Version 2 of the Debit Card thread. You can carry on with your discussion anything about debit card here.

Here's the link to the previous version > Debit Card V1

To all Maybankard Cherry ATM/VISA debit card users wishing to buy something over the net using your card, please activate the MSOS first. Please read how to activate the MSOS here > MSOS

Maybank Cherry VISA debit
Click me--Maybank visa debit link

Maybank Cherry debit Mastercard Platinum
Click me-- Maybank debit mastercard platinum link

Public Bank Day2Day VISA debit
Click me- Public bank Day2Day debit card link

Public Bank Esso Mobil visa debit ## New ##
Click me- Public bank esso mobil visa debit link

Public bank visa electron debit card
Click me- Public bank visa electron link

RHB Bank Cash Connect debit Mastercard
Click me- RHB cash connect debit mastercard link

RHB Bank Cash Connect Visa debit
Click me- RHB cash connect visa debit link

UOB Bank debit Mastercard
Click me- UOB debit mastercard

EON Bank debit Mastercard
Click me- Eon bank debit mastercard link

Allicance bank Unique prepaid mastercard
Click me- Alliance bank Unique prepaid mastercard

Bank of China (Malaysia) prepaid UnionPay
Click me- Bank of China (Malaysia) Prepaid UnionPay

This post has been edited by MilesAndMore: Mar 21 2011, 04:57 PM

i can foresee Debit card going to gain popularity.

we need more info on DC (Debit card).

Okay. We'll start by listing down some of the more popular debit cards in circulation.
- Maybank Cherry VISA debit
- Maybank Cherry debit Mastercard Platinum
- Public Bank Day2Day VISA debit
- Public Bank VISA Electron


There are also some not so famous ones but still packed with a lot of features and very cards such as :
- RHB Bank Cash Connect debit Mastercard
- EON Bank Combi debit Mastercard
- UOB Bank debit Mastercard
and a lot more.

This post has been edited by MilesAndMore: Oct 25 2009, 08:02 PM

the maybankard visa debit seems interesting to me..
from V1 there's a lot of discussion for Public Bank card

my questions for this card are:
1. can i use this card for cinema online bookings (TGV, GSC)
2. can i make online room bookings for genting
3. if use at petrol station, will it deduct the exact amount i pumped or deduct more, heard somewhere some card deduct few hundreds then will reimburse at the end of the month..i dunno lol - found the info oredy

i'm new to cards

This post has been edited by badSeed: Oct 25 2009, 08:11 PM

Finally v2...

reporting in, maybe have to pay more att to debit card now


This post has been edited by alexwsk: Oct 25 2009, 08:23 PM

we need to list down which DC can be used for online transaction 2..

due to the implementation of RM50 government charges on CC for prudent spending, DC will gain the popularity..

and oso which dc has no fees (including the acc that comes with it)

Anyone tried for maybanck visa debit online purchase?
after registered Maybankard Secure Online Shopping (MSOS), and when accessing the 'merchants' website, will us be linked to maybank2u for MSOS password and TAC required or not?

sorry , a noob question here, i have a Maybank debitCard, can i use it in Ebay and paypal. thx 1st

yes.only when you applied for the MSOS on maybank website

TVG and GSC, at the movement did not support debit card online purchase.

but for GSC, the online payment can make through Maybank2u, extract procedure im not sure how its works.

perhaps who have experience care to explain on this.

According to one lowyat former, he manage to use his PBVE Debit card for GSC's Epayment ticketing.



This post has been edited by bingozero: Oct 25 2009, 10:21 PM

thanx guys...i'm hoping for more widespread acceptance of debit cards soon

seems to me PB is leading the race

This post has been edited by badSeed: Oct 25 2009, 10:21 PM

I think from previous threads, the conclusion was PBVE can do just about everything a CC can.

But you cannot pay bill utility by using debit card

Possible with Public Bank VISA Electron and Public Bank Day2Day VISA debit card. Tried it before


The confirmed ones ...
- PBB VISA Electron
- PBB ING debit Mastercard
- PBB Day2Day VISA debit card
- Maybank Cherry VISA debit card
- Maybank Cherry debit Mastercard Platinum
- EON Bank Combi debit Mastercard


Only Maybank offer true free for life VISA debit/Mastercard debit. As for Public Bank VISA Electron and Public Bank ING Mastercard, you need to spend more than RM1200 and the annual fee will be automatically waived. All other debit cards offered by other banks have an annual fee ranging between RM8 - RM20. The most expensive one is Affin Bank debit Mastercard at RM20/pa.


