+supp spend)

3) Supplementary card entitled to 5x TP?
Yes. Supp enjoys 5x TP

Details: Maybankard 2 Platinum, Maybankard 2 Gold

AMEX Platinum Credit Card
10x Membership Rewards points at Platinum Partners
2x Membership Rewards points for all spend elsewhere.
Travel Insurance up to RM1m, Purchase Protection, Extended Warranty
Access to KLIA & LCCT Plaza Premium Lounge

Possibly temporary promotion:
5x Membership Rewards points for every Ringgit spent on groceries, petrol, bookstores - Kinokuniya, Borders, Times and MPH - and telco charges via Express Autopay -Celcom, Digi, Maxis and Telekom.

Details: American Express Platinum Credit Card

AMEX Gold Credit Card
5x Membership Rewards points for every Ringgit spent on groceries, petrol, bookstores - Kinokuniya, Borders, Times and MPH - and telco charges via Express Autopay -Celcom, Digi, Maxis and Telekom.
2x Membership Rewards points for all spend elsewhere.

Details: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Ikhwan AMEX from Maybank Islamic
5X TreatsPoints on all petrol spend
2X TreatsPoints on all other spend
Lifetime fee waiver
Non-compounding charges
Balance Tranfer facility
Express AutoPay facility
Worlwide offers with American Express SELECTS
Online shopping with globalshop
Automatic Touch 'n Go Zing Card reload facility (RM2 service fee per reload)

Ikhwan AMEX Platinum: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
Ikhwan AMEX Gold: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Maybank (conventional) AMEX Credit Card
Annual Fee: RM 250 for gold; RM 60 for classic
2x TP on all purchases

Gold Card: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
Classic Card: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

SIA KrisFlyer AMEX Gold Credit Card
Annual fee of RM 250
2 KrisFlyer miles for every RM2 on tickets purchased online from http://www.singaporeair.com.my
KrisFlyer mile on every RM2 spent on other purchases

Details: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

HLB AMEX Credit Card
Details: http://www.hlb.com.my/pfs/cc/ccamex.jsp?flag=ccamex

C - Loyalty/Rewards Programme

Membership Rewards

All AMEX charge and credit cards that do not bear Maybank logo.
- AMEX Charge Card (Platinum/Gold/Green)
- AMEX Platinum Credit Card: 10x MR at selected merchants
- AMEX Gold Credit Card: 5x MR on petrol, groceries and books

URL: http://www.americanexpress.com.my/amx_info...mbershipRewards

TreatPoints

5x Treatpoints for all spend
- Maybankard 2 AMEX Platinum & Gold

Other AMEX credit cards that bear Maybank logo:
- Maybank (conventional) AMEX
- Maybank Ikhwan AMEX: 5x TP on petrol and lifetime free waiver on annual fee

KrisFlyer miles
- SIA KrisFlyer AMEX Gold Credit Card

D - Important Links

AMEX website: http://www.americanexpress.com.my/amx_info...fo/home/home.do
AMEX promo info at M2U website: http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
Maybankard2 Website = http://www.maybankard2cards.com.my/

Merchants supporting Amex for 0% Ezypay (update 4 Oct 2011)

Amex CS Contact Numbers:
General
1800 88 9559
+603 7844 3595

Platinum
1800 88 0886
+603 2050 0880

for Maybankard2 Amex
General (Gold)
1300 88 6688
+603 7844 3696

Platinum
1800 88 1801
+603 2074 8800

Previous version:
v1: http://forum.lowyat.net/topic/547867
v2: http://forum.lowyat.net/topic/1190530

This post has been edited by zenquix: Oct 6 2011, 10:01 AM

reporting in, bravo on the Maybankard 2 AMEX

This Maybankard 2 Amex will kill Amex Gold and Platinum credit card. The negative impact to Amex charge card is not as big as the disadvantages to Amex credit card, as some big spenders still prefer using charge card due to unlimited CL.

Hopefully Amex will revise its points and cash back rates to match those benefits given by Maybankard 2 Amex, so that we do not need to change our existing Amex credit cards. Besides, having the compulsory and useless Maybankard 2 VISA/MC is deemed a burden.

Only one credit card tax is charged anyway. So it won't affect much really.

