Hi guys. I notice my shopee app shows shopeepay. Anyone has it in their shopee app. I have 2 accounts. One showing shopee wallet, one showing shopee pay. Weird

OK updates a little about shopee pay.

Monthly limit RM500 for basic. Rm1500 for premium after kyc verification.

Daily withdrawal limit RM1000.

No withdrawal fees until further notice.

Topup for now, can only see online banking FPX.

This post has been edited by beebee1314: May 6 2019, 09:41 PM

I dont see any shopee pay in my shopee app. Or is it separate app?

Same app. 2 phones account, only one got. The other tarak.

Is it appear on ios or android fon? Maybe for selected user omly

Did you register Indonesia account?

Apakah yang dimaksud dengan ShopeePay?
Nov 9, 2018•FAQ
ShopeePay merupakan fitur layanan dompet dan uang elektronik yang dapat digunakan sebagai alternatif metode pembayaran di platform Shopee dan untuk menampung pengembalian dana. Berikut beberapa fitur ShopeePay yang bisa digunakan:
Penambahan saldo (top up) ShopeePay maksimal Rp2.000.000,- untuk akun yang belum terverifikasi dan Rp10.000.000,- untuk akun yang sudah terverifikasi.
Pembayaran transaksi di Shopee.
Penarikan dana dari ShopeePay dapat dilakukan setelah pengguna melakukan verifikasi identitas.

2 accounts both r buyers account? Or 1 seller 1
Buyer account?

mine shopee Malaysia.


the one got the shopeepay is buyer account only.

the one without shopeepay is seller account, but it's seller coz I simply click activate the seller account by accident

not sure. I'm using android. both Android phone, but one got one none.

I’m also having the same problem but I’m opposite from u. My seller acc got shopeepay but my normal account use for normal buying n shopping only got shopeewallet no shopeepay 🤔

I'm using buyer account and I have shopeepay displayed in my phone apps. I have been calling shopeepay for multiple times to resolve the verification issue. Until now still not able to setup my shopeepay account. Today, I created a new account and it shows shopee wallet instead even though I login using the same phone and the same apps. And the verification was flawless.

So, I made another call to shopeepay as I still need the shopeepay on my 1st account activated. Got refund goes into it. When I asked them what different between PAY and WALLET, they said exactly the same except that WALLET can only pay and withdraw, cannot topup. Shopeepay can topup.

Topup only using FPX. Effectively useless for me. But x care la. Inconsistent.

Shopee Releases Its Own E-Wallet, ShopeePay



Link: https://ringgitplus.com/en/blog/e-wallet/Sh...d6zqkevxOaEsaSo

Premium Wallet allows withdrawal.

But too bad no CC option for top up...

This post has been edited by Alec.Yong: Jul 12 2019, 02:28 PM

Hi, anyone have top-up shopee, can share experience?

Use CC to pay Shopee directly, the refund (if the order is cancelled) will go back to the CC.

Can use other than cc like 7-e or cash deposit?

Why not use Debit card (Visa/MC), you should have a Savings account right?

Yes I do, wonder if its possible to top-up by cash as an option.

Haha it is not like Lazada wallet, you topup and you use the wallet you will get some rebate, but this is not the case for ShopeePay yet.

I see... it would be nice if it have tho.

For me can't use. I buta apply to it last time.

Looks good. Can pay using maybank barca card. Nice.

I saw it this morning. Now no more.

Did you use CC or ShopeePay to pay your Astro bill?

I use CC

Then you should have better cashback.

can use bank acc to top up shopee pay . No cc allow

is it possible for Shopeepay to transfer out money to bank account? similar like Boost ?

Can but subject to seller wallet (proceed from sales) or buyer wallet (refund etc)

But it is better to use credit card to pay Shopee directly so refund will go back to CC.

This post has been edited by ClarenceT: Oct 3 2019, 06:38 PM

Thanks.
That means it is totally different compared to Boost.

Boost can be used at public areas.
ShopeePay and Lazada Wallet are limited to the respective online platforms only. Useful only if special rebate % is higher than discount codes.

This post has been edited by ClarenceT: Oct 4 2019, 09:07 AM

Sososososososooo... Ada yang tahu tak kenapa bila buka shopee pay dia tulis "for greater account security please, use an unmodified device".
Phone saya takde buat apa2.. takde root/jailbreak no nothing

Is it China rom? Or Malaysia warranty? Like xiaomi, they buy China rom and request seller to root to global rom.

hey guys,

just want to share my experience with shopee pay.

