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 Credit Card v9, RM50 GST dilemma

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shoduken
post Jan 27 2010, 06:45 PM

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wah why so many people want to cancel Citibank CC ah? not good meh? @@
winner
post Jan 27 2010, 08:22 PM

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QUOTE(wahlauyeh @ Jan 27 2010, 06:23 PM)
wah..today received statement, the anual fee for Eon bank CC charging RM150.
i shall call to which department to argue for free annual fee ar?
*
AFs of most CCs are waiveable upon request. If you don't ask for it, some banks will not automatically waive it. You should call the CS and place a request.


QUOTE(shoduken @ Jan 27 2010, 06:45 PM)
wah why so many people want to cancel Citibank CC ah? not good meh? @@
*
It could be due to its huge customer base. Also, Citibank has not been issuing good CCs with great benefits lately. In fact, Citibank CS is good and efficient.

This post has been edited by winner: Jan 27 2010, 08:23 PM
wahlauyeh
post Jan 27 2010, 09:44 PM

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QUOTE(winner @ Jan 27 2010, 08:22 PM)
AFs of most CCs are waiveable upon request. If you don't ask for it, some banks will not automatically waive it. You should call the CS and place a request.
It could be due to its huge customer base. Also, Citibank has not been issuing good CCs with great benefits lately. In fact, Citibank CS is good and efficient.
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okok
tmr i'll called up them. RM150 annual fee ler..
deeplyheartbroken
post Jan 28 2010, 12:25 AM

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Today just heard a credit card roadshow promoter said that Amex Gold charge card is very difficult to get? Is this true?
Reventon
post Jan 28 2010, 01:03 AM

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QUOTE(deeplyheartbroken @ Jan 28 2010, 12:25 AM)
Today just heard a credit card roadshow promoter said that Amex Gold charge card is very difficult to get? Is this true?
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I dont think it is true , i have few friends applied for the card using their > 1 year CC with the lowest one 6k CL , all approved biggrin.gif , it just a myth charge card is harder to get. At this time people are abandoning their cards , will be much more easier to get approved.
bingozero
post Jan 28 2010, 09:50 AM

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QUOTE(wahlauyeh @ Jan 27 2010, 06:23 PM)
wah..today received statement, the anual fee for Eon bank CC charging RM150.
i shall call to which department to argue for free annual fee ar?
*
Eon bank will waive for annual fees if you swap 12 times in a year with classic card.
Call the cc department to verify on this.
andrekua
post Jan 28 2010, 09:55 AM

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QUOTE(Reventon @ Jan 28 2010, 01:03 AM)
I dont think it is true , i have few friends applied for the card using their > 1 year CC with the lowest one 6k CL , all approved biggrin.gif , it just a myth charge card is harder to get.  At this time people are abandoning their cards , will be much more easier to get approved.
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Last year was rejected with my 2years old Citibank card with 13K CL. Even fax them Form J but couldnt get it approved. Frankly I get SCB Business Visa with 43K with it.
deeplyheartbroken
post Jan 28 2010, 10:38 AM

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QUOTE(Reventon @ Jan 28 2010, 01:03 AM)
I dont think it is true , i have few friends applied for the card using their > 1 year CC with the lowest one 6k CL , all approved biggrin.gif , it just a myth charge card is harder to get.  At this time people are abandoning their cards , will be much more easier to get approved.
*
The road show person also mentioned that the charge card has no credit limit, hence hard to get. Is this true as well?
bingozero
post Jan 28 2010, 10:41 AM

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QUOTE(deeplyheartbroken @ Jan 28 2010, 10:38 AM)
The road show person also mentioned that the charge card has no credit limit, hence hard to get. Is this true as well?
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Charge card is no limit
Credit card have limit
MilesAndMore
post Jan 28 2010, 12:21 PM

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QUOTE(deeplyheartbroken @ Jan 28 2010, 12:25 AM)
Today just heard a credit card roadshow promoter said that Amex Gold charge card is very difficult to get? Is this true?
So NOT true. Tell him/her stop bullshitting and mislead other people.


