QUOTE(Bakmoi @ Dec 28 2009, 02:43 AM)
Hi guys ~~
I'm planning to get my first credit card soon. My annual income is 20k.
I'm looking for 2 cards , 1 is Citibank Shell card (cos I go to shell often) and what do you all suggest for the other one ?
I trying to get a card that has less or none annual fee.

You can try apply for MBB Amex CC (5x rewards point on petrol) or MBB Petronas. Both are free. The requirement is 30k/36k annual income, but i have a friends who able to get the card with your annual income. I guess the bank are desperate by now.

No harm in trying anyway.
QUOTE(tgeoklin @ Dec 28 2009, 09:29 AM)
Currently the most exclusive cards in Malaysia, as in the least number of people holding them are CIMB's Enrich World Mastercard and RHB Visa Infinite. Both are by invitation only. So for all those people looking for that ONE card to maintain, one of these would be a good option

I agree. Last time when I was in Bukit Bintang, there is an advertisement board everywhere promoting this 2 card. I would also like to get one for myself but never had a chance. I guess you can get higher chance if your are CIMB or RHB customer. I never do bussiness with this 2 bank.