It is now possible with PBB D2D VISA debit card. My friend tried it just a few weeks ago. Not too sure about other types of debit card though.


This post has been edited by MilesAndMore: Oct 25 2009, 11:16 PM

Any debit cards offer cash back or rebates? Or rewards?

Maybank gives you treatpoints. EON Bank will also give you some points which you will have to accumulate and redeem the gift of your choice from a catalogue. Public Bank will either give you cash rebate or points, depends on which PBB debit card you are using. RHB Bank will also give you cash rebate.

Does UOB also give points?

Benifits/ points/ rewards of debit cards (as at 25/oct/09):

public bank
visa electron
cash megabonus
visa debit
benifits

maybank -- only treatpoints, RM3 - 1point, why not rm1 1 point?
visa debit
treatpoints

mastercard debit
treatpoints

UOB -- rebate only for participting merchants only
debit mastercard
rebates

EON bank
Combi Debit Paypass MasterCard
bonusplus

RHB
Cash-Connect debit MasterCard
cash rebate
Tesco-RHB Debit Card
point

citibank
CITIBANK DEBIT & ATM CARD
reward points

This post has been edited by future80: Oct 26 2009, 11:13 AM

this thread should be sticked.....if CC thread can, why can't our thread?

After RM50 "service tax" on CC implementated next year, more ppl will run to debit cards. haha

PB Day2Day VISA is better than PB Visa Electron, cause still there are some merchants who don't accept Visa Electron.

wat about bsn debit card?? is it good?

Thats good to heard that, now debit card can accept in many places

hi, does alot of stores/places/restaurants now accept debit cards? its not that common issit?

Major of the merchant do accept debit card

debit card cannot use to pay installment....so frustrated...

im still new to debit card.

is PBB debit card = ATM card? just like what MBB doing now.

You can use it at all stores displaying VISA and Mastercard logo.


Yes. The Public Bank Day2Day VISA debit card also serves as your ATM card to access your savings/current account over the ATM, just like Maybank Cherry series of debit card. The reward system for PBB D2D VISA debit card is better than Maybank Cherry series of debit card.

possible but your screenshot looks very much like either your friend con you or someone does not understand what is e-ticketing

that is not the line item for e-payment ticketing
this looks more like he used his debit card to buy tickets in gsc pavilion

e-payment, mine usualy appears like the below (from my cc statement)
26-09 GOLDEN SCREEN CINEMAS SELANGOR MY RM 23.00

This post has been edited by aeronic: Oct 26 2009, 01:57 PM

I'm in love with my PBVE debit card..!
Highly useful for online shopping. Congrats on having version 2..

u meant he purchase ticket thru counter by card, not online purchase by card.

PBVE need any requirements to apply? at least 18 years old with address (no PO box)?

This post has been edited by future80: Oct 26 2009, 06:29 PM

Yes. Exactly what he/she was trying to say.


As long as you are at least 12 years old you are qualified for all range of Public Bank debit cards. However, please note that for PBVE you must keep RM25 of deposit inside the account at all time. As for Public Bank Day2Day VISA debit card, the minimum deposit must be kept inside the account is only RM1 at all time.

which website it able to use? does the web mentioned it can use debit card?

feeling the CC has more points & rewards compare to DC. anyway, i will cancel all my CC & keep 1 only to avoid paying RM50 to gov for them to masuk their bloody pockets, stupid leader made stupid decision on budget 2010.

I have few cards for diff promotion: Citibank Shell card to get rebate when pump petrol, Citibank Giant card to get rebate when shop in Giant, RHB Tesco card to get rebate when shop in Tesco, IKEA card to get free coffee when go to the curve etc.

