was just wondering, with all the day-specific offers (Just1, RHB Travel Money), do you get the discount based on transaction date or posting date?

You need to be working / have income and above 21.

my guess is..

CRM database = Existing customer
Credit Card Database = No Late Payment in Last 12 months

Bam! You get 13.5% for a 3 month old card

can we reiterate a mantra/

Don't use a Credit Card to carry debt.

Just inform your issuing bank before your trip overseas and you can use your card normally as when you are in Malaysia.

This post has been edited by zenquix: Jun 28 2009, 11:35 PM

Lucky I just pumped petrol with my DA MC

i just received sms that my scb card approved. an scb card i did not apply for

promptly called in and say cancel it and don't bother sending me the card
wondering how this agents fake signatures on application forms....

You can do so in any Maybank branch.


This post has been edited by zenquix: Jul 10 2009, 10:31 PM

iirc when i got my smart tag it was abt 22k~24k points. that was a year ago @ the treats points fair then.

Noticed the brochure no longer has smart tag as an option.

the entire treats fair brochure is online at the link shared earlier by someone..

think treatsfair.com.my i think

CIMB Petronas has 0.5% cashback on purchases other than petrol (2%) as well.

hsbc charges a 2% admin fee on overseas transactions

I just did it with MBB recently. Just have to clear your outstanding balance to clear the credit limit. You can deposit via CDM or Maybank2u up to your outstanding balance to clear it. You can deposit more than your outstanding balance via CDM (in case u know of future purchases that will blow your limit). This does not work for limits locked in by EzyPay though.

And not all Petronas stations can accept Amex even at the counter.

no need. just get maybank2u and login to mystatements.

yes you can but please factor in cheque clearing period for your payment. So don't bank in the cheque on the due date

looks to be a permanent feature of the sony card.

in your statement you can see when the payment was made. BNM has made compulsory a 3-day grace period for payment from the due date from July 1 onwards. The only thing you need to be wary of is remembering the wrong due date.

If you got case to dispute you can call them and ask them to waive. Else complain to BNM.

This post has been edited by zenquix: Aug 11 2009, 10:29 PM

true. agents usually do not want to take up such cases as they want commission and any borderline cases may = work for no commission.

going directly to the bank = service + additional income so no harm doing.

the usual withdrawal fee for PLUS and CIRRUS networks are RM10-12 from some googling i did.