Credit Card Thread V7, Everything about the world of plastic
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 Aug 20 2009, 11:07 PM
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Senior Member
2,921 posts Joined: Oct 2007  
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I already called ambank to inform them about this and they told me they received several call regarding the same issue too. This is bad because the syndicate are using the exactly same number as their call centre , which is really convincing. How the heck they are able to get that number i am wondering
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Aug 20 2009, 11:42 PM
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(shockk @ Aug 20 2009, 01:44 AM) I just received my GSC-Eon Bank card. oh..my recently application to Eon-GSC card was rejected bcoz of un-fulfil document required.  Kind of surprised as the bank officer asked me to apply when I did not really want to since my application for a normal Eon card late last year was rejected.  see whether they will send me the GSC-Eon card o not... haha QUOTE(Reventon @ Aug 20 2009, 10:34 PM) Everyone beware of latest scam, which claim call from Ambank regarding pending transaction of RMxxxx amount from +60321788888 , which is totally same number as AMbank customer services number. I have missed the call and they actually leave a voice mail sounds like this. Thanks for reminding. " You have a pending transaction of RM 3,812 , Please press 1 to approve the transaction, if you need any help from operators press 9. " The fishy part of this is the calling number itself, everyone watch out. I believe this is to get our CVV code and some confidential information of our current card. ** By the way i dont have AMbank Credit Card  Btw, few days ago, after 6pm, i received a call from Standard Chartered Bank (no worry, this 1 not scam) who offering me Standard Chartered Gold card. btw, he got my number from Standard Chartered KL marathon event! blooody bad event organised! so im going to pijak him! he keep promote SC gold card how great like 0.5% cash rebate on all purchase, and also rebates on insurance premium! i throw my Direct Assess which give 2% cash rebate on petrol and also OCBC who gives cash rebate on GE insurance... he just say thank you and hang up. haha |
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Aug 21 2009, 12:09 AM
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Moderator
9,301 posts Joined: Mar 2008 
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QUOTE(vin_ann @ Aug 20 2009, 11:42 PM) he keep promote SC gold card how great like 0.5% cash rebate on all purchase Cash rebate ? How about Choice Rewards then ? If they can give us both then it is GREAT  |
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Aug 21 2009, 08:48 AM
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Senior Member
4,522 posts Joined: Jan 2009
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CIMB announse a new CIMB Touch 'n Go Visa credit card.
It is free for life without any condition. For more info click here Is this card have Visa payWave? This post has been edited by bingozero: Aug 21 2009, 08:50 AM |
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Aug 21 2009, 08:56 AM
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Junior Member
370 posts Joined: Mar 2007
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QUOTE(bingozero @ Aug 21 2009, 08:48 AM) CIMB announse a new CIMB Touch 'n Go Visa credit card. Last time Hong Leong Bank also got this kind of credit card, but don't know why it no longer at the market anymoreIt is free for life without any condition. For more info click here Is this card have Visa payWave? Yes, the idea quite good, as many road user no need to top up the amount, and the fee will charge to the card automatically, plus it got 2x point. |
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Aug 21 2009, 08:57 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(bingozero @ Aug 21 2009, 08:48 AM) CIMB announse a new CIMB Touch 'n Go Visa credit card. I don't think it'll have payWave.It is free for life without any condition. For more info click here Is this card have Visa payWave? |
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Aug 21 2009, 02:08 PM
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All Stars
21,332 posts Joined: Jan 2003 From: Kuala Lumpur 
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QUOTE(bingozero @ Aug 21 2009, 08:48 AM) CIMB announse a new CIMB Touch 'n Go Visa credit card. it's based on the lousy Zing card just like MBBIt is free for life without any condition. For more info click here Is this card have Visa payWave? Reload fees are very high :- RM100 reload - RM1.50 fee RM200 reload - RM2.00 fee RM300 reload - RM3.00 fee I reload at ATM for only RM0.50 on any amount. |
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Aug 21 2009, 03:07 PM
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All Stars
52,874 posts Joined: Jan 2003
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Yes, lousy Zing card! Not worth. The good thing is automatically reloaded once your balance drops to certain threshold.
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Aug 21 2009, 10:07 PM
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Junior Member
30 posts Joined: Feb 2009
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Hi All,
I just apply CIMB bank account recently. Few days ago i received a Tune Card. I have no idea what is it! Does anyone experience the same situation? Mind to share? Thanks. |
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Aug 21 2009, 10:30 PM
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Senior Member
673 posts Joined: Nov 2008
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QUOTE(sohming06 @ Aug 21 2009, 10:07 PM) Hi All, http://www.cimbbank.com.my/index.php?ch=cb...2&tpt=cimb_bankI just apply CIMB bank account recently. Few days ago i received a Tune Card. I have no idea what is it! Does anyone experience the same situation? Mind to share? Thanks. it is a debit card |
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Aug 21 2009, 11:09 PM
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Junior Member
11 posts Joined: Aug 2009
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is the NEW CIMB TOUCH & GO card can be inserted to the smart tag and USE IT TO PAY TOLL???
