I just received my GSC-Eon Bank card.
Kind of surprised as the bank officer asked me to apply when I did not really want to since my application for a normal Eon card late last year was rejected.

Bank already no business, so they direct apply for you even you are not willing

When the bank is hungry for business, some get-tough policies can be lifted.

Anyway, I can see Eon has been continuosly doing rebranding and this is in fact a good start for them.

According to Star Newspaper, 35 EON Bank branches have gone totally orange and the rest will also be renovated by next year's end

For those who has CIMB card, how long does it take for them to process the application? I have mine in since 10/8 and still being processed when i asked them a while ago.

My mom's was approved in about 2 weeks and got her physical card and welcome pack on the 3rd week.

If you walk in their branch and apply, 1 week u get the card.

next year end? lol
takes so long..

HSBC will require your basic salary to be RM1,500/month. Even though if you got RM10,000 of allowance per month, they also would not care.

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Added on August 20, 2009, 2:19 pmIs there agreement need to be signed if credit card is applied though this method? It would not stop me from closing my TD after 1 month.

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Added on August 20, 2009, 2:20 pmYeah, I did walk in to apply but no news yet.

This post has been edited by jphlau: Aug 20 2009, 02:20 PM

Yes, the cc will be closed once the FD/TD is uplifted

Yes. There is a letter and agreement you need to sign. The agreement is printed on a thick green paper.


You can only withdraw your TD a month after you cancelled your credit card.

Please note that all HSBC VISA Platinum has a minimum credit line of RM30,000. So you need AT LEAST RM37,500 of TD to be eligible for HSBC VISA Platinum. This is however still subject to HSBC credit card HQ final approval. I've heard it's easier to get a HSBC VISA Platinum credit card pledged by TD if you're a HSBC Premier customer. Else they might just tell you to apply for Gold credit card or use your salary slip to apply for HSBC VISA Platinum should really want to get the HSBC VISA Platinum.

I have just ask HSBC and they stated that the agreement wil need to be done with a lawyer with cost being beared by the applicant. Too much trouble for a card...

What ? I have also applied for a HSBC credit card pledged by TD but they did not mention anything about lawyer fee. In fact i was told that i do not have to pay for anything. No annual fee as long as i swipe 12 times in a year.

The agreement i signed is exactly the same agreement they ask their customers to sign who apply for OD. I will call the staff in charge of my application tomorrow to ask her about the lawyer fee.

And by the way, there are two forms you need to sign. One is the offer letter and another one is the agreement, printed on a thick green paper that looks like a pamphlet. Before they asked me to sign the offer letter, they had to check with their credit card centre in Kuala Lumpur if i'm qualified for it. The day they asked me to sign all the documents i was told that my card has been pre-approved and right now i just need to wait for their guys in the credit card centre to do some documentation and wait for them to courier the credit card to me.

This post has been edited by MilesAndMore: Aug 20 2009, 05:25 PM

I still dont understand the concept of credit card. about the payment. Does it mean if i pay my monthly bills on time i wont be charge of any interest?

If you pay before the due date as indicated in the statement, you won't be charged for any interest.

can someone share with me the cheapest balance transfer rate currently and by which bank?
if there is a thread for this..plz provide me the link...thnx..

Try this thread: http://forum.lowyat.net/index.php?showtopi...3346&hl=balance

If you pay monthly minimum amount : you don't need to pay Late Payment Charge but you pay interest on remaining balance
If you pay full amount each month : No interest and no Late payment charge

Please remember that the financial charge is still exorbitant even though the Tier system is being implemented for quite some time.

Everyone beware of latest scam, which claim call from Ambank regarding pending transaction of RMxxxx amount from +60321788888 , which is totally same number as AMbank customer services number. I have missed the call and they actually leave a voice mail sounds like this.
" You have a pending transaction of RM 3,812 , Please press 1 to approve the transaction, if you need any help from operators press 9. "

The fishy part of this is the calling number itself, everyone watch out. I believe this is to get our CVV code and some confidential information of our current card.

** By the way i dont have AMbank Credit Card