Damn it Citibank! I just received my e-statement and discovered that Citi didn't give me 2x reward points for overseas transactions. I queried the CS but was informed that Citi Plat cc has stopped giving 2x points for overseas retail purchases since last month. I don't find a reason to keep this card now. No cash rebates and additional points. It is actually a lifestyle card (discount for F&B) for me only. CUT IT!

Actually, I should use SCB VI when travelling abroad as it gives 5x choice points!

CIMB Bank is giving 2x bonus points for each RM1 charged to their World Mastercard overseas. As for their VISA Infinite, it will give you 1% cash back.


Standard Chartered has the least competitive exchange rate + admin fee though. But since your company is paying for it i guess it is alright then

izzit??? damn,i juz used it last month oversea stil thinking they do offer such thing ...

anyway , i've been told the exchange rate among banks , citibank is 1 of the lowest if not then really no reason for me to keep it liao ...

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Added on September 15, 2009, 7:05 pmmy scb justone rebate omost finish ... now scratching my head dunno wanna apply which card ... like the amex gold cc but damn sales din submit for me

left with hsbc amanah ( onli 0.5% rebate ) & citi plat ( nothing special , damn )

This post has been edited by santaclaus: Sep 15 2009, 07:05 PM

CIMBClicks just lower their Inter Bank Transfer to RM0.50 nia. Lastime was RM2. Sometimes quite much as it only allows max RM5k and when CC bill was more than 5k, extra charge. Now at 50cent, it does not matter liao.

Just receive Citibank Shell RM62 rebate... this is the best card I ever used... each year can get RM300++ in rebate... in my 2nd year...

It is valid until 31/12/09. After that it will revert back to the normal IBG rate. Only Citibank and Standard Chartered offer RM0.50/IBG for all range of account, as far as i'm concerned.



This post has been edited by MilesAndMore: Sep 15 2009, 08:06 PM

Is SCB JustOne card no longer available ?

@santaclaus,
Thanks for the information. I'll try on Thursday. This is a bz week *grins*

@WoodStock,
Wah.. what hardcore mobile rig are you getting? RM9k+ can get you a v v v v high end mobile computer *smiles* Anyhow, I've tried requesting for a temporary increase in credit limit with my Amex Platinum Credit Card; no problemos - just make sure U call during office hours

I managed to get them to give me additional RM20k for the weekend; and just in case, I also told them the merchant in which I will be using the card, just in case My request was approved almost immediately.

buying 3 laptops, RM3k+ each

Credit Agent Needed I Wan Apply Credit Card

I don't wanna get so many cards, unless the "direct" benefits are fantastic, such as those given by SCB Just1, Alliance and Amex Gold cc.

That's true. If it is not for company purposes, I won't use SCB cc in overseas as I was shocked with the rates they charged me. Talking about the conversion fee, SCB replied me briefly in writing that the currency conversion was done by MC and they only charged 1% admin fee. But SCB refused to show me the breakdown of conversion and admin charge. However, I am totally clueless why their rate was >2% higher than Alliance's rate.


After hitting the max rebate for Just1, currently I concentrate using Alliance Younique MC (max rebate RM68.25/month for RM5k purchase + 1x point for local and overseas transactions), Alliance Plat Visa (max rebate RM68.75/month for RM5k purchase + 1x point for local and 2x points for overseas transactions), and Amex Gold cc for local telco, petrol and grocery transactions. I am gonna terminate my Citi Plat soon.

Do you keep track of how much rebate you received manually? Becos I can't find any info in the statements and online banking.

You need to do it manually.

I also want a cc agent,prefer based in Penang.

I need the cc by end of this month.

pm me

Hi guys, i am new to credit card.
Any cards recommended?
I prefer those with rebates on dinings...

i also need a cc agent to help me apply a credit card.. need to get it before end of the month.. let me know k?