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 Credit Card v9, RM50 GST dilemma

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ck_tonny
post Dec 31 2009, 11:02 PM

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QUOTE(tachlio @ Dec 31 2009, 08:38 PM)
how many % u had increase??

DA do double up my CL  sweat.gif  but still cut whistling.gif
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How many years u using ur direct access cards?
ck_tonny
post Jan 1 2010, 11:07 AM

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QUOTE(Shinichi @ Jan 1 2010, 10:45 AM)
Happy new year to all LYN forumers here rclxms.gif

I guess would be me as my CC anniversary month is 01 sweat.gif
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Haha same with me, happy new year to all!!
ck_tonny
post Jan 19 2010, 07:14 PM

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QUOTE(Shinichi @ Jan 18 2010, 10:28 PM)
I got hardcopy statement for my DA cancellation.


Added on January 19, 2010, 9:01 amJust checked my Jan 2010 statement, I do not see RM50 tax charged... my card anniversary month is 01, however I applied the card on July 2009 and received the card on Aug 2009, could this be the reason I'm not being charged yet?
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Wat is ur statement date? I oso dun c the service tax on the online card statement, wait until 26th then c got charge or not.
ck_tonny
post Jan 24 2010, 11:40 AM

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QUOTE(David83 @ Jan 24 2010, 11:36 AM)
CIMB Mastercard Platinum and DA Platinum should share the same benefits.
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Yupe u r rite. Anyone here use Citibank Gold Card? Is it really better than Clear Card? (Agent told me that)
ck_tonny
post Jan 25 2010, 08:16 PM

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QUOTE(talfred @ Jan 25 2010, 02:11 PM)
Thanks for the Info may i know how much CL was the CC you used to apply?
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I used my other bank CC that carry CL of RM7,000 to apply Amex CC, salesperson told me tat it only required RM5,000 CL of other CC that valid at least 1 year to apply Amex CC.
ck_tonny
post Jan 26 2010, 11:40 AM

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QUOTE(bob @ Jan 26 2010, 11:32 AM)
maybank also got free annual fees CC ......... try call them & request to change to other CC like maybank/petronas card (its free)
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But privilege is very limited, plan to cut mine soon.
ck_tonny
post Jan 27 2010, 11:31 AM

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QUOTE(vin_ann @ Jan 27 2010, 08:23 AM)
fu yoh... yesterday received my rewards redemption! yeah, its time to cancel Citibank!
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So which card u maintain for the time being?
ck_tonny
post Jan 28 2010, 06:57 PM

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QUOTE(xander @ Jan 28 2010, 05:48 PM)
normally how long is the process from new application till getting the card

been waitin long enuf for my cc from mbb,

called them keep sayin still process~
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For my case, it took 1 week time from application till getting the card.
ck_tonny
post Feb 2 2010, 12:40 AM

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DA Visa groceries rebate at Tesco & Giant ended on 31.12.2009.
Now DA MasterCard got 5% rebate on every Saturday & Sunday at Tesco & Giant.
Wonder why seldom ppl use Diners Club cards?
ck_tonny
post Feb 2 2010, 01:12 AM

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QUOTE(David83 @ Feb 2 2010, 12:57 AM)
Really?

Where's the info?
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Info here:
http://directaccess.com.my/index.php?ch=43...569&tpt=cimb_da
ck_tonny
post Feb 2 2010, 01:30 AM

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QUOTE(David83 @ Feb 2 2010, 01:18 AM)
This is under Smart Rewards campaign.

They stripped off the 2%/5% rebate thing with DA Visa?
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I think so, their website clearly stated the duration (1 July - 31 Dec 2009), but dunno still applicable or not.
ck_tonny
post Feb 13 2010, 10:48 AM

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QUOTE(deeplyheartbroken @ Feb 13 2010, 10:45 AM)
CIMB generic mastercard also has the 2% rebate for all petrol stations??
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No.
ck_tonny
post Mar 8 2010, 06:42 PM

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QUOTE(LangBuanas @ Mar 8 2010, 01:32 PM)
hahaa....Citi...last 2 year I apply for their CC but rejected w/o any reason. Apparently last year they call me 2-3 times offering their CC but I refused since I already got 5 CC from other bank.  thumbup.gif

Now want to hold 2 CC only, still consider which the best... sweat.gif
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Plan to cancel my citibank gold visa since not much benefit i can enjoy, currently wat cc u r holding?
ck_tonny
post Mar 22 2010, 10:36 PM

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QUOTE(choco-cream @ Mar 22 2010, 10:27 PM)
hi all,

would like to seek for an advice on credit card.
i'm new to working life and yet to get a credit card.
the credit card purpose is to ease the payment when i do business trips.
however, i've just worked for 1 mth plus,
but have 2 mths pay slips (which are not full amount, as i only worked for few days the 1st mth)
would wanna ask whether can i still apply for credit card even with small amount of credit in my bank account???
and, which is the best credit card?

biggrin.gif
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EON Bank MRCA MasterCard icon_idea.gif
ck_tonny
post Mar 23 2010, 06:53 PM

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QUOTE(hye @ Mar 23 2010, 06:30 PM)
Just to raise an alternative view on the choice of cards.

It can be

- Maximize the ability to capture reward points from your spending.
- Banks which has the best fraud detection system
- The best CS among the local and foreign banks
- etc ....

And the list can go on and on. No single one banks can give you the best of the best as each as their own special offerings. Choose what you want from your cards and be aware of the limitations. e.g You want the best cash rebates but the bank is not generous in giving out points.

I started from being rewards points crazy and when I started to travel - it's the assurance that my card would not screw up nor not sticky with temporary CL increase is what matters to me most. Dining discount, merchant privileges and EZ Pay facility don't attract me much coz I know and aware I won't use them anyway.

Like I always mentioned many time ... cc is a very personal thing. Different people have different needs thus to me .. there's a no such thing as best card. There's always something your card can offer and can't - so choose wisely.
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Interesting explaination, currently what card u holding?
ck_tonny
post Mar 31 2010, 07:10 PM

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Anyone try to convert citibank gold card to clear card?
ck_tonny
post Mar 31 2010, 08:24 PM

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QUOTE(krylicius @ Mar 31 2010, 07:52 PM)
For what?.. rclxub.gif
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Seems tat clear card offer is better than gold card, anyone can share bout it?
ck_tonny
post Apr 1 2010, 10:50 PM

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Yesterday went to Jusco Wangsa Maju and saw Standard Chartered personnel promoting their credit card, gold card can get cashback of RM80 while plat card get RM150 cashback upon approval for principal card only, and will be credited to account within 30 days from approval date.
ck_tonny
post Apr 10 2010, 10:10 PM

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QUOTE(krylicius @ Apr 10 2010, 07:59 PM)
Exactly..in my opinion is the most difficult bank to get credit card from..even if you got high salary.. sweat.gif
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Which bank is the second hardest?
ck_tonny
post May 1 2010, 09:51 PM

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QUOTE(Underhill @ May 1 2010, 03:01 PM)
I feel like applying Citibank Gold card, purely due to their 24-hour Gold-On-Call Assistance. Anyone knows how good is their 24-hour assistance service? Is the service free? E.g when towing my car stranded in middle of nowhere?
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It is not free, u have to pay for it.

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