AEON Credit Cards

AEON WATAMI Visa Classic Card

Application Form

NEW AEON Gold Visa / Mastercard

Application Form

General Benefits
1. 0% Balance Transfer for 6-months (equal monthly payment)
• Application Form
• Terms & Conditions

2. Convert points to AEON Points to redeem AEON Vouchers

3. Free Access to Plaza Premium Lounge KLIA


4. No charges for AEON Credit Card Bill Payment via Maybank2U.com BUT AEON charges RM1 as fee.
Eg. You pay RM100.00 via Maybank2U, amount receive in AEON is RM99.00 only

5. Payment via IBG using Public Bank Online Banking - courtesy of JCogent


6. Payment via IBG using Maybank2U Online Banking - courtesy of lamode


6a. Payment via Interbank Giro to Citibank


7. Payment via Bill Payment using Maybank2U


8. Payment via Interbank Giro using CimbClicks - courtesy of HumanNature

Charges for Payment modes


To check AEON Member Point : http://aeonretail.com.my/aeonmember/html/c...ogin_wbsrvc.php

AEON Member Voucher Redemption
800 AEON Member Points = RM5 AEON Voucher (~0.625% Cash Rebate if you use NEW AEON Gold Visa / Mastercard at AEON stores)
1500 AEON Member Points = RM10 AEON Voucher (~0.67% Cash Rebate)
2500 AEON Member Points = RM20 AEON Voucher (~0.8% Cash Rebate)

** Double the Cash Rebate if you use NEW AEON Gold Visa / Mastercard at AEON stores **
Eg. If you buy an item at RM100 in AEON, you get 2X AEON Member Points (1x from AEON Member Card, 1x from NEW AEON Gold Visa / Mastercard)

AEON Credit Card Redemption Rewards Program (except NEW AEON Gold Visa / Mastercard)
More Details, click here

Cash Rebate into your AEON CC
RM50 : 12500 Points (~0.4% Cash Rebate)
RM25 : 6250 Points (~0.4% Cash Rebate)
RM20 : 5000 Points (~0.4% Cash Rebate)
RM15 : 4000 Points (~0.375% Cash Rebate)
RM8 : 3000 Points (~0.267% Cash Rebate)
RM5 : 2000 Points (~0.25% Cash Rebate)

URL: https://www.aeonmalaysia.com.my/acs/af/aeon...contentId=12217

This post has been edited by ronnie: May 27 2015, 10:54 AM

Together with WATAMI International, AEON Credit Service is proud to introduce the AEON WATAMI VISA Classic Card, a special privilege card with exclusive rewards when you dine in any WATAMI Japanese Casual Restaurant in Malaysia and overseas. With over 600 outlets in Japan and more than 70 restaurants in Asia such as Hong Kong, Taiwan, Shanghai, Shenzhen, Guangzhou, Singapore and Malaysia, cardmembers will enjoy a host of benefits and privileges with AEON WATAMI Credit Card whenever they dine here or overseas

1. Free Dessert
Enjoy free dessert voucher upon application.

2. 5% Exclusive Discount
Enjoy 5% discount at WATAMI Japanese Casual Restaurants worldwide. Log on to http://www.watami-int.net/
and http://www.watami.com.my/ for the list of restaurants.

3. 10% Cash Rebate
Get 10% cash rebate with minimum spend of RM100 in a single receipt after discount in WATAMI.
Rebate is capped at RM50 per transaction. The cash rebate will be credited into your card account in
the following month statement. Discount is applicable for both Principal and Supplementary
Cardmember. This rebate is valid until 31st March 2013 and any extension is upon the discretion of
AEON Credit Service.

4. WATAMI Dining Rebate
Enjoy RM 50 WATAMI Dining Rebate when you charge any 2 retail transactions of any amount to your
card within 60 days from card approval date. This dining rebate will be offset against your next
transaction(s) in WATAMI based on the amount charged to your card including Supplementary Card
spend in WATAMI. The dining rebate is only given to Principal Cardmembers only. The dining rebate
will be credited into your card account in the following month statement. No expiry date and non
transferable for the dining credit. The following shall NOT be considered as retail transactions:

a. Annual fee
b. Late Payment Fee
c. Finance Charge
d. Cash Advance
e. Any handling fee
f. 0% Card Easy Payment and the installment paid
g. Flexi Payment Plan and the installment paid
h. Petrol transactions
i. Balance Transfer transactions

5. Birthday Celebration
You will receive a RM30 WATAMI voucher on your birthday month. For details, please refer to
the terms and conditions printed on the voucher.

6. Card Anniversary
You will receive a RM50 WATAMI voucher on your card anniversary month. For details, please refer to
the terms and conditions printed on the voucher.

