Saying that Reader's Digest randomly picked the cardholders for a chance to win a sum amount of money.

Some few years back, my brother was notified by Reader's Digest for this similar contest. He bought some sets of books but eventually didn't win anything.

Reader's Digest is such a big liar! They are not creative at all. They have been using the same marketing tactics since 80s.

try to call again


another CS will tell u different story

i canceled my thru phone.
no problem

Agreed !


So true ! They used to partner with Bonuslink and Real Rewards too.

hi, i would like to ask...did citibank offer any promotion to offset rm50 service tax for new card? which card will you guys choose between citibank shell card and alliance bank younique? alliance bank offer 10k points while citibank seem to offer nothing

is it true that EON cc offer to waive rm 50 by swapping 3 times?

I was told that if i swipe 36times a year then they'll waive for me la.
But that's verbal not written.

Even if charge also i'm willing to pay cause the annual rebates that i get from them is a lot.
And their services is really good compared to my other CC/banks.

So far so good.

Reader's Digest love to send a mock car key

You need 10,000 points to offset the RM50 service tax for each type of Citibank CCs, except Citibank Air Asia card which requires 13,000 points.

Hi all of the Lyner,may i know what is this and where it come from ?

Somebody deposit a cheque to your account?

but never mention it to me ? ,do you know how to check the sender account for all of the transaction ?

You took balance transfer program from other bank?

No ..

Since a lot of retail shops and online website only accept VISA and MasterCard for credit/debit card payment, I wonder what is so special for AMEX until many people want to apply?

Just asking.

Well, there's nothing special about AMEX as compared to Visa and Mastercard in general. As a matter in fact, Visa and MC is more widely accepted as compared to AMEX. The merchants don't care what card you have as long as the transaction can go thru.

Having said the above, AMEX Gold Credit Card does give you 5X reward points for Petrol, Groceries and Utilities which works out to be about 2.5% cash back. Go to AMEX site and check it out. If you dont spend much on petrol and groceries then you won't miss much.

Also, since November 2009, AMEX is giving 15% cash back at malls in Klang Valley which is something other cards can't beat but the cash back have a maximum payout of RM4 million.

or did u bank in a cheque that is actually a cash advance?

No ,i've done nothing ,that's kinda weird huh ?

The bank has a record. You can check with them.

hi guys. I want to know which bank offer credit card which has longest 0% installment period?