last week case

- redeemed the rm5 for first shopee pay usage.
- bought something around RM80
- thought that I would have to pay only RM75 (as the voucher is Rm5)
- topup rm75 to shopee pay
- nope, you still have to pay rm80, and the voucher Rm5 will be credited to your shopee pay account
- topup rm5 to shopee pay, paid rm80 in full.
- shopee pay - rm5 balance

today

- want to buy something for rm240
- shopee pay got rm5 balance
- topup rm235
- checkout....nope..... "you have exceeded daily transaction limit of rm200".....wtf?
- i decided to withdraw the money and use card instead
- nope...you have to provide your IC picture and selfie to upgrade shopee pay account due to security services, only then can withdraw
- I am not willing to share my IC at this moment
- called customer service (susah nak dapat today)
- long story short, you either provide IC to withdraw, or.......
- I have to topup abit, say rm5 because the CS said I have to have a minimum amount in shopee pay....wtf?
- nope...decided not to use shopee pay for payment
- proceed with providing my IC and "upgrade" shopee pay account for withdrawal
- waited around 1 hour for IC verification
- shopee pay upgraded, proceeded with providing banking details
- wait around half an hour or so
- withdraw
- not sure how long it will take, using shopee wallet in seller section, withdrawal usually took 1/2 working day/s

dissatisfaction

- why rm200 daily transaction limit?
- why the CS said need minimum balance in shopee pay?
- why shopee wallet (seller) and shopee pay (buyer) cant be linked?

I guess for a rm5 voucher, this is too much of a hassle for me.
Now I am anxiously waiting for the money to be credited to my banking account.
hopefully no hiccups.

Thanks for sharing. I don bother to activate that as it don't allow credit card top up. I still prefer to pay with card n any refund will go back to card too..

Luckily I didn’t activate it because of the RM5 offer. There are too many eWallets in my phone.

Wow man thanks for the sharing and testing. Really hassle, worst part got limit usage. 200 a day. And summor need minimum amount in wallet. That's just stupid. Luckily I never use the wallet to buy stuffs.

This post has been edited by beebee1314: Oct 20 2019, 07:19 AM

I think RM200 limit is set for unverified account (similar to Boost's Basic Account). Once verified, you can spend up to the max wallet size.

If I remember correctly, i tried to purchase the item after I upgraded my account. Surely there has to be an option to upgrade the daily limit. But I cant find it anywhere, and i still did not manage to purchase the item. Thus, I opted for withdrawal....and still waiting for the withdrawal to be approved.......
Lesson learned.

Mind elaborate? What's the minimum amount required? That's so odd!

I top up RM20, spent RM18.50. Balance RM1.50.

Shopeepay is really BS. They set the low limit to force people to use their shopeepay premium, which you need to update the photo of ur ic, and a selfie of u with ur ic.

Guess they think they have had enough loyal customers for them to implement this BS payment system.

I don't mind low limit actually. I only buy amazing Grace and koko krunch. just that I somehow regretted doing this shopeepay thing as I just gave another party my identity card for nothing.

This post has been edited by beebee1314: Nov 1 2019, 02:16 PM

Does it work like Lazada wallet? I am required to top up when I want to check out, which means I can top up the exact amount I want to pay. If so, I guess there's no min amount required for the account? Today cashback vouchers are so tempting but I can't claim any of them 😅

This post has been edited by starry-starry: Nov 1 2019, 04:40 PM

I didn't try. I topup RM20/30 in advance, once I grab the 111% vouchers + FSV I shall pay immediately, otherwise the vouchers are gone!

Oh ya.. Forgot about the vouchers are gone damn quickly!

Shopee used to show me how much $ I have left in my wallet --due to refund from the $1 one or not (even though I did not set up shopeepay). Today, when I looked, they did not show me my balance anymore. Guess I lost around $3-$5 like that if I still don't set up shopeepay

I have a verified account, how much can i top up shopee pay per day and how much is the withdrawal limit?

Why you want to top up and then withdraw?
Don't waste your time.

Yeah pay direct with credit card is better

i suppose payment via shopeepay won't get cashback for shopback ?

Shopee pay should allow topup using credit card same as lazada wallet.

Not so important, online transfer is good enough.
There is a cost on CC transaction. I prefer ShopeePay continue to give good coin cashback (10%-20%) better than I gain a peanut from using a CC.

My rough guess they aware of people exploiting it afterwards, topup using the cc, then transfer it to bank acc 😅

shopeepay angpow giveaway


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Not bad actually. Considered very good. RM8.8 for no min. spending.


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min spending is rm 9.8 or 10.8 .... if ur payment less than <rm 2, ur payment won't go thru and voucher will be cancel ..

How long does it take to transfer from ShopeePay to bank account?