7. 3% Quarterly Cash Rebate
Enjoy 3% quarterly cash rebate on total retail transactions outside WATAMI with accumulate spend of
RM3,000 per quarter. The accumulated spend amount is inclusive of Supplementary Card spending. Rebate is
capped at RM150 per quarter and rebate will be credited into the Principal Card account.

For example, Principal Card approved on 15/11/12.

1st quarter = 15-11-12 until 14-02-13 (3 months).
2nd quarter = 15-02-12 until 14-05-13.
3rd quarter = 15-05-13 until 14-08-13.
4th quarter = 15-08-13 until 14-11-13

Cash rebate will be consolidated every 3 months from the card approval date and the cash rebate
will reflect in the following month statement.

The following shall NOT be considered as retail transactions:

a. Annual fee
b. Late Payment Fee
c. Finance Charge
d. Cash Advance
e. Any handling fee
f. 0% Card Easy Payment and the installment paid
g. Flexi Payment Plan and the installment paid
h. Petrol transactions
i. Balance Transfer transactions

7. Special Reservation and Private Room Usage
Exclusive member booking privilege and private room usage available. Telephone booking should be made 24
hours in advance subject to availability. Kindly refer to http://www.watami.com.my/locations/for more
information.

8. Double Bonus Point
Earn double bonus points when you spend in all WATAMI Japanese Casual Restaurants locally and overseas
retail spend. For all other retail spend, you will earn one (1) bonus point for every RM1 charged to your card.
No bonus point will be issued for all petrol and cash advance transactions.

9. 500 Bonus Points Upon Approval
You will be rewarded with 500 Bonus Points upon card approval. Accumulated points can be used for redemption
of gifts or vouchers from the AEON rewards redemption catalogue.

10. Annual Fee Waiver
First year annual fee for Principal Card is automatically waived. For subsequent years, the annual fee will be
waived when you spend at least 12 times per year.

11. Supplementary Card
Free annual fee waiver for life for up to 3 supplementary cards. No minimum transactions required to qualify for
the fee waiver.

12. RM 50 Cash Rebate for Principal Card and RM25 for Supplementary Card
The cash rebate will be credited into the Principal and Supplementary Card account with any 2 retail transactions
of any amount charged to the card within 60 days from card approval date. The cash rebate will reflect in the
following month statement. Principal and each Supplementary cardmember need to swipe 2 transactions in
order to get the cash rebate.

The following shall NOT be considered as retail transactions:

a. Annual fee
b. Late Payment Fee
c. Finance Charge
d. Cash Advance
e. Any handling fee
f. 0% Card Easy Payment and the installment paid
g. Flexi Payment Plan and the installment paid
h. Petrol transactions
i. Balance Transfer transactions

Note: To enjoy the above offers in WATAMI, payment must be settled with the AEON WATAMI Credit Card. AEON
Credit Service and WATAMI reserve the right to change the terms and conditions at any time without prior notice
and to make the final decision on all matters related to the offers.

Promotional Leaflet


Current T&C & FAQs (As of November 2014)
Terms & Conditions (.pdf)
Latest Frequently Asked Questions (.pdf)


Previous T&C & FAQs
Terms & Conditions (.pdf)
Latest Frequently Asked Questions (.pdf)

Terms & Conditions (.pdf)
Previous Frequently Asked Questions (.pdf)

This post has been edited by ronnie: Dec 4 2014, 10:21 AM

-- Reserved --

V2 liao....

Let kick start...can i get aeon credit card to add to my watami?

Only for bt purpose actually

great v2! reporting in...

u wanna apply another aeon cc ? then u can BT and enjoy PPL. btw did u apply for increase CL ?

reporting in! yeah

great rate for aeon cc in vietnam
exchange rate in msia
rm1 = 6300 dong
exchange rate on cc -> rm1 = 6600 dong
yay

early this year used it in macau too
very good rates
compared to my citibank and cimb >.<

My watami 3month age only..yeah bt fully utilise d.tads y wan get another from aeon for bt purpose

Isn't the credit limit for both cards are shared?

i really no idea bout this...if it true then no point get another n pay tax/gst

it is common that if you own 2 or more card from same bank - shared CL so basically there is no point to do so unless you want the PL feature.

I shared this since end of 2013 at the CC foreign rate thread, often you will get fantastic rate and sometimes even lower than those stated on visa site.

But since i use this card primarily for BT, i turn to Amex for 5X TP.

amex 5x TP is more worth it?

Oic...thats is new knowledge to mi.thx

cash wise it is 2%, i collect for air miles purpose

yes both credit card are sharing the CL, so no point to apply another one only for BT purpose

V2 report in

reporting in

the online banking can use to pay Syabas only???

Is it some sort of promotions going on that I missed out?

Deleted.