Stupid leaders of malaysia, I will know who to vote in next election! Damn!

that is stil too early to make desicion whether to cancel or not the cc.
banks side will definitly doing some 'action', give them some times , i believe they on process of meeting & think out some 'strategy'.
who knows when gov take 50, but banks give anothers kind of rebate that worth 50?
who knows when gov take 50, banks side give more benifits of card?

I already have this Public Bank VISA Electron. Should I cancel it and get Public Bank Day2Day VISA debit instead? Seems more easy to use. Lazy have to go to the PB bank to reload the PBVE

This post has been edited by banks: Oct 27 2009, 09:54 PM

BTW, the intention to incur RM50 is to control ppl dun sign so many cards & hutang a lot but if those who used to hutang CC payment, they already owed banks few thousand or more, so RM50 to them is nothing, they dun care at all. BUt for ppl like me who used CC for saving money, I dun owed CC coz I settle every months, so RM50 to me is big money. 1 card RM50, i have 6 cards total RM300 per year for the tax...I hope what u said will come true, i really hope that...but chances is slim lo

www.malaysiaairlines.com
www.singaporeairlines.com
www.cathaypacific.com
www.airasia.com
www.amazon.com
and many more. As long as they have the VISA or Mastercard displayed then it means your debit cards are accepted.


If you use for online transaction a lot then PBVE is actually a better card as the exposure is not as great as PBB D2D VISA. PBB D2D VISA is directly linked to your savings/current account whereas PBVE is not. You can apply for PBB e-banking and transfer the money to your PBVE online from your savings/current account whenever you need it. This way you won't have to go to PBB to reload your PBVE anymore.

Public Bank VISA Electron is a good card i can say, u can review previous Debit Card V1 for information.
since it doesn not linked to saving/current account, i plan to apply one, but not now, because i believe bank's customer service counter are full or people now, they going to cancel credit card.
1 year RM24 lower than cc RM50, and lower than nexG prepaid mastercard 1 month RM3.

thanks for information.

This post has been edited by future80: Oct 27 2009, 11:56 PM

just found out that I can direct debit to my PBVE . Also why the PayPal cannot confirm my card. that's because I only fill it with rm25. add some amount to the original rm25 and now I can use it with paypal

maybank debit card visa online verification got problem or what?

seems that I failed every single transaction using online visa.
stucked at wrong password.

the password is the one that we set in m2u website

---

Added on October 28, 2009, 3:58 amno TAC required.
but the problem is, i failed every single transaction using visa MSOS system.


so many cards?

currently there's rumours that banks will absorb that rm50.

rm50 is nothing to them compare what u owe them + interest

This post has been edited by s@ni: Oct 28 2009, 03:58 AM

Hi I will be going overseas in a few weeks time. Is my Pbb Day2Day useable overseas? And are there any additional charges? Lastly also how will be the conversion of currencies counted? Thanks

Yes. It can be used overseas. The conversion rate is according to VISA rate on the day of transaction and Public Bank will impose a 1.25% admin charge on top of that.

Let say you use it in Hong Kong, the amount charged will first be converted into USD first before they convert it back to MYR.

Okayyy thanks. Anyways does debit card deduct the amount you sign immediately from your account? Because I had come across that the amount is only deducted few days later in some transactions. For Pbb Day2Day when will be the rebate given back?it's in form of cash right?

For petrol transaction RM200 will be temporary deducted from your account. The rest of the unused balance will be refunded to you after a few days. As for all other transactions, the amount will be deducted in a few days.

The rebate will be credited back into your account on the 1st of each month.

MSOS password is different from your maybank2u password.

i thk he meant he set the MSOS pw at the M2U website

when set password at M2U web, it could not succesful if use the same password as M2U ( I read some review from somewhere..).

hmm...debit card oso need to get charge rm50 each year? hope bank will absorb tat fee cos not really fair to debit card user

No. You got your information wrong. Only credit card and charge card will be charged RM50/pa.

Yes, no RM50 charge to debit cards. This card rocks!!
By the way Miles, I still receive the physical statement even though already applied for online ones.
Hm, will this be the last physical statement they send to my address?

This post has been edited by solsekuin44: Oct 29 2009, 01:32 AM

You mean you applied for the one in PDF format ? I didn't know PBB is offering online statement in PDF. Or just the regular page like the one below ? If it is the one like the screenshot attached then yes, you will continue to receive your paper statement every month.



