Dear sifus, any experience, with application of Maybank Platinum Charge Card, texted to them, as well as called the service hotline to leave my contacts, a week now and no reply.

Any other way to start application process?

Tq in advance.

Give MBB a call again, tell them this is the second time you rang and been waiting for a week still no one get back to you with application.

I don't see it on the web page however https://www.americanexpress.com/en-my/netwo...tinum-card.html. But I will give them a call in the next few days. I'm already Marriott Titanium, so might try to give it to my wife. Hilton gold seems to be more worthwhile than Marriott Gold, however.

My Krisflyer Amex card is going to be charged annual fees end of this month, how long after cancellation can I reapply for the card again?

Yes hilton gold is better than marriot gold

6 months

How soon will the 7k welcome bonus miles be credited to our KF account? This is for the KF AmEx card.
7,000 bonus KrisFlyer miles on first card spend
*Applicable to only new first-time applicants of the Singapore Airlines KrisFlyer American Express® Credit Card

I checked the TnC sheet and it shows this:
The Welcome Miles will be automatically credited directly into the eligible Cardmember’s KrisFlyer membership account to which is successfully linked to his/her Platinum in the following month after such Card Transaction is made.

My first spending was in February but so far nothing is credited yet, is there any minimum spending to get this welcome bonus miles? Otherwise, I need to contact CS as I also noticed some missing monthly miles in my KF account.

This post has been edited by fruitie: Apr 9 2025, 12:26 PM

Happened to me too. I had to call CS after 2 months and they opened a ticket. After that took another 1 month before welcome bonus miles were credited.

Oh my, that's pretty long.
OK, I will call them soon.

Hello sifus, I currently have Maybank Ikhwan Plat Amex Credit, Maybank Cashback Gold Amex Credit, and Maybank FC Barca Plat Visa Credit.

My monthly spending is around RM 4.5K, my 6-month median cashback:
1. From the Ikhwan Plat Amex - RM 50 a month
2. From the Cashback Gold Amex - RM 29 a month
3. From the FCBarca Plat Visa - RM 11 a month

Do I start optimising for airmiles at this spend level - assuming I fly overseas 1-2 times a year; one of those to Africa (usually Johannesburg, SA) via Emirates, the other a random holiday with no set airline (I'd stick to one airline if my CC gives miles for it) - or just stick to cashback? Therefore, should I continue keeping these 3, or are there other options that would be better? (Eg. Consolidating / switching to a different card)

This post has been edited by KaiHD: Jun 14 2025, 05:49 AM

Hi, would like to get some opinion from the Sifus here especially those who use Maybank Amex Charge Card.

For some reason, I have been toying with the notion of applying for a Maybank Amex (Green/Gold) Charge card. This is partly due to the fact that 1) I don't like to carry any balance in my credit card; 2) having a charge card would make me more mindful of my purchases.

Some people would say just pay the credit card balance on time every month - and they are right. But the temptation to overspend is very much there (with the credit card).

Still, it seems that the benefits one gets with owning a credit card are higher than owning a charge card (except maybe the Amex Platinum Charge card).

I currently have Maybank2cards Premier/Amex (which I used to love until they inflate the Enrich redemption rate), Citibank/UOB PRVI Miles Elite and World MC.

My expenditure tends to be travel related - which is why I was considering the Gold Amex Charge Card rather than the Green one.

Anyone, what do you think? In the long run, does having a charge card brings more benefit to you compared to having a credit card or it is the other way around?

Your opinion is very much appreciated.

My cousin, who is an Australian PR holder and is now working in Melbourne, got the AmEx Platinum card from Australia. Although the AF cannot be waived, she at least receives quite a number of perks that make her AF AUD 1k plus worth it. I don't think we have so many perks here in Malaysia. Did I miss anything?

Is this the correct place to discuss Ikhwan Amex?

This one:

Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

My first thought would be, calculate your potential earnings from airmiles with your spend. If the points conversion works out to a redemption of your expectations and the fees are reasonable, then yes. Otherwise, I would not consider as airmiles conversion and redemption would inflate over time.

I do not know anyone in my circle that carries balance in their credit cards. I pay my credit cards all on time anyway. I'm only with AMEX Platinum Charge Card because of the pretty good airmiles conversion for SQ, the travel insurance, flight lounges (Priority Pass, Delta, Centurion, Plaza Premium/First), the possibility for golf green fee waiver (though I have never used it), occasional perks (VIP at 2025's LPGA Maybank Open), and being nice and sleek (it feels better than even the metal World Elite Mastercard by Maybank). I find it worth the RM 3,250 waiver ever year at my current spend and travel requirements.

If you travel sufficiently and book via the AMEX Gold, check the insurance terms, otherwise I think the Green Card might do because both are 2X anyway.

My relative in UK is the same, they get a tonne of bonus points upon renewal (on a case-by-case basis). Malaysia is what it is.

Thanks for your reply! I think I'll stick with my cashback cards. Unless I can swing the waiver for the Amex Platinum Charge. How much did you have to spend to get the waiver btw? I might be able to do it if I put my parents on as supplementaries (my dad also does the annual travel to Africa)

I have not applied for the waiver of RM 3,250 ... nor do I think it's possible (would be happy to be pointed out I'm wrong and if there are ways )

This post has been edited by Chiet: Nov 16 2025, 02:30 PM

No waiver.