This post has been edited by MilesAndMore: Jan 20 2011, 11:54 AM

Just don't like to see another card in the cold storage, especially with that ugly logo.

This post has been edited by winner: Jan 20 2011, 12:07 PM

yes, only RM50 for 2 cards, the one u dun like, just keep in drawer

that one can't help much

This post has been edited by alexwsk: Jan 20 2011, 12:08 PM

edited---------------

This post has been edited by guanteik: Jan 20 2011, 02:36 PM

No. v3 is correct.

May I know are the points from Amex Gold cannot transfer to Maybank2? Must redeem all 1st before change?

Must clear all because Amex Gold is on a different system (Membership Rewards) while Maybank2 is on Treatpoints.

It is easy to clear MR points as we can redeem cash. As for TP, it is not as attractive as MR. We can only redeem physical stuffs and shopping vouchers.

Agreed on this point... hopefully TP can be turn to cash in due time ;-)

The sad thing is, in the savings calculation by Maybank, they had assumed 200TP = RM1, whereby the actual fact is the TP were not convertible to cash. So it's a bit of confusion when I looked into the savings sheet.

It's good if MBB has a plan to introduce 200TP = RM1 in the future.

I had checked with a CS & another sales lady at 1U roadshow, the new Maybankard 2 AMEX does not entitle for KLIA or LCCT premier lounge access. If this is really the case, still worth keeping the AMEX Plat cc.

As far as I know, this Maybankard 2 Amex does not give complimentary access to airport lounges at this point in time. Better edit the first page to avoid misleading readers.

noted. this was originally based on feedback from Guan Teik.

Just applied the Maybankard 2 through the shopping center card agent...........

Have any1 made rough calculations on how much 1TP is worth? Most of the RM100 vouchers need +-20k TPs?

Parkson voucher is below 10k for RM50

1 TP = RM0.0045, based on redemption of 11,000 points for RM50 shopping voucher.

1 MR = RM0.005, based on redemption of 200 points for RM1 cash back.

MR is definitely better than TP.

Good luck.
Hope you won't get surprise when cards arrive (include cards that you didn't apply)

I don't expect 10000pts=RM50 no more.
No doubt, in the future, the points required to redeem RM50 will continue to rise. 11k, 11.5k, 12k...and so on...
However, I think 10000pts=principal card GST will remain.

other than GST Principal, 10k TP for RM50 still available for voucher of:
Sony / Photobookmart / Metrojaya / Machines / MyDin.

while RM50 voucher for HSL and Harvey Norman require 9700 TP.
Sogo & MPH 9500 TP.
Parkson 9300 TP.
Robinson 9000 TP.

https://www.maybankard.net.my/

This post has been edited by erry-: Jan 20 2011, 11:13 PM

Jusco RM100 voucher = 20k Tpoints
https://www.maybankard.net.my/catalogue/pro...e=89&pro_id=228

Parkson RM50 voucher = 9300 Tpoints
https://www.maybankard.net.my/catalogue/pro...e=89&pro_id=505

Metrojaya RM50 voucher = 9000 Tpoints
https://www.maybankard.net.my/catalogue/pro...e=89&pro_id=504

Treatpoints is not "that" bad

I am not quite interested in vouchers. I want CASH.
The only thing I like TP is the point redemption fair at SenQ, it is indeed very attractive.

using mbb for 4 years now, never heard mbb can redeem TP for cash like MR

even hsbc also can redeem cash, rm50 for 12.5k points ~

Well it's OK for me. I can just wait for redemption fair at SenQ

Partipating outlets at 1 Utama can use TP to pay for your purchase. It is known as Rcube or something like that

rate is not that great
For every conversion of RM10 the points equivalent is 2100

https://www.maybankard.net.my/catalogue/pro...=102&pro_id=542

If not mistaken, SenQ conversion rate for TP is RM1 = 190TP

the redemption fair at Senq that I mentioned was not kind of "Pay With Points", but "Redeem electrical appliances with lower points than usual".