This post has been edited by MilesAndMore: Oct 29 2009, 01:51 AM

I see.. Yes, it is the same as the ones showed here. I thought once I applied for online statement, no monthly printed ones will be sent anymore.
Ai.. Have to change my address soon, am moving out. Thanks

With the coming soon RM50 tax on CC, MC/Visa debit cards usage is sure to increase as it give the same cashless convenience and it is nice to know that banks are offering more benefits. Just saw that citibank is giving 8X rewards points for petrol with use of their debit card.

http://www.citibank.com.my/APPS/portal/loa...et/8X_promo.htm

that 'promotion' already announced before the RM50 tax on CC news.
however, there is a due date for that 8X rewards, till 31 Dec 2009 for petrol. i rather hope they give life time 8X rewards

This post has been edited by future80: Oct 29 2009, 09:46 PM

This Debit card from Alliance bank is giving 2.0% cash back on all spending.

http://www.alliancebank.com.my/debitmaster...remium_ovw.html

I wonder if other debit cards are better than this.

this one i know

yes u r rite

its different


tried it yesterday, just the same.

its been almost..mmm 4x change my pw in MSOS
still cant get through the online visa-maybank verification system.
weirdly,every time i change my MSOS, all successful. no problem whatsoever.

at lasssssssssssssssst

yesterday i reset my MSOS
just now can buy without problem.
for the first time
i think we need to wait up to 24hours for the m2u system to be sync with visa

new bie on DC here
i have a PBBANK UTAR DEBIT CARD, how does it works?
how to put money inside it? can we use ATM to change the PIN no.?
i heard when put money in the debit card, i need to go cash deposit machine and select credict card payment, is that true?

i also have a maybank chery debit card, never use before,
if i have money in my account, then i can use it anytime i like?
eg: my acc balance is rm200, then i can use to shop?

PBBANK UTAR DEBIT CARD
how to put money inside it?
as u said "go cash deposit machine and select credict card payment"

can we use ATM to change the PIN no.?
I think yes, if not, how ?

I hav question to ask back:
the card & PIN are received separately?



This post has been edited by future80: Oct 30 2009, 06:09 PM

yes

Hey guys, can I actually withdraw cash from my Ambank NexG card?

Coz I had rejected few times already. Hope some info from u guys.

I heard someone from other forumsaid when apply, rm28 charged? wat is that??

9 : Can i withdraw cash from the Card?
Yes. A PIN will be sent to you upon registration which will allow you to withdraw cash from any AmBank ATMs at over 180 branches nationwide.
http://www.ambank.com.my/retail.asp?sc=ret...etail_cards_faq

do u hav enough amount in the card account?
or may b u can try another AmBank ATM machine.

This post has been edited by future80: Oct 30 2009, 08:13 PM

There are several ways to deposit money into you PBB UTAR debit Mastercard. For example :
- via the ATM, direct transfer from your savings or current account, assume if you have a savings/current with PBB
- via CDT. You need to go to any PBB branch, key in your card 16-digit number, then when it shows your name and it is correct, press yes and deposit the money in
- Online transfer. If you are a PBB savings/current account holder, you can use your PBB e-banking to transfer money from your PBB savings/current account to your PBB UTAR debit Mastercard



If my memory serves me correctly, the PBB ATM and CDT (Cash Deposit Terminal) will show both credit card/debit card on the screen.


Yes.

not sure, haven't used it, will be trying this week

---

Added on October 30, 2009, 9:07 pmthanks for the info, but about changing the PIN, only can be done in pbbank atm machine?

This post has been edited by thken: Oct 30 2009, 09:08 PM

Hi All,

Just want to ask, anyone here using CIMB e.mastercard? How can we check the balance coz it seem like the card itself cannot be use at ATM machine. Can we check it thru online or something?

Thanks

Yes. It can only be done via PBB ATM

Miles, I need your help. What does this mean?

"The credit card you entered could not be authorized for this purchase. If you feel that this failure has occurred in error, please contact your credit card company."

I have already dealt with them before. What could possibly caused me this?
What should I do? I called PB customer care today but nobody answered. Thanks.

