If you are citibank cc holder, you won't surprise when receiving the pre-approved card.

Some bank can accept and some bank are very straight on the name put on the card. If your name more than 19 letters, I think they will allow short form (eg Mohamad change to Mohd)

Just want to ask here as I'm also facing the similar situation
Is that mean if I charge RM3k for installment of 6 month on my 4k cc on Jan 2010,

1) Jan charged RM3k, i left RM 1k credit limit
2) Feb pay the 1st installment RM500, i still left RM 1k credit limit (not RM1.5k or RM4k)
3) March pay 2nd installment of RM 500, i still left Rm 1k credit limit, bla bla bla same for the following months
4) Last month July, I pay the last RM 500, then I have my credit limit back to RM4k

Is my calculation above correct? Or the bank using other formula?

Please help, thank you.

Maybank AMEX gold cc
1.5% conversion fee + 0.5% processing fee

Direct Access no idea

Since you have VISA and AMEX in mind, add in 1 Citibank Air Asia Mastercard will be perfect

You can check the feedback from following Citibank customer experience

http://www.citibank.com.my/MYGCB/APPS/port...estimonials.htm

Don't ever trust the rumor, so far they have good customer service in credit card business
Citi never sleeps

This post has been edited by aeronlim: Jan 28 2010, 12:25 PM

Looks like only BSN, MBF and EON Bank can waive the RM50 tax totally with some transaction, otherwise we have to pay it by using our "hard-earned" (for me, it does) point.

If your salary is bank in using Maybank, then the chance that success is high.
Last time my salary not even have RM1.4k, but they still send me a letter to offer me a card.

I think the best way are still walk in some shopping complex, there should be a few of cc sales agent.
Nowadays most of the agent change to do P1 wimax already