Yeap, for now Rcubed at 1U only. 2100TP = RM10. With 5X TP that's equivalent to 2.381%

Sorry guys for giving the wrong information on KLIA lounge. This was the information given by the AMEX CS on the 18 Jan. Today I called them back to check on this after reading the post here and they said Maybankard2 does not entitle for the KLIA lounge. It's worth to keep the AMEX Plat card then.

no harm done. What thing Malaysian CS lacks is consistency

Finally, finished my article and review on Maybanard 2 Cards for my blog at http://creditcardsmalaysia.blogspot.com/

Below is the main gist of the entire article and for those not wanting to waste time reading it at my blog:

Benefits of Maybankard 2 Cards which I feel is worth repeating:

I) 2 Credit Cards for a single GST of RM50 or shall we say RM25/each.

II) Free Lifetime Annual Fees - no conditions, no need to swipe minimum times or spend a minimum amount annually.

III) Travel Insurance - this is great as can use the card to purchase tickets and get 5X rewards points and 5% cash rebate (max RM50 but still better than nothing).

IV) 5X Treats Points anywhere in the world plus monthly cap of RM50 cash back for every Saturdays and Sundays. Note that it was mentioned Principal card holder only, better check if Supp cards also enjoy the 5% cash back when you apply for it.

V) The Visa or MasterCard,you can keep in your drawer as it only gives 1X point for every Ringgit. (But if you want 0% installment plans by merchants, then this card may be of use).


Comparison between Maybank 2 American Express Card and OCBC Titanium MasterCard

MBB 2 Amex gets 5X Reward Points Everyday, Anywhere and Anytime vs. OCBC TMC Nothing, Nil, None, Zero;

MBB 2 Amex Free Lifetime Annual Fees vs. OCBC TMC need to swipe 12 times;

MBB 2 Amex GST must pay (but with 5X points only need to spend RM2K to get 10,000 Treats Points to offset GST ) vs. OCBC TMC must pay but auto waived if spend RM10K annually;

MBB 2 Amex 5% cash back on weekends anywhere vs. OCBC TMC 5% cash back anytime but not everywhere;

MBB 2 Amex offers Travel Insurance vs. OCBC none; and last but not least

MBB 2 Amex overseas transactions are subjected to 2.5% Admin Charge but with 5X maybe this is acceptable vs. a lower overseas conversion rate with OCBC TMC (do note again that the RM50 cap which may limit the usefulness of OCBC Titanium MasterCard for overseas spending).

BOTH MBB 2 Amex and OCBC Titanium cash rebate is capped at RM50/month


Please be warned that my entire article is kind of long with lots of other stuff unrelated to Maybankard 2 cards. So if you have the time to spare or just want some leisure reading over the weekend, click below link to go directly to my post on Maybankard 2:

Click here to read my review of Maybankard 2 Cards.

err, gen-x, why u so free one ? no need to work or u are on leave now? great article on u blog

wah, you read so fast wan ar? 1 minute diff only from my "announcement". Yah I damn free nowadays and got nothing better to do Hope the article was informative.

i guess u got ur own business ? haha, anyway just want to ask, i fax my application form for the mbb new cards, but to diff num as mention in ur blog. but i call mbb cs adi, they said need 2 working days for my application to be reflected in their system. should i fax them again to this number 03-2282 0373 ?

wait lah bro, 2 days only and yesterday public holiday. With so many people wanting the Maybankard 2, today Friday ( the staff won't be productive) and followed by two non working days, guess you should only check again after next Tuesday.

As for what I am doing, go read my blog at http://ringgitwisefool.blogspot.com/ where I did mentioned something about myself.

but i fax in application on tues, so latest by mon, they can check at their system already, right ? so u retire at the age of 40++, guess u are active in share market, or other investment.

This post has been edited by gerrardling: Jan 21 2011, 10:26 AM

@gerrardling
Latest by next week you will see if your card is approved in the system, then it will take another week or so to send your card. Hopefully can get it by CNY.

I have just applied for this card through phone this morning. The CS officer said the card could be approved in 4 to 5 working days and I would receive the card in 2 weeks from now. I shall wait and see how efficient MBB is.

Reponse from Maybankard FB page...

RM50 vouchers for Carrefour, Giant and Tesco all need 11,000 TPs. If RM50 shopping vouchers for Parkson and Metrojaya still require less than 10,000 TPs now, better redeem them fast before MBB raises the points requirement.

However, I still prefer cash redemption from MR programme. I can actually earn more points and cash by redeeming cash back. For instance, I can use 10,000 MR points to redeem RM50 cash back. Then I can use the RM50 cash to buy stuffs in hypermarket and get another 50 x 5 = 250 MR points, equivalent to another RM1.25 cash back.


