my recent bt experience (in brief) with aeon...

aeon cs: sir, your cl balance is not enough to do a bt for 12k, you need to clear up at least 13k of your outstanding balance in order to do that.
me: ok, i will pay 13k in a while later.
aeon cs: sir, if you have 13k with you, why not you just pay off your other cc 12k with the money?
me: no other reasons, i'm just giving you some job to do so that you will not be jobless. thank me later.

*after few hours later i received sms stating that my bt is successful.

guys and gals, need how long b4 we can download the e-statement?

my statement date was 10 sept but i still cannot view/download it properly (actually can download but cannot open the pdf as my reader shown unsupported file type or damaged, the file size is too small anyway)

i also receive it today, luckily my spending since 21 sep left 124.33 balance before reaching max effective cash back 1666.66 to get this RM50

how long it takes to reflect the IBG transaction for the CC payment from Aeon online?

why now only i received this sms? so unfair, only 4 days left...

• The 3% Cash Rebate will be credited into and shall be reflected in the November 2014 Credit Card account statement

The customer service call me again and request the same set of documents.

I scold her I have sent 3 times and the previous CS even told me she received it. damn annoying.

Hi guys,

I faxed in my Watami application, after waited one week, call check status then the CS not allowed by fax. They need original signed copy. Either send to branch or by mail.

Ok Fine, got trolled by previous CS asking to fax in and given me their number too.

Then walk in branch and ask them to send back to HQ. Ok, they blur blur dont know what is "WATAMI" call here call there to check. I dont blame them coz they dont use Watami as i know Watami Restaurant is non halal.

Now almost one week, no phone call no update in status.

my Q is, how long they normally process my watami application?

We can still send the point redemption request through email right?

Lately they keep replying that the email is for non-confidential matters only.

nope, i just emailed to inform them that there is a problem with the e-statement and the reply i received was they are unable to reply due to security reason.

so i replied back stating I was highlighting a general issue. I also added that, the email will serve as a notice that I shall not be liable for any late charges due to this matter. Few minutes later, they email  the e-statement to me. Security reason konon.

Hi guys,
Sorry for my noob question. If i summit my application on Monday, how long i need to wait for me to received the card or to get it approve?

Thanks

John

Thanks for your information, i remember last time maybank2u unable to deposit aeon gold via ibg, not sure whether i remember wrongly or not. 

Tak ada official promo for gst nanti bank negara tarik lesen. This promo is internally circulated for aeon credit staff to inform new cardholder only...

called aeon and the cc was returned to hq because they sent registered letter, not normal pos. as nobody at home so it was returned. now need to re-post.

for the point to redeem voucher under AEON Credit Card Redemption Rewards Program (except NEW AEON Gold Visa / Mastercard)
, can we scan and email the redemption form to them?

Is  monthly insurance payment consider as retail transaction? Does it entitle for the rebate?

Balance transfer question. For 6 months 0% BT, if the full payment not yet settled, does it affect the interest free grace period for retail transaction? For cases like HSBC, they do not have separated account for BT, thus further retail tranx will be imposed management fees (no interest free period).

How AEON calculates the interest period in this case (still within 0% BT repayment period)? Closing of statement or from the day we perform retail tranx?

For example:

Monthly statement closing period is 5th, due date for payment is 25th (20 days grace period).

20 May - Retail Tranx - RM100
05 Jun  - Statement Closing.
---> Interest start counting from 6 Jun on amount RM100?

What if I settle the Retail Tranx amount before 05 Jun ?

7. Interest Free Period for Retail Transactions / Tempoh Tanpa Faedah untuk Transaksi Runcit
a. Cardholders that pay in full before / on the payment due date of the previous month’s
statement will enjoy an interest-free period of 20 days for all Retail Transactions only /
Pemegang-pemegang Kad yang menjelaskan semua bayaran bagi penyata bulan lepas
sebelum / pada tarikh akhir bayaran akan menikmati tempoh tanpa faedah selama 20 hari
bagi semua Transaksi Runcit sahaja.
b. Cardholders that pay minimum or any amount lesser than the statement balance before / on
the payment due date of the previous month’s outstanding balances, will be charged finance
charges as per applicable Tiered Finance Rate Structure for all Retail Transactions from
posting date of the Retail Transactions / Pemegang-pemegang kad yang membuat bayaran
minimum atau lebih rendah daripada penyata bulan lepas sebelum / pada tarikh akhir
bayaran akan dikenakan caj kewangan mengikuti struktur bertingkat yang berkenaan bagi
semua Transaksi Runcit bermula dari tarikh pengeposan Transaksi Runcit tersebut.

Let me re-adjusted the date so that it reflects the actual situation. If I settle the balance in full every month, I understood I can enjoy interest free period, and my current experience only without Balance Transfer.

02 May - Balance: RM 0.00
25 May - Retail Tranx - RM 100.00
10 Jun  - Statement Closing.

So I have the time until July 2 to settle the payment without being charged the interest. Perfectly fine.

What if I carry 6 months balance transfer of RM6,000 for example.

02 May - Balance: RM 0.00
25 May - Retail Tranx - RM 100.00
09 Jun - First repayment of BT - RM 1,000.00
10 Jun  - Statement Closing.

Question is for my retail tranx @ RM 100, would I get charged interest if I settle the payment before July 2?

The term 7b made me worried, cause balance from BT still considered outstanding balance.

What if I pay my retail transaction of that RM 100 before statement closing on Jun 10?