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 Credit Card v9, RM50 GST dilemma

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kanethesun
post Dec 28 2009, 11:08 AM

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hey all, currently I got about RM800+ outstanding balance, with all the shopping, petrol and my Toyota car service sweat.gif

wanted to ask, can I call the Customer Service and apply for a installment payment plan? like 6 / 12 months?

I am using EON - GSC card btw wink.gif
kanethesun
post Dec 28 2009, 11:40 AM

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QUOTE(mouldybread @ Dec 28 2009, 11:24 AM)
hi, i think in order to qualify for their my payment plan you need to have a minimum 500rm in a single transaction. see if any of your transactions have 500 or more, otherwise they will not do the installment for you.
here is the link
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hmmm, at least RM500 in a transaction hmm.gif
guess no luck for me then, mine is all accumulating 1 tongue.gif
kanethesun
post Jan 3 2010, 09:40 AM

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CIMB send me a letter regarding to the CIMB Touch and Go credit card, I don't plan to take it anymore as have to pay RM50 service charge, when I open the letter, the letter already charge me RM10 for the Touch n Go activation fees -__-"

anyway, CIMB has yet to call me, shall I ignore the letter? assume like I didnt receive it tongue.gif

or shall I go to bank with the letter, and ask for credit card cancellation?

they will charge me the RM10 right? hmm.gif
kanethesun
post Jan 3 2010, 04:42 PM

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QUOTE(SeanChang @ Jan 3 2010, 01:26 PM)
if it's a pre approved card, as long u're not using it yet it's ok. Usually if u use it = accept the t&c.

Safest way to cancel it is:
1. write a simple letter stating u do not wish to accept this pre approved card & hereby return to the bank.
2. print two copies of the letter, one copy for ur nearest bank, another copy ask the staff to chop the "Received on date" & keep the letter for ur reference. smile.gif
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hmmm, guess I will have to visit CIMB tomorrow together with the letter biggrin.gif
kanethesun
post Jan 6 2010, 02:03 PM

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just got my CIMB Touch n GO Visa card biggrin.gif

Expiry date on 11/14
so means if I cancel before November 2010, I wont need to pay the RM50 tax right?
kanethesun
post Jan 6 2010, 02:48 PM

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QUOTE(David83 @ Jan 6 2010, 02:10 PM)
Yes but CIMB requests customer to submit cancellation TWO months earlier than the anniversary date.
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ooo, then ok la, I will remind myself to cancel on August biggrin.gif
they despo oh I guess, i just got my EON GSC card on October 09, CL RM3,000

this is the 2nd card I got overall, they straight give me RM7,000 sweat.gif
kanethesun
post Jan 8 2010, 11:09 AM

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QUOTE(deeplyheartbroken @ Jan 7 2010, 04:58 PM)
Did CIMB charge you RM 10 on the T&G Zing card? CIMB offer me the T&G Plat Visa (which comes with the Zing card) & charge me the RM 10, I cancelled the card outright.

As I know Maybank did not charge customer on the zing card issuance (that linked with the credit card for reload).
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yaya, its written on the 1st statement, hmmm other bank offer free a? hmm.gif
any other CC user got their Touch and Go card? got charges eh?
kanethesun
post Jan 8 2010, 11:11 AM

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does it apply to all EON Bank card?
like EON-GSC card?
36 times = 3 times a month
hmmm
kanethesun
post Jan 8 2010, 03:08 PM

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anyone receive SMS from CIMB?
From : 66300

U may use your BonusPoint to offset the Govt Svc Tax and bla bla bla.
kanethesun
post Jan 12 2010, 12:16 PM

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overcharged as in?

Global Roaming you meant?
kanethesun
post Jan 14 2010, 04:49 PM

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QUOTE(eddievh @ Jan 14 2010, 04:35 PM)
Sean, you mentioned can be manually top up is for which bank TnG card? Mine Maybank justnow wanna manually top up at Sg Rasau toll office ,the female assistance told me can't yop up manually for zing card. I'm confused now.  rclxub.gif
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I think Sean meant the normal Touch n Go card, where he topup using CREDIT CARD at the places he mention with no charge at all, guess he is not talking on Zing Card wink.gif
kanethesun
post Feb 1 2010, 09:48 AM

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Public Bank flexipay perhaps?

http://www.pbebank.com/en/en_content/perso.../content68.html
kanethesun
post Feb 1 2010, 06:22 PM

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QUOTE(aeronlim @ Feb 1 2010, 12:40 PM)
Looks like only BSN, MBF and EON Bank can waive the RM50 tax totally with some transaction, otherwise we have to pay it by using our "hard-earned" (for me, it does) point.
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its indeed hard earn point biggrin.gif

btw, according to the chart, EON bank, swipe 3 times within 2 months will be waived on RM50 tax eh?
hmm.gif

This post has been edited by kanethesun: Feb 1 2010, 06:22 PM
kanethesun
post Feb 2 2010, 05:25 PM

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QUOTE(aeiou228 @ Feb 2 2010, 04:36 PM)
Eon bank accept my CC cancellation instruction over the phone no
need to fax letter. But after cancellation I realised that I still have some rewards points unclaimed. cry.gif  cry.gif  Called EON bank again immediately and they reversed the cancellation on the spot without much hassle. The rewards points worth RM200 Tesco cash voucher. sweat.gif  sweat.gif
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wow, RM200 vouchers? shocking.gif
how many points do you have? hmm.gif
kanethesun
post Feb 4 2010, 07:35 AM

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anyone registered with EON Bank internet banking?
after I fill in all the information (Credit card no, IC and etc)
then it says T-PIN will send to my mobile phone, after waiting so long, still didnt receive hmm.gif
I registered it around 530am, still didnt receive it now rclxub.gif

This post has been edited by kanethesun: Feb 4 2010, 07:35 AM
kanethesun
post Feb 22 2010, 06:40 AM

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http://www.cimbbank.com.my/index.php?ch=cb...&tpt=cimb_bank#

its on the 5th benefits right?
kanethesun
post Mar 2 2010, 12:17 PM

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QUOTE(herzihussin @ Mar 2 2010, 12:13 PM)
same to me here..
mad.gif
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woo, patient bro biggrin.gif
btw, bro cheez, did you ask EON Bank CS about the way to waive RM50 service tax on EON Bank card?
36 swipes / RM5,000 spend in a year?
kanethesun
post Mar 2 2010, 01:44 PM

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QUOTE(cheez @ Mar 2 2010, 12:32 PM)
Ya, the last time around I was offered to swipe 36 times a year to waive it but I didn't have anything recorded in verbal or written.
Nvm la. Since their service is good and the rebate is way over RM50, I don't mind paying it. laugh.gif
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what you paying got rebate more than RM50?
GSC ticket ke?
I am holding EON-GSC laugh.gif
kanethesun
post Mar 4 2010, 05:18 PM

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hahaha, CIMB, I got the CC offer application from the customer rep in CIMB Bank last year, I saja nak entertain to take from her, since that time no tax will be charged, they give me double credit limit from my EON Bank card laugh.gif
but I didnt swipe once also, I use their TOuch n GO zing card only tongue.gif
kanethesun
post Apr 20 2010, 02:16 PM

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EON Bank, if I recall correctly, swipe 3 times within 2 months to waive it, no minimum spending, I was told by EON CS officer wink.gif
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