hi, i think in order to qualify for their my payment plan you need to have a minimum 500rm in a single transaction. see if any of your transactions have 500 or more, otherwise they will not do the installment for you.
here is the link

this one gif me free oso dunwan .... sometimes haf to c which bank issuing ... if u hold a visa infinite but get paliah service , i rather hold a classic card with good services.

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Added on December 28, 2009, 10:49 am

its juz not prestige , its already a norm .... yes it do offers something more like klia lounge , higher p.a , golf ... but if u dun utilise these , i dont c any special bout platinum ... i'd been using a few n now all downgrade to get better rebates ( which is more practical ) ... n for those who tot platinum hold higher CL than other cards , u r definitely wrong. it used to b , but now i cant say my SCB justone with a mediocre CL beats most of the plats out thr.

its all began with tht stupid UOB who launched One platinum , if not mistaken. everyone tot thts the plat n everyone go rushing to get them. then the other banks start to counter by offering real plats at gold card level. n now even some banks dun issue classic card anymore , its all start with gold card.

yep unless u got a visa infinite / world mastercard. u stil doesnt hold any special status recognition.

Problem is I have installments in with the bloody PBB credit card. First time heard Gold & Platinum have RM 5k below credit limit. For my case, each level of the credit card got upgraded, it is at least RM 10k extra credit limit.
The thing is PBB has one of the lowest income requirement for Platinum & I believe CIMB has the same or higher requirement. Somemore I pay promptly & no bad records in CCRIS or whatever. I don't see any reason for rejecting my request seeing this should be the time to preserve customers. Darn, thinking of cancelling but the installments also headache.
Some banks will impose a 'special' cancellation (pay in one short) charges on easy-payment installments. A few SCB officers told me about it. There is a fine line clause on easy payment transactions.

, my JustOne still rebates me, previously accumulated up to RM613.43, now it's RM616.33
maybe they'll stop at RM618 - same like winner, going to pump another petrol on this Friday

Hi guys ~~

I'm planning to get my first credit card soon. My annual income is 20k.

I'm looking for 2 cards , 1 is Citibank Shell card (cos I go to shell often) and what do you all suggest for the other one ?

I trying to get a card that has less or none annual fee.     

Currently the most exclusive cards in Malaysia, as in the least number of people holding them are CIMB's Enrich World Mastercard and RHB Visa Infinite. Both are by invitation only. So for all those people looking for that ONE card to maintain, one of these would be a good option 

By the way, SCB also has the Visa infinite card now

can any1 tell me how the cash rebates thing work? i see american express offer up to 15% rebate now untill feb?

tq

Yes they do, but its very easily obtainable, thus the somewhat lack of exclusivity 

Did Amex Plat Charge Card count as exclusive?

Hard to get and hard to maintain. 

SCB VISA Infinite was previously available via application but now only offered to SCB's PB customers. You'll need to have RM250K in deposits with the bank to own this card now. I'm not sure whether you constitute this as easy and non-exclusive. For the past 1 year, I may have sighted like once or twice the SCB's VISA Infinite.

RHB VISA Infinite (It is not available for application) will be offered to customers having RM1 million in deposits with RHB. Sure very exclusive one. 

Early this month i went to TAG HEUER annual sale exclusive for CIMB VI and WMC holders at plaza central, damn pack with people , so i guess its nothing exclusive for VI and WMC  .

However the offer discount over there is awesome , up to 70% discount and surprised Grand Carrera series gets 60% ! Quite a good deal .

erh, actually in comparision to the cards I had mentioned, the Amex Plat card is a doozie. But I do concur that its hard to maintain as people are becoming smarter and no longer willing to pay that much for a card. Further, its not fair to compare the Amex Plat to the Visa Infinite or World Mastercard, which were created to challenge the Centurion Card 

That's why I only mentioned the CIMB Enrich World Mastercard and not their generic VI or WMC. Btw, tag normally has a 30% or so discount rate so a 60% on sale should be pretty normal 

erh, actually in comparision to the cards I had mentioned, the Amex Plat card is a doozie. But I do concur that its hard to maintain as people are becoming smarter and no longer willing to pay that much for a card. Further, its not fair to compare the Amex Plat to the Visa Infinite or World Mastercard, which were created to challenge the Centurion Card 

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Added on December 28, 2009, 4:32 pm

Actually, nowdays a lot of people have more than RM250K in cash though such may not be reflected from members of this forum, which mostly comprises youngsters 

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Added on December 28, 2009, 4:35 pm

That's why I only mentioned the CIMB Enrich World Mastercard and not their generic VI or WMC. Btw, tag normally has a 30% or so discount rate so a 60% on sale should be pretty normal 

RHB VISA Infinite (It is not available for application) will be offered to customers having RM1 million in deposits with RHB. Sure very exclusive one. 

i m planning to apply for Maybank Islamic Ikhwan American Express Gold. but well i look thru all the T n C is ok wif me but i rly have 1 question. it might sounds stupid to all of u as i m not rly into CC.

y do they name is islamic ikhwan? is like for malay or any islam only?

Seniors,

Any ideas of how to get my credit limit increase regularly?
Applying more cards to in order to increase the "Total Credit Limit" then terminate those extra?
Or just spending much more to increase the transaction counts (with some small amount) to keep the card active?

i hv 1 each for visa, master, amex cards and diners. (2 credit 2 charge).

Thanks.