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 Credit Card v9, RM50 GST dilemma

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vampbreak
post Dec 27 2009, 10:34 PM

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Hello all. laugh.gif

Oh, I just come back here to find out whether this RM50GST is true, but it seems everybody discuss this already. I received an email from my sister regarding this (today!) and I guess I am the last person to know about this GST. Hee! tongue.gif


vampbreak
post Dec 27 2009, 10:55 PM

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QUOTE(Gen-X @ Dec 27 2009, 10:46 PM)
Welcome back Bro (member of the most exclusive charged card in the world). Aiyah, you should like me run in your new sport car engine before your left  tongue.gif
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Hello Gen-X, wah wah, long time not joining you guys. Company transfer me here and there. Sometimes I like a ball. Hardly to have time to sit down in front of computer or the sports car tongue.gif
By the way, anyone mind telling me when the effective date of this GST? Early or end of next year? When is the best time to cancel it? 30-Dec-09? or 30-Dec-10?

vampbreak
post Dec 27 2009, 11:08 PM

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Thanks! Another question (on behalf of my sister), She bought a laptop last 2 month using easy payment (x12 month) with her miaubank cc. If she cancel the cc, will the bank ask her to settle the full amount ? She only have 1 card.
vampbreak
post Dec 27 2009, 11:52 PM

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I want SCB Titanium Just One. Why cannot get? Whhyyyyy? cry.gif

Anybody have a confirmation on easy payment scheme? Do we have to settle the full amount before cancel te card? hmm.gif
vampbreak
post Dec 27 2009, 11:59 PM

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@de.crystal

I thought we all here are thinking of canceling the card meh, not applying.



This post has been edited by vampbreak: Dec 28 2009, 12:12 AM
vampbreak
post Dec 28 2009, 12:13 AM

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Thanks for the info. I have just one more question.

For example, if i have 2 card, let say MBB Petronas & Sony Visa. I have an easy payment made with Sony card, but since I want to keep MBB Petronas due to petrol rebate, can I transfer my easy payment to my Petronas card and cancel my Sony card then?
vampbreak
post Dec 28 2009, 12:34 PM

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QUOTE(Bakmoi @ Dec 28 2009, 02:43 AM)
Hi guys ~~

I'm planning to get my first credit card soon. My annual income is 20k.

I'm looking for 2 cards , 1 is Citibank Shell card (cos I go to shell often) and what do you all suggest for the other one ?

I trying to get a card that has less or none annual fee.  icon_question.gif  icon_question.gif  icon_question.gif
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You can try apply for MBB Amex CC (5x rewards point on petrol) or MBB Petronas. Both are free. The requirement is 30k/36k annual income, but i have a friends who able to get the card with your annual income. I guess the bank are desperate by now. tongue.gif No harm in trying anyway.

QUOTE(tgeoklin @ Dec 28 2009, 09:29 AM)
Currently the most exclusive cards in Malaysia, as in the least number of people holding them are CIMB's Enrich World Mastercard and RHB Visa Infinite. Both are by invitation only. So for all those people looking for that ONE card to maintain, one of these would be a good option  brows.gif
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I agree. Last time when I was in Bukit Bintang, there is an advertisement board everywhere promoting this 2 card. I would also like to get one for myself but never had a chance. I guess you can get higher chance if your are CIMB or RHB customer. I never do bussiness with this 2 bank. sad.gif
vampbreak
post Dec 28 2009, 03:02 PM

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Did Amex Plat Charge Card count as exclusive?

Hard to get and hard to maintain. biggrin.gif
vampbreak
post Dec 28 2009, 04:41 PM

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QUOTE(tgeoklin @ Dec 28 2009, 04:28 PM)
erh, actually in comparision to the cards I had mentioned, the Amex Plat card is a doozie. But I do concur that its hard to maintain as people are becoming smarter and no longer willing to pay that much for a card. Further, its not fair to compare the Amex Plat to the Visa Infinite or World Mastercard, which were created to challenge the Centurion Card  tongue.gif
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I thought we measure the "exclusive" by how hard to get the card and the number of people who carrying it. This VI and WMC only for CIMB & RHB or SCB customer or what ? Because they are only by invitation right? I mean, how can bank possibly know your account activity if you are not their customer? Maybe Reventon can advise? Did he become a CIMB customer and deposit some amount of money? then only the bank will send you the invitation ?


I thought VISA Black card & Courts Mastercard was created to challange Black Card? brows.gif


Added on December 28, 2009, 4:45 pm
QUOTE(tgeoklin @ Dec 28 2009, 04:28 PM)
That's why I only mentioned the CIMB Enrich World Mastercard and not their generic VI or WMC. Btw, tag normally has a 30% or so discount rate so a 60% on sale should be pretty normal  hmm.gif
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I agree with tgeoklin thumbup.gif

This post has been edited by vampbreak: Dec 28 2009, 04:45 PM
vampbreak
post Dec 28 2009, 09:55 PM

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QUOTE(MilesAndMore @ Dec 28 2009, 09:03 PM)
CCRIS, the report you can get yourself from any Bank Negara office. Numbers will be stated in 1, 2, 3 and so on. If it is stated as 3, it means that you have missed payment thrice. A good credit score should be all 0.
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Exactly! The same credit score system also been used when you apply for any kind of loan. Eg: House, car...etc..etc smile.gif
vampbreak
post Jan 25 2010, 08:41 PM

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Hello All!

Dont know if this question has been answered before, but I just confirmed with miaubank cs that you can transfer your installment payment to other card.

Assume that you made easy payment with your visa, you can transfer the balance to your master card and cancel your visa. Not applicable for Amex.

Cheers,
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vampbreak
post Feb 10 2010, 10:49 PM

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QUOTE(wufei @ Feb 9 2010, 11:12 PM)
This is normal for Maybank...The slowest among the banks...Like Tortoisemyx
I also don't know what are they checking.
I apply for home loan, it took me 2 weeks for approval. Everyday call me to harass me by asking this and that , that and this.
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I agree. wink.gif Miaubank are among the slowest bank. And never keep you updated with the status until you call and find out yourself. sweat.gif

This post has been edited by vampbreak: Feb 10 2010, 10:50 PM

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