This post has been edited by solsekuin44: Oct 31 2009, 11:35 AM

The WorldPay system managed by Royal Bank of Scotland (RBS) can't verify all Public Bank credit and debit cards. This happened to me before a few years back. A friend of mine also faced the same problem when he used his father's PBB Gold Mastercard to pay for registration fee to a university in Manchester, UK through WorldPay. His father called Public Bank credit card centre and they told him their system showed it as timed-out. They couldn't tell him what the exact reason was but this seems only to happen to WorldPay.

May i know which site did you try to buy the thing(s) from ? The site might be using WorldPay system ...

This post has been edited by MilesAndMore: Oct 31 2009, 06:03 PM

Hey guys
I own a PBVE card
My ques here is, how long will the authorized charges for petrol ie rm200 is gonna be refunded back to me?
I pumped last sunday
And how do I check that?
Called PB for like 10 times, no one answering the phone
Damn du lan

I must be lucky then. They always answer my call

The RM200 deposit will be refunded to you once the petrol station owner claims their share from the bank.

mind to tell what time u calling them?
then I can aviod that time for calling.


Customer Services Department 1-800-22-5555
customerservice@publicbank.com.my normal working hours

PB Card Services 603-2176 8000
custsvc@publicbank.com.my 24 hours daily, including holidays (u called this number?)

This post has been edited by future80: Oct 31 2009, 09:18 PM

It is calvinkleinjeans.com.. Ai, really want to buy something there. Last time I try to buy something but since it is out of stock, they cancel my order. My card is not charged at all.
Then, when I try to place new orders, this problem came up. So, how?

03-2176 8000, never answer my call Pathetic.
I called them today around 11am-1pm. Please avoid calling during these hours.

This post has been edited by solsekuin44: Oct 31 2009, 09:42 PM

is this thread including the debit card from oversea bank?

This thread is about debit cards, including those of yours.. What's the matter? Facing any problem?

Called somewhere around 9am, 11-1pm, 4pm & latest was at 8pm
Called their PB card service number


Same here mate. Lousy service. But there was once, where I was really du lan, emailed them complained that I called 10 times and no one answering the phone. Later in the evening, one of their rep called. LOL.

.... seems like all the day the number unanswered... are this only happened to saturday/sunday?
but thier website written 24hr including public holidays, but not including saturday & sunday?

This post has been edited by future80: Oct 31 2009, 10:23 PM

hmm..don't know my problem is solved or not..

is like this, i am using commonwealth bank(from australia) debit master card..
today i received call from the bank said that my debit/account details being stolen by someone and buy or make payment on something. she asked me did i make payment/transaction for those items..she list out the transaction and some i make payment my own self..but got 1 transaction i never make before..and i checked my bank transaction found out i lose few dollars(AU$2-3) but never show the transaction out(their bank system on updating transaction is very very slow)..actually this is 2nd time i lose few dollars but the 1st time i thought i got use on somewhere else so i don't care...n now is 2nd time so i feel worried

for example my account balance showed $100 but current balance is $97
then i said i never make such payment before. so they thought someone have my details and use it. they said maybe i lose my details in internet or buy something at not trusted website/phishing..they suggest to cancel my current debit card straight away and will issue and mail me a new card with different details + pin. and i agree with it

but now when i think back, i feel like the person who called me is fake..she never ask any of my bank details like password or account number..she just say out the transaction details..and she said i cannot transfer or use money via online from now on until they issue me a new card. but i try check my bank account just now, is still usable...

so u guys think the person call me is fake or real?thr maybe some word i missed out..

Yes. Why not


Erm ... If i'm not mistaken, calvinkleinjeans.com is not allowed to ship any item to countries outside USA. This could be the reason they declined your debit card because your credit card is not a US-issued debit card. May be last time they did not update their system which is why last time your debit card got through.


There was once i called their credit card centre around 2am. Yes. 2AM. They did answer my phone. Something wrong with my PBVE and www.singaporeairlines.com couldn't verify my PBVE.


She couldn't ask for your password per Reserve Bank of Australia rule. Just to be safe, you should call them and ask if there is anything wrong with your debit Mastercard because if there is, they will flag your account and they will be able to see it in their system.

