Version 2 of the Debit Card thread. You can carry on with your discussion anything about debit card here.

Here's the link to the previous version > Debit Card V1

To all Maybankard Cherry ATM/VISA debit card users wishing to buy something over the net using your card, please activate the MSOS first. Please read how to activate the MSOS here > MSOS

Maybank Cherry VISA debit
Click me--Maybank visa debit link

Maybank Cherry debit Mastercard Platinum
Click me-- Maybank debit mastercard platinum link

Public Bank Day2Day VISA debit
Click me- Public bank Day2Day debit card link

Public Bank Esso Mobil visa debit ## New ##
Click me- Public bank esso mobil visa debit link

Public bank visa electron debit card
Click me- Public bank visa electron link

RHB Bank Cash Connect debit Mastercard
Click me- RHB cash connect debit mastercard link

RHB Bank Cash Connect Visa debit
Click me- RHB cash connect visa debit link

UOB Bank debit Mastercard
Click me- UOB debit mastercard

EON Bank debit Mastercard
Click me- Eon bank debit mastercard link

Allicance bank Unique prepaid mastercard
Click me- Alliance bank Unique prepaid mastercard

Bank of China (Malaysia) prepaid UnionPay
Click me- Bank of China (Malaysia) Prepaid UnionPay

This post has been edited by MilesAndMore: Mar 21 2011, 04:57 PM

Okay. We'll start by listing down some of the more popular debit cards in circulation.
- Maybank Cherry VISA debit
- Maybank Cherry debit Mastercard Platinum
- Public Bank Day2Day VISA debit
- Public Bank VISA Electron


There are also some not so famous ones but still packed with a lot of features and very cards such as :
- RHB Bank Cash Connect debit Mastercard
- EON Bank Combi debit Mastercard
- UOB Bank debit Mastercard
and a lot more.

This post has been edited by MilesAndMore: Oct 25 2009, 08:02 PM

Possible with Public Bank VISA Electron and Public Bank Day2Day VISA debit card. Tried it before


The confirmed ones ...
- PBB VISA Electron
- PBB ING debit Mastercard
- PBB Day2Day VISA debit card
- Maybank Cherry VISA debit card
- Maybank Cherry debit Mastercard Platinum
- EON Bank Combi debit Mastercard


Only Maybank offer true free for life VISA debit/Mastercard debit. As for Public Bank VISA Electron and Public Bank ING Mastercard, you need to spend more than RM1200 and the annual fee will be automatically waived. All other debit cards offered by other banks have an annual fee ranging between RM8 - RM20. The most expensive one is Affin Bank debit Mastercard at RM20/pa.


It is now possible with PBB D2D VISA debit card. My friend tried it just a few weeks ago. Not too sure about other types of debit card though.


This post has been edited by MilesAndMore: Oct 25 2009, 11:16 PM

Maybank gives you treatpoints. EON Bank will also give you some points which you will have to accumulate and redeem the gift of your choice from a catalogue. Public Bank will either give you cash rebate or points, depends on which PBB debit card you are using. RHB Bank will also give you cash rebate.

You can use it at all stores displaying VISA and Mastercard logo.


Yes. The Public Bank Day2Day VISA debit card also serves as your ATM card to access your savings/current account over the ATM, just like Maybank Cherry series of debit card. The reward system for PBB D2D VISA debit card is better than Maybank Cherry series of debit card.

Yes. Exactly what he/she was trying to say.


As long as you are at least 12 years old you are qualified for all range of Public Bank debit cards. However, please note that for PBVE you must keep RM25 of deposit inside the account at all time. As for Public Bank Day2Day VISA debit card, the minimum deposit must be kept inside the account is only RM1 at all time.

www.malaysiaairlines.com
www.singaporeairlines.com
www.cathaypacific.com
www.airasia.com
www.amazon.com
and many more. As long as they have the VISA or Mastercard displayed then it means your debit cards are accepted.


If you use for online transaction a lot then PBVE is actually a better card as the exposure is not as great as PBB D2D VISA. PBB D2D VISA is directly linked to your savings/current account whereas PBVE is not. You can apply for PBB e-banking and transfer the money to your PBVE online from your savings/current account whenever you need it. This way you won't have to go to PBB to reload your PBVE anymore.

Yes. It can be used overseas. The conversion rate is according to VISA rate on the day of transaction and Public Bank will impose a 1.25% admin charge on top of that.

Let say you use it in Hong Kong, the amount charged will first be converted into USD first before they convert it back to MYR.

For petrol transaction RM200 will be temporary deducted from your account. The rest of the unused balance will be refunded to you after a few days. As for all other transactions, the amount will be deducted in a few days.

The rebate will be credited back into your account on the 1st of each month.

No. You got your information wrong. Only credit card and charge card will be charged RM50/pa.

