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 Credit Card v9, RM50 GST dilemma

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vin_ann
post Dec 20 2009, 11:22 PM

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oh..already new thread...

Congras... lets continue our passion here.


vin_ann
post Dec 29 2009, 09:25 AM

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yesterday i received notification from Direct Access.

to my surprise, DA have increased my credit limits by 100%. WTF...

even the existing credit limits i never utilise for about 30%, now give 100% increased.


vin_ann
post Jan 4 2010, 09:18 AM

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Good Morning!

Happy New Year to CC Thread...

its 1st day of working of 2010...

Its time to sit down and considering which card to cancel!

btw, DA i-plan still valid. its even lower its minimum amount to RM500... WTF... really desperated already!
vin_ann
post Jan 8 2010, 05:30 PM

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QUOTE(JamesPond @ Jan 8 2010, 01:57 PM)
CIMB/DA did a great job to secure customer:-

1. 0% BT for 6 months
2. IPAY with lower interest
3. Smart IPAY with 0%
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n also 100% increase on credit limits.

sweat.gif
vin_ann
post Jan 14 2010, 06:03 PM

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helo all,

i plan to cancel my citibank CC... and my anniversary date is on Feb.

want to ask, how long the points redemption will take? now is already 14 Jan. Do ur thinks i got enough time to redeem point n cancel the card?
vin_ann
post Jan 26 2010, 06:17 PM

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people,

want checks with your, Citibank cancellation process, how to do it? Does Citibank accept via Phone? o need to fax in?


vin_ann
post Jan 27 2010, 08:23 AM

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QUOTE(muscaa @ Jan 26 2010, 07:37 PM)
yes they allow termination via phone
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fu yoh... yesterday received my rewards redemption! yeah, its time to cancel Citibank!
vin_ann
post Jan 29 2010, 09:27 AM

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yeah... just called Citibank to cancel my card.

the cancellation card dept told me that from 1st Dec to end of Feb 2010, if you spend more than RM300, you will get RM30 cash rebate, which can be used to set off against RM50 service charge.

then i told her, what's the point, i still need to pay extra RM20!!! wtf...

since im no longer using citi CC, i dun want to incurred any cost on this CC...

finally, she said for cancellation, she will fax me the cancellation form, and ask me to fill in and fax back...

any1 have this experience??? i can not cancel by just calling... need to fill in form... wtf...
vin_ann
post Feb 20 2010, 10:27 PM

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helo,

have any1's CC being charged RM50 service charged??

my Direct Access was charged without knowing it or without any1 from bank side to inform!! is this the way DA or other bank charge the CC user?


vin_ann
post Feb 21 2010, 05:25 AM

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QUOTE(winner @ Feb 20 2010, 10:33 PM)
The service tax is charged on card anniversary. It is already commonly known. Cardholders should be aware of their card anniversary date.
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QUOTE(David83 @ Feb 20 2010, 10:52 PM)
vin_ann, when is your anniversary date?
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my card expiry date show 12/12 meaning is December right? but i was charged on 29 Jan 2010...

thought was in Dec.

btw my card never upgrade b4, its the same card since beginning!
vin_ann
post Feb 25 2010, 08:48 AM

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QUOTE(cuebiz @ Feb 24 2010, 11:44 PM)
Credit card for halal retailers only?

CHAN of Subang Jaya says he is surprised that his HSBC Amanah Credit Card can only be used at halal shops.
http://www.mmail.com.my/content/28374-cred...-retailers-only
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haha...

we all know the facts not long after the launch! we got users who complain the card can not be used in the Pub...


vin_ann
post Mar 4 2010, 06:32 PM

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QUOTE(ykj @ Mar 4 2010, 05:29 PM)
CIMB credit cards really lousy. No rebate, only points in which 10k points only get RM50 worth redemption.
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ya lo...

better go get GSC-Eon... right... watch movie can have discount n priority
vin_ann
post Mar 8 2010, 11:39 PM

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Finally, i find some relief on my Direct Access on the RM50 govt charge!

today charged a 7K bill...
vin_ann
post Apr 1 2010, 06:31 PM

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any CIMB CC users have purchased the Touch n Go Quick 2 Go device?


vin_ann
post Apr 3 2010, 10:50 AM

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QUOTE(ronnie @ Apr 1 2010, 11:29 PM)
Remember that you need to pay a transaction of RM1.50 (I think) for each reload after the promo period.
Reloading at ATMs only cost RM0.50.
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At least its reasonable for me.

QUOTE(Aeon_Clock @ Apr 2 2010, 09:32 AM)
I saw your blog on Touch n Go Quick 2 Go laugh.gif
looks fun. At least you don't have the hassle of going out to reload your TnG. You save on petrol but have to pay extra RM1 for the reload...ok lah biggrin.gif
*
thank for visit.

in long run.. save on time n petrol yeah...


vin_ann
post Apr 22 2010, 08:59 AM

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yesterday received my new renewal HSBC card... via a NORMAL mail...

my card going to expire in May.

and my credit limit increased by another RM500... haha...

3 years increases RM1,000 for me. haha...

Wondering, shd i activate my new card???
vin_ann
post May 3 2010, 09:06 AM

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guys / gals,

its time for new thread.

Any volunteer ?

btw, shd i keep my HSBC CC ???
vin_ann
post May 3 2010, 01:37 PM

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Enjoy 50% OFF Buffet Dinner at Lemon Garden Cafe, Shangri-La Hotel on every first Monday of the month with your UOB Credit or Debit card!

found this on some where...

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