1.2.1 Top Up Funds

You may add funds to your Account using the following methods:
i Online Banking

You may direct your bank to allow the Platform to transfer funds to and/or from your designated bank account. To assist you in this aspect, a step-by-step instruction will be provided and the same may be located within the Platform under the “Add Bank Account” section. You will be required to verify some personal information to activate the Digital Wallet Service. By activating the Digital Wallet Service, you confirm that (a) you have provided us with your consent to use your personal information for the Services; (b)you are legally authorised to access the bank account(s) you have linked to your Account; and © you will pay or allow us to deduct from your Account all fees and charges associated with the use of the Services.

ii Credit/Debit Card

a. You agree that we may verify and authorize your credit/debit Card details when you first register with us as well as when you use the Services.
b. In the case of credit/debit cards, you agree that we may issue a reasonable authorization hold, which is not an actual charge against your card, in order to verify your payment method via your card. The hold may appear in your statement as “pending”. The authorization hold is issued as a preventive measure against any unauthorized or fraudulent usage of your card.
c. In the event you intend to top up your account via credit/debit card, you hereby confirm, consent and irrevocably authorize AirPay to charge your credit card account, for the reload sum whenever you consent from ShopeePay TopUp page. You further agree and undertake to comply with the terms and conditions imposed by the issuer of the credit/debit card.
d. The Company has the right to suspend the processing of any transaction where it reasonably believes that the transaction may be fraudulent, illegal or involves any criminal activity or where the Company reasonably believes you to be in breach of this Terms of Service
e. You agree that you will cooperate in relation to any financial crime screening that is required and to assist the Company in complying with any prevailing laws or regulations in place.

When you make a top up via credit/debit card, you are liable to the Company for the full amount of the payment is later invalidated for any reason including but not limited to claims, chargebacks, or if there is a reversal of the payment. You agree to allow the Company to determine (or in the case where a credit card is used as the funding source, to work with your credit card issuer) to determine the appropriate party to incur the burden of such claims, chargebacks or reversals and where applicable to recover any amounts due to the Company by debiting your ShopeePay Wallet.

If u see, he says like lazada wallet. I don't think lazada wallet allows withdrawals.

worst one is favepay, no withdraws worst your fund have expiry date.

Can we add cash to favepay?

when u buy voucher and shop refuse to accept .... all fund will refund to ur favePay (same like shopee now) and can't be withdraw n come with expiry day ....

go check their apps reviews, see how many kena.

don't see CC topup yet though

here also waiting for cc topup with shopeepay.

cc top up than withdraw to bank account ? instant cash withdraw without high interest ..... that why they not allow.

For me, paying with cc give better % cashback compared to normal on-line banking.

Those transfer feature, they can just disable it if afraid user abuse.

don't allow but why the t&c has?

does not matter. just because T&C has it, doesnt mean shopee MUST enable this feature.

T&C is stated to manage customer expectation.

shopee may decide to enable or disable cc topup channel, up to their discretion.

Shopee should allow top up by using CC same as others e-wallet.

topup with cc available now

MCC 6*** Financial Services
Different from Shopee.



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after topup with cc, can withdraw?

u try and let us know?

So mbb still cannot use

Top up kaw kaw now, then use MAE to pay Maybank CC to get Jewel Rush cashback.

This post has been edited by ClarenceT: Feb 4 2020, 08:48 PM

The new GP. Thank you.

Split payment to mbb CC get to play the jewel game? How much is min amount?

MAE bill payment to Maybank CC, pay RM30 to get 1 token to play Jewel Rush, mostly RM0.19 CB.
CNY campaign till 15-2.
https://forum.lowyat.net/topic/4749068/+780

This post has been edited by ClarenceT: Feb 5 2020, 08:19 AM

shopeepay now can top up with credit card.. time to 'abuse' it since still new.. lol

You try already?

yes, top up with existing saved ccard.. no otp is required.

what's the limit of withdrawal?

not sure though.. can't find in HELP section..

but if to follow seller wallet withdrawal:

https://help.shopee.com.my/my/s/article/How...y-Seller-Wallet

This post has been edited by spreeeee: Feb 5 2020, 11:06 AM

There is a daily checkout limit of RM1,000 for both Basic Account and Premium Account.

There is also a balance holding limit of RM 500 for Basic Account and RM 1,500 for Premium Account.

https://help.shopee.com.my/my/s/article/Is-...using-ShopeePay

checkout = withdrawal ?

I guess is equal to payment and not withdrawal

tried withdraw rm1000 then is okay, then i tried to topup another 1000 they dont let. maybe need to wait the rm1000 out already only can top up. it says the top up of account is exceed limit.

keep us posted

Test withdraw RM50 to bank, received on the next working day.


This post has been edited by smartfreak: Feb 8 2020, 05:04 AM

after received, still cannot topup. Dont know why.. the transaction at shopeepay still in progress even i already receive the money

Hi guys, can I ask, since shopeepay shown as MCC 6*** Financial Services, so if top up using mbb cc also won't get cashback right?

try and let us know?

we dont know exactly HOW maybank detect the transaction as "ewallet". by a list of MCCs? or a list of descriptions? or combination of both.

since shopeepay only recently enabled cc topup, there is no absolutely way to know, for now.