i wonder PBB sent me Personal Indentification Number for what purpose

Does it work the same like CIMB whereby in order to tie the PB CC to PBebank, one need to request for first time login from ATM?

Let's not be hasty, consider carefully before cutting IT off, later regret for life 

Got an SMS from HSBC this morning to call one Ms Sree regarding my credit cards. She wanted to check if I bought diamonds in Canada, to which I said no. She then told me to stop using my Visa Platinum and they'll courier down a new one for me on Monday.

That's what I love about HSBC credit cards.

Probably because the transaction took place at odd hours - I got 1 ring last night from their number ...think they realized it's probably a fraud and if so, I'd likely be sleeping at 1:30am.

Anyway, Ms. Sree didn't ask for any personal information at all. I just gave her my name and she asked me about those transactions, i.e. nothing about my card number, etc.

Actually, I'd prefer to call them than they call me because they chance for fraud is lower - I have they're number and they're unprepared for my call.

Not to mention some seemed eligible for it but was turned down by Standard Chartered. Very lucky for those who have the best card in Malaysia 

its a great card, however its also a little "too advance" ahead of our time. here is a blog about Just One card and at the bottom will come across a comment of one unhappy user, but i suppose its no big deal.Just One Titanium Card

seems like most bank wait until anniversary to charge RM50

so want to ask whether if cancelled each year b4 anniversary to avoid the RM50 will work or not?

1st Jan? I hope so! A fresh RM600 rebate will be calculated according to your card anniversary date.

I have to wait till May/June next year only can reactivate and use the card. Next time I will use it slowly and not too aggressively, in order to enjoy the rebates throughout the year.

What I meant was that I wouldn't use it too aggressively. For example, if I need to pay a bill amounting to RM8k, I will use my Alliance Visa Plat to pay the first RM5k and SCB JustOne for the balance RM3k. By doing this way, I can maximise the cash back of my Alliance Plat which is limited to RM68.75 for a maximum spending of RM5k on a monthly basis. Meanwhile, I can still slowly enjoy the cash back gained from SCB JustOne which is capped at RM600 on a yearly basis. I won't only use SCB JustOne alone for a bill costing more than RM5k.
You will get a fresh rebate in April. Mine is slightly better. I received the card in June and the card anniversary date is in May.

If my memory serves me right, my JustOne stopped giving me cash back when the accumulated rebates reached RM610 approximately.

what is the benefit of rhb bank credit card(standard)?

I totally agree... Alliance having NIL admin charges is totally not right.
I was informed by MBB Customer Service that MBB only charge what Visa/MC forex conversion rate only. no admin fee.
AMEX does have admin fee.

Tuesday December 22, 2009
BIMB too won’t absorb credit card service tax

Just now when I called the bank to cancel my credit card, the CS officer asked "May I know whay are you cancelling the card?"
I answered with "The same reason why all Malaysians are now cancelling the card - Don't want to pay service tax!"

The CS officer laughed and proceed to assist me with my card cancellation.

this is from my personal experience, try at ur on risk, every card holder got only 1 chances.. I think might b repost..
-monitor closely ur rebate, once up to RM599, swap a big spending into single transaction. eg 5k on friday, u will get rm250 instead of RM1.
personally i manage to get extra of around 170 rebate coz I swap a 3.8k on last transaction which i should around RM10 only..

Happy spending..

is that every of u has like 5-10 cards?    when all malaysian are canceling their cards, i am applying for new card, is that wise? so far i have only 2 cards.

If you take the risk and don't receive full rebate for the big transaction, then you will get 0.5x choice point for every RM1 spent only.

To be exact, my rebate stopped at RM618. I was not given FULL rebate for the last transaction that received cash back.

Wow, that nice. I will try them later. Do you know where to check how much that I earn the cash back so far?

AFAIK, Stanchart will absorb the RM50 service tax for new CC applications (Standard Chartered Business Visa Platinum & Gold Credit Card) and the CC comes with annual fee waiver as well (Free for first 2 years, subsequent year - call to waive).

OK, I will do that. But to calculate the rebate manually really troublesome.

Hi, merry xmas.
What is Authorised Charges in PBB credit card

This is the website:
http://www.standardchartered.com.my/person...-mastercard/en/

Anyone using this card now?
The requirement to apply is only 60k/year.