just be careful to check whether u have any balance transfer/installment in it b4 u cancel bcos will need to pay lumpsum if u cancel ur card...i always visit this thread yet i forget this important point and just fun fun cancel the card

lol, luckily remember and reinstate it back liao
unnecessary work loh
there goes my digi rebate since need to keep 3 cards now instead of 1 card bcos got bt & installment in it

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Added on December 19, 2009, 10:55 amlol, can reapply again mah if really need

This post has been edited by kei18kun: Dec 19 2009, 10:55 AM

perhaps 5k points for RM25?

luckily i cancelled already the cimb card
seems like most bank wait until anniversary to charge RM50

so want to ask whether if cancelled each year b4 anniversary to avoid the RM50 will work or not?

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Added on December 20, 2009, 6:33 pmthe answer is cannot since its clearly stated u need to submit ur current statement...maybe the trick will be u don't pay for that month loh

still can since public bank bt doesn't need statement for application

This post has been edited by kei18kun: Dec 20 2009, 06:33 PM

want to ask if we cancel every year b4 anniversary, will we still be charged the RM50
eg: my maybank card expiry is month February, so i cancel it on January, then apply back on February

wat u guys think? i know its pretty stupid and im sure banks will put up some kind of counter measure since they're smarter than us consumer...just curious

totally understand now...means no escape

hidden charges, very dishonest and tricky of Alliance Bank

my latest experience is from a call from Hong Leong Bank which give 10000 points on the spot to offset the RM50, but i still decline bcos i have few other cards which i need to keep

hlb ask me to take back their card and they will give 10000 points to offset the RM50 gov tax
very good ah

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Added on December 28, 2009, 6:50 amnot at the moment

This post has been edited by kei18kun: Dec 28 2009, 06:50 AM

lol, becareful to set ur limit of spending though since u might spend more now that CL has increased?

another thing is when card is lost and not reported, the thief will have spending spree and u have to pay for it!

bewarn!!!

anyone can confirm that bank rakyat credit card waived GST? this is told by the bank salesman

anyone heard of citibank free gps? is it worth it?

PBB since they're giving great rebates now, when u apply now also they're giving out RM60

MBB since non expiry

totally agree with u bro, pbb seems like going all out in attracting customers with its latest 15% rebate, planning to get RM390 for these 3 months