This post has been edited by MilesAndMore: Oct 31 2009, 10:51 PM

I don't know
That's what written on their site, maybe the employees are busy gua
Haih

You can get through them by email? Maybe I should try that. Thanks!

Whoa, this sounds serious, am no expert but others might be able to answer this for you. How do you handle your oversea card when you are here? Is it ok? Sorry, am a newbie in debit cards

Not accepting a non US-issued debit card? drugstore.com also mentioned this, but I've already done several purchases with them. Everything works fine.

So, what should I do then Miles? What you did last time? Should I call PB or not?

Yeah. In fact they are not allowed to shipped any items outside USA.

By the way, drugstore.com huh ? Didn't you face any problem with the custom ? I personally had imported some vitamins from USA myself as well as some fragrances and body shampoos from strawberry.net in Hong Kong. At first there wasn't any problem. Then the last time strawberry.net shipped my order to me (several bottles body shampoos inside), the health authority confiscated all of them and they sent me a letter with a super threatening tone that they can charge me in court next time i do this.

I already paid RM500+ for all the body shampoos to strawberry.net. Of course i wasn't happy and decided to fight with them. I told them if i am not allowed to import any toiletries from overseas myself even only for personal use, then why didn't they confiscate all the previous shipments. I even showed them the boxes as well as the custom clearance letter from my previous orders when i went to see them in their office. After a series of argument with them, they finally gave up and returned everything to me. They did however, warn me not to import toiletries from overseas again. The whole experience was bizarre and i do not want to go through that again. So i have not ordered any toiletries or drugs from overseas since.


Yes. You should call them. Only PBB can help you now

This post has been edited by MilesAndMore: Oct 31 2009, 11:46 PM

"she never ask any of my bank details like password or account number"
if she is from bank, i think she has that information.
if someone calling to u ask for password/ account infor, dont give them, as this is advise i saw on some bank website.

"she said i cannot transfer or use money via online from now on until they issue me a new card."
could be suspicious calling. we heard before something like that tell user not using their account for some amount of time, but actually they use that time doing something suspicious.


i think the better is u call to checking of it. and try to change yo online banking account password. at least u need to do something. by the way, try check the number they called u whether is from the bank or not.

Let me be honest ok.. I use VSHub services. They gave me a US mailing address so that it can be used whenever I want to shop things in the US.

This address is given for free upon registering. Yeah, for sure the US merchants mentioned that they are not allowed to ship items outside US, but with this address, items are shipped there and VSHub shipped them back to Malaysia upon request. I bought in small quantities of shampoo though, a bottle of shampoo, conditioner and hair serum. The rest are cosmetics Some clothings.

Can custom holds your items? Man, you even got a warning letter on that?

Hm, I felt like giving up on CK. Will try calling PB again, hoping that they answer me this time. Thank you.

custom holds items with total more than RM500,
but I not sure whether all things/product also charge based on rm500?

Hm, last time my total purchase is RM700 something. A pair of jeans and several makeup items. No problem with custom. VSHub did mention that, if the toiletries are in small quantities, there should not be any problem. This is also applies to electronic items.

Oh i see. So it is a thing like vPost and Globeshop


Apparently they can

Globeshop? Haven't heard of it.. Can they ship items to Malaysia? The shipping is cheaper or not?
I've known about vPost.

Let's just say the items are being held by custom, they'll contact us or we have to call them and check?
As of now, what debit card you use?

hmm..she never ask any bank details from me. when i receive the call, she ask is it *my name*, and i say yes...then she say found out got problem with my debit card..and she list out the transaction that recently made to confirm whether i got make such transaction or not..got 1 transaction i never make..and today i need pay my rental so she also called me to pay the rental first before they close my account so that i won't be late to pay the rent..so now my bank account not much money left..im not rly worry now...
actually she sounds not really fishy but to be safe, i try to ask some opinion here 1st..the number they called is private number..but in australia here, private number is too common..

but for more safety reason, i will go to bank tomorrow for more clarification

Matters resolved! =) I called them at 6.30 am today, ahaha..
Thanks Miles for your help.

This post has been edited by solsekuin44: Nov 1 2009, 09:28 AM