it's for protection, u might not know u'll face this senario:
- cc fraud dept investigation found that u're liable 4 the fraud
- after appeal to FNB, the verdict is still remain
- next step, court case = layer fee etc
the CPP coverage is merely RM440 per fraud cc, it's still better 4 nothing
it's also convenient to just call 1 number to stop all your cc,atm. i'd just sign up recently

btw, to claim this CPP, u'll need to make a policy report.

For Citibank, it will gain back ur cl as u're paying back every month

if it's a pre approved card, as long u're not using it yet it's ok. Usually if u use it = accept the t&c.

Safest way to cancel it is:
1. write a simple letter stating u do not wish to accept this pre approved card & hereby return to the bank.
2. print two copies of the letter, one copy for ur nearest bank, another copy ask the staff to chop the "Received on date" & keep the letter for ur reference.

u can reload by credit card manually as well in TnG Hub in KL Sentral, Tmn Desa KL, Tol Plaza office such as LDP, Pantai, Kesas, Plus at Penang bridge Duta Sg besi Damansara Subang Batu tiga etc at no extra cost.
can comfirm with TnG on details 03-76285115 careline@touchngo.com.my

read thoroughly the t&c for this bt, i remember u must spend min RM300 per month or pay the interest 4 ur bt

the cc is not dangerous at all, it's the person using it are dangerous

kanethesun, ur guess is right
eddievh, what i'd done is topping up non zing Tn
G manually:)

Citibank does the same to, they send a congratulation letter to me informing the increase of my CL

Classic - Up to RM1000
Gold - Up to RM3000
Platinum - Up to RM5000
http://www.alliancebank.com.my/ccard_cashback.html

for Plat, cs is 24 hours

the experience campaign is merely a marketing gimmick, however citi cs is still one of the best

This post has been edited by SeanChang: Jan 28 2010, 01:34 PM

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Simply activate the plan with Chartis Malaysia Insurance Berhad (795492-W), formerly known as AIG General Insurance (Malaysia) Berhad. Please SMS MC <space> 12-digit NRIC <space> NAME per NRIC and send to 36660 (e.g. : MC 123456789101 Dominic Tan) or call 1300 80 2988 (Monday to Friday: 9am to 5pm).
http://www.freeppp.my/index.html

criteria to enjoy 20 days interest free is paying full every month,
if u does not pay full b4 the due date, next month no interest free

currently using Alliance Cash Back
http://www.alliancebank.com.my/ccard_cashback.html

for non plat, you could only enquire about ur cc till 8pm
after 8pm, lost & stolen only
however, the cs is quite good

just call citi cs to verify it

OCBC still issuing Great Eastern Titanium
[url]
http://www.ocbccards.com.my/geTitanium.aspx
[/url]

if this SCB card still available, i don't mind even paying RM100 tax for the 5% cash rebate

Alliance Bank Mastercard Cashback, offer cash back & point

the 2 option given by cs was:

1. walk into branch & apply 4 online access + password, wait 7 days & go back the same branch to collect the access + password

2. open a saving/current & apply 4 it, access + password given on the spot.

if ur cc is not listed in web, click add account & wait 4 few days

can just open a basic saving acc & tell cs u dont need atm cards