QUOTE(deeplyheartbroken @ Jan 28 2010, 10:38 AM)
The road show person also mentioned that the charge card has no credit limit, hence hard to get. Is this true as well?
Yes. charge card doesn't come with a credit limit but that doesn't mean you can simply charge RM100k into your card at one go. Whether they approve the transaction or not is all depend on your past spending patterns.

I used to use the Green Charge Card for about a year. Encountered some problems in the first two months of using the card. They blocked all the rest of the transactions after my card had accumulate an outstanding of a mere RM2000. Then from the third month into using the card, i did not face anymore problem. I even successfully charged more than RM15000 at a store in KLCC at one go last year tongue.gif

aeronlim
post Jan 28 2010, 12:25 PM

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QUOTE(shoduken @ Jan 27 2010, 06:45 PM)
wah why so many people want to cancel Citibank CC ah? not good meh? @@
*
You can check the feedback from following Citibank customer experience

http://www.citibank.com.my/MYGCB/APPS/port...estimonials.htm

Don't ever trust the rumor, so far they have good customer service in credit card business
Citi never sleeps

This post has been edited by aeronlim: Jan 28 2010, 12:25 PM
SeanChang
post Jan 28 2010, 01:32 PM

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QUOTE(aeronlim @ Jan 28 2010, 01:25 PM)
You can check the feedback from following Citibank customer experience

http://www.citibank.com.my/MYGCB/APPS/port...estimonials.htm

Don't ever trust the rumor, so far they have good customer service in credit card business
Citi never sleeps
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the experience campaign is merely a marketing gimmick, however citi cs is still one of the best smile.gif

This post has been edited by SeanChang: Jan 28 2010, 01:34 PM
xander
post Jan 28 2010, 05:48 PM

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normally how long is the process from new application till getting the card

been waitin long enuf for my cc from mbb,

called them keep sayin still process~
uNeVErwaLkaloNe
post Jan 28 2010, 06:15 PM

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QUOTE(aeronlim @ Jan 28 2010, 12:25 PM)
You can check the feedback from following Citibank customer experience

http://www.citibank.com.my/MYGCB/APPS/port...estimonials.htm

Don't ever trust the rumor, so far they have good customer service in credit card business
Citi never sleeps
*
no offence, but the feedback is from citibank itself...they can remove all the bad comments, leaving only good/positive comments.
ck_tonny
post Jan 28 2010, 06:57 PM

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QUOTE(xander @ Jan 28 2010, 05:48 PM)
normally how long is the process from new application till getting the card

been waitin long enuf for my cc from mbb,

called them keep sayin still process~
*
For my case, it took 1 week time from application till getting the card.
vin_ann
post Jan 29 2010, 09:27 AM

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yeah... just called Citibank to cancel my card.

the cancellation card dept told me that from 1st Dec to end of Feb 2010, if you spend more than RM300, you will get RM30 cash rebate, which can be used to set off against RM50 service charge.

then i told her, what's the point, i still need to pay extra RM20!!! wtf...

since im no longer using citi CC, i dun want to incurred any cost on this CC...

finally, she said for cancellation, she will fax me the cancellation form, and ask me to fill in and fax back...

any1 have this experience??? i can not cancel by just calling... need to fill in form... wtf...
zeroexz
post Jan 29 2010, 10:08 AM

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i cancelled my clear card via phone call...
elru
post Jan 29 2010, 10:17 AM

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QUOTE(uNeVErwaLkaloNe @ Jan 28 2010, 06:15 PM)
no offence, but the feedback is from citibank itself...they can remove all the bad comments, leaving only good/positive comments.
*
indeed...the comments are so zzzz...
cheez
post Jan 29 2010, 10:23 AM

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I got a mail from EON bank cc saying that I'm in the run for the Reader's Digest contest.
Anyone getting the EON-Reader's Digest promotion?


yapws
post Jan 29 2010, 10:29 AM

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QUOTE(cheez @ Jan 29 2010, 10:23 AM)
I got a mail from EON bank cc saying that I'm in the run for the Reader's Digest contest.
Anyone getting the EON-Reader's Digest promotion?
*
i din.
btw, wat is that promo?

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