it is the worst and if it wasnt becos my cousin tumpang my card for installment plan, i would have already cut the card myself in many many pieces and send it back to them for termination. luckily the CS who answered my call was polite...

I have better luck in getting Maybank CS than DA CS.

DA CS is worse for me.

yah, recently, DA also have to wait when calling CS. Somemore there is no direct line for my World Card and VI.

03 62047979 is shared between DA Platinum, WMC and WI.
03 62047878 is for DA Gold.

Hi guys,

I am wondering, by any chance you guys can show me a guideline on how the financial charges is being applied? I have outstanding amount on my CC bill, and assuming 17.5% pa financial charges, does the financial charges equals to 17.5/12 % * outstanding amount?

I think it is called power vantage grad pack. Just walk in to any branch and ask about it.

I'm prefer DA, coz if CS is difficult to reach by phone so i can go straight to DA card centre & more convineance there

hey all can i check does anyone here have any experience applying Amex CC Gold and Plat?

Are you able to use your existing cards (if so what is the min CL) to apply or must use payslip?

Thansk!!!

When i apply for my Amex Gold CC,i only gave them my other bank CC that is more than 1 year. I apply it at maybank branch.

Thanks for the Info may i know how much CL was the CC you used to apply?

Hi Guys,

I just got my Citibank Credit Card. I registered it at Citibank homepage and now I can use the online system banking. But, I don't know how to OAC works in this platform since I do not own a Citibank Bank account. I tried to make bills payment but it doesn't let me because I do not have OAC activated. Any Citibank CC users here that used their online banking but do not own a Citibank Bank account here that know how to activate the OAC

*OAC is like a service where each time you input a payment/transaction a code is send to your mobile phone to authorized your transaction like any other online Banking.

received call from HLB,
giving points 15k
to offest the RM50 service charge required 12k

anybody using HLB CC?

HAD a HLB gold before but because the benefits were little so cut dy.

Now sticking to EON cause the benefits and rebates and service is good.
so far so good.

DA card centre is more convenient now since there's a branch at Pavilion.

But MBB card centre also easy to access at Menara Maybank near Puduraya.

Not sure about the operation hours for both centres.

I used my other bank CC that carry CL of RM7,000 to apply Amex CC, salesperson told me tat it only required RM5,000 CL of other CC that valid at least 1 year to apply Amex CC.

Hello All!

Dont know if this question has been answered before, but I just confirmed with miaubank cs that you can transfer your installment payment to other card.

Assume that you made easy payment with your visa, you can transfer the balance to your master card and cancel your visa. Not applicable for Amex.

Cheers,

The exact formula is at the back of your CC statement. But if you want a summarised version, it's basically total amount owed times interest rate times amount of time outstanding. Or in simpler terms, your outstanding amount is subject to daily compound interest.

http://en.wikipedia.org/wiki/Credit_card#Interest_charges

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Added on January 25, 2010, 9:34 pmYes, got my Ezypay transferred to my active card without me needing to specifically ask them to do it.

This post has been edited by charymsylyn: Jan 25 2010, 09:34 PM

deleted

This post has been edited by deeplyheartbroken: Jan 26 2010, 09:43 AM

You misunderstood the question posed. He was asking how to register for OAC and not how to pay for his Citibank credit card bill.

[quote=MilesAndMore,Jan 26 2010, 12:00 AM]
Normally those people that do not live nearby Citibank branch will pay the bill from other banks thru money transfer that requires RM 2 per transaction.
[/quote]
You misunderstood the question posed. He was asking how to register for OAC and not how to pay for his Citibank credit card bill.

[/quote]

Ok, edited