This post has been edited by blahbleh: Aug 20 2014, 01:42 PM

What do you mean "reverted" ? IBG fees has been 10 sen.
You can't IBG to AEON Credit Service directly... you need IBG to Citibank as beneficiary bank (but doesn't work for WATAMI CC numbers)

But you can do M2U Bill Payment to pay any AEON CC ..charged at RM1.00 per transaction (deduct at AEON's end)

V2, reporting in. Thinking to get watami for my autodebit insurance payment. Is this eligible for 3% rebate quarterly? thanks

i was thought someone have save me the rm0.90 per month. now back to square one again

Yes it is for Prudential Monthly Auto-Debit

yes

Thats great, thanks. instead of getting 1% now from ocbc titan which im going to say bye bye to it soon

this card look good but the issue is how to make payment to AEON Credit Service easily...

This post has been edited by asiatrader98: Aug 20 2014, 12:08 PM

OMG so sorry. My calculation last month was wrong aghhhhh....I thought I was charged RM1 before and when I looked back at the transaction, it's 0.10 (as usual). I thought on that particular day I was charged RM1. Too sleepy maybe. Sorrey!

use pay bill feature using cimbclicks, as easy as it can get

3% is great, just change 4 tyres and instantly save 3%. My tyre workshop accept cc with no extra charge. Tyre price also cheap.

Can have good lunch with the 3% saved. Lol

This post has been edited by onnying88: Aug 20 2014, 03:30 PM

Which tyre shop ?

LH tyre auto service. You can see a very big Michelin logo above the shop, just beside caring farmacy at Sri petaling.

Went to a famous tyre shop at Sunway to repair rims. they also accept cc, but include 6% service charge which is not a small amount if change all 4 tyres + rims.

This post has been edited by onnying88: Aug 20 2014, 04:25 PM

today cs confirmed the application went missing. need to resubmit again

went missing???

i would not accept that the application went missing since it contains confidential information.

GE auto debit also can get 3%


cheapest way,
1. open public bank Basic Saving Acc (no annual fee)
2. monthly IBG (10sen) to public bank then paid aeon via Pbebank
total cost = 10 sen

but you have to stage rm20 to the account

my recent bt experience (in brief) with aeon...

aeon cs: sir, your cl balance is not enough to do a bt for 12k, you need to clear up at least 13k of your outstanding balance in order to do that.
me: ok, i will pay 13k in a while later.
aeon cs: sir, if you have 13k with you, why not you just pay off your other cc 12k with the money?
me: no other reasons, i'm just giving you some job to do so that you will not be jobless. thank me later.

*after few hours later i received sms stating that my bt is successful.

Super win.

u win liao lo

that is pretty harsh

the cs is simple minded mah

oops, i also single minded mah...

ok, i should have answered this... because i want to earn that points!!! it worth rm50!!!

haha, but the cs sound really cute lor.

i am sure after that, she will go and find out what is BT

Good one..
How did you pay 13k and able to show up in their system; and BT team instantly approve your BT in a few hours?
Did you call them up to inform you have paid 13k?

that was a cut-short version.

actually, i faxed the form earlier, then this conversation came when the aeon bt team called me in the morning to inform that my cl balance not enough (i put as aeon cs). after the conversation, she said she will call me back but she did not mention when. as i was just nearby to aeon credit service, so i paid within that same hour or two. she called me back right after lunch time and did the verification process with me. then within the same hour (45 minutes later to be exact), i received the bt approval sms already.

CS: what an arse



ok joke aside, i do think these people AEON hired has very limited knowledge on their product. The guy that actually made up all these rebate on watami and 0% BT is very smart but frankly their marketing of it just plain suck.

and that is perhaps why we are still able to enjoy above until now

This post has been edited by bearbear: Aug 21 2014, 09:22 AM

Enjoy while it last. I've a feeling it's gonna to be like OCBC soon.

i have the same feeling too. hope not too soon.

CS was thinking, " Alright, you ask for it. CCRIS left turn for u, kikiki"

for aeon BT there is no penalty if you pay it all before 6 months

bro confirm or not?
I saw the previous post....the bank such as mbb or cimb charge RM1 IBG instead of RM0.10

maybe PB privilege customer? i still kena Rm1 for repayment

Manage to do RM25 Cashback Redemption Submission for my AEON Credit Card Reward Point through email customer.service@aeonmalaysia.com.my on 13th Aug. Wonder how long does it takes for the Cashback to be reflected in the statement?

" Dear Mr. xxx,

Warmest greetings from ÆON Credit.
We wish to inform you that we have forwarded your request to the department concerned for their further action.

Should you have any other enquiries, please feel free to email us or call our 24-Hour Customer Care Centre at 03-2719 9999 for further assistance.

Thank you.

Best regards,
Customer Care Section
ÆON Credit Service (M) Bhd "

which form do u need to download to redeem ?

there's a link for it at post #1.

Yeah..it's the same form used.

