no.. we are talking about applying one precious card.

Thanks for the info. I have just one more question.

For example, if i have 2 card, let say MBB Petronas & Sony Visa. I have an easy payment made with Sony card, but since I want to keep MBB Petronas due to petrol rebate, can I transfer my easy payment to my Petronas card and cancel my Sony card then?

It is called World Mastercard. Currently offered by CIMB Bank/Direct Access and MBF. The one by CIMB Bank/Direct Access doesn't require an invitation.

The one by VISA International is called VISA Infinite.

Have to dissappoint you again ... the answer is no. EZ payments are never transferable.

Hi guys ~~

I'm planning to get my first credit card soon. My annual income is 20k.

I'm looking for 2 cards , 1 is Citibank Shell card (cos I go to shell often) and what do you all suggest for the other one ?

I trying to get a card that has less or none annual fee.

hlb ask me to take back their card and they will give 10000 points to offset the RM50 gov tax
very good ah

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Added on December 28, 2009, 6:50 amnot at the moment

This post has been edited by kei18kun: Dec 28 2009, 06:50 AM

Not so good actually. You need to fork out RM50 first and get 10,000 points later.

I'd rather ask the bank to deduct 10,000 points from my account, so that I don't need to use my existing cash.

@kei18kun
do you have to pay the 50rm first or they will give you 10k points before the 50rm deadline?

This post has been edited by mouldybread: Dec 28 2009, 09:09 AM

Currently the most exclusive cards in Malaysia, as in the least number of people holding them are CIMB's Enrich World Mastercard and RHB Visa Infinite. Both are by invitation only. So for all those people looking for that ONE card to maintain, one of these would be a good option

The lowest point needed to redeem a RM50 voucher from Hong Leong Bank is 12,400. Not a very good deal i'd say.

Agreed.

10k points should be the norm. Anything above is not too good, anything below is a bonus

, my JustOne still rebates me, previously accumulated up to RM613.43, now it's RM616.33
maybe they'll stop at RM618 - same like winner, going to pump another petrol on this Friday

this one gif me free oso dunwan .... sometimes haf to c which bank issuing ... if u hold a visa infinite but get paliah service , i rather hold a classic card with good services.

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Added on December 28, 2009, 10:49 amits juz not prestige , its already a norm .... yes it do offers something more like klia lounge , higher p.a , golf ... but if u dun utilise these , i dont c any special bout platinum ... i'd been using a few n now all downgrade to get better rebates ( which is more practical ) ... n for those who tot platinum hold higher CL than other cards , u r definitely wrong. it used to b , but now i cant say my SCB justone with a mediocre CL beats most of the plats out thr.

its all began with tht stupid UOB who launched One platinum , if not mistaken. everyone tot thts the plat n everyone go rushing to get them. then the other banks start to counter by offering real plats at gold card level. n now even some banks dun issue classic card anymore , its all start with gold card.

yep unless u got a visa infinite / world mastercard. u stil doesnt hold any special status recognition.

This post has been edited by santaclaus: Dec 28 2009, 10:49 AM

Anybody know if RM 50 GST can be "paid" by points for CIMB DA? If yes, how many points required?

i got this link
it requires 10k points

hey all, currently I got about RM800+ outstanding balance, with all the shopping, petrol and my Toyota car service

wanted to ask, can I call the Customer Service and apply for a installment payment plan? like 6 / 12 months?

I am using EON - GSC card btw

Problem is I have installments in with the bloody PBB credit card. First time heard Gold & Platinum have RM 5k below credit limit. For my case, each level of the credit card got upgraded, it is at least RM 10k extra credit limit.

The thing is PBB has one of the lowest income requirement for Platinum & I believe CIMB has the same or higher requirement. Somemore I pay promptly & no bad records in CCRIS or whatever. I don't see any reason for rejecting my request seeing this should be the time to preserve customers. Darn, thinking of cancelling but the installments also headache.

Some banks will impose a 'special' cancellation (pay in one short) charges on easy-payment installments. A few SCB officers told me about it. There is a fine line clause on easy payment transactions.

EON got call for cash.. Got 1 time service charge. Can utilize those to get the cash and pay in installment.

hi, i think in order to qualify for their my payment plan you need to have a minimum 500rm in a single transaction. see if any of your transactions have 500 or more, otherwise they will not do the installment for you.


here is the link

yeah PBB has a RM100 early settlement fee. Wanted to cancel but also have an easy payment on it. No point settling and cancelling since the cancellation fee more than the gov service tax