Am I being offered a DA Platinum Mastercard? I saw an entry called "Graduate Mastercard Platinum" in my CIMBClicks?

IIRC, my annual income does not qualify for it and my credit limit for my DA Gold Mastercard was just increased last month.

Hope it's just a mistake. By the way, I'll cancel DA Gold next year once my installament programme ends.

Problem is I have installments in with the bloody PBB credit card. First time heard Gold & Platinum have RM 5k below credit limit. For my case, each level of the credit card got upgraded, it is at least RM 10k extra credit limit.
The thing is PBB has one of the lowest income requirement for Platinum & I believe CIMB has the same or higher requirement. Somemore I pay promptly & no bad records in CCRIS or whatever. I don't see any reason for rejecting my request seeing this should be the time to preserve customers. Darn, thinking of cancelling but the installments also headache.
Some banks will impose a 'special' cancellation (pay in one short) charges on easy-payment installments. A few SCB officers told me about it. There is a fine line clause on easy payment transactions.

I wonder DA mastercard give discount for starbuck purchases like CIMB master?

I saw today's ad in newspaper that 5% rebate is still available for CIMB Islamic Cards until 31st March 2010. Does this apply to DA as well?

Maybe you need to check T and C first before replying..Cheers.

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@tgeoklin,
My earnings is nothing comparable to little; it's zero! Obviously I couldn't tell the Mortgage officer that

No ..

icic.. if i got 2k debt in CC, so i need to pay rm 20 only per month?

guys... can you help to explain..

I applied Amex gold cc, but when i logged in to maybank2u ...
it approved 2 cards, which is amex gold cc and also petronas visa gold that i didn't apply... should i cancel the petronas visa gold?

cos i didn't really use petronas, I pump Shell petrol.. and the Shell's Citibank CC currently pending for approval.

question about upgrading gold to platinum card. the situation: we have a platinum card from other bank but our salary does not qualify for platinum at the bank that we plan to upgrade. I heard we can't using other bank card to upgrade unless we cancel current gold card and re-apply for new card using other platinum card from other bank. is it true?

so pay slip only the solution, just to confirm.

Asked for such upgrade before at the card centre. The officer told me, there is no such thing as attaching other banks' card to upgrade your current card. The only other way is attaching your 2 months pay slips (or you have to spend significantly & constantly to get their notice, or so I believe). Was so disappointed with tiger bank on this. Planning to cancel the card when my EPP finished.

Actually if I am not mistaken, it would be the same case if you went to other banks as well. (Not just 'tiger' bank)

How hard is it to apply a credit card nowadays?
I've been working for 8 months with annual salary 24k. I've tried to apply cc from many banks including hsbc, citibank, alliance, public and cimb, all my applications have been rejected. I even opened a current account at HSBC under grad pack coz might have bigger chance for approval but still failed.
My friend with same salary and started working almost same time like me has already successfully applied a CC from alliance bank and that was his first attempt.
Is it because of me the person and i get rejected all the time but i've got a quite ok photo on my IC

i have ptptn loan, if this was the reason i think half of malaysia's fresh grads would never get a cc. 
im paying car loan but the car is under my family's name so it doesnt count i think.
other than that, i think i am far away from debt and bankcruptcy 

btw can i check my CCRIS report online?

Credit card for halal retailers only?

CHAN of Subang Jaya says he is surprised that his HSBC Amanah Credit Card can only be used at halal shops.
http://www.mmail.com.my/content/28374-cred...-retailers-only