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Aug 21 2009, 11:53 PM
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Senior Member
2,921 posts Joined: Oct 2007
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All T&G are able to use with Smart Tag , no problem.
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Aug 22 2009, 12:00 AM
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Junior Member
252 posts Joined: Jul 2008
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my brother in law who works as a credit card sales executive told me if u pay your balance but less than the minimum amount, on time, it wont affect your credit rating...unlike delaying in paying , is it true?
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Aug 22 2009, 12:04 AM
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Senior Member
2,552 posts Joined: Jan 2008
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from my understanding, the cimb card is a normal credit card. the tng function is from a separate zing card
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Aug 22 2009, 02:41 AM
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Junior Member
115 posts Joined: Sep 2008
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How am i supposed to apply for credit card at bank when i am busy from monday to saturday and im not gonna take a leave just to apply a plastic card. the banks not start doing business when i start working and they off business when i am off work. seriously how am i ever going to own a cc?
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Aug 22 2009, 05:26 AM
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Senior Member
3,008 posts Joined: Sep 2005 From: T.T.D.I, Bukit Damansara
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QUOTE(btr999 @ Aug 22 2009, 02:41 AM) How am i supposed to apply for credit card at bank when i am busy from monday to saturday and im not gonna take a leave just to apply a plastic card. the banks not start doing business when i start working and they off business when i am off work. seriously how am i ever going to own a cc? You can do it online. In fact, some banks offer exclusive reward for online application. |
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Aug 22 2009, 08:46 AM
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Junior Member
279 posts Joined: Dec 2004
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QUOTE(basrelief @ Aug 17 2009, 12:02 PM) hi every1, You should wait & apply new card after a year. The CCRIS report is showing your debt record for 12 month.I'm a freelance contractor in PC services. On September last year 2008 since I was retrenched, my wife lent me her credit card for daily use such as buying petrol etc so I can find business to cover our expenses. Before the card is given to me, her payment is doing good as she planned well to clear the amount she spent. However, after I used it for 3 months, the card is blocked due to bad payment, it is my fault. I didn't manage well to pay the minimum charges on time and I always delay it. Currently the debt is cleared on March 2009 and it's been 5-7 months since the card being blocked. We have tried every method by calling to c/card centre, or write-in to Maybank but what we get is bad news. At last even my wife giving up applying Maybank c/card, tend to switch to other bank and surprisingly the application is rejected too due to the bad record. Any1 here can help me on this matter? My wife remains 2 cards now which is from RHB and UOB, she could not apply new cards anymore. It's not her fault and I'm willing to take all the responsibility, hoping she could get another chance to continue using the Maybank c/card so are the others. I'm looking forward to any of the kind and professional friends around here to offer me your help or opinions. Thank you and really appreciated..!!! You should "clean" the record during the year. |
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Aug 22 2009, 08:47 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(btr999 @ Aug 22 2009, 02:41 AM) How am i supposed to apply for credit card at bank when i am busy from monday to saturday and im not gonna take a leave just to apply a plastic card. the banks not start doing business when i start working and they off business when i am off work. seriously how am i ever going to own a cc? Certain banks open on Sunday too (only selected branch). You can download the forms online. Read the instructions and submit all documents as requested. Most people here are busy and working 6 days a week as well but many already have more than 2 credit cards, just so you know. |
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Aug 22 2009, 08:54 AM
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Senior Member
2,221 posts Joined: Apr 2008
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QUOTE(Noyoudontcare @ Aug 22 2009, 12:00 AM) my brother in law who works as a credit card sales executive told me if u pay your balance but less than the minimum amount, on time, it wont affect your credit rating...unlike delaying in paying , is it true? To have a good record, you must always pay in FULL so that the outstanding balance won't be snowballed.QUOTE(btr999 @ Aug 22 2009, 02:41 AM) How am i supposed to apply for credit card at bank when i am busy from monday to saturday and im not gonna take a leave just to apply a plastic card. the banks not start doing business when i start working and they off business when i am off work. seriously how am i ever going to own a cc? 1. Download the application form from internet, or call the bank to fax you the form2. Send your application complete with necessary documents via fax, or call the bank to collect the documents from your office. You don't even need to step out of your office. |
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Aug 22 2009, 08:55 AM
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Senior Member
6,113 posts Joined: Jan 2003 From: Pokey Oaks
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QUOTE(btr999 @ Aug 22 2009, 02:41 AM) How am i supposed to apply for credit card at bank when i am busy from monday to saturday and im not gonna take a leave just to apply a plastic card. the banks not start doing business when i start working and they off business when i am off work. seriously how am i ever going to own a cc? You can call them and they will come to you at your office. Not sure about other banks, but Standard Chartered will. |
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