You mean you applied for the one in PDF format ? I didn't know PBB is offering online statement in PDF. Or just the regular page like the one below ? If it is the one like the screenshot attached then yes, you will continue to receive your paper statement every month.



This post has been edited by MilesAndMore: Oct 29 2009, 01:51 AM

There are several ways to deposit money into you PBB UTAR debit Mastercard. For example :
- via the ATM, direct transfer from your savings or current account, assume if you have a savings/current with PBB
- via CDT. You need to go to any PBB branch, key in your card 16-digit number, then when it shows your name and it is correct, press yes and deposit the money in
- Online transfer. If you are a PBB savings/current account holder, you can use your PBB e-banking to transfer money from your PBB savings/current account to your PBB UTAR debit Mastercard



If my memory serves me correctly, the PBB ATM and CDT (Cash Deposit Terminal) will show both credit card/debit card on the screen.


Yes.

Yes. It can only be done via PBB ATM

The WorldPay system managed by Royal Bank of Scotland (RBS) can't verify all Public Bank credit and debit cards. This happened to me before a few years back. A friend of mine also faced the same problem when he used his father's PBB Gold Mastercard to pay for registration fee to a university in Manchester, UK through WorldPay. His father called Public Bank credit card centre and they told him their system showed it as timed-out. They couldn't tell him what the exact reason was but this seems only to happen to WorldPay.

May i know which site did you try to buy the thing(s) from ? The site might be using WorldPay system ...

This post has been edited by MilesAndMore: Oct 31 2009, 06:03 PM

I must be lucky then. They always answer my call

The RM200 deposit will be refunded to you once the petrol station owner claims their share from the bank.

Yes. Why not


Erm ... If i'm not mistaken, calvinkleinjeans.com is not allowed to ship any item to countries outside USA. This could be the reason they declined your debit card because your credit card is not a US-issued debit card. May be last time they did not update their system which is why last time your debit card got through.


There was once i called their credit card centre around 2am. Yes. 2AM. They did answer my phone. Something wrong with my PBVE and www.singaporeairlines.com couldn't verify my PBVE.


She couldn't ask for your password per Reserve Bank of Australia rule. Just to be safe, you should call them and ask if there is anything wrong with your debit Mastercard because if there is, they will flag your account and they will be able to see it in their system.

This post has been edited by MilesAndMore: Oct 31 2009, 10:51 PM

Yeah. In fact they are not allowed to shipped any items outside USA.

By the way, drugstore.com huh ? Didn't you face any problem with the custom ? I personally had imported some vitamins from USA myself as well as some fragrances and body shampoos from strawberry.net in Hong Kong. At first there wasn't any problem. Then the last time strawberry.net shipped my order to me (several bottles body shampoos inside), the health authority confiscated all of them and they sent me a letter with a super threatening tone that they can charge me in court next time i do this.

I already paid RM500+ for all the body shampoos to strawberry.net. Of course i wasn't happy and decided to fight with them. I told them if i am not allowed to import any toiletries from overseas myself even only for personal use, then why didn't they confiscate all the previous shipments. I even showed them the boxes as well as the custom clearance letter from my previous orders when i went to see them in their office. After a series of argument with them, they finally gave up and returned everything to me. They did however, warn me not to import toiletries from overseas again. The whole experience was bizarre and i do not want to go through that again. So i have not ordered any toiletries or drugs from overseas since.


Yes. You should call them. Only PBB can help you now

This post has been edited by MilesAndMore: Oct 31 2009, 11:46 PM

Oh i see. So it is a thing like vPost and Globeshop


Apparently they can

Globeshop is a service provided by Citibank exclusively to their credit cardholders. The is another one called Globaleshop and only American Express cardholders can use their service in Malaysia.

vPost as far as i am concerned, only provide their service to HSBC and UOB Bank credit cardholders in Malaysia. Not too sure which one is cheaper but your VSHub does look very expensive eh


They will send you a letter.


Well, usually when someone from the bank call me regarding my credit card account, they will not ask for my credit card number or billing address etc. They will only ask me if i'm Mr. XXX. So it is a normal procedure that they do not ask for your debit card details. Even here in Malaysia certain banks will also call using secured line. Meaning it will appear in our mobile phone as private number.


Good to know

This post has been edited by MilesAndMore: Nov 1 2009, 02:15 PM

Most likely not.


Yes. You can. You can do it over the ATM or through e-banking.


Yes. The problem lies within your card. CKJeans might not be able to process foreign issued credit or debit card because their management has imposed a restriction on it for online order. And in this case, PBVE is a foreign card to them because the company is in USA.

The reason they approved your order is probably because they were going to process your debit card offline, just like Amazon.com. They only found out it is not an American-issued debit card when they processes your debit card offline which is why they had to cancel your order.