hi every1,

I'm a freelance contractor in PC services. On September last year 2008 since I was retrenched, my wife lent me her credit card for daily use such as buying petrol etc so I can find business to cover our expenses. Before the card is given to me, her payment is doing good as she planned well to clear the amount she spent.

However, after I used it for 3 months, the card is blocked due to bad payment, it is my fault. I didn't manage well to pay the minimum charges on time and I always delay it. Currently the debt is cleared on March 2009 and it's been 5-7 months since the card being blocked. We have tried every method by calling to c/card centre, or write-in to Maybank but what we get is bad news. At last even my wife giving up applying Maybank c/card, tend to switch to other bank and surprisingly the application is rejected too due to the bad record.

Any1 here can help me on this matter? My wife remains 2 cards now which is from RHB and UOB, she could not apply new cards anymore. It's not her fault and I'm willing to take all the responsibility, hoping she could get another chance to continue using the Maybank c/card so are the others. I'm looking forward to any of the kind and professional friends around here to offer me your help or opinions. Thank you and really appreciated..!!!