While Amex Platinum charge or credit card could be retained for airport lounge access, Amex Gold credit card MUST be replaced with Maybankard 2 Amex. I cannot find any good reasons for not switching over to Maybankard 2 Amex from Amex Gold cc.

wow, u were a smart credit card user!

@winner
If you take a look at Maybankard2, the benefits can over take AMEX Plat CC easily. Another concern is are we willing to fork out RM800 AF for AMEX Plat when we have this Maybankard2 as rewards are better with this card.

I'm afraid Maybank will soon revise redemption points higher now that every RM1 spent is worth 5 points. Guess I need to redeem Flexi-Reward every 10000 points even if it is only for RM50.

In terms of physical benefits, Amex Platinum charge or credit card has no way to compete with Maybankard 2 Amex. However, someboday mentioned that his/her main concern was about the complimentary airport lounge access. He/She may need to retain other cards that come with airport lounge access.

Anyone received their 15% cash back already?

Yes, cash back for the month of November.

Are you referring to that yellow color Maybankard logo?
For me, that logo kinda spoils the whole thing. If it wasn't for that, the card looks good actually.

anyone have any experience with the Amex Return Guarantee? Besides the amount limit, one of the clause kind of ruled out most of the items we can think of:
i wonder what items can guarantee be returned?

This post has been edited by maxcheam: Jan 23 2011, 08:19 AM

The Maybankard 2 Platinum won't come with the yellow Maybankard logo. Instead, it will be similar to the one like their World MasterCard.

Yes, I really don't like to see MBB logo. But it's too bad that the real Amex can't match the benefits offered by the new Maybankard 2 Amex.

The MBB logo looks OK if it's on the Platinum card, but not the Gold card..

Maybe their conclusion is that every card with Maybankard logo is fugly!

@David83
You're right on this:P
If you notice on the Maybankard2, the MBB logo is positioned on the left. instead of center like the conventional cards.

Not sure if anyone mentioned this, but got confirmation from Maybank via email.

Supplementary cardholder for Maybankard 2 pays RM50 for the 2 cards.

like that ar...

ah, one more thing, in the website there says RM50 weekend rebates (Principal cardholder). That sounds like only Principal Card earns weekend rebate.

Like I mentioned in my blog, downloading the application form and faxing to Maybank may be faster as all your details are filled in by you and the possibility of an error is less and easier for MBB officer to process your application instead of calling them where error may bound to happen.

Well, I called AMEX CS yesterday night to check on my application status and it was shown in their system my Maybankard 2 Cards application is being process BUT it's for the Gold Card. Later have to call up the girl I spoke to when I applied for the MBB 2 Cards over the phone to and change in to Plat cards

OT: Interested to see this year red packets from Alliance, CIMB, EON, HSBC, Hong Leong Bank, OCBC, RHB, UOB, Metro Jaya and Prudential Click here to my blog on Ang Pow Lai at Ringgit Wise Fool

This post has been edited by Gen-X: Jan 26 2011, 10:28 PM

Oh no ...


I got the CIMB and HSBC's too. Anyway, HSBC doesn't have special Premier Ang Pow this year right ?

has anyone bought Iphone 4 at digi using this card? if i buy during weekend within feb, will i get 15%+5% cashback reward?

The 15% cashback is for Amex Gold cc, not Maybankard 2 Amex.

oh really?!
too bad then, i tot can get 15% cashback

OT: Gen-X's blog is bad for eyes when you switch between your blog and LYN

Maybank Site updated today

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Note: 1 million payout for month of January 2011 has been achieved.

The roadshow sales did say the Maybankard 2 amex is eligible for 15% promo, I guess the best way to find out is try registering the card number via SMS.


This post has been edited by xjeez: Jan 24 2011, 02:04 PM

Card sales nowadays are not as trustful as before.
yes, the best way is to EXPERIENCE IT.

not bad, until the last week of January

So, in theory, any transactions done till yesterday is eligible for the promo, right?

in theory, YES
i thk next time captured the screen everyday, so they can't deny it

Damn! If that's the case, the cash back payout for December 2010 could be hit much earlier (could be before 20th). I swiped my Amex after 20-12-2010.