Hi all,

Need clarification:

1) If I sign up for Aeon member card after received my Aeon credit card, did my AEON MEMBER Card points earned from the AEON Credit Card transaction(s) will be transferred to my valid AEON MEMBER Card account (as stated in card statement) on every 25th of the month?

2) Did the point transferred automatically or I need to fill up some form to request the transfer of those point manually every month?

3) Last time Aeon waive the Aeon Member Card annual fee by giving rebate to Aeon Credit Card. Did this rebate still on going now?

Thanks for your help guys!

1) Yes
2) Automatically
3) Yes

Submitted credit limit increase request last friday.
Until now no news and no increase.
Does this mean is not approved?

Basically how long will it take for judging the credit limit?

I think there is around 3 member including me are now paying using pbebank online with rm0 service charge.
Provided your account is basic saving account.
Some member reported normal saving account in pbebank need to pay rm1.5

so shall iopen the pbebank a\c?

using HLB to pay bill to Aeon Credit will charge for rm1.50 handling fee and may take up to 5 days to transfer. Well i stick back with ma m2u

Maybe that hits the bulleye & answer to why I am being charged rm1.5..as I am using normal saving acc. Should I open another 1 basic saving acc and try again!:P

Normally, If no news & no revise in the credit limit reflected online, normally is unsuccessfully. for my case..Haha..U may call and check with CS, else u can wait, they send you response through slow mail if rejected.

Depend on you.
Previous i have the basic saving account opened just for public mutual auto debit. But now no more, it now use as a portal to pay aeon.

From what i paid so far, Payment by pbebank is transact in same working day and posting in next working day.
I never paid on non working day before

Snail mail will take almost 1 month.
I guess i better call to confirm
Most likely is unsuccessful.

Just submitted application for aeon mastercard. Hope it is sent to HQ tomorrow as promised.

just notice this at Aeon website

NOTE: Payment via IBG is currently unavailable for ÆON WATAMI Visa Classic and ÆON MasterCard Gold cards until further notice.

http://www.aeonmalaysia.com.my/acs/af/kona...channelId=-8815

thank...

insteads of Payment via IBG, any other method to make payment?

do u mean in public bank homepage I choose "payment" > bill payment > to open billss?
i will try with my public bank account to see charges is RM1.1 or RM0.1

This post has been edited by wan7075: Aug 22 2014, 05:12 PM

received this too..really enjoy this kind of promo..esp when quota for amex is almost full.

CDM, OTC, auto debit or online bill payment only
IBG cannot pay to watami card

yes, there will be 'service charge' in bottom.
It will show rm0.00


yeah, it just come in right time, my amex is full after last weekend

This post has been edited by edwardccg: Aug 22 2014, 05:34 PM

Very nice from aeon again..mine mbb2 max cb for his month d.

Wait tomolo pump full again.hehe.

Btw last month fuel rebatenhavent receive.

if mbb2amex really full already and you don't have other cc with petrol cb, always remember to go pump at caltex for 3% with mbb2mc instead of 5x tp (equivalent 2%) with mbb2amex.

mc having promo at caltex?

alas, mine is visa

oops, sorry. i mean the other card besides amex. mc/visa also included in the 3% cb at caltex.

mine oso visa...


where is this promo..nvr seen b4

but aeon 5% better than 3.4% hehe.



when the petrol 5% rebate actually? i mean aeon

This post has been edited by bee993: Aug 22 2014, 08:09 PM

it's on aeon website. I still haven't max out the 10% for hlb wise yet

This post has been edited by DarReNz: Aug 22 2014, 09:11 PM

why 5% petrol cash back not yet show up at website?

http://www.aeonmalaysia.com.my/acs/af/aeon...&rootChannelId=

aiyor this caltex promo sudah lama lor

try Google with this keywords: caltex maybank <-- first result

Promotion is valid from 14 October 2013 - 13 October 2014

No received such offer message, but luckily get to know from here... thanks ya

thanks victorywp

time flies.. this promo already near its end..

Hmm... the reply is a standard auto-response regardless what you have sent to this email id.
I got the exact same reply when apply BT.
Please update here when it has posted in you unbilled transaction online.
Thanks.

[quote=cybpsych,Aug 23 2014, 07:42 AM]
thanks victorywp

[/quote]


[/quote]

Both pay inside & at the pump also consider petrol right?

yes

This post has been edited by victorywp: Aug 23 2014, 10:07 AM

[quote=zr125,Aug 23 2014, 08:57 AM]
[/quote]

Both pay inside & at the pump also consider petrol right?

[/quote]


[quote=victorywp,Aug 23 2014, 10:05 AM]
yes

[/quote]

So can use this to topup TnG at Petrol Service Station(mcc 5541) that accepts VISA and enjoy 5%+3%(Watami)?

I have problem trying to linkup to AEON's website to see the T&C of this promo.

This post has been edited by MGM: Aug 23 2014, 10:27 AM