CIMB already offer me a platinum long ago. However PBB is very cocky not to upgrade my current gold to platinum, even after request & platinum card user proof. Just sent an email to complaint kau kau. Any advice guys?

Problem is I have installments in with the bloody PBB credit card. First time heard Gold & Platinum have RM 5k below credit limit. For my case, each level of the credit card got upgraded, it is at least RM 10k extra credit limit.

The thing is PBB has one of the lowest income requirement for Platinum & I believe CIMB has the same or higher requirement. Somemore I pay promptly & no bad records in CCRIS or whatever. I don't see any reason for rejecting my request seeing this should be the time to preserve customers. Darn, thinking of cancelling but the installments also headache.

Some banks will impose a 'special' cancellation (pay in one short) charges on easy-payment installments. A few SCB officers told me about it. There is a fine line clause on easy payment transactions.

By the way, SCB also has the Visa infinite card now

Thus far I am happy with CIMB platinum. They offer me two cards for 50k credit limit.

Did CIMB charge you RM 10 on the T&G Zing card? CIMB offer me the T&G Plat Visa (which comes with the Zing card) & charge me the RM 10, I cancelled the card outright.

As I know Maybank did not charge customer on the zing card issuance (that linked with the credit card for reload).

Now SCB Plat cc only RM 60k per annum requirement? Looks like they dropped their standard already on Plat, maybe to give way for their Visa Infinite or attract more users.

Many if not most, got their credit cards approved even during probation. I am one of them but that was many years back, unless there is a new rule stating probationary-in-work applicant cannot apply. You are above 21 years old with 3 months pay slip supporting with epf statement (with 3 months contribution in it), I don't see a reason why you won't be approved. However the approved credit limit could be as low as RM 3k though.

saw something like 15% rebate for Amex advert at jusco. not sure how it works though.

Even with platinum now, it is not as prestige & special as when I use the Citibank mini Clear card last time. Most if not all will be dazed to see how small the credit card is whenever I make payment.

Sadly no bank offer this type of card now anymore, thanks to the chip requirement.

Thinking of getting Maybank AMEX Platinum & ditch the Maybank Petronas. Any advise guys?

Heard a lot of the AMEX Platinum with RM 800 annual fee, is it true that it cannot be waived?

Thanks for the input. By the way, all petrol stations accept AMEX right?

What other benefits for using DA Platinum? I might just convert from CIMB Mastercard Platinum, if it is really good. As I know CIMB/DA (even for Platinum) call centre is pretty lousy, just like MBB.

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This post has been edited by deeplyheartbroken: Jan 26 2010, 09:43 AM

[quote=MilesAndMore,Jan 26 2010, 12:00 AM]
Normally those people that do not live nearby Citibank branch will pay the bill from other banks thru money transfer that requires RM 2 per transaction.
[/quote]
You misunderstood the question posed. He was asking how to register for OAC and not how to pay for his Citibank credit card bill.

[/quote]

Ok, edited

Today just heard a credit card roadshow promoter said that Amex Gold charge card is very difficult to get? Is this true?

The road show person also mentioned that the charge card has no credit limit, hence hard to get. Is this true as well?

Reader's Digest love to send a mock car key

Do PBB cc has this i-pay feature, if can 0% for 10 months like CIMB/DA? Today KL day, nobody can answer at PBB CS.

Thanks for the clarifications. The PBB link on the flexipay is misleading since the big words show 0% installments, but fine line under it says got handling charges depending on installment duration.