do u mean yo ATM cards dont need to pay RM8 per year also?

alliance "platinum" debit card is different from "premium" debit card la. only those deposit 200k can become Priviledge customer and get the premium debit card to enjoy 2% rebate. 1.5% rebate is for platinum debit card..

1. wanna ask if i can do autodebit my phone bills and insurance on alliance debit card...thinking of changing from my alliance bank credit card since they might charge RM50 soon

2. the hybrid account got any charges since have cheque book facility?

thanks in advance

thanks for the explanation
how about this question?  "wanna ask if i can do autodebit my phone bills and insurance on alliance debit card"

I have two Public Bank savings account. One is PLUS Savings Account and another one a Basic Savings Account.

PLUS Savings Account is my first and original account with Public Bank. Shortly after i converted my Public Bank ATM card to Public Bank Day2Day VISA debit card, i opened a Basic Savings Account and moved most of my money in my PLUS Savings Account to this account. This is to limit my exposure in case someone steal my Public Bank Day2Day VISA debit card and simply charge anything into it.

The Basic Savings Account comes with an annual fee free MEPS ATM card (the old blue color card) and i am allowed to withdraw cash over any Public Bank ATM 8 times a month and for each subsequent withdrawal i'll be charged RM1. But i do not have to worry this as once i have hit the 8 times free withdrawals limit in a month, i can simply transfer the money through e-banking from my Basic Savings Account to my PLUS Savings Account and withdraw it from there 

When i opened the Basic Savings Account a few months ago, i was asked if i want to link it to my existing Public Bank Day2Day VISA debit card. I chose not to. Besides, it's not that i have to pay for the additional MEPS ATM card since it comes free with the Basic Savings Account anyway.

For your information, linking several accounts to a single MEPS ATM card or Public Bank Day2Day VISA debit card is only possible if the account holding branch for all the said accounts is from the same branch.

By the way, you must also know that if you only have a Basic Savings Account or Basic Current Account with Public Bank, they will not be able to issue you the Public Bank Day2Day VISA debit card.

You can easily get your RM12 back if you're a big spender. RM12 is nothing really as most of us do pay RM8 for our ATM cards that do not offer us any kind of rewards or cash back scheme.

Why do you still need a VISA branded card for Paypal fund withdrawal these days ? You can simply make a direct withdrawal to your local bank account.
Not sure how's the exchange rate like but some of the most used cards are Public Bank VISA Electron, Public Bank Day2Day VISA debit card and Maybank VISA debit card. But really, with direct withdrawal is now available for Malaysian Paypal users. You no longer rely solely on a VISA branded card anymore.