QUOTE(cloudstrife07 @ Jan 3 2010, 05:03 AM)
hey miles, i'm a student and currently i have a CIMB acc only. i would like to apply for a debit card. what bank and card is the most suitable for me?
i might be paying anything ranging from below RM100 (e.g. for discounted games on Steam, some of them are even below 10 USD!) or maybe thousands (e.g. helping a friend buy a limited-time deal for a laptop on Dell website since he doesnt have any CC or DC).
It is either
Maybank Cherry VISA debit card or
Public Bank Day2Day VISA debit card. If you are going to spend a lot then PBB D2D VISA is more suitable for you.
QUOTE(cloudstrife07 @ Jan 3 2010, 05:03 AM)
best if the card has no yearly commitment fee though. sometimes i might be short of money. well, u know, student life. hehe.

Maybank Cherry VISA debit card is the only card with no annual fee. But mind you that the reward system sucks big time ! Public Bank Day2Day VISA debit has a much better cash back system.
If you are driving and pump your own fuel and do groceries shopping yourself, the PBB D2D VISA is very suitable for you. The RM12 annual can be easily covered.
QUOTE(besiegetank @ Jan 3 2010, 11:04 AM)
For zero annual fee. I think your best option will be MBB Visa Debit card. You will need to open a free basic saving account for that.
Do not open a Basic Savings Account with Maybank. Maybank's Kawanku Savings Account is much better. Just insist that you do not want to pay annual fee for the ATM/VISA debit card as you are now allowed to either choose to pay RM8/pa for unlimited withdrawals or pay nothing and get 4 FREE** withdrawals a month.
**From the 5th withdrawal onwards in a month, RM0.50 will be charged per withdrawal. If the 5th, 6th withdrawal and so on made when your account is no less than RM5,000, no penalty will be charged.