Yeap, no Premier HSBC red packets.

hahaha, LYN standard blue is like classic where as my blog is black similar to Platinum, Premium and the Elite Amex Centurion Card. Thanks for visiting my blog.


Anyway, called the MBB tele-marketing center and spoke to the same girl I applied my MBB 2 Cards and she remembered me. Hopefully she'll take the appropriate actions and change the application to Plat.

Like I mentioned in my blog, faxing in the application by fax will reduce the chances of an error as all info is filled in by yourself instead of by others. If MBB sent me the Gold card, headache got to go ask for new Plat cards. Good to follow up on your application status.

wondered whether the card is heavy or not
and if loss

there's a forum member who has this card, can't remember his nick, use to be active at CC thread. He even bought a sports car at KL using it.

This post has been edited by Gen-X: Jan 24 2011, 06:16 PM

OMG...bought sports car with card? wish i can have that card also

Yeah ... i remember him as well. He was still active up till early last year. If my memory serves me correctly, he was in Australia for quite sometime. He did post his centurion card here too

IIRC he/she is vampbreak

Yes. That's him It's a he, by the way.

This post has been edited by MilesAndMore: Jan 24 2011, 08:45 PM

yes some1 mention at CC thread

knightg, have u sms register the card num before purchase?

refer to http://www.americanexpress.com.my/WebBank/..._Conditions.pdf

1. The Platinum Card
2. American Express Platinum Credit Card
3. Maybank Islamic Ikhwan American Express Platinum Card
4. American Express Gold Charge Card
5. Singapore Airlines KrisFlyer American Express Gold Charge Card
6. Singapore Airlines KrisFlyer American Express Gold Credit Card
7. Pantai American Express Credit Card
8. American Express Gold Credit Card
9. Maybank Islamic Ikhwan American Express Gold
10. Maybankard American Express Gold
11. American Express Personal Card
12. Maybankard American Express Classic Card

no Maybankard 2 amex

Damn just swipe today hoping for 15%. Why dont they send sms instead? Who so free go check their website every day.

This post has been edited by rachel_xxx: Jan 24 2011, 10:28 PM

I applied MBK2 last week but yesterday called CS said didnt receive my application yet, have to go back the midvalley branch to check, alittle worried if the person misuse my documents.. (photostat IC etc... forgotten to cross it)

Also, called Maybank CS regarding the balance transfer from old card to new maybankard2, the outstanding may not transfer as difference interest rate.
The 0% easy payment from previous card can brought to the new card but as one lump sump with interest charged..

What type of interest will be charged ???

with the mbk2 8.88%

This post has been edited by pokgaizai: Jan 25 2011, 10:08 AM

why u want to transfer ur current 0% installment from old card to mbk2 then get charged 8.88% p.a?
if u leave the installment with old card, no interest at all.
and old card also may charge u with penalty fee for early termination of installment?



This post has been edited by erry-: Jan 25 2011, 12:16 PM

Thought of cancel the old card before the annual GST charged.... :P
Nope, no penalty for Maybank 0%, just need to write a letter to them.

For SCB, penalty RM100 for early settlement!

oh ok.

gst rm50.
if ur 1 lump sum balance of the installment + 8.88%/year <rm50 then good.
if >rm50 then better stay with old card

Earlier you said 8.88% interest charged if transfer remaining 0% Easy-Payment Installment balance.
Unless we fully settle the payment in the old card without any early-exit payment.

quick question, is there any monetary penalty/fee for replacing damaged/lost/stolen AMEX cards (both charge and credit)

thanks!

RM50 per card... stolen gets a waiver with a police report.

You can request for full waiver and Amex is willing to consider your request.

Maybank card centre is very efficient! I fax in Maybankard 2 application yesterday afternoon. After 15 minutes somebody call me to verified my application. He said I will get the cards in 2 weeks time. Btw, I am new MBB credit card applicant.

Oh ya sorry what i meant was, the 0% balance become one lump sump to the outstanding, and total outstanding balance will follow the new interest rate.

Penalty is like SCB, if early exit payment. You 0% total balance will become one lump sump to the oustanding, plus another RM100 charge.

This post has been edited by pokgaizai: Jan 26 2011, 09:49 PM

They call me yesterday, unfortunately my phone no